Understanding Volvo C30 Insurance Costs: Ultimate Guide for 2025

How much does Volvo C30 car insurance cost? We analyzed average insurance rates for the 2008 to 2013 models to see how prices measure up to other compact luxury cars.

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  • Volvo C30 insurance costs an average of $1,552 per year, or around $129 per month, for full coverage.
  • Out of 20 vehicles in the 2013 small luxury car segment, the Volvo C30 ranks fourth for auto insurance affordability.

How much does Volvo C30 insurance cost?

Volvo C30 insurance costs an average of $1,552 a year for a full coverage policy, but considerably less for liability-only. With the average 2013 small luxury car costing $1,675 a year to insure, the Volvo C30 could save around $123 or more each year.

The following chart details the average insurance cost for a Volvo C30 using a range of driver ages and risk profiles. Middle-aged drivers with excellent driving records have the best chance of finding cheap car insurance for a Volvo C30, while younger drivers and those requiring high-risk insurance will pay higher rates.

Average 2013 Volvo C30 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2013 Volvo C30 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2013 model year Volvo C30 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Volvo C30 trim levels.

2013 Volvo C30 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,550$296
Safe Driver Age 20$3,104$259
At-fault Accidents Age 40$2,212$184
Low Deductibles Age 40$1,942$162
Safe Driver Age 30$1,638$137
Safe Driver Age 40$1,552$129
Safe Driver Age 50$1,390$116
High Deductibles Age 40$1,350$113
Safe Driver Age 60$1,300$108
Discount Rate Age 40$1,288$107

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2013 Volvo C30 trim levels. Updated June 27, 2025

The Volvo C30 has been discontinued since the 2013 model year but was sold in the U.S. starting with the 2008 model year. The next table shows the average Volvo C30 car insurance cost for the 2008-2013 model years.

Volvo C30 Insurance Cost for 2008-2013 Models
Model Year and Vehicle Annual Premium Cost Per Month
2013 Volvo C30$1,552$129
2012 Volvo C30$1,521$127
2011 Volvo C30$1,491$124
2010 Volvo C30$1,461$122
2009 Volvo C30$1,432$119
2008 Volvo C30$1,403$117

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo C30 trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2008 to 2013 Volvo C30 models
Average annual premium and cost per month to insure 2008 to 2013 Volvo C30 models

Is the Volvo C30 an expensive car to insure?

When compared to the best-selling models in the small luxury car category for the 2013 model year, car insurance for a Volvo C30 costs $146 less per year than the Mercedes-Benz C300, $6 less than the Volvo S60, and $152 less than the Audi A4.

The Volvo C30 ranks fourth out of 20 comparison vehicles in the small luxury car class for most affordable car insurance prices. The C30 costs an average of $1,552 per year to insure, while the segment average car insurance cost is $1,675 per year, a difference of $123 per year.

The chart displayed below shows how car insurance rates for a Volvo C30 compare to the best-selling small luxury cars in the United States like the Lexus IS 350, BMW Z4, and the Cadillac ATS. A more comprehensive data table is included after the chart that shows rates for every vehicle in the 2013 small luxury car segment.

Average 2013 Volvo C30 car insurance premium compared to other small luxury car models.
Figure 2: Average 2013 Volvo C30 car insurance premium compared to other small luxury car models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2013 model year Volvo C30. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Volvo C30 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Volvo C30 Insurance Cost Compared to All Small Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK250$1,478-$74
2Mercedes-Benz SLK 350$1,520-$32
3BMW 128i$1,524-$28
4Volvo C30$1,552--
5Volvo S60$1,558$6
6Lexus IS 350$1,598$46
7BMW 320i$1,610$58
8BMW 135i$1,624$72
9Lexus CT 200H$1,632$80
10Lexus IS 250$1,640$88
11Mercedes-Benz C300$1,698$146
12Audi A4$1,704$152
13BMW 328i$1,712$160
14BMW 328xi$1,752$200
15Mercedes-Benz C250$1,780$228
16BMW 335xi$1,792$240
17Cadillac ATS$1,800$248
18BMW Activehybrid 3$1,812$260
19BMW 335i$1,818$266
20Lexus IS F$1,886$334

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2013 model year. Updated June 27, 2025