Kia Stinger Insurance Cost for 2022

How much is Kia Stinger insurance? We analyzed rates from the base fastback up to the GT2 AWD model to see how cost compared to other midsize cars.

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How much does Kia Stinger insurance cost?

Average Kia Stinger car insurance costs $1,798 per year for full coverage, which is about $150 a month. When priced by coverage type, collision coverage costs approximately $852 a year, comprehensive will cost approximately $436, and the remaining liability and medical payments insurance is about $510.

The chart below demonstrates how average car insurance cost on a Stinger changes when driver age and risk profile also change.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Kia Stinger with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Kia Stinger trim levels.Data last updated on June 24, 2022
Kia Stinger Insurance Cost Summary
Kia Stinger Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,096$341
Safe Driver Age 20$3,586$299
At-fault Accidents Age 40$2,534$211
Low Deductibles Age 40$2,366$197
Safe Driver Age 30$1,902$159
Safe Driver Age 40$1,798$150
Safe Driver Age 50$1,636$136
Safe Driver Age 60$1,606$134
High Deductibles Age 40$1,504$125
Discount Rate Age 40$1,492$124

Additional insurance rates and helpful policy tips are listed below.

  • High-risk drivers pay a lot more for insurance. For a 40-year-old driver, having to buy a high-risk insurance policy could raise rates by $2,166 or more per year.
  • Young male drivers pay the highest car insurance rates. For a 2022 Kia Stinger, a 20-year-old male will pay an average rate of $3,586 per year, while a 20-year-old female driver will get a rate of $2,648, a difference of $938 per year in favor of the women by a long shot. But by age 50, the rate for males is $1,636 and the rate for females is $1,602, a difference of only $34.
  • Earn policy discounts to save money. Discounts may be available if the policyholders sign their policy early, insure multiple vehicles on the same policy, are good students, choose electronic billing, work in certain occupations, or many other policy discounts which could save the average driver as much as $306 per year on the cost of insuring a Kia Stinger.
  • Credit score can influence Stinger car insurance rates. In states that give the green light for a policyholder’s credit data to be used for pricing purposes, having a high credit rating of over 800 could save a minimum of $282 per year versus a slightly lower credit score between 670-739. Conversely, a weak credit rating could cost as much as $327 more per year.
  • Older drivers pay less than younger drivers. The difference in insurance cost for a Kia Stinger between a 50-year-old driver ($1,636 per year) and a 30-year-old driver ($1,902 per year) is $266, or a savings of 14%.

What is the cheapest Kia Stinger insurance?

The Kia Stinger model with the cheapest insurance rates is the base GT-Line trim (MSRP of $36,290) costing $1,720 per year, or about $143 per month. The $51,490 GT2 trim is the most expensive to insure, costing an average of $156 more per year.

The next table shows average 2022 Kia Stinger car insurance rates for annual and semi-annual policy terms, plus a monthly budget amount, for each vehicle trim.

2022 Kia Stinger Insurance Cost by Trim Level
Kia Stinger Trim Level Annual Policy 6-month Policy Per Month
GT-Line$1,720$860$143
GT1$1,796$898$150
GT2$1,876$938$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Kia Stinger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Kia Stinger Insurance Cost by Trim Level

How does insurance on a Kia Stinger compare?

When compared directly to the top-selling vehicles in the midsize car segment, insurance for a Kia Stinger costs $296 more per year than the Toyota Camry, $210 more than the Honda Accord, $92 more than the Nissan Altima, and $196 more than the Tesla Model 3.

The Kia Stinger ranks #13 out of 13 comparison vehicles in the midsize car category for auto insurance affordability. The Stinger costs an average of $1,798 per year to insure for full coverage and the class median cost is $1,589 per year, a difference of $209 per year.

The chart below shows how Kia Stinger insurance rates compare to the most popular midsize models like the Toyota Camry, Honda Accord, and the Nissan Altima.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Kia Stinger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Kia Stinger trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Insurance Cost Comparison: Kia Stinger vs Top 10 Midsize Cars
Kia Stinger Insurance Cost Compared to All Midsize Cars
Rank Make/Model Insurance Cost Difference
1Subaru Legacy$1,480-$318
2Honda Insight$1,482-$316
3Kia K5$1,498-$300
4Toyota Camry$1,502-$296
5Volkswagen Passat$1,508-$290
6Mazda 6$1,518-$280
7Chevrolet Malibu$1,584-$214
8Honda Accord$1,588-$210
9Tesla Model 3$1,602-$196
10Volkswagen Arteon$1,660-$138
11Nissan Altima$1,706-$92
12Hyundai Sonata$1,736-$62
13Kia Stinger$1,798--

Kia Stinger prior model year insurance rates

The following sections detail Kia Stinger insurance rates for every trim level for the 2018 to 2021 model years.

How much is insurance on a 2021 Kia Stinger?

Average insurance rates for a 2021 Kia Stinger are $1,720 per year, or around $143 per month. Rates range from $1,556 per year for the Stinger Hatchback to $1,846 for the Stinger GT2 AWD Hatchback.

2021 Kia Stinger Insurance Cost by Trim Level
2021 Kia Stinger Trim Level Annual Rate Per Month
Hatchback$1,556$130
AWD Hatchback$1,678$140
GT Hatchback$1,678$140
Premium Hatchback$1,678$140
GT AWD Hatchback$1,722$144
Premium AWD Hatchback$1,722$144
GT1 AWD Hatchback$1,768$147
GT1 Hatchback$1,768$147
GT2 Hatchback$1,768$147
GT2 AWD Hatchback$1,846$154

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Kia Stinger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2021 Kia Stinger Insurance Cost by Trim Level

How much does 2020 Kia Stinger insurance Cost?

Average insurance rates for a 2020 Kia Stinger are $1,686 per year, or around $141 per month. Rates range from $1,528 per year for the Stinger Hatchback to $1,810 for the Stinger GT2 AWD Hatchback.

2020 Kia Stinger Insurance Cost by Trim Level
2020 Kia Stinger Trim Level Annual Rate Per Month
Hatchback$1,528$127
AWD Hatchback$1,646$137
GT Hatchback$1,646$137
Premium Hatchback$1,646$137
GT AWD Hatchback$1,688$141
Premium AWD Hatchback$1,688$141
GT1 AWD Hatchback$1,734$145
GT1 Hatchback$1,734$145
GT2 Hatchback$1,734$145
GT2 AWD Hatchback$1,810$151

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Kia Stinger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2020 Kia Stinger Insurance Cost by Trim Level

How much does 2019 Stinger insurance cost?

Insurance rates for a 2019 Kia Stinger average $1,660 per year, or about $138 per month. Rates range from $1,506 per year for the Stinger Hatchback to $1,782 for the Stinger GT2 AWD Hatchback.

2019 Kia Stinger Insurance Cost by Trim Level
2019 Kia Stinger Trim Level Annual Rate Per Month
Hatchback$1,506$126
AWD Hatchback$1,624$135
GT Hatchback$1,624$135
Premium Hatchback$1,624$135
GT AWD Hatchback$1,666$139
Premium AWD Hatchback$1,666$139
GT1 AWD Hatchback$1,708$142
GT1 Hatchback$1,708$142
GT2 Hatchback$1,708$142
GT2 AWD Hatchback$1,782$149

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Kia Stinger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2019 Kia Stinger Insurance Cost by Trim Level

Is a 2018 Kia Stinger expensive to insure?

2018 Kia Stinger insurance rates average $1,602 per year, or around $134 per month. Cost ranges from $1,468 per year for the Stinger Hatchback to $1,734 for the Stinger GT2 AWD Hatchback.

2018 Kia Stinger Insurance Cost by Trim Level
2018 Kia Stinger Trim Level Annual Rate Per Month
Hatchback$1,468$122
AWD Hatchback$1,510$126
GT Hatchback$1,580$132
Premium AWD Hatchback$1,580$132
Premium Hatchback$1,580$132
GT AWD Hatchback$1,624$135
GT1 Hatchback$1,624$135
GT1 AWD Hatchback$1,664$139
GT2 Hatchback$1,664$139
GT2 AWD Hatchback$1,734$145

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Kia Stinger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2018 Kia Stinger Insurance Cost by Trim Level