Kia Carnival Insurance Cost for 2022

How much does car insurance for a Kia Carnival cost? We analyzed rates from the base Carnival LX all the way to the SX Prestige trim to discover how insurance prices measure up to other minivans.

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  • Car insurance rates for a Kia Carnival average $1,592 per year or around $133 per month, but vary considerably based on driver age.
  • Kia Carnival insurance cost ranges from $1,498 to $1,694 per year, depending on trim level.
  • Out of four models in the 2022 minivan segment, the Carnival ranks #3 for car insurance cost.
  • Prior to the 2022 model, the Carnival was called the Sedona in the U.S. market. See our Kia Sedona insurance cost page for rate information on models prior to 2022.

How much does Kia Carnival insurance cost?

Kia Carnival insurance rates average $1,592 a year for full coverage, or about $133 if paid each month. The cheapest LX trim (MSRP of $32,300) is the cheapest model to insure, while the more expensive SX Prestige model (MSRP of $46,300) costs the most to insure.

The trim level of Carnival you own or buy is one factor that impacts car insurance rates, but driver age and policy deductible limits are two additional factors determine the price you’ll pay.

The chart below shows how driver age and policy deductibles can create significant variation in policy rates on a 2022 Kia Carnival.

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Chart Data Details: Chart shows average insurance cost for a 2022 Kia Carnival with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Kia Carnival trim levels.Data last updated on June 23, 2022
Kia Carnival Car Insurance Rates
Kia Carnival Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,698$225
$500$3,178$265
$250$3,686$307
30$1,000$1,410$118
$500$1,680$140
$250$1,960$163
40$1,000$1,346$112
$500$1,592$133
$250$1,850$154
50$1,000$1,230$103
$500$1,452$121
$250$1,682$140
60$1,000$1,208$101
$500$1,424$119
$250$1,652$138

The table below breaks out average insurance rates for each of the different trim levels available on the 2022 Carnival. As mentioned earlier, the LX model is the cheapest to insure, while the SX Prestige trim is most expensive to insure.

2022 Kia Carnival Insurance Cost by Trim Level
Kia Carnival Trim Level Annual Policy 6-month Policy Per Month
LX$1,498$749$125
LX Seat Package$1,536$768$128
EX$1,592$796$133
SX$1,642$821$137
SX Prestige$1,694$847$141

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Kia Carnival, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 23, 2022
Kia Carnival Insurance Cost by Trim Level

Is it expensive to insure a Kia Carnival?

When compared to other 2022 model year minivans (there are only four total), car insurance rates for a Kia Carnival cost $170 more per year than the Honda Odyssey, $62 more than the Chrysler Pacifica, and $6 less than the Toyota Sienna.

Kia Carnival insurance cost ranks #3 out of the four remaining minivan models for 2022. The Carnival costs an average of $1,592 per year to insure for full coverage, while the segment median price is $1,536 annually, a difference of only $56 per year.

The table below ranks the four minivans by average insurance cost, with the Kia Carnival shown in the #3 spot.

Kia Carnival Insurance Cost Compared to Other Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,422-$170
2Chrysler Pacifica$1,530-$62
3Kia Carnival$1,592--
4Toyota Sienna$1,598$6

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 23, 2022
Kia Carnival Insurance Cost Compared to Other Minivans