Kia Carnival Insurance Cost for 2023

Is a Kia Carnival cheap or expensive to insure?

From the LX trim level to the SX Prestige trim, we compiled average insurance rates for the Carnival to find out how insurance prices rank against the entire minivan segment.

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  • Car insurance rates for a Kia Carnival average $1,768 per year or around $147 per month, but vary considerably based on driver age.
  • Kia Carnival insurance cost ranges from $1,668 to $1,874 per year, depending on trim level.
  • Out of four models in the 2023 minivan segment, the Carnival ranks third for car insurance cost.
  • Prior to the 2022 model, the Carnival was called the Sedona in the U.S. market. See our Kia Sedona insurance cost page for rate information on models prior to 2022.

How much does Kia Carnival insurance cost?

Kia Carnival insurance rates average $1,768 a year for full coverage, or about $147 if paid each month. The cheapest LX trim (MSRP of $32,900) is the cheapest model to insure, while the more expensive SX Prestige model (MSRP of $46,000) costs the most to insure.

The trim level of Carnival you own or buy is one factor that impacts car insurance rates, but driver age and policy deductible limits are two additional factors determine the price you’ll pay.

The chart below shows how driver age and policy deductibles can create significant variation in policy rates on a 2023 Kia Carnival.

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Chart Data Details: Chart shows average insurance cost for a 2023 Kia Carnival with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Kia Carnival trim levels.Data last updated on December 30, 2022
Kia Carnival Car Insurance Rates
Kia Carnival Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,992$249
$500$3,526$294
$250$4,088$341
30$1,000$1,564$130
$500$1,862$155
$250$2,170$181
40$1,000$1,496$125
$500$1,768$147
$250$2,052$171
50$1,000$1,366$114
$500$1,612$134
$250$1,868$156
60$1,000$1,342$112
$500$1,582$132
$250$1,832$153

The table below breaks out average insurance rates for each of the different trim levels available on the 2023 Carnival. As mentioned earlier, the LX model is the cheapest to insure, while the SX Prestige trim is most expensive to insure.

2023 Kia Carnival Insurance Cost by Trim Level
Kia Carnival Trim Level Annual Policy 6-month Policy Per Month
LX$1,668$834$139
LX Seat Package$1,710$855$143
EX$1,772$886$148
SX$1,818$909$152
SX Prestige$1,874$937$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Kia Carnival, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 29, 2022
Kia Carnival Insurance Cost by Trim Level

Is it expensive to insure a Kia Carnival?

When compared to other 2023 model year minivans (there are only four total), car insurance rates for a Kia Carnival cost $156 more per year than the Honda Odyssey, $42 more than the Chrysler Pacifica, and $44 less than the Toyota Sienna.

Kia Carnival insurance cost ranks third out of the four remaining minivan models for 2023. The Carnival costs an average of $1,768 per year to insure for full coverage, while the segment median price is $1,730 annually, a difference of only $38 per year.

The table below ranks the four minivans by average insurance cost, with the Kia Carnival shown in the third spot.

Kia Carnival Insurance Cost Compared to Other Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,612-$156
2Chrysler Pacifica$1,726-$42
3Kia Carnival$1,768--
4Toyota Sienna$1,812$44

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Kia Carnival Insurance Cost Compared to Other Minivans