Acura ILX Car Insurance Cost for 2021

How much does Acura ILX car insurance cost? We compared rates from the base sedan model up to the Technology A-Spec trim level to see how prices compared to other midsize luxury cars.

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How much does Acura ILX car insurance cost?

Car insurance for an Acura ILX costs an average of $1,390 per year for a policy with full coverage. Average monthly insurance cost on an ILX ranges from $106 to $122, depending on the trim level.

Drivers can expect to pay around $620 less each year to insure an Acura ILX compared to the average rate for midsize luxury sedans, and $133 less per year than the overall national average of $1,523.

The chart below demonstrates average car insurance rates for an Acura ILX using variations of driver age and risk profiles.

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Chart Data Details: Average rates are for a 2021 model year Acura ILX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Acura ILX trim levels.
Acura ILX Insurance Cost Summary
Acura ILX Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,136$261
Safe Driver Age 20$2,748$229
At-fault Accidents Age 40$1,950$163
Low Deductibles Age 40$1,814$151
Safe Driver Age 30$1,464$122
Safe Driver Age 40$1,390$116
Safe Driver Age 50$1,264$105
Safe Driver Age 60$1,242$104
High Deductibles Age 40$1,172$98
Discount Rate Age 40$1,158$97

The chart above shows just a small set of insurance estimates for a 2021 Acura ILX. In reality, rates range much more.

As an example to illustrate this, consider that choosing a liability-only policy in the cheapest areas of Maine or Iowa may be as cheap as $225 a year.

For the same style of Acura ILX, a 16-year-old male driver with a propensity for speed in certain areas in Pennsylvania could be as much as $11,042 a year for full coverage. New York City car insurance could be even as high as $12,532!

How does Acura ILX insurance cost compare?

When rates are compared to other midsize luxury cars, car insurance for a Acura ILX costs $260 less per year than the Lexus ES 350, $496 less than the BMW 530i, $764 less than the Infiniti Q50, and $528 less than the Mercedes-Benz CLA250.

The Acura ILX ranks #1 out of 35 total vehicles in the midsize luxury car category. The ILX costs an estimated $1,390 per year to insure, while the category average cost is $2,010 per year, a difference of $620 per year.

The chart below shows how the ILX ranks for car insurance affordability against the other nine top-selling midsize luxury sedans for 2021. Following the chart, we also include a ranking table that details typical insurance rates for every vehicle in the midsize luxury car segment.

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Chart Data Details: Average rates are for a 2021 model year Acura ILX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura ILX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Acura ILX vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Acura ILX Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,390--
2Lexus RC 300$1,602$212
3Lexus ES 350$1,650$260
4Mercedes-Benz AMG CLA45$1,662$272
5Lexus IS 300$1,682$292
6Audi A3$1,706$316
7Cadillac CT5$1,722$332
8Audi S5$1,788$398
9Mercedes-Benz E350$1,834$444
10Lexus ES 300H$1,860$470
11Audi S4$1,880$490
12BMW 530i$1,886$496
13BMW 540i$1,908$518
14Mercedes-Benz CLA250$1,918$528
15Genesis G80$1,924$534
16Audi A6$1,926$536
17Mercedes-Benz E450$1,954$564
18Lexus RC F$1,960$570
19BMW 430i$1,970$580
20Jaguar XF$1,970$580
21Mercedes-Benz CLS450$1,990$600
22Mercedes-Benz AMG C43$2,068$678
23BMW 440i$2,070$680
24Audi RS 5$2,090$700
25Audi S6$2,140$750
26Infiniti Q50$2,154$764
27BMW 530e$2,164$774
28Mercedes-Benz AMG C63$2,256$866
29BMW M550i$2,300$910
30Tesla Model S$2,362$972
31Audi A7$2,418$1,028
32Lexus LC 500H$2,454$1,064
33Audi S7$2,546$1,156
34BMW M8$2,548$1,158
35BMW M5$2,584$1,194

Which ILX trim level is cheapest to insure?

With Acura ILX car insurance rates ranging from $1,274 to $1,462 annually on average, the cheapest model to insure is the ILX Sedan. The second cheapest model to insure is the Premium Sedan at $1,384 per year. On average, plan on paying at a bare minimum $106 per month to insure an ILX for full coverage.

The most expensive ILX models to insure are the Technology A-Spec Sedan at $1,462 and the Technology Sedan at $1,416 per year. Those two models will cost an extra $188 and $142 per year, respectively, over the cheapest Sedan model.

The next table details average Acura ILX car insurance rates for annual and semi-annual policy terms as well as a monthly budget estimate.

2021 Acura ILX Insurance Cost by Trim Level
Acura ILX Trim Level Annual Policy 6-month Policy Per Month
Sedan$1,274$637$106
Premium Sedan$1,384$692$115
Premium A-Spec Sedan$1,416$708$118
Technology Sedan$1,416$708$118
Technology A-Spec Sedan$1,462$731$122

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Acura ILX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.
Acura ILX Insurance Cost by Trim Level

Frequently asked questions

Below are some of the more common questions and answers relating to insurance on ILX models.

What is the average cost per year for Acura ILX Insurance?

Acura ILX insurance costs an average of $1,390 per year with rates ranging from $1,274 per year for the ILX Sedan to $1,462 for the ILX Technology A-Spec Sedan.

What is the average monthly cost to insure a ILX?

The average monthly cost to insure an Acura ILX is $116 for full coverage. Rates range from around $104 per month for a 60-year-old drive to $229 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much would I save if I drop full coverage?

Removing physical damage coverage from your Acura ILX insurance policy could save around $654 per year on a 2013 Acura ILX.

How much does Acura ILX insurance cost in California?

The estimated annual rate to insure a Acura ILX for full coverage in the state of California is $1,542, or around $129 per month. California car insurance rates are $152 more than the national average rate for Acura ILX insurance.

Are Acura ILXs expensive to insure?

When compared to all other midsize luxury cars, the Acura ILX is cheaper to insure on average. An average driver will pay $1,390 per year to insure a Acura ILX, while the average rate for the entire midsize luxury car segment is $2,010.

How much does insurance cost for a 2020 Acura ILX?

For an average driver, expect to pay around $1,356 per year, or about $113 per month, to insure a 2020 Acura ILX with full coverage and $500 physical damage deductibles.

How much is insurance for a 2019 Acura ILX?

For the 2019 model year, expect to pay around $1,344 per year, or about $112 per month, for full coverage with $500 physical damage deductibles.

How much does insurance cost for a 2018 Acura ILX?

For the average driver, plan pay around $1,318 per year, or about $110 per month, to insure a 2018 Acura ILX with full coverage and $500 physical damage deductibles.