Chrysler Town And Country Insurance: What to Know for 2025

How much does car insurance for a Chrysler Town And Country cost? We break down rates from the base Town And Country LX 2WD up to the Limited Platinum 2WD trim to find out how prices compare to other midsize minivans.

Start a Free QuoteCompare Chrysler Town And Country car insurance quotes and save on your next policy.

  • Chrysler Town and Country car insurance costs $1,668 per year (about $139 per month) for a full coverage policy, depending on the age of the rated driver.
  • Ranked fifth out of six other models in the 2016 midsize minivan class, car insurance rates for the Chrysler Town and Country cost $76 more per year than the average cost for the segment.
  • The cheapest Town & Country to insure is the LX 2WD trim level at an estimated $1,572 per year. The most expensive is the Limited Platinum 2WD at $1,764 annually.

How much does Chrysler Town and Country insurance cost?

Ranked fifth out of six vehicles in the midsize minivan class, Chrysler Town and Country insurance rates are approximately $1,668 a year for full coverage, or around $139 monthly. With the average midsize minivan costing $1,592 a year to insure, the Chrysler T&C would cost around $76 or more every 12 months.

The rate summary chart below illustrates how Chrysler Town and Country car insurance costs vary with a variety of driver ages and the chosen policy deductibles.

Average 2016 Chrysler Town And Country car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2016 Chrysler Town And Country car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2016 model year Chrysler Town And Country. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2016 Chrysler Town And Country Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,922$244
$500$3,354$280
$250$3,812$318
30-Year-Old$1,000$1,520$127
$500$1,764$147
$250$2,018$168
40-Year-Old$1,000$1,444$120
$500$1,668$139
$250$1,900$158
50-Year-Old$1,000$1,298$108
$500$1,494$125
$250$1,694$141
60-Year-Old$1,000$1,212$101
$500$1,392$116
$250$1,582$132

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2016 Chrysler Town And Country. Updated June 26, 2025

The rate table below shows average insurance rate data for a Chrysler Town and Country for the 2013-2016 model years and different driver age groups.

Chrysler Town And Country Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2016 Chrysler Town And Country$3,354$1,668$1,392
2015 Chrysler Town And Country$3,156$1,568$1,312
2014 Chrysler Town And Country$2,906$1,452$1,216
2013 Chrysler Town And Country$3,074$1,524$1,278

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chrysler Town And Country trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2013 to 2016 Chrysler Town And Country models for drivers age 20, 40 and 60
Average insurance rates for 2013 to 2016 Chrysler Town And Country models for drivers age 20, 40 and 60

The table below details the estimated annual and semi-annual policy costs, including a monthly budget amount, for each Chrysler Town & Country model and trim level.

2016 Chrysler Town And Country Insurance Rates by Trim Level
2016 Chrysler Town And Country Trim Level Annual Premium Cost Per Month
LX 2WD$1,572$131
Touring 2WD$1,620$135
S 2WD$1,668$139
Touring-L 2WD$1,668$139
Limited 2WD$1,716$143
Limited Platinum 2WD$1,764$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2016 Chrysler Town And Country ranging from the LX 2WD model at $1,572 per year to the Limited Platinum 2WD model at $1,764
Insurance cost by trim level for a 2016 Chrysler Town And Country ranging from the LX 2WD model at $1,572 per year to the Limited Platinum 2WD model at $1,764

Additional rates and observations

A few additional notable observations about Chrysler Town and Country car insurance rates include:

  • Being a cautious driver saves money. Causing too many accidents will raise rates, possibly by an additional $2,404 per year for a 20-year-old driver and as much as $442 per year for a 60-year-old driver.
  • It’s expensive to buy high-risk insurance. For a 40-year-old driver, having to buy a high-risk insurance policy could inflate rates by $2,040 or more per year.
  • As you age, auto insurance rates get cheaper. The difference in insurance rates for a Chrysler Town And Country between a 50-year-old driver ($1,494 per year) and a 20-year-old driver ($3,354 per year) is $1,860, or a savings of 76.7%.
  • Teenage drivers are expensive to insure. Average rates for full coverage Town And Country insurance costs $6,112 per year for a 16-year-old driver, $5,862 per year for a 17-year-old driver, $5,139 per year for an 18-year-old driver, and $4,721 per year for a 19-year-old driver.
  • Earn discounts to save money. Discounts may be available if the insured drivers insure their home and car with the same company, belong to certain professional organizations, take a defensive driving course, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average driver as much as $282 per year on the cost of insuring a Chrysler Town And Country.
  • Improve your credit for cheaper car insurance. Having an excellent credit rating above 800 could save $262 per year compared to a credit score between 670-739. Conversely, a credit score lower than 579 could cost as much as $304 more per year.

How do Town and Country insurance prices rank?

The Chrysler Town and Country ranks fifth out of six total vehicles in the midsize minivan segment for insurance affordability. The Town & Country costs an average of $1,668 per year for full coverage car insurance, while the category average price is $1,592 annually, a difference of $76 per year.

When compared directly to some other models in the midsize minivan category, car insurance rates for a Chrysler Town and Country cost $174 more per year than the Dodge Grand Caravan, $240 more than the Honda Odyssey, and $40 less than the Toyota Sienna.

The next table shows how the Town and Country compares to the top 10 most popular midsize minivans in America like the Kia Sedona, Nissan Quest, and the Dodge Grand Caravan.

Insurance Cost Comparison: Chrysler Town And Country vs Midsize Minivans
Rank Make and Model Annual Premium Difference
1Honda Odyssey$1,428-$240
2Dodge Grand Caravan$1,494-$174
3Nissan Quest$1,612-$56
4Kia Sedona$1,644-$24
5Chrysler Town And Country$1,668--
6Toyota Sienna$1,708$40

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2016 model year. Updated June 26, 2025

At $1,668 per year, insurance cost for a 2016 Chrysler Town And Country ranks fifth out of six models in the midsize minivan segment
At $1,668 per year, insurance cost for a 2016 Chrysler Town And Country ranks fifth out of six models in the midsize minivan segment