- Chrysler Town and Country car insurance costs $1,706 per year (about $142 per month) for a full coverage policy, depending on the age of the rated driver.
- Ranked fifth out of six other models in the 2016 midsize minivan class, car insurance rates for the Chrysler Town and Country cost $76 more per year than the average cost for the segment.
- The cheapest Town & Country to insure is the LX 2WD trim level at an estimated $1,606 per year. The most expensive is the Limited Platinum 2WD at $1,806 annually.
How much does Chrysler Town and Country insurance cost?
Ranked fifth out of six vehicles in the midsize minivan class, Chrysler Town and Country insurance rates are approximately $1,706 a year for full coverage, or around $142 monthly. With the average midsize minivan costing $1,630 a year to insure, the Chrysler T&C would cost around $76 or more every 12 months.
The rate summary chart below illustrates how Chrysler Town and Country car insurance costs vary with a variety of driver ages and the chosen policy deductibles.
The rate table below shows average insurance rate data for a Chrysler Town and Country for the 2013-2016 model years and different driver age groups.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2016 Chrysler Town And Country | $3,438 | $1,706 | $1,428 |
| 2015 Chrysler Town And Country | $3,234 | $1,602 | $1,344 |
| 2014 Chrysler Town And Country | $2,978 | $1,488 | $1,244 |
| 2013 Chrysler Town And Country | $3,150 | $1,560 | $1,308 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chrysler Town And Country trim levels for each model year. Updated October 24, 2025
The table below details the estimated annual and semi-annual policy costs, including a monthly budget amount, for each Chrysler Town & Country model and trim level.
| 2016 Chrysler Town And Country Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LX 2WD | $1,606 | $134 |
| Touring 2WD | $1,656 | $138 |
| S 2WD | $1,706 | $142 |
| Touring-L 2WD | $1,706 | $142 |
| Limited 2WD | $1,756 | $146 |
| Limited Platinum 2WD | $1,806 | $151 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Additional rates and observations
A few additional notable observations about Chrysler Town and Country car insurance rates include:
- Being a cautious driver saves money. Causing too many accidents will raise rates, possibly by an additional $2,464 per year for a 20-year-old driver and as much as $452 per year for a 60-year-old driver.
- It’s expensive to buy high-risk insurance. For a 40-year-old driver, having to buy a high-risk insurance policy could inflate rates by $2,094 or more per year.
- As you age, auto insurance rates get cheaper. The difference in insurance rates for a Chrysler Town And Country between a 50-year-old driver ($1,528 per year) and a 20-year-old driver ($3,438 per year) is $1,910, or a savings of 76.9%.
- Teenage drivers are expensive to insure. Average rates for full coverage Town And Country insurance costs $6,262 per year for a 16-year-old driver, $6,004 per year for a 17-year-old driver, $5,265 per year for an 18-year-old driver, and $4,836 per year for a 19-year-old driver.
- Earn discounts to save money. Discounts may be available if the insured drivers insure their home and car with the same company, belong to certain professional organizations, take a defensive driving course, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average driver as much as $288 per year on the cost of insuring a Chrysler Town And Country.
- Improve your credit for cheaper car insurance. Having an excellent credit rating above 800 could save $268 per year compared to a credit score between 670-739. Conversely, a credit score lower than 579 could cost as much as $310 more per year.
How do Town and Country insurance prices rank?
The Chrysler Town and Country ranks fifth out of six total vehicles in the midsize minivan segment for insurance affordability. The Town & Country costs an average of $1,706 per year for full coverage car insurance, while the category average price is $1,630 annually, a difference of $76 per year.
When compared directly to some other models in the midsize minivan category, car insurance rates for a Chrysler Town and Country cost $178 more per year than the Dodge Grand Caravan, $244 more than the Honda Odyssey, and $44 less than the Toyota Sienna.
The next table shows how the Town and Country compares to the top 10 most popular midsize minivans in America like the Kia Sedona, Nissan Quest, and the Dodge Grand Caravan.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Odyssey | $1,462 | -$244 |
| 2 | Dodge Grand Caravan | $1,528 | -$178 |
| 3 | Nissan Quest | $1,648 | -$58 |
| 4 | Kia Sedona | $1,684 | -$22 |
| 5 | Chrysler Town And Country | $1,706 | -- |
| 6 | Toyota Sienna | $1,750 | $44 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2016 model year. Updated October 24, 2025
