Hyundai Azera Car Insurance Comparisons: Find Out Where It Ranks

How much are Azera insurance rates? We analyzed average rates for the base and Limited Azera trim levels to see how insurance prices rank when compared to other large sedans.

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  • Hyundai Azera car insurance averages $1,910 per year or around $159 per month.
  • The cheapest Azera to insure is the base Sedan model at an estimated $1,884 per year. The most expensive is the Limited Sedan at $1,936 annually.
  • The Hyundai Azera costs only $31 less per year on average to insure when compared to the large sedan segment average cost.

How much does Hyundai Azera car insurance cost?

Ranked fifth out of 10 vehicles in the large car class, Hyundai Azera insurance rates average $1,910 a year for full coverage, or about $159 if paid each month. With the average large car costing $1,941 a year to insure, the Hyundai Azera would save around $31 or more annually.

The next price chart illustrates average car insurance rates on a 2017 Azera using a range of different policy rating factors.

Average 2017 Hyundai Azera insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2017 Hyundai Azera insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2017 model year Hyundai Azera with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Azera trim levels.

2017 Hyundai Azera Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,386$366
Safe Driver Age 20$3,842$320
At-fault Accidents Age 40$2,714$226
Low Deductibles Age 40$2,448$204
Safe Driver Age 30$2,026$169
Safe Driver Age 40$1,910$159
Safe Driver Age 50$1,698$142
High Deductibles Age 40$1,632$136
Safe Driver Age 60$1,590$133
Discount Rate Age 40$1,582$132

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2017 Hyundai Azera trim levels. Updated June 27, 2025

The next table details the average cost to insure a Hyundai Azera for the 2012 through 2017 model years.

Hyundai Azera Insurance Cost for 2012-2017 Models
Model Year and Vehicle Annual Premium Cost Per Month
2017 Hyundai Azera$1,910$159
2016 Hyundai Azera$1,806$151
2015 Hyundai Azera$1,614$135
2014 Hyundai Azera$1,606$134
2013 Hyundai Azera$1,698$142
2012 Hyundai Azera$1,664$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Hyundai Azera trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2012 to 2017 Hyundai Azera models
Average annual premium and cost per month to insure 2012 to 2017 Hyundai Azera models

The rate table below details average auto insurance prices for annual and 6-month policy terms, including a monthly budget estimate, for each Hyundai Azera package and trim level.

2017 Hyundai Azera Insurance Rates by Trim Level
2017 Hyundai Azera Trim Level Annual Premium Cost Per Month
Sedan$1,884$157
Limited Sedan$1,936$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2017 Hyundai Azera ranging from the Sedan model at $1,884 per year to the Limited Sedan model at $1,936
Insurance cost by trim level for a 2017 Hyundai Azera ranging from the Sedan model at $1,884 per year to the Limited Sedan model at $1,936

How does Hyundai Azera insurance cost rank?

The Hyundai Azera ranks fifth out of 10 comparison vehicles in the 2017 model year large car category for most affordable auto insurance rates. The Azera costs an average of $1,910 per year to insure for full coverage, while the segment median cost is $1,941 annually, a difference of $31 per year.

When compared directly to specific models in the large car segment, auto insurance rates for a Hyundai Azera cost $362 less per year than the Dodge Charger, $22 less than the Chevrolet Impala, and $120 less than the Nissan Maxima.

The following table shows how well Hyundai Azera car insurance rates compare to other large sedans like the Chrysler 300, Toyota Avalon, and the Ford Taurus.

Insurance Cost Comparison: Hyundai Azera vs Large Cars
Rank Make and Model Annual Premium Difference
1Toyota Avalon$1,806-$104
2Kia Cadenza$1,818-$92
3Chevrolet SS$1,836-$74
4Ford Taurus$1,874-$36
5Hyundai Azera$1,910--
6Volkswagen CC$1,926$16
7Chevrolet Impala$1,932$22
8Chrysler 300$2,006$96
9Nissan Maxima$2,030$120
10Dodge Charger$2,272$362

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated June 27, 2025

At $1,910 per year, insurance cost for a 2017 Hyundai Azera ranks fifth out of 10 models in the large car segment
At $1,910 per year, insurance cost for a 2017 Hyundai Azera ranks fifth out of 10 models in the large car segment

Other Azera insurance rates and insights

Some additional rates and insights when insuring a Hyundai Azera include:

  • Driver gender affects car insurance rates. For a 2017 Hyundai Azera, a 20-year-old man pays an average price of $3,842 per year, while a 20-year-old female will pay an average of $2,764, a difference of $1,078 per year. The females get the cheaper rate by far. But by age 50, the cost for a male driver is $1,698 and the cost for a female driver is $1,650, a difference of only $48.
  • Safe drivers pay less. Multiple at-fault accidents raise rates, potentially up to $926 per year for a 30-year-old driver and as much as $484 per year for a 60-year-old driver.
  • More mature drivers get better rates than young drivers. The difference in 2017 Hyundai Azera insurance cost between a 40-year-old driver ($1,910 per year) and a 20-year-old driver ($3,842 per year) is $1,932, or a savings of 67.2%.
  • Policy discounts mean cheaper Azera insurance. Discounts may be available if the policyholders choose electronic billing, work in certain occupations, drive a vehicle with safety or anti-theft features, are loyal customers, sign their policy early, or many other policy discounts which could save the average driver as much as $328 per year.
  • Raise your credit score for cheaper rates. Having an excellent credit rating above 800 may save up to $300 per year when compared to a credit score ranging from 670-739. Conversely, a lower credit rating could cost around $348 more per year.