- Average Hyundai Accent insurance cost is $1,686 per year, or $141 per month for full coverage.
- When compared to the entire small car segment, the Accent falls near the middle of the segment at 11th out of 20 total comparison vehicles.
- The cheapest Hyundai Accent insurance is on the SE trim level at an estimated $1,662 per year. The most expensive is the Limited at $1,714 annually.
How much does Hyundai Accent car insurance cost?
Hyundai Accent insurance costs on average $1,686 a year for a full-coverage policy. Monthly insurance cost for an Accent ranges from $139 to $143, depending on the trim level.
Drivers can plan on paying about $20 less annually to insure a Hyundai Accent compared to the average rate for all compact cars, and $1 more per year than the all-vehicle national average of $1,685.
The following chart demonstrates average car insurance cost on a 2022 Hyundai Accent using a range of policy scenarios.
|Driver Risk Profile||Annual Rate||Monthly Rate|
|High Risk Driver Age 30||$3,798||$317|
|Safe Driver Age 20||$3,328||$277|
|At-fault Accidents Age 40||$2,408||$201|
|Low Deductibles Age 40||$2,058||$172|
|Safe Driver Age 30||$1,740||$145|
|Safe Driver Age 40||$1,686||$141|
|Safe Driver Age 50||$1,540||$128|
|Safe Driver Age 60||$1,508||$126|
|High Deductibles Age 40||$1,490||$124|
|Discount Rate Age 40||$1,400||$117|
In the chart above rates range from a discount rate for a 40-year-old driver of $1,400 to the high-risk average rate for a 30-year-old driver of $3,798 per year.
Not shown in the chart are rates for teenage drivers. A 16-year-old male driver with a clean driving record would pay around $6,408 while a 16-year-old female would pay about $5,662. At age 17, males would pay around $5,866 and females $5,278.
Some additional rate observations and policy discounts include:
- Safer drivers pay lower rates. Having frequent at-fault accidents will raise rates, potentially by an additional $2,360 per year for a 20-year-old driver and even as much as $722 per year for a 40-year-old driver.
- Teenagers are the most expensive age group to insure. Average rates for full coverage Accent insurance costs $6,408 per year for a 16-year-old driver, $5,866 per year for a 17-year-old driver, and $5,432 per year for an 18-year-old driver.
- Avoid tickets to save money. To receive the lowest Accent insurance rates, it pays to obey traffic laws. Just a few speeding tickets could possibly increase insurance cost by as much as $448 per year. Serious citations like DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,550 or more.
- Good credit scores mean better rates. Having a high credit rating of over 800 could save $265 or more per year compared to a lower credit score of 670-739. Conversely, a not-so-perfect credit rating could cost as much as $307 more per year.
- Raising physical damage deductibles lowers cost. Increasing your deductibles from $500 to $1,000 could save around $196 per year for a 40-year-old driver and $370 per year for a 20-year-old driver.
- Low physical damage deductibles may be wasting money. Lowering deductibles from $500 to $250 could cost an additional $202 per year for a 40-year-old driver and $388 per year for a 20-year-old driver.
How does Hyundai Accent insurance cost compare?
When compared directly to the most popular models in the 2022 small car segment, insurance for a Hyundai Accent costs $46 more per year than the Honda Civic, $52 more than the Toyota Corolla, $70 more than the Nissan Sentra, and $188 less than the Hyundai Elantra.
The Hyundai Accent ranks 11th out of 20 total comparison vehicles in the small car segment. The Accent costs an estimated $1,686 per year to insure and the class median average cost is $1,706 per year, a difference of $20 per year.
The table below shows how average Hyundai Accent car insurance rates compare to the rest of the 2022 model year small car segment, and also shows the difference in insurance cost between each model and the annual rate for the Accent.
|19||Mitsubishi Mirage G4||$1,884||$198|
Which Hyundai Accent is cheapest to insure?
With Hyundai Accent insurance cost ranging from $1,662 to $1,714 annually for an average driver, the most affordable trim level to insure is the SE. The second cheapest trim level to insure is the SEL at $1,682 per year. On average, plan on budgeting a minimum of $139 per month for a policy with full coverage.
The Accent Limited is the most expensive model to insure, costing an estimated $1,714 per year, which is $52 more than the cheapest trim level.
The rate table below shows average car insurance policy costs, in addition to a monthly budget amount, for each 2022 Hyundai Accent trim level.
|Hyundai Accent Trim Level||Annual Policy||Six-Month Policy||Per Month|
Will buying a used Accent save on car insurance?
Opting to insure a 2013 Accent instead of the newest 2022 Accent could save an average of $640 on a yearly basis. Even choosing a more recent 2019 model could save $334 each year.
The following data table illustrates average full coverage insurance rates for a Hyundai Accent for the 2013 to 2022 model years. Yearly policy costs range from the cheapest rate of $1,046 for a 2013 Hyundai Accent to the most expensive rate of $1,686 for a 2022 model.
|Model Year and Vehicle||Annual Rate||6-month Rate||Monthly Rate|
|2022 Hyundai Accent||$1,686||$843||$141|
|2021 Hyundai Accent||$1,520||$760||$127|
|2020 Hyundai Accent||$1,506||$753||$126|
|2019 Hyundai Accent||$1,352||$676||$113|
|2018 Hyundai Accent||$1,324||$662||$110|
|2017 Hyundai Accent||$1,262||$631||$105|
|2016 Hyundai Accent||$1,248||$624||$104|
|2015 Hyundai Accent||$1,104||$552||$92|
|2014 Hyundai Accent||$1,082||$541||$90|
|2013 Hyundai Accent||$1,046||$523||$87|
Down the road after the vehicle depreciates, it will probably be a good financial move to eliminate one or both physical damage coverages from a policy. As a vehicle ages, the costs required to keep physical damage protection starts to exceed the benefits provided by having it.
Eliminating full coverage on an older Hyundai Accent could save around $458 a year, depending on the coverage deductibles and the age of the rated driver.