- Car insurance rates for a Kia Carnival average $1,962 per year or around $164 per month, but vary considerably based on driver age.
- Kia Carnival insurance cost ranges from $1,848 to $2,080 per year, depending on trim level.
- Out of four models in the 2024 minivan segment, the Carnival ranks fourth for car insurance cost.
- Prior to the 2022 model, the Carnival was called the Sedona in the U.S. market. See our Kia Sedona insurance cost page for rate information on models prior to 2022.
How much does Kia Carnival insurance cost?
Kia Carnival insurance rates average $1,962 a year for full coverage, or about $164 if paid each month. The cheapest LX trim (MSRP of $33,200) is the cheapest model to insure, while the more expensive SX Prestige model (MSRP of $46,300) costs the most to insure.
The trim level of Carnival you own or buy is one factor that impacts car insurance rates, but driver age and policy deductible limits are two additional factors determine the price you’ll pay.
The chart below shows how driver age and policy deductibles can create significant variation in policy rates on a 2024 Kia Carnival.
The table below breaks out average insurance rates for each of the different trim levels available on the 2024 Carnival. As mentioned earlier, the LX model is the cheapest to insure, while the SX Prestige trim is most expensive to insure.
| 2024 Kia Carnival Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| LX | $1,848 | $154 |
| LX Seat Package | $1,894 | $158 |
| EX | $1,966 | $164 |
| SX | $2,016 | $168 |
| SX Prestige | $2,080 | $173 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
Is it expensive to insure a Kia Carnival?
When compared to other 2024 model year minivans (there are only four total), car insurance rates for a Kia Carnival cost $228 more per year than the Honda Odyssey, and $86 more than the Chrysler Pacifica.
Kia Carnival insurance cost ranks fourth out of the four remaining minivan models for 2024. The Carnival costs an average of $1,962 per year to insure for full coverage, while the segment median price is $1,879 annually, a difference of only $83 per year.
The table below ranks the four minivans by average insurance cost, with the Kia Carnival shown in the fourth spot.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Odyssey | $1,734 | -$228 |
| 2 | Chrysler Pacifica | $1,876 | -$86 |
| 3 | Toyota Sienna | $1,944 | -$18 |
| 4 | Kia Carnival | $1,962 | -- |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
