Kia Carnival Insurance Cost for 2023

Is a Kia Carnival cheap or expensive to insure?

From the LX trim level to the SX Prestige trim, we compiled average insurance rates for the Carnival to find out how insurance prices rank against the entire minivan segment.

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  • Car insurance rates for a Kia Carnival average $1,816 per year or around $151 per month, but vary considerably based on driver age.
  • Kia Carnival insurance cost ranges from $1,714 to $1,924 per year, depending on trim level.
  • Out of four models in the 2023 minivan segment, the Carnival ranks third for car insurance cost.
  • Prior to the 2022 model, the Carnival was called the Sedona in the U.S. market. See our Kia Sedona insurance cost page for rate information on models prior to 2022.

How much does Kia Carnival insurance cost?

Kia Carnival insurance rates average $1,816 a year for full coverage, or about $151 if paid each month. The cheapest LX trim (MSRP of $32,900) is the cheapest model to insure, while the more expensive SX Prestige model (MSRP of $46,000) costs the most to insure.

The trim level of Carnival you own or buy is one factor that impacts car insurance rates, but driver age and policy deductible limits are two additional factors determine the price you’ll pay.

The chart below shows how driver age and policy deductibles can create significant variation in policy rates on a 2023 Kia Carnival.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Kia Carnival with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Kia Carnival trim levels.Data last updated on August 12, 2023
Kia Carnival Car Insurance Rates
2023 Kia Carnival Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,072$256
$500$3,620$302
$250$4,198$350
30$1,000$1,602$134
$500$1,908$159
$250$2,224$185
40$1,000$1,536$128
$500$1,816$151
$250$2,108$176
50$1,000$1,404$117
$500$1,656$138
$250$1,918$160
60$1,000$1,376$115
$500$1,622$135
$250$1,882$157

The table below breaks out average insurance rates for each of the different trim levels available on the 2023 Carnival. As mentioned earlier, the LX model is the cheapest to insure, while the SX Prestige trim is most expensive to insure.

2023 Kia Carnival Insurance Cost by Trim Level
Kia Carnival Trim Level Annual Policy Six-Month Policy Per Month
LX$1,714$857$143
LX Seat Package$1,756$878$146
EX$1,818$909$152
SX$1,868$934$156
SX Prestige$1,924$962$160

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia Carnival, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Kia Carnival Insurance Cost by Trim Level

Is it expensive to insure a Kia Carnival?

When compared to other 2023 model year minivans (there are only four total), car insurance rates for a Kia Carnival cost $162 more per year than the Honda Odyssey, $42 more than the Chrysler Pacifica, and $44 less than the Toyota Sienna.

Kia Carnival insurance cost ranks third out of the four remaining minivan models for 2023. The Carnival costs an average of $1,816 per year to insure for full coverage, while the segment median price is $1,776 annually, a difference of only $40 per year.

The table below ranks the four minivans by average insurance cost, with the Kia Carnival shown in the third spot.

Kia Carnival Insurance Cost Compared to Other Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,654-$162
2Chrysler Pacifica$1,774-$42
3Kia Carnival$1,816--
4Toyota Sienna$1,860$44

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 12, 2023
Kia Carnival Insurance Cost Compared to Other Minivans