Guide to Volkswagen Jetta Insurance for 2025: Rates & Comparisons

• VW Jetta car insurance rates average $2,370 per year, $1,185 for a 6-month policy, or $198 per month, depending on the trim level.
• The Jetta model with the cheapest insurance rates is the S trim level at $2,218 per year.
• The Volkswagen Jetta GLI Autobahn has the highest rates at $2,512 per year.
• Out of 15 vehicles in the 2024 small car segment, the Jetta ranks 11^th for insurance affordability.

How much does Jetta insurance cost?

Average Volkswagen Jetta insurance cost is $2,370 a year, or $198 each month. Expect to pay approximately $55 more annually to insure a Volkswagen Jetta compared to the overall small car class average rate of $2,315, and $149 more per year than the all-vehicle national average of $2,221.

Depending on the trim level being insured, monthly car insurance cost for a 2024 Volkswagen Jetta ranges from $185 to $209. The cheapest Jetta to insure is the S model and the most expensive is the GLI Autobahn.

The infographic below displays the average car insurance cost on a 2024 Volkswagen Jetta using a range of different policy rating factors.

As you can see from the data above, there is a lot of variability in car insurance rates. Here’s a super ridiculous number that illustrates this fact. If we showed every rate for every conceivable risk profile, including all six Volkswagen Jetta trim levels and all 41,692 zip codes in the U.S., the result would be approximately 580,608,000,000 different possible insurance rates for a Volkswagen Jetta. (Mic drop)

Another more relatable example is a Jetta insurance policy with only liability coverage in some parts of North Carolina or Iowa may cost as little as $229 a year, while a teen driver with an at-fault accident and maybe a few speeding tickets in some urban areas in California could have to pay as much as $17,075 a year for a policy with full coverage.

Again, there is a lot of variability in that example so our solution: get a quote. It’s really the best way to find out how much insurance is going to cost without sifting through about 480 billion rates.

What is the cheapest VW Jetta insurance?

The cheapest Volkswagen Jetta insurance can be found on the S model at an estimated $2,218 per year. The next cheapest model to insure the Sport trim at $2,262 per year.

Drivers can expect to have a monthly payment of around $185 to insure those models for full coverage. This value can change substantially based on the age of the driver, their driving record, and the policy coverages, however.

The most expensive VW Jetta insurance cost is for the GLI Autobahn at $2,512 and the SEL at $2,450 per year. Those two trim levels will cost an extra $294 and $232 per year, respectively, over the lowest cost S model.

The next table details the estimated annual premium and cost per money for each Volkswagen Jetta model trim level.

Is Volkswagen Jetta insurance expensive?

The Volkswagen Jetta ranks 11^th out of 15 total comparison vehicles in the 2024 compact car segment. The Jetta costs $2,370 per year to insure and the class average cost is $2,315 annually, making the Jetta $55 more expensive per year on average.

When compared directly to the top-selling vehicles in the small car segment, insurance for a VW Jetta costs $296 more per year than the Honda Civic, $88 more than the Toyota Corolla, $224 more than the Nissan Sentra, and $172 less than the Hyundai Elantra.

When compared to all vehicles (not just the compact car segment), average VW Jetta insurance rates cost 6.5% more than the national average car insurance rate of $2,221 per year.

The table below shows how average car insurance rates for a Volkswagen Jetta fare against the entire lineup of compact cars for the 2024 model year.

Comparing average car insurance rates for a Jetta to models with similar MSRP can provide additional insight into insurance affordability. The 2024 Volkswagen Jetta has an average MSRP of $26,265, ranging from the cheapest S model at $21,435 to the most expensive GLI Autobahn costing $31,785.

The four models closest in cost to the Volkswagen Jetta are the Hyundai Elantra, Subaru Impreza, Toyota Corolla, and Honda Civic. Here’s how those models compare to a Jetta by purchase price and the average cost of insurance.

• Volkswagen Jetta vs. Hyundai Elantra – Having an average sticker price of $26,676 ($21,475 to $32,900), the Hyundai Elantra costs $411 more than the average cost of the Volkswagen Jetta. Anticipate paying an average of $172 more each year to insure the Hyundai Elantra compared to a Jetta.
• Volkswagen Jetta vs. Subaru Impreza – With an average sticker price of $25,292 and ranging from $22,995 to $27,885, the 2024 Subaru Impreza costs $973 less than the average MSRP for the Volkswagen Jetta. Anticipate paying around $216 less each year for full-coverage insurance on the Subaru Impreza compared to a Jetta.
• Volkswagen Jetta vs. Toyota Corolla – The Toyota Corolla has an average sticker price of $25,198 ($21,900 to $27,050), which is $1,067 cheaper than the MSRP for the Volkswagen Jetta. Full-coverage car insurance on the Toyota Corolla costs an average of $88 less per year than the Volkswagen Jetta.
• Volkswagen Jetta vs. Honda Civic – With an average MSRP of $29,130 and ranging from $23,950 to $43,795, the Honda Civic costs $2,865 more than the average cost for the Volkswagen Jetta. Full-coverage insurance for the Honda Civic costs an average of $296 less each year than the Volkswagen Jetta.

A list of additional comparisons can be found on our insurance cost comparisons page which includes many more makes and models of vehicles.

VW Jetta prior model year insurance rates

One of the factors that determine how much your insurance costs is the age of the vehicle. An older Jetta is worth less than a newer model due to depreciation. Because of this, older models generally cost a little less to insure.

The table below details average insurance rates for Jetta models from the 2013 model year up to the latest 2024 model year.

Occasionally, as you may have noted in the rates above, newer models are actually cheaper to insure than older models. This can be due to newer models being safer to drive, or repair costs being lower on newer models.