- Chrysler Town and Country car insurance costs $1,278 per year (about $107 per month) for a full coverage policy, depending on the age of the rated driver.
- Ranked #5 out of six other models in the 2016 midsize minivan class, car insurance rates for the Chrysler Town and Country cost $57 more per year than the average cost for the segment.
- The cheapest Town & Country to insure is the LX 2WD trim level at an estimated $1,204 per year. The most expensive is the Limited Platinum 2WD at $1,352 annually.
How much does Chrysler Town and Country insurance cost?
Ranked #5 out of six vehicles in the midsize minivan class, Chrysler Town and Country insurance rates are approximately $1,278 a year for full coverage, or around $107 monthly. With the average midsize minivan costing $1,221 a year to insure, the Chrysler T&C would cost around $57 or more every 12 months.
The rate summary chart below illustrates how Chrysler Town and Country car insurance costs vary with a variety of driver ages and the chosen policy deductibles.
The rate table below shows average insurance rate data for a Chrysler Town and Country for the 2013-2016 model years and different driver age groups.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2016 | $2,552 | $1,336 | $1,278 | $1,170 | $1,148 |
| 2015 | $2,446 | $1,276 | $1,226 | $1,120 | $1,100 |
| 2014 | $2,222 | $1,168 | $1,120 | $1,024 | $1,004 |
| 2013 | $2,342 | $1,218 | $1,172 | $1,072 | $1,052 |
The table below details the estimated annual and semi-annual policy costs, including a monthly budget amount, for each Chrysler Town & Country model and trim level.
| Chrysler Town And Country Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX 2WD | $1,204 | $602 | $100 |
| Touring 2WD | $1,240 | $620 | $103 |
| S 2WD | $1,278 | $639 | $107 |
| Touring-L 2WD | $1,278 | $639 | $107 |
| Limited 2WD | $1,314 | $657 | $110 |
| Limited Platinum 2WD | $1,352 | $676 | $113 |
Additional rates and observations
A few additional notable observations about Chrysler Town and Country car insurance rates include:
- Being a cautious driver saves money. Causing too many accidents will raise rates, possibly by an additional $1,822 per year for a 20-year-old driver and as much as $414 per year for a 60-year-old driver.
- It’s expensive to buy high-risk insurance. For a 40-year-old driver, having to buy a high-risk insurance policy could inflate rates by $1,576 or more per year.
- As you age, auto insurance rates get cheaper. The difference in insurance rates for a Chrysler Town And Country between a 50-year-old driver ($1,170 per year) and a 20-year-old driver ($2,552 per year) is $1,382, or a savings of 54.2%.
- Teenage drivers are expensive to insure. Average rates for full coverage Town And Country insurance costs $4,790 per year for a 16-year-old driver, $4,428 per year for a 17-year-old driver, $4,112 per year for a 18-year-old driver, and $3,684 per year for a 19-year-old driver.
- Earn discounts to save money. Discounts may be available if the insured drivers insure their home and car with the same company, belong to certain professional organizations, take a defensive driving course, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average driver as much as $216 per year on the cost of insuring a Chrysler Town And Country.
- Improve your credit for cheaper car insurance. Having an excellent credit rating above 800 could save $201 per year compared to a credit score between 670-739. Conversely, a credit score lower than 579 could cost as much as $233 more per year.
How do Town and Country insurance prices rank?
The Chrysler Town and Country ranks #5 out of six total vehicles in the midsize minivan segment for insurance affordability. The Town & Country costs an average of $1,278 per year for full coverage car insurance, while the category average price is $1,221 annually, a difference of $57 per year.
When compared directly to some other models in the midsize minivan category, car insurance rates for a Chrysler Town and Country cost $132 more per year than the Dodge Grand Caravan, $182 more than the Honda Odyssey, and $34 less than the Toyota Sienna.
The next table shows how the Town and Country compares to the top 10 most popular midsize minivans in America like the Kia Sedona, Nissan Quest, and the Dodge Grand Caravan.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Odyssey | $1,096 | -$182 |
| 2 | Dodge Grand Caravan | $1,146 | -$132 |
| 3 | Nissan Quest | $1,234 | -$44 |
| 4 | Kia Sedona | $1,260 | -$18 |
| 5 | Chrysler Town And Country | $1,278 | -- |
| 6 | Toyota Sienna | $1,312 | $34 |
