- Car insurance rates for a Kia Carnival average $1,584 per year or around $132 per month, but vary considerably based on driver age.
- Kia Carnival insurance cost ranges from $1,490 to $1,682 per year, depending on trim level.
- Out of four models in the 2022 minivan segment, the Carnival ranks #3 for car insurance cost.
- Prior to the 2022 model, the Carnival was called the Sedona in the U.S. market. See our Kia Sedona insurance cost page for rate information on models prior to 2022.
How much does Kia Carnival insurance cost?
Kia Carnival insurance rates average $1,584 a year for full coverage, or about $132 if paid each month. The cheapest LX trim (MSRP of $32,300) is the cheapest model to insure, while the more expensive SX Prestige model (MSRP of $46,300) costs the most to insure.
The trim level of Carnival you own or buy is one factor that impacts car insurance rates, but driver age and policy deductible limits are two additional factors determine the price you’ll pay.
The chart below shows how driver age and policy deductibles can create significant variation in policy rates on a 2022 Kia Carnival.
The table below breaks out average insurance rates for each of the different trim levels available on the 2022 Carnival. As mentioned earlier, the LX model is the cheapest to insure, while the SX Prestige trim is most expensive to insure.
Kia Carnival Trim Level | Annual Policy | 6-month Policy | Per Month |
---|---|---|---|
LX | $1,490 | $745 | $124 |
LX Seat Package | $1,528 | $764 | $127 |
EX | $1,580 | $790 | $132 |
SX | $1,632 | $816 | $136 |
SX Prestige | $1,682 | $841 | $140 |
Is it expensive to insure a Kia Carnival?
When compared to other 2022 model year minivans (there are only four total), car insurance rates for a Kia Carnival cost $172 more per year than the Honda Odyssey, $66 more than the Chrysler Pacifica, and $2 less than the Toyota Sienna.
Kia Carnival insurance cost ranks #3 out of the four remaining minivan models for 2022. The Carnival costs an average of $1,584 per year to insure for full coverage, while the segment median price is $1,525 annually, a difference of only $59 per year.
The table below ranks the four minivans by average insurance cost, with the Kia Carnival shown in the #3 spot.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Honda Odyssey | $1,412 | -$172 |
2 | Chrysler Pacifica | $1,518 | -$66 |
3 | Kia Carnival | $1,584 | -- |
4 | Toyota Sienna | $1,586 | $2 |