Hyundai Accent Car Insurance Cost for 2023

We break down the average insurance cost for the SE model up to the more appointed Limited trim level to see how insurance for an Accent measures up to similar vehicles.

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How much does Hyundai Accent car insurance cost?

Hyundai Accent insurance costs on average $1,686 a year for a full-coverage policy. Monthly insurance cost for an Accent ranges from $139 to $143, depending on the trim level.

Drivers can plan on paying about $20 less annually to insure a Hyundai Accent compared to the average rate for all compact cars, and $1 more per year than the all-vehicle national average of $1,685.

The following chart demonstrates average car insurance cost on a 2022 Hyundai Accent using a range of policy scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Hyundai Accent with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Accent trim levels.Data last updated on January 23, 2023
Hyundai Accent Insurance Cost Summary
Hyundai Accent Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,798$317
Safe Driver Age 20$3,328$277
At-fault Accidents Age 40$2,408$201
Low Deductibles Age 40$2,058$172
Safe Driver Age 30$1,740$145
Safe Driver Age 40$1,686$141
Safe Driver Age 50$1,540$128
Safe Driver Age 60$1,508$126
High Deductibles Age 40$1,490$124
Discount Rate Age 40$1,400$117

In the chart above rates range from a discount rate for a 40-year-old driver of $1,400 to the high-risk average rate for a 30-year-old driver of $3,798 per year.

Not shown in the chart are rates for teenage drivers.  A 16-year-old male driver with a clean driving record would pay around $6,408 while a 16-year-old female would pay about $5,662. At age 17, males would pay around $5,866 and females $5,278.

Some additional rate observations and policy discounts include:

  • Safer drivers pay lower rates. Having frequent at-fault accidents will raise rates, potentially by an additional $2,360 per year for a 20-year-old driver and even as much as $722 per year for a 40-year-old driver.
  • Teenagers are the most expensive age group to insure. Average rates for full coverage Accent insurance costs $6,408 per year for a 16-year-old driver, $5,866 per year for a 17-year-old driver, and $5,432 per year for a 18-year-old driver.
  • Avoid tickets to save money. To receive the lowest Accent insurance rates, it pays to obey traffic laws. Just a few speeding tickets could possibly increase insurance cost by as much as $448 per year. Serious citations like DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,550 or more.
  • Good credit scores mean better rates. Having a high credit rating of over 800 could save $265 or more per year compared to a lower credit score of 670-739. Conversely, a not-so-perfect credit rating could cost as much as $307 more per year.
  • Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $196 per year for a 40-year-old driver and $370 per year for a 20-year-old driver.
  • Low physical damage deductibles may be wasting money. Lowering deductibles from $500 to $250 could cost an additional $202 per year for a 40-year-old driver and $388 per year for a 20-year-old driver.

How does Hyundai Accent insurance cost compare?

When compared directly to the most popular models in the 2022 small car segment, insurance for a Hyundai Accent costs $44 more per year than the Honda Civic, $52 more than the Toyota Corolla, $70 more than the Nissan Sentra, and $188 less than the Hyundai Elantra.

The Hyundai Accent ranks 11th out of 20 total comparison vehicles in the small car segment. The Accent costs an estimated $1,686 per year to insure and the class median average cost is $1,706 per year, a difference of $20 per year.

The table below shows how average Hyundai Accent car insurance rates compare to the rest of the 2022 model year small car segment, and also shows the difference in insurance cost between each model and the annual rate for the Accent.

Insurance Cost Comparison: Hyundai Accent vs Small Cars
Rank Make/Model Insurance Cost Difference
1Subaru Impreza$1,436-$250
2Chevrolet Spark$1,446-$240
3Volkswagen Golf$1,592-$94
4Volkswagen Jetta$1,612-$74
5Nissan Sentra$1,616-$70
6Toyota Corolla$1,634-$52
7Honda Civic$1,642-$44
8Mazda 3$1,642-$44
9Kia Rio$1,644-$42
10Toyota Prius$1,652-$34
11Hyundai Accent$1,686--
12Hyundai Veloster$1,690$4
13Kia Forte$1,694$8
14Nissan Leaf$1,768$82
15Hyundai Ioniq$1,774$88
16Honda Clarity$1,822$136
17Hyundai Elantra$1,874$188
18Nissan Versa$1,880$194
19Mitsubishi Mirage G4$1,884$198
20Toyota Mirai$2,134$448

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Hyundai Accent vs Small Cars

Which Hyundai Accent is cheapest to insure?

With Hyundai Accent insurance cost ranging from $1,662 to $1,714 annually for an average driver, the most affordable trim level to insure is the SE. The second cheapest trim level to insure is the SEL at $1,682 per year. On average, plan on budgeting a minimum of $139 per month for a policy with full coverage.

The Accent Limited is the most expensive model to insure, costing an estimated $1,714 per year, which is $52 more than the cheapest trim level.

The rate table below shows average car insurance policy costs, in addition to a monthly budget amount, for each 2022 Hyundai Accent trim level.

2022 Hyundai Accent Insurance Cost by Trim Level
Hyundai Accent Trim Level Annual Policy 6-month Policy Per Month
SE$1,662$831$139
SEL$1,682$841$140
Limited$1,714$857$143

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Hyundai Accent, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Hyundai Accent Insurance Cost by Trim Level

Will buying a used Accent save on car insurance?

Opting to insure a 2013 Accent instead of the newest 2022 Accent could save an average of $638 on a yearly basis. Even choosing a more recent 2019 model could save $334 each year.

The following data table illustrates average full coverage insurance rates for a Hyundai Accent for the 2013 to 2022 model years. Yearly policy costs range from the cheapest rate of $1,048 for a 2013 Hyundai Accent to the most expensive rate of $1,686 for a 2022 model.

Hyundai Accent Insurance Cost for 2013-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Hyundai Accent$1,686$843$141
2021 Hyundai Accent$1,520$760$127
2020 Hyundai Accent$1,506$753$126
2019 Hyundai Accent$1,352$676$113
2018 Hyundai Accent$1,324$662$110
2017 Hyundai Accent$1,262$631$105
2016 Hyundai Accent$1,248$624$104
2015 Hyundai Accent$1,104$552$92
2014 Hyundai Accent$1,084$542$90
2013 Hyundai Accent$1,048$524$87

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Hyundai Accent Insurance Cost by Model Year

Down the road after the vehicle depreciates, it will probably be a good financial move to eliminate one or both physical damage coverages from a policy. As a vehicle ages, the costs required to keep physical damage protection starts to exceed the benefits provided by having it.

Eliminating full coverage on an older Hyundai Accent could save around $460 a year, depending on the coverage deductibles and the age of the rated driver.