- Average Acura car insurance rates for 2024 models range from $1,586 a year for a Acura RDX up to $1,962 per year for the Acura TLX.
- Compared to other luxury brands, average car insurance cost for an Acura is 16.6% cheaper than Lexus, 11% cheaper than Infiniti, and 33% cheaper than BMW.
- Average monthly insurance cost on an Acura with full coverage ranges from $132 to $164, depending on the model.
Acura has been selling luxury models in the U.S. market since 1986, and was the first Japanese luxury automotive brand to enter the American market.
Popular Acura SUV models include the MDX and RDX and car models include the ILX, TLX, and RLX. 2024 Acura models have an average reliability rating of 4.0 out of 5.0, which places the brand in second place out of 32 other car manufacturers.
Does better vehicle reliability translate into cheap Acura car insurance rates? We compare and contrast average insurance rates for the entire lineup of Acura vehicles to see how they compare to their individual segments.
How much does Acura insurance cost?
Average Acura car insurance rates for 2024 models range from $1,586 a year for a Acura RDX up to $1,962 per year for the Acura TLX. The average cost per year when averaged for all Acura models is $1,783.
Average monthly car insurance rates for 2024 Acura models range from $132 to $164, depending on the model and trim level.
When compared to the average car insurance rate for all vehicles in the U.S. of $1,883, the average insurance cost for Acura models is $100 less per year.
The table below shows the average Acura insurance rates by model back to the 2013 model year. If a model has been discontinued, the last date of production is shown next to the model.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| Acura ILX 2022 and prior model years | $1,594 | $133 |
| Acura Integra | $1,688 | $141 |
| Acura MDX | $1,896 | $158 |
| Acura NSX 2023 and prior model years | $3,432 | $286 |
| Acura RDX | $1,586 | $132 |
| Acura RLX 2020 and prior model years | $2,138 | $178 |
| Acura TL 2014 and prior model years | $1,284 | $107 |
| Acura TLX | $1,962 | $164 |
| Acura TSX 2014 and prior model years | $1,202 | $100 |
| Acura ZDX 2013 and prior model years | $1,560 | $130 |
Is insurance for an Acura expensive?
When compared to other competing luxury brands, average annual Acura car insurance rates are $323 cheaper than Lexus, $207 cheaper than Infiniti, $704 cheaper than BMW, and $960 cheaper than Mercedes-Benz.
The chart below compares average Acura car insurance cost to six other popular premium automotive brands.
When compared to other luxury automotive brands, the cost to insure an Acura tends to be lower than average, as shown in the chart above.
The table below compares average Acura insurance rates to additional luxury brands like Cadillac and Jaguar, along with non-luxury brands like Ford, Honda, Toyota, and Chevrolet.
The difference column indicates how well the average car insurance cost for each brand compares to the average Acura rate. Green values indicate cheaper rates than Acura, while red value indicate more expensive rates than Acura on average.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Acura | $1,783 | -- |
| Audi | $2,449 | $666 |
| BMW | $2,487 | $704 |
| Cadillac | $2,039 | $256 |
| Chevrolet | $1,917 | $134 |
| Dodge | $2,359 | $576 |
| Ford | $1,978 | $195 |
| Genesis | $2,267 | $484 |
| GMC | $1,973 | $190 |
| Honda | $1,720 | -$63 |
| Hyundai | $1,861 | $78 |
| Infiniti | $1,990 | $207 |
| Jaguar | $2,337 | $554 |
| Jeep | $2,072 | $289 |
| Kia | $1,829 | $46 |
| Land Rover | $2,484 | $701 |
| Lexus | $2,106 | $323 |
| Lincoln | $2,095 | $312 |
| Mazda | $1,814 | $31 |
| Mercedes-Benz | $2,743 | $960 |
| Mitsubishi | $1,842 | $59 |
| Nissan | $1,962 | $179 |
| Subaru | $1,809 | $26 |
| Tesla | $2,301 | $518 |
| Toyota | $1,945 | $162 |
| Volkswagen | $1,771 | -$12 |
| Volvo | $2,122 | $339 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated February 22, 2024
The table above demonstrates that if cheap car insurance is your primary concern, then non-luxury brands will save you the most money.
Acura doesn’t fare quite as well against non-luxury automotive brands as it did when the competition was all higher-priced luxury models.
When compared to U.S. brands like Ford and Chevrolet, average Acura insurance cost is 10.4% cheaper per year than Ford and 7.2% cheaper than Chevy.
For Japanese models, expect to save around 8.7% on average when insuring a Toyota over an Acura. And for Honda models, which is the parent company of Acura, drivers can expect to pay around 3.6% less than the average cost to insure an Acura.
Which Acura models are cheapest to insure?
For 2024 models, the cheapest Acura model to insure is the Acura RDX, which is a small luxury SUV costing an average $1,586 per year, or around $132 per month. The Acura Integra ranks second at $1,688 per year.
Rounding out the cheapest Acura models to insure are the Acura MDX and Acura TLX. Annual and monthly auto insurance rates for the cheapest models are shown below.
Cheapest Acura vehicles to insure
- Acura RDX – (small luxury SUV) Average yearly rate of $1,586 or $132 per month
- Acura Integra – (small luxury car) Average yearly rate of $1,688 or $141 per month
- Acura MDX – (midsize luxury SUV) Average yearly rate of $1,896 or $158 per month
- Acura TLX – (small luxury car) Average yearly rate of $1,962 or $164 per month