- Ford Taurus insurance costs an average of $2,104 per year or around $175 per month, depending on the trim level and policy limits.
- When compared to the entire 2019 large car segment, the Taurus ranks quite well at third out of seven total comparison vehicles.
- The cheapest Taurus model to insure is the SE Sedan trim level at an estimated $1,932 per year. The Taurus SHO AWD Sedan is the most expensive to insure at $2,238 per year.
How much does Ford Taurus car insurance cost?
Average car insurance cost on a Ford Taurus is $2,104 per year for a full coverage policy. Collision coverage is about $928 a year, comprehensive will cost around $462, and the remaining liability and medical (or PIP) coverage is approximately $714.
The chart below shows how average Ford Taurus car insurance cost changes based on the age of the driver and a range of policy deductibles. The rate values vary from as low as $1,498 per year for a driver age 60 with deductibles of $1,000 to a high policy cost of $4,936 annually for a driver age 20 with $250 comprehensive and collision deductibles.
How do Ford Taurus insurance rates rank?
The Ford Taurus ranks third out of seven total comparison vehicles in the 2019 large car class. The Taurus costs an average of $2,104 per year for insurance and the category median average cost is $2,194 per year, a difference of $90 per year.
When compared directly to popular vehicles in the large car segment, insurance for a Ford Taurus costs $422 less per year than the Dodge Charger, $54 less than the Chevrolet Impala, $190 less than the Nissan Maxima, and $100 less than the Chrysler 300.
The chart below shows how average car insurance rates for a 2019 Ford Taurus fare against other large sedans.
Which Taurus trim costs the least to insure?
The cheapest trim level of Ford Taurus to insure is the SE Sedan at around $1,932 per year. The second cheapest model is the SEL AWD Sedan at $2,054 per year, and the third cheapest model to insure is the SEL Sedan, also at $2,054 per year.
The most expensive trim levels of Ford Taurus to insure are the SHO AWD Sedan at $2,238 and the Limited Sedan at $2,176 per year. Those models will cost an extra $306 and $244 per year, respectively, over the lowest cost SE Sedan model.
The table below shows the average annual and 6-month policy costs, plus a monthly budget amount, for each Ford Taurus model trim level.
| 2019 Ford Taurus Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SE Sedan | $1,932 | $161 |
| SEL AWD Sedan | $2,054 | $171 |
| SEL Sedan | $2,054 | $171 |
| Limited AWD Sedan | $2,176 | $181 |
| Limited Sedan | $2,176 | $181 |
| SHO AWD Sedan | $2,238 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
