Mercedes-Benz GLS550 Car Insurance Costs: 2025 Rates Edition

How much does Mercedes GLS550 insurance cost? We analyzed average car insurance rates for the 2017 to 2019 GLS550 4Matic models to discover how insurance prices rank against other full-size luxury SUVs.

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  • Mercedes-Benz GLS550 car insurance costs $2,826 per year (about $236 per month) for the average full coverage policy.
  • Out of 13 models in the 2019 model year large luxury SUV segment, the GLS550 ranks eighth for car insurance affordability.

How much does Mercedes GLS550 insurance cost?

Mercedes-Benz GLS550 insurance costs an average of $2,826 a year for full coverage, or around $236 monthly. You can expect to pay $550 more per year than the overall national average car insurance rate of $2,276.

The chart below displays the average insurance cost per year on a 2019 Mercedes GLS550 using different policy limits and driver ages.

Average 2019 Mercedes-Benz GLS550 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2019 Mercedes-Benz GLS550 insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2019 model year Mercedes-Benz GLS550 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz GLS550 trim levels.

2019 Mercedes-Benz GLS550 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,552$546
Safe Driver Age 20$5,760$480
At-fault Accidents Age 40$4,010$334
Low Deductibles Age 40$3,768$314
Safe Driver Age 30$3,026$252
Safe Driver Age 40$2,826$236
Safe Driver Age 50$2,490$208
High Deductibles Age 40$2,350$196
Discount Rate Age 40$2,344$195
Safe Driver Age 60$2,336$195

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2019 Mercedes-Benz GLS550 trim levels. Updated October 24, 2025

The data table below breaks down average Mercedes-Benz GLS550 insurance rates for the 2017 to 2019 model years.

Mercedes-Benz GLS550 Insurance Cost for 2017-2019 Models
Model Year and Vehicle Annual Premium Cost Per Month
2019 Mercedes-Benz GLS550$2,826$236
2018 Mercedes-Benz GLS550$2,652$221
2017 Mercedes-Benz GLS550$2,542$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLS550 trim levels for each model year. Updated October 24, 2025

Average annual premium and cost per month to insure 2017 to 2019 Mercedes-Benz GLS550 models
Average annual premium and cost per month to insure 2017 to 2019 Mercedes-Benz GLS550 models

How well do GLS550 insurance prices rank?

The Mercedes GLS550 ranks eighth out of 13 total vehicles in the 2019 model year full-size luxury SUV class for most affordable car insurance rates.

The GLS550 costs an average of $2,826 per year for full coverage insurance and the category average insurance cost is $2,922 annually, a difference of only $96 per year.

Average car insurance rates for a Mercedes-Benz GLS550 cost $156 more per year than the Mercedes-Benz GLS450, $256 more than the Cadillac Escalade, and $330 more than the BMW X7.

The chart below shows how average Mercedes GLS550 car insurance prices compare to the top 10 most popular large luxury SUVs in the United States like the Infiniti QX80, Land Rover Range Rover, and Lincoln Navigator.

A larger data table is included after the chart that illustrates car insurance rates for all 13 models in the 2019 large luxury SUV category.

Average 2019 Mercedes-Benz GLS550 car insurance premium compared to other large luxury SUV models.
Figure 2: Average 2019 Mercedes-Benz GLS550 car insurance premium compared to other large luxury SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2019 model year Mercedes-Benz GLS550. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz GLS550 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz GLS550 Insurance Cost Compared to All Large Luxury SUVs
Rank Make and Model Annual Premium Difference
1BMW X7$2,496-$330
2Toyota Land Cruiser$2,540-$286
3Infiniti QX80$2,556-$270
4Lincoln Navigator$2,566-$260
5Cadillac Escalade$2,570-$256
6Mercedes-Benz GLS450$2,670-$156
7Lexus LX 570$2,772-$54
8Mercedes-Benz GLS550$2,826--
9Land Rover Range Rover$3,010$184
10Mercedes-Benz AMG GLS63$3,264$438
11Mercedes-Benz G550$3,304$478
12Bentley Bentayga$3,662$836
13Mercedes-Benz G63 AMG$3,754$928

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated October 24, 2025