Volkswagen is a German automaker synonymous with the classic Beetle that was released in 1949.
The popular Beetle was replaced by the Golf in 1974, but was marketed in the U.S. as the VW Rabbit through 1985.
Today, Volkswagen pushes the envelope of electric vehicle engineering and produces models that include the Tiguan, Taos, and Arteon. In this article, we examine the average cost of car insurance for the Volkswagen lineup, and see how it compares to other automakers.
How much does Volkswagen insurance cost?
Average Volkswagen car insurance rates for 2023 models range from $1,546 a year for a Volkswagen Atlas up to $1,900 per year for the Volkswagen Arteon.
As a whole, the average insurance cost for the brand is $1,689 per year. When compared to the average cost of car insurance in the U.S. of $1,728, Volkswagen insurance is $39 less per year.
Annual and monthly insurance cost is detailed in the table below for Volkswagen models produced in the U.S. market since 2013. Many models have been discontinued, and the last year of production is noted next to those models.
| Model | Annual Cost | Monthly Cost |
|---|---|---|
| Volkswagen Arteon | $1,900 | $158 |
| Volkswagen Atlas | $1,546 | $129 |
| Volkswagen Atlas Cross Sport | $1,616 | $135 |
| Volkswagen Beetle 2019 and prior model years | $1,548 | $129 |
| Volkswagen CC 2017 and prior model years | $1,594 | $133 |
| Volkswagen E-Golf 2019 and prior model years | $1,752 | $146 |
| Volkswagen EOS 2016 and prior model years | $1,460 | $122 |
| Volkswagen Golf | $1,704 | $142 |
| Volkswagen GTI 2021 and prior model years | $1,710 | $143 |
| Volkswagen ID4 | $1,880 | $157 |
| Volkswagen Jetta | $1,654 | $138 |
| Volkswagen Passat 2022 and prior model years | $1,674 | $140 |
| Volkswagen Routan 2014 and prior model years | $1,292 | $108 |
| Volkswagen Taos | $1,640 | $137 |
| Volkswagen Tiguan | $1,572 | $131 |
| Volkswagen Touareg 2017 and prior model years | $1,728 | $144 |
How does Volkswagen car insurance compare?
When compared to the two largest U.S. automakers, average annual Volkswagen car insurance rates are 7.8% cheaper per year than Ford and 6.3% cheaper than Chevrolet.
For the two largest Asian competitors, VW insurance costs 8% less than Toyota and 2% more than Honda.
The chart below visualizes these comparisons, and additionally compares Volkswagen rates to Nissan and Subaru as well.
As a German brand, Volkswagen doesn’t really have a direct German competitor in the U.S. market. Other German automakers include BMW, Mercedes-Benz, and Porsche. But those are either luxury or luxury performance brands, which Volkswagen does not compete with.
The table below shows the average cost to insure a Volkswagen in the first row at $1,689 per year. Other popular automakers are shown in the rest of the table, with average car insurance cost for each brand compared to Volkswagen.
If the value in the difference column is colored green, that means the comparison brand is cheaper to insure on average than Volkswagen. If the value is red, that brand is more expensive to insure than Volkswagen.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Volkswagen | $1,689 | -- |
| Acura | $2,031 | $342 |
| Audi | $2,334 | $645 |
| BMW | $2,432 | $743 |
| Cadillac | $1,910 | $221 |
| Chevrolet | $1,798 | $109 |
| Ford | $1,826 | $137 |
| Genesis | $2,102 | $413 |
| GMC | $1,880 | $191 |
| Honda | $1,656 | -$33 |
| Hyundai | $1,768 | $79 |
| Infiniti | $2,183 | $494 |
| Jeep | $1,965 | $276 |
| Kia | $1,759 | $70 |
| Lexus | $2,066 | $377 |
| Lincoln | $1,976 | $287 |
| Mazda | $1,638 | -$51 |
| Mercedes-Benz | $2,480 | $791 |
| Mitsubishi | $1,834 | $145 |
| Nissan | $1,775 | $86 |
| Ram | $2,004 | $315 |
| Subaru | $1,661 | -$28 |
| Tesla | $2,224 | $535 |
| Toyota | $1,830 | $141 |
| Volvo | $1,928 | $239 |
As a whole, Volkswagen insurance rates are good. Japanese and Korean automakers tend to have the cheapest average rates, but VW beats out Toyota and all luxury brands.
What is the cheapest Volkswagen insurance?
For 2023 models, the cheapest Volkswagen car insurance rates are on the Volkswagen Atlas, which is a midsize SUV costing an average $1,546 per year to insure. In second place, the Volkswagen Tiguan costs an average of $1,572 per year to insure.
Rounding out the top five are the Volkswagen Atlas Cross Sport, Volkswagen Taos, and Volkswagen Jetta. The average cost to insure all five models is shown below.
Cheapest Volkswagen vehicles to insure for 2023
- Volkswagen Atlas – (midsize SUV) Average insurance cost of $1,546 per year
- Volkswagen Tiguan – (small SUV) Average insurance cost of $1,572 per year
- Volkswagen Atlas Cross Sport – (midsize SUV) Average insurance cost of $1,616 per year
- Volkswagen Taos – (small SUV) Average insurance cost of $1,640 per year
- Volkswagen Jetta – (small car) Average insurance cost of $1,654 per year