Buy Chrysler Town and Country Insurance for Less in 2023

How much does car insurance for a Chrysler Town And Country cost? We break down rates from the base Town And Country LX 2WD up to the Limited Platinum 2WD trim to find out how prices compare to other midsize minivans.

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  • Chrysler Town and Country car insurance costs $1,420 per year (about $118 per month) for a full coverage policy, depending on the age of the rated driver.
  • Ranked fifth out of six other models in the 2016 midsize minivan class, car insurance rates for the Chrysler Town and Country cost $67 more per year than the average cost for the segment.
  • The cheapest Town & Country to insure is the LX 2WD trim level at an estimated $1,340 per year. The most expensive is the Limited Platinum 2WD at $1,502 annually.

How much does Chrysler Town and Country insurance cost?

Ranked fifth out of six vehicles in the midsize minivan class, Chrysler Town and Country insurance rates are approximately $1,420 a year for full coverage, or around $118 monthly. With the average midsize minivan costing $1,353 a year to insure, the Chrysler T&C would cost around $67 or more every 12 months.

The rate summary chart below illustrates how Chrysler Town and Country car insurance costs vary with a variety of driver ages and the chosen policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2016 Chrysler Town And Country with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Chrysler Town And Country trim levels.Data last updated on August 11, 2023
Chrysler Town And Country Car Insurance Rates
2016 Chrysler Town And Country Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,468$206
$500$2,828$236
$250$3,208$267
30$1,000$1,272$106
$500$1,474$123
$250$1,686$141
40$1,000$1,234$103
$500$1,420$118
$250$1,614$135
50$1,000$1,128$94
$500$1,296$108
$250$1,470$123
60$1,000$1,104$92
$500$1,270$106
$250$1,440$120

The rate table below shows average insurance rate data for a Chrysler Town and Country for the 2013-2016 model years and different driver age groups.

Chrysler Town And Country Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2016 Chrysler Town And Country$2,828$1,420$1,270
2015 Chrysler Town And Country$2,660$1,336$1,196
2014 Chrysler Town And Country$2,430$1,222$1,098
2013 Chrysler Town And Country$2,584$1,296$1,158

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Chrysler Town And Country Insurance Cost by Model Year

The table below details the estimated annual and semi-annual policy costs, including a monthly budget amount, for each Chrysler Town & Country model and trim level.

2016 Chrysler Town And Country Insurance Cost by Trim Level
Chrysler Town And Country Trim Level Annual Policy Six-Month Policy Per Month
LX 2WD$1,340$670$112
Touring 2WD$1,380$690$115
S 2WD$1,420$710$118
Touring-L 2WD$1,420$710$118
Limited 2WD$1,460$730$122
Limited Platinum 2WD$1,502$751$125

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Table Data Details: Average rates are for a 2016 Chrysler Town And Country, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Chrysler Town And Country Insurance Cost by Trim Level

Additional rates and observations

A few additional notable observations about Chrysler Town and Country car insurance rates include:

  • Being a cautious driver saves money. Causing too many accidents will raise rates, possibly by an additional $2,014 per year for a 20-year-old driver and as much as $456 per year for a 60-year-old driver.
  • It’s expensive to buy high-risk insurance. For a 40-year-old driver, having to buy a high-risk insurance policy could inflate rates by $1,740 or more per year.
  • As you age, auto insurance rates get cheaper. The difference in insurance rates for a Chrysler Town And Country between a 50-year-old driver ($1,296 per year) and a 20-year-old driver ($2,828 per year) is $1,532, or a savings of 74.3%.
  • Teenage drivers are expensive to insure. Average rates for full coverage Town And Country insurance costs $5,332 per year for a 16-year-old driver, $4,920 per year for a 17-year-old driver, $4,568 per year for an 18-year-old driver, and $4,088 per year for a 19-year-old driver.
  • Earn discounts to save money. Discounts may be available if the insured drivers insure their home and car with the same company, belong to certain professional organizations, take a defensive driving course, drive a vehicle with safety or anti-theft features, or many other discounts which could save the average driver as much as $244 per year on the cost of insuring a Chrysler Town And Country.
  • Improve your credit for cheaper car insurance. Having an excellent credit rating above 800 could save $223 per year compared to a credit score between 670-739. Conversely, a credit score lower than 579 could cost as much as $258 more per year.

How do Town and Country insurance prices rank?

The Chrysler Town and Country ranks fifth out of six total vehicles in the midsize minivan segment for insurance affordability. The Town & Country costs an average of $1,420 per year for full coverage car insurance, while the category average price is $1,353 annually, a difference of $67 per year.

When compared directly to some other models in the midsize minivan category, car insurance rates for a Chrysler Town and Country cost $146 more per year than the Dodge Grand Caravan, $214 more than the Honda Odyssey, and $26 less than the Toyota Sienna.

The next table shows how the Town and Country compares to the top 10 most popular midsize minivans in America like the Kia Sedona, Nissan Quest, and the Dodge Grand Caravan.

Insurance Cost Comparison: Chrysler Town And Country vs Midsize Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,206-$214
2Dodge Grand Caravan$1,274-$146
3Nissan Quest$1,372-$48
4Kia Sedona$1,400-$20
5Chrysler Town And Country$1,420--
6Toyota Sienna$1,446$26

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Table Data Details: Average rates are based on the 2016 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Chrysler Town And Country vs Midsize Minivans