- Car insurance rates for a Kia Carnival average $1,768 per year or around $147 per month, but vary considerably based on driver age.
- Kia Carnival insurance cost ranges from $1,668 to $1,874 per year, depending on trim level.
- Out of four models in the 2023 minivan segment, the Carnival ranks third for car insurance cost.
- Prior to the 2022 model, the Carnival was called the Sedona in the U.S. market. See our Kia Sedona insurance cost page for rate information on models prior to 2022.
How much does Kia Carnival insurance cost?
Kia Carnival insurance rates average $1,768 a year for full coverage, or about $147 if paid each month. The cheapest LX trim (MSRP of $32,900) is the cheapest model to insure, while the more expensive SX Prestige model (MSRP of $46,000) costs the most to insure.
The trim level of Carnival you own or buy is one factor that impacts car insurance rates, but driver age and policy deductible limits are two additional factors determine the price you’ll pay.
The chart below shows how driver age and policy deductibles can create significant variation in policy rates on a 2023 Kia Carnival.
The table below breaks out average insurance rates for each of the different trim levels available on the 2023 Carnival. As mentioned earlier, the LX model is the cheapest to insure, while the SX Prestige trim is most expensive to insure.
| Kia Carnival Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX | $1,668 | $834 | $139 |
| LX Seat Package | $1,710 | $855 | $143 |
| EX | $1,772 | $886 | $148 |
| SX | $1,818 | $909 | $152 |
| SX Prestige | $1,874 | $937 | $156 |
Is it expensive to insure a Kia Carnival?
When compared to other 2023 model year minivans (there are only four total), car insurance rates for a Kia Carnival cost $156 more per year than the Honda Odyssey, $42 more than the Chrysler Pacifica, and $44 less than the Toyota Sienna.
Kia Carnival insurance cost ranks third out of the four remaining minivan models for 2023. The Carnival costs an average of $1,768 per year to insure for full coverage, while the segment median price is $1,730 annually, a difference of only $38 per year.
The table below ranks the four minivans by average insurance cost, with the Kia Carnival shown in the third spot.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Odyssey | $1,612 | -$156 |
| 2 | Chrysler Pacifica | $1,726 | -$42 |
| 3 | Kia Carnival | $1,768 | -- |
| 4 | Toyota Sienna | $1,812 | $44 |
