Cheaper GMC Hummer EV Pickup Insurance in 2025: Insights Into Savings

How much does insurance cost for a Hummer EV Pickup? We compare car insurance rates from the base EV2 to the Edition 1 model to find out how average prices stack up against other full-size trucks.

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  • Average GMC Hummer EV Pickup insurance cost is $2,756 per year, or $230 per month for full coverage.
  • The cheapest Hummer EV Pickup insurance is on the Edition 1 at $2,638 per year, or about $220 per month.
  • Ranked fifth out of seven vehicles in the 2024 large truck segment, average insurance rates for the GMC Hummer EV Pickup cost $96 more per year than the segment average.

How much does GMC Hummer EV Pickup insurance cost?

Ranked last in the 2024 large truck class, GMC Hummer EV Pickup insurance averages around $2,756 annually for full coverage, or about $230 each month.

With the average large truck costing $2,660 a year to insure, the GMC Hummer EV Pickup costs an extra $96 per year on average over the segment average rate.

Average monthly insurance cost for the Hummer pickup ranges from $220 to $244, depending on the trim level being insured. The cheapest Edition 1 trim (MSRP of $108,700) has the cheapest rates, while the 3X Omega Edition model (MSRP of $130,305) costs the most to insure.

The rate summary chart below displays a summary of car insurance rates for a 2024 GMC Hummer EV Pickup with a variety of policy scenarios.

Average 2024 GMC Hummer EV Pickup insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 GMC Hummer EV Pickup insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2024 model year GMC Hummer EV Pickup with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all GMC Hummer EV Pickup trim levels.

2024 GMC Hummer EV Pickup Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,376$531
Safe Driver Age 20$5,584$465
At-fault Accidents Age 40$3,914$326
Low Deductibles Age 40$3,604$300
Safe Driver Age 30$2,936$245
Safe Driver Age 40$2,756$230
Safe Driver Age 50$2,438$203
High Deductibles Age 40$2,320$193
Safe Driver Age 60$2,284$190
Discount Rate Age 40$2,282$190

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 GMC Hummer EV Pickup trim levels. Updated October 24, 2025

The rate table below displays the estimated annual and 6-month policy costs, in addition to a monthly budget amount, for each GMC Hummer EV Pickup model trim level available for 2024.

2024 GMC Hummer EV Pickup Insurance Rates by Trim Level
2024 GMC Hummer EV Pickup Trim Level Annual Premium Cost Per Month
Edition 1$2,638$220
2X$2,642$220
3X$2,734$228
2X Extreme Off-Road$2,750$229
3X Extreme Off-Road$2,826$236
3X Omega Edition$2,924$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 GMC Hummer EV Pickup ranging from the Edition 1 model at $2,638 per year to the 3X Omega Edition model at $2,924
Insurance cost by trim level for a 2024 GMC Hummer EV Pickup ranging from the Edition 1 model at $2,638 per year to the 3X Omega Edition model at $2,924

Is insurance on a Hummer EV Pickup expensive?

The GMC Hummer EV Pickup ranks fifth out of seven comparison vehicles in the large truck segment for car insurance affordability. It costs an average of $2,756 per year to insure for full coverage, while the category average rate is $2,660 per year, a difference of $96 per year.

When compared to some other models in the large truck category, auto insurance rates for a GMC Hummer EV Pickup cost $72 more per year than the Ford F150, $20 less than the Ram Truck, and $102 more than the Chevrolet Silverado.

The chart below shows how car insurance rates for a Hummer EV Pickup compare to the rest of the 2024 half-ton truck lineup.

Average 2024 GMC Hummer EV Pickup car insurance premium compared to other large truck models.
Figure 2: Average 2024 GMC Hummer EV Pickup car insurance premium compared to other large truck models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year GMC Hummer EV Pickup. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all GMC Hummer EV Pickup trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

GMC Hummer EV Pickup Insurance Cost Compared to All Large Trucks
Rank Make and Model Annual Premium Difference
1Nissan Titan$2,246-$510
2GMC Sierra$2,650-$106
3Chevrolet Silverado$2,654-$102
4Ford F150$2,684-$72
5GMC Hummer EV Pickup$2,756--
6Ram Truck$2,776$20
7Toyota Tundra$2,856$100

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025