Nissan Sentra vs. Hyundai Elantra – Which Insurance Costs Less?

• At an average cost of $1,636 per year, a 2023 Nissan Sentra has cheaper car insurance rates than a 2023 Hyundai Elantra by an average of $292 per year.
• Average car insurance cost per month for the Hyundai Elantra is 16.8% more expensive than the Nissan Sentra, at $136 versus $161, a difference of $25.
• Out of 15 models in the 2023 compact car segment, the Nissan Sentra ranks third and the Hyundai Elantra ranks 13^th for average car insurance affordability.

Is it cheaper to insure a Nissan Sentra or Hyundai Elantra?

Insurance cost for a 2023 Nissan Sentra averages $1,636 per year, while a 2023 Hyundai Elantra averages $1,928 per year, making the Nissan Sentra the model with cheaper overall insurance rates.

Out of four Nissan Sentra trim levels, the cheapest 2023 trim level to insure is the S model at an average cost of $1,588 per year, or about $132 per month.

For the seven trims available for the Hyundai Elantra, the cheapest 2023 trim to insure is the SEL trim at a cost of $1,714 per year, or $143 per month.

When insurance rates for all 11 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Sentra S at an average rate of $1,588 per year. The most expensive model and trim level is the Hyundai Elantra N at an average cost of $2,098 per year.

For model years prior to 2023, average auto insurance costs compare as follows. Click on a model year to view the full rate comparisons.

• Cheapest 2022 Model – Nissan Sentra ($1,616 vs. Hyundai Elantra at $1,874)
• Cheapest 2021 Model – Nissan Sentra ($1,456 vs. Hyundai Elantra at $1,792)
• Cheapest 2020 Model – Nissan Sentra ($1,438 vs. Hyundai Elantra at $1,766)
• Cheapest 2019 Model – Nissan Sentra ($1,470 vs. Hyundai Elantra at $1,674)
• Cheapest 2018 Model – Nissan Sentra ($1,432 vs. Hyundai Elantra at $1,676)
• Cheapest 2017 Model – Nissan Sentra ($1,334 vs. Hyundai Elantra at $1,686)
• Cheapest 2016 Model – Nissan Sentra ($1,322 vs. Hyundai Elantra at $1,466)
• Cheapest 2015 Model – Nissan Sentra ($1,168 vs. Hyundai Elantra at $1,280)

The rate table below ranks the yearly and monthly cost of car insurance for 2023 Nissan Sentra and Hyundai Elantra models, with average rates for every trim level for each model.

The rate chart below demonstrates the average cost to insure both 2023 models rated for a variety of different driver ages. For a 2023 Nissan Sentra, the average car insurance cost ranges from $1,492 to $3,208 per year for the example age groups. A 2023 Hyundai Elantra costs from $1,756 to $3,800 to insure per year.

The next tables show average car insurance cost by trim level for each 2023 model, including an overall average cost for each model. The 2023 Nissan Sentra has more affordable average car insurance rates than the 2023 Hyundai Elantra.

2022 Nissan Sentra vs. Hyundai Elantra

For 2022 Nissan Sentra and Hyundai Elantra models, the model having more affordable car insurance is the Nissan Sentra. Insurance rates on a Nissan Sentra cost an average of $1,616 per year, whereas insurance for the Hyundai Elantra averages $1,874 per year.

For a 2022 Nissan Sentra, car insurance rates range from the lowest full-coverage rate of $1,554 per year for the S model up to $1,688 for the SR Premium model.

For a 2022 Hyundai Elantra, rates can range from $1,644 per year for the SEL model up to $2,034 for the N model.

For a 2022 Nissan Sentra, the cheapest models are the S, SV, and SR. The cheapest Hyundai Elantra models include the SEL, Hybrid Blue, and SE.

The table below compares annual and monthly car insurance cost for a 2022 Nissan Sentra and Hyundai Elantra. Rates for both models are combined and sorted from lowest to highest cost to allow for easy comparison of cost for individual models.

The chart shown below illustrates the average cost to insure both models with different drivers at the wheel. The average car insurance cost ranges from $1,476 to $3,182 per year for a 2022 Nissan Sentra, and $1,708 to $3,716 for a 2022 Hyundai Elantra.

Out of five Nissan Sentra trims, the cheapest 2022 trim level to insure is the S model at an average cost of $1,554 per year. The 2022 Hyundai Elantra has seven trim levels available, with the cheapest model to insure being the SEL trim at an average cost of $1,644 per year.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Nissan Sentra S at an average rate of $1,554 per year. The highest-cost model and trim level is the Hyundai Elantra N at a cost of $2,034 per year.

The tables below display the expected annual car insurance cost by trim level for both 2022 models, along with the average rate for each model. The winner for the 2022 car insurance battle is the Nissan Sentra.

2021 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing average insurance rates for the 2021 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper rates by an average of $336 per year for this model year.

The rate chart below displays the average cost to insure both 2021 models with different drivers at the wheel. The average cost of car insurance ranges from $1,324 to $2,854 per year for a 2021 Nissan Sentra, and $1,640 to $3,566 for a 2021 Hyundai Elantra for these driver ages.

Out of five Nissan Sentra trims, the cheapest 2021 model to insure is the S Sedan model at an average cost of $1,396 per year.

For the six trim levels available for the Hyundai Elantra, the cheapest 2021 trim level to insure is the SEL Sedan model at a cost of $1,436.

When all 11 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at an average cost of $1,396 per year, and the most expensive vehicle to insure is the Hyundai Elantra Sport Sedan costing an average of $1,990 per year.

The tables below show average car insurance cost by trim level for a 2021 Nissan Sentra and Hyundai Elantra, including an overall average cost for each model. The 2021 Nissan Sentra has more affordable average car insurance than the 2021 Hyundai Elantra.

2020 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing insurance cost for the 2020 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper rates by an average of $328 per year for this comparison year.

The rate chart below illustrates the average cost to insure both models using drivers aged 20 to 50. For a 2020 Nissan Sentra, average insurance cost ranges from $1,306 to $2,820 per year for the age groups used in this illustration. A 2020 Hyundai Elantra costs from $1,614 to $3,516 to insure per year.

For the five trim levels available for the 2020 Nissan Sentra, the cheapest trim to insure is the S Sedan model at an average cost of $1,378 per year.

Out of the eight trim levels available for the Hyundai Elantra, the cheapest 2020 model to insure is the SEL Sedan trim at a cost of $1,418 per year, or around $118 per month.

When all 13 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at a cost of $1,378 per year. The most expensive trim is the Hyundai Elantra GT N Line Sedan at an average of $2,016 per year.

The tables below show average car insurance rates for every trim level for both 2020 models, along with an average cost for each model.

2019 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For 2019 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has lower-cost car insurance by an average of $204 per year.

The next chart displays the average cost to insure both 2019 models using a range of rated driver ages. Insurance cost ranges from $1,342 to $2,880 per year for a 2019 Nissan Sentra, and $1,530 to $3,328 for a 2019 Hyundai Elantra for the driver ages used.

Out of five trim levels for the 2019 Nissan Sentra, the cheapest average car insurance prices are on the S Sedan trim at a cost of $1,370 per year. For the eight trims available for the Hyundai Elantra, the cheapest 2019 trim to insure is the SEL Sedan trim at a cost of $1,474 per year, or $123 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Sentra S Sedan at an average rate of $1,370 per year. The most expensive model and trim level is the Hyundai Elantra GT N Line Sedan at an average cost of $1,846 per year.

The tables below display trim level insurance rates for each 2019 model, as well as an average rate for each model. The 2019 Nissan Sentra has cheaper average auto insurance rates than the 2019 Hyundai Elantra.

2018 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For the 2018 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper car insurance cost by an average of $244 per year.

The rate chart below shows the average cost to insure both models rated for multiple driver ages. The average cost of car insurance ranges from $1,308 to $2,814 per year for a 2018 Nissan Sentra, and $1,534 to $3,340 for a 2018 Hyundai Elantra for these driver ages.

The 2018 Nissan Sentra has five trim levels available, with the cheapest trim to insure being the S Sedan trim at an average cost of $1,342 per year.

For the eight trim levels available for the Hyundai Elantra, the cheapest 2018 model to insure is the GT Sport Hatchback trim at a cost of $1,282 per year, or $107 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Hyundai Elantra GT Sport Hatchback at a cost of $1,282 per year, and the most expensive model and trim level is the Hyundai Elantra Limited Sedan costing $1,806 per year.

The next two tables show all the available trims for both 2018 models, as well as the overall average rate for each model. The 2018 Nissan Sentra has more affordable average car insurance than the 2018 Hyundai Elantra.

2017 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For the 2017 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra is cheaper to insure by an average of $352 per year.

The chart below demonstrates the average cost to insure both 2017 models rated for drivers aged 20 to 50. For a 2017 Nissan Sentra, average insurance cost ranges from $1,218 to $2,616 per year. A 2017 Hyundai Elantra costs from $1,546 to $3,362 to insure per year.

Out of three Nissan Sentra trims, the cheapest 2017 trim to insure is the S Sedan trim at an average cost of $1,306 per year. For the five trims available for the Hyundai Elantra, the cheapest 2017 trim to insure is the SE Sedan model at a cost of $1,598.

When rates are compared for the eight trim levels of both 2017 models, the cheapest vehicle to insure is the Nissan Sentra S Sedan at an average rate of $1,306 per year. The most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at a cost of $1,750 per year.

The next two tables display the cost to insure the available trim levels for both 2017 models, including an overall average cost for each model. The cheapest to insure for the 2017 model year is the Nissan Sentra.

2016 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For 2016 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper car insurance rates by an average of $144 per year.

The chart shown below visualizes the average cost to insure both models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,206 to $2,596 per year for a 2016 Nissan Sentra, and $1,342 to $2,916 for a 2016 Hyundai Elantra for the driver ages used.

Out of five Nissan Sentra trim levels, the cheapest 2016 trim to insure is the S Sedan trim at an average cost of $1,268 per year, or about $106 per month.

For the five trim levels available for the Hyundai Elantra, the cheapest 2016 trim level to insure is the SE Sedan model at a cost of $1,398 per year, or around $117 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Nissan Sentra S Sedan at an average of $1,268 per year. The highest-cost model and trim level is the Hyundai Elantra Sport Sedan at a cost of $1,504 per year.

The tables below display the average insurance cost by trim level for both 2016 models, plus an average rate for each model.

2015 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing insurance rates for 2015 models, the Nissan Sentra costs an average of $1,168 per year to insure and the Hyundai Elantra costs $1,280, making the Nissan Sentra the winner by $112 for 2015.

The chart below shows the average cost to insure both models using a range of rated driver ages. For a 2015 Nissan Sentra, the average car insurance cost ranges from $1,062 to $2,276 per year for the age groups used in the chart. A 2015 Hyundai Elantra costs from $1,172 to $2,528 to insure per year.

Out of five Nissan Sentra trim levels, the cheapest 2015 trim to insure is the S Plus Sedan model at an average cost of $1,138 per year. For the four trims available for the Hyundai Elantra, the cheapest 2015 trim level to insure is the SE Sedan trim at a cost of $1,236.

When auto insurance rates for all nine trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Nissan Sentra S Plus Sedan at a cost of $1,138 per year, and the most expensive trim is the Hyundai Elantra Sport Sedan costing an average of $1,310 per year.

The two tables below show average car insurance cost by trim level for each 2015 model, including an overall average rate. The winner for the 2015 car insurance comparison is the Nissan Sentra.

Additional Nissan Sentra and Hyundai Elantra Resources

• Nissan Sentra Insurance Rates
• Hyundai Elantra Insurance Rates
• Small Car Insurance Rate Comparisons