- Average Acura car insurance rates for 2023 models range from $1,508 a year for a Acura RDX up to $3,354 per year for the Acura NSX.
- Compared to other luxury brands, average car insurance cost for an Acura is 1.7% cheaper than Lexus, 7.2% cheaper than Infiniti, and 18% cheaper than BMW.
- Average monthly insurance cost on an Acura with full coverage ranges from $126 to $280, depending on the model.
Acura has been selling luxury models in the U.S. market since 1986, and was the first Japanese luxury automotive brand to enter the American market.
Popular Acura SUV models include the MDX and RDX and car models include the ILX, TLX, and RLX. 2023 Acura models have an average reliability rating of 4.0 out of 5.0, which places the brand in second place out of 32 other car manufacturers.
Does better vehicle reliability translate into cheap Acura car insurance rates? We compare and contrast average insurance rates for the entire lineup of Acura vehicles to see how they compare to their individual segments.
How much does Acura insurance cost?
Average Acura car insurance rates for 2023 models range from $1,508 a year for a Acura RDX up to $3,354 per year for the Acura NSX. The average cost per year when averaged for all Acura models is $2,031.
Average monthly car insurance rates for 2023 Acura models range from $126 to $280, depending on the model and trim level.
When compared to the average car insurance rate for all vehicles in the U.S. of $1,728, the average insurance cost for Acura models is $303 more per year.
The table below shows the average Acura insurance rates by model back to the 2013 model year. If a model has been discontinued, the last date of production is shown next to the model.
| Model | Annual Cost | Monthly Cost |
|---|---|---|
| Acura ILX 2022 and prior model years | $1,562 | $130 |
| Acura Integra | $1,624 | $135 |
| Acura MDX | $1,800 | $150 |
| Acura NSX | $3,354 | $280 |
| Acura RDX | $1,508 | $126 |
| Acura RLX 2020 and prior model years | $2,124 | $177 |
| Acura TL 2014 and prior model years | $1,344 | $112 |
| Acura TLX | $1,868 | $156 |
| Acura TSX 2014 and prior model years | $1,248 | $104 |
| Acura ZDX 2013 and prior model years | $1,636 | $136 |
Is insurance for an Acura expensive?
When compared to other competing luxury brands, average annual Acura car insurance rates are $35 cheaper than Lexus, $152 cheaper than Infiniti, $401 cheaper than BMW, and $449 cheaper than Mercedes-Benz.
The chart below compares average Acura car insurance cost to six other popular premium automotive brands.
When compared to other luxury automotive brands, the cost to insure an Acura tends to be lower than average, as shown in the chart above.
The table below compares average Acura insurance rates to additional luxury brands like Cadillac and Jaguar, along with non-luxury brands like Ford, Honda, Toyota, and Chevrolet.
The difference column indicates how well the average car insurance cost for each brand compares to the average Acura rate. Green values indicate cheaper rates than Acura, while red value indicate more expensive rates than Acura on average.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Acura | $2,031 | -- |
| Audi | $2,334 | $303 |
| BMW | $2,432 | $401 |
| Cadillac | $1,910 | -$121 |
| Chevrolet | $1,798 | -$233 |
| Dodge | $2,333 | $302 |
| Ford | $1,826 | -$205 |
| Genesis | $2,102 | $71 |
| GMC | $1,880 | -$151 |
| Honda | $1,656 | -$375 |
| Hyundai | $1,768 | -$263 |
| Infiniti | $2,183 | $152 |
| Jaguar | $2,171 | $140 |
| Jeep | $1,965 | -$66 |
| Kia | $1,759 | -$272 |
| Land Rover | $2,201 | $170 |
| Lexus | $2,066 | $35 |
| Lincoln | $1,976 | -$55 |
| Mazda | $1,638 | -$393 |
| Mercedes-Benz | $2,480 | $449 |
| Mitsubishi | $1,834 | -$197 |
| Nissan | $1,775 | -$256 |
| Subaru | $1,661 | -$370 |
| Tesla | $2,224 | $193 |
| Toyota | $1,830 | -$201 |
| Volkswagen | $1,689 | -$342 |
| Volvo | $1,928 | -$103 |
The table above demonstrates that if cheap car insurance is your primary concern, then non-luxury brands will save you the most money.
Acura doesn’t fare quite as well against non-luxury automotive brands as it did when the competition was all higher-priced luxury models.
When compared to U.S. brands like Ford and Chevrolet, average Acura insurance cost is 10.6% more expensive per year than Ford and 12.2% more expensive than Chevy.
For Japanese models, expect to save around 10.4% on average when insuring a Toyota over an Acura. And for Honda models, which is the parent company of Acura, drivers can expect to pay around 20.3% less than the average cost to insure an Acura.
Which Acura models are cheapest to insure?
For 2023 models, the cheapest Acura model to insure is the Acura RDX, which is a small luxury SUV costing an average $1,508 per year, or around $126 per month. The Acura Integra ranks second at $1,624 per year.
Rounding out the cheapest Acura models to insure are the Acura MDX and Acura TLX. Annual and monthly auto insurance rates for the cheapest models are shown below.
Cheapest Acura vehicles to insure
- Acura RDX – (small luxury SUV) Average yearly rate of $1,508 or $126 per month
- Acura Integra – (small luxury car) Average yearly rate of $1,624 or $135 per month
- Acura MDX – (midsize luxury SUV) Average yearly rate of $1,800 or $150 per month
- Acura TLX – (small luxury car) Average yearly rate of $1,868 or $156 per month
