- Acura Integra insurance costs an average of $1,584 per year for a full coverage policy, depending on the trim level.
- The Integra base trim level is the cheapest to insure at around $1,528 per year. The most expensive trim is the A-Spec Technology 6 Speed Manual at $1,626 per year.
- Ranked first out of 19 vehicles in the small luxury car segment, average car insurance rates for the Acura Integra cost $358 less per year than the segment average.
How much is insurance on a 2023 Acura Integra?
The average driver should plan on paying around $1,584 a year for a full coverage policy to insure a new 2023 Acura Integra. When compared to the 2022 Acura ILX which it replaces, the Integra costs around $62 more per year to insure.
The next chart shows average car insurance cost for a 2023 Integra using different driver ages and policy deductible amounts.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
The next table shows insurance policy cost for three different terms (annual, semi-annual, and monthly) starting with the $30,800 base model and going up to the most expensive model to insure, the $35,800 A-Spec Technology 6 Speed Manual trim level.
|Acura Integra Trim Level||Annual Policy||Six-Month Policy||Per Month|
|A-Spec Technology 6 Speed Manual||$1,626||$813||$136|
Is it expensive to insure a 2023 Acura Integra?
The Acura Integra ranks first out of 19 total comparison vehicles in the 2023 small luxury car category for car insurance affordability. The Integra costs an average of $1,584 per year to insure and the category average is $1,942 per year, a difference of $358 less per year.
When compared to the other small luxury cars, insurance rates for an Acura Integra cost $364 less per year than the Mercedes-Benz C300, $444 less than the Lexus IS 350, and $370 less than the Audi A4.
The chart below shows how the average car insurance rate for an Acura Integra compares to the top-selling small luxury cars in America like the Genesis G70, Cadillac CT4, and the Acura TLX. A more comprehensive data table is included after the chart breaking down insurance rate comparisons for every vehicle in the small luxury car segment.
|11||Lexus RC 350||$1,956||$372|
|14||Alfa Romeo Giulia||$1,992||$408|
|16||Lexus IS 350||$2,028||$444|
|17||Audi RS 3||$2,106||$522|
Another way to compare rates is finding out how the cost of insurance on an Acura Integra compares to other models that have similar cost. With an average MSRP of $33,800, the cost to purchase a 2023 Acura Integra ranges from $30,800 to $35,800, before delivery charges and dealer fees.
The four models most similar in price to the Integra for the 2023 model year are the BMW 228i, BMW 230i, BMW 330i, and Lexus IS 350. Here’s how they compare to a 2023 Integra by purchase price and insurance policy cost.
- Acura Integra vs. BMW 228i – The 2023 BMW 228i has an average retail price of $38,800, ranging from $37,800 to $39,800, which is $5,000 more expensive than the average sticker price for the Acura Integra. The cost to insure an Acura Integra compared to the BMW 228i is $336 less annually on average.
- Acura Integra vs. BMW 230i – The average MSRP for a 2023 Acura Integra is $5,400 cheaper than the BMW 230i, at $33,800 compared to $39,200. Insurance on a 2023 Acura Integra costs an average of $348 less each year than the BMW 230i.
- Acura Integra vs. BMW 330i – Having an average sticker price of $44,800 ($43,800 to $45,800), the BMW 330i costs $11,000 more than the average cost of the Acura Integra. Insuring the BMW 330i costs an average of $208 more annually than the Acura Integra.
- Acura Integra vs. Lexus IS 350 – The 2023 Acura Integra has an average MSRP that is $11,485 cheaper than the Lexus IS 350 ($33,800 versus $45,285). Drivers can expect to pay an average of $444 more per year to insure the Lexus IS 350 compared to an Integra.
Eight ways to save when insuring your Acura Integra
There are a lot of choices when it comes to car insurance, but if you follow the tips below you could help ensure that you’re not overpaying.
- Obey the law to get lower insurance rates. If you want the cheapest Integra insurance rates, it’s necessary to follow the law. Not surprisingly, just a couple of blemishes on your motor vehicle report could possibly raise insurance policy rates by at least $408 per year. Major misdemeanors like DUI or reckless driving could raise rates by an additional $1,426 or more.
- Gender and age are two big factors. For a 2023 Acura Integra, a 20-year-old male will pay an average rate of $3,122 per year, while a 20-year-old female driver pays an average of $2,328, a difference of $794 per year. The females get the cheaper rate by far. But by age 50, rates for male drivers are $1,442 and the rate for females is $1,414, a difference of only $28.
- Be a careful driver and save. Causing too many accidents will raise rates, as much as $2,174 per year for a 20-year-old driver and even as much as $462 per year for a 60-year-old driver.
- Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insured drivers are loyal customers, take a defensive driving course, are military or federal employees, are claim-free, or many other policy discounts which could save the average driver as much as $268 per year on the cost of insuring an Integra.
- Acura Integra insurance for teen drivers is expensive. Average rates for full coverage Integra insurance costs $5,578 per year for a 16-year-old driver, $5,218 per year for a 17-year-old driver, $4,880 per year for an 18-year-old driver, and $4,422 per year for a 19-year-old driver.
- Increase physical damage deductibles to save money. Increasing deductibles from $500 to $1,000 could save around $250 per year for a 40-year-old driver and $482 per year for a 20-year-old driver.
- Low deductibles increase auto insurance cost. Lowering your policy deductibles from $500 to $250 could cost an additional $260 per year for a 40-year-old driver and $508 per year for a 20-year-old driver.
- Your employer could save you a few bucks. The vast majority of car insurance companies offer policy discounts for being employed in occupations like accountants, dentists, high school and elementary teachers, members of the military, architects, and others. If you can get this discount applied to your policy, you could potentially save between $48 and $178 on your car insurance bill, depending on the level of coverage purchased.