Ford Taurus Car Insurance Cost for 2022

How much does Ford Taurus insurance cost? We analyze rates from the base SE sedan up to the SHO AWD sedan to see how they compare to the competition.

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How much does Ford Taurus car insurance cost?

Average car insurance cost on a Ford Taurus is $1,500 per year for a full coverage policy. Collision coverage is about $656 a year, comprehensive will cost around $328, and the remaining liability and medical (or PIP) coverage is approximately $516.

The chart below shows how average Ford Taurus car insurance cost changes based on the age of the driver and a range of policy deductibles. The rate values vary from as low as $1,146 per year for a driver age 60 with deductibles of $1,000 to a high policy cost of $3,466 annually for a driver age 20 with $250 comprehensive and collision deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2019 Ford Taurus with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Ford Taurus trim levels.Data last updated on June 24, 2022
Ford Taurus Car Insurance Rates
Ford Taurus Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,564$214
$500$3,002$250
$250$3,466$289
30$1,000$1,334$111
$500$1,576$131
$250$1,832$153
40$1,000$1,278$107
$500$1,500$125
$250$1,732$144
50$1,000$1,168$97
$500$1,370$114
$250$1,578$132
60$1,000$1,146$96
$500$1,344$112
$250$1,550$129

How do Ford Taurus insurance rates rank?

The Ford Taurus ranks #3 out of seven total comparison vehicles in the 2019 large car class. The Taurus costs an average of $1,500 per year for insurance and the category median average cost is $1,564 per year, a difference of $64 per year.

When compared directly to popular vehicles in the large car segment, insurance for a Ford Taurus costs $300 less per year than the Dodge Charger, $40 less than the Chevrolet Impala, $134 less than the Nissan Maxima, and $70 less than the Chrysler 300.

The chart below shows how average car insurance rates for a 2019 Ford Taurus fare against other large sedans.

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Chart Data Details: Average rates are for a 2019 model year Ford Taurus, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Taurus trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Ford Taurus vs Large Cars Insurance Cost Comparison
Ford Taurus Insurance Cost Compared to All Large Cars
Rank Make/Model Insurance Cost Difference
1Kia Cadenza$1,444-$56
2Toyota Avalon$1,458-$42
3Ford Taurus$1,500--
4Chevrolet Impala$1,540$40
5Chrysler 300$1,570$70
6Nissan Maxima$1,634$134
7Dodge Charger$1,800$300

Which Taurus trim costs the least to insure?

The cheapest trim level of Ford Taurus to insure is the SE Sedan at around $1,378 per year. The second cheapest model is the SEL AWD Sedan at $1,464 per year, and the third cheapest model to insure is the SEL Sedan, also at $1,464 per year.

The most expensive trim levels of Ford Taurus to insure are the SHO AWD Sedan at $1,594 and the Limited Sedan at $1,548 per year. Those models will cost an extra $216 and $170 per year, respectively, over the lowest cost SE Sedan model.

The table below shows the average annual and 6-month policy costs, plus a monthly budget amount, for each Ford Taurus model trim level.

2019 Ford Taurus Insurance Cost by Trim Level
Ford Taurus Trim Level Annual Policy 6-month Policy Per Month
SE Sedan$1,378$689$115
SEL AWD Sedan$1,464$732$122
SEL Sedan$1,464$732$122
Limited AWD Sedan$1,548$774$129
Limited Sedan$1,548$774$129
SHO AWD Sedan$1,594$797$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Ford Taurus, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Ford Taurus Insurance Cost by Trim Level