Are You Paying Too Much to Insure Your Kia Stinger?

• Kia Stinger insurance costs an average of $2,582 per year or around $215 per month, depending on the trim level.
• The cheapest Kia Stinger car insurance is on the base GT-Line trim level at an estimated $2,472 per year.
• The Stinger GT2 is the most expensive to insure at $2,696 per year.
• The Stinger ranks 11^th out of 11 vehicles in the 2023 midsize car class for insurance affordability.

How much does Kia Stinger insurance cost?

Average Kia Stinger car insurance costs $2,582 per year for full coverage, which is about $215 a month. When priced by coverage type, collision coverage costs approximately $1,240 a year, comprehensive will cost approximately $620, and the remaining liability and medical payments insurance is about $722.

The chart below demonstrates how average car insurance cost on a Stinger changes when driver age and risk profile also change.

Additional insurance rates and helpful policy tips are listed below.

• High-risk drivers pay a lot more for insurance. For a 40-year-old driver, having to buy a high-risk insurance policy could raise rates by $3,150 or more per year.
• Young male drivers pay the highest car insurance rates. For a 2023 Kia Stinger, a 20-year-old male will pay an average rate of $5,226 per year, while a 20-year-old female driver will get a rate of $3,736, a difference of $1,490 per year in favor of the women by a long shot. But by age 50, the rate for males is $2,280 and the rate for females is $2,224, a difference of only $56.
• Earn policy discounts to save money. Discounts may be available if the policyholders sign their policy early, insure multiple vehicles on the same policy, are good students, choose electronic billing, work in certain occupations, or many other policy discounts which could save the average driver as much as $440 per year on the cost of insuring a Kia Stinger.
• Credit score can influence Stinger car insurance rates. In states that give the green light for a policyholder’s credit data to be used for pricing purposes, having a high credit rating of over 800 could save a minimum of $405 per year versus a slightly lower credit score between 670-739. Conversely, a weak credit rating could cost as much as $470 more per year.
• Older drivers pay less than younger drivers. The difference in insurance cost for a Kia Stinger between a 50-year-old driver ($2,280 per year) and a 30-year-old driver ($2,756 per year) is $476, or a savings of 18.9%.

What is the cheapest Kia Stinger insurance?

The Kia Stinger model with the cheapest insurance rates is the base GT-Line trim (MSRP of $36,590) costing $2,472 per year, or about $206 per month. The $51,790 GT2 trim is the most expensive to insure, costing an average of $224 more per year.

The next table shows average 2023 Kia Stinger car insurance rates for annual and semi-annual policy terms, plus a monthly budget amount, for each vehicle trim.

How does insurance on a Kia Stinger compare?

When compared directly to the top-selling vehicles in the midsize car segment, insurance for a Kia Stinger costs $418 more per year than the Toyota Camry, $278 more than the Honda Accord, $154 more than the Nissan Altima, and $250 more than the Tesla Model 3.

The Kia Stinger ranks 11^th out of 11 comparison vehicles in the midsize car category for auto insurance affordability. The Stinger costs an average of $2,582 per year to insure for full coverage and the class median cost is $2,323 per year, a difference of $259 per year.

The chart below shows how Kia Stinger insurance rates compare to the most popular midsize models like the Toyota Camry, Honda Accord, and the Nissan Altima.

Kia Stinger prior model year insurance rates

The following sections detail Kia Stinger insurance rates for every trim level since the 2018 model year.

2022 Kia Stinger insurance rates

A 2022 Kia Stinger costs an average of $2,520 per year to insure, or around $210 per month. Rates range from $2,414 per year for the Stinger GT-Line to $2,630 for the Stinger GT2.

2021 Kia Stinger insurance rates

Average insurance rates for a 2021 Kia Stinger are $2,428 per year, or around $202 per month. Rates range from $2,194 per year for the Stinger Hatchback to $2,608 for the Stinger GT2 AWD Hatchback.

2020 Kia Stinger insurance rates

Average insurance rates for a 2020 Kia Stinger are $2,354 per year, or around $196 per month. Rates range from $2,130 per year for the Stinger Hatchback to $2,528 for the Stinger GT2 AWD Hatchback.

2019 Stinger insurance rates

Insurance rates for a 2019 Kia Stinger average $2,280 per year, or about $190 per month. Rates range from $2,064 per year for the Stinger Hatchback to $2,446 for the Stinger GT2 AWD Hatchback.

2018 Kia Stinger insurance rates

2018 Kia Stinger insurance rates average $2,156 per year, or around $180 per month. Cost ranges from $1,978 per year for the Stinger Hatchback to $2,334 for the Stinger GT2 AWD Hatchback.