Acura ILX Car Insurance Cost for 2022

How much does Acura ILX car insurance cost? We compared rates from the base sedan model up to the Technology A-Spec trim level to see how prices compared to other midsize luxury cars.

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How much does Acura ILX car insurance cost?

Car insurance for an Acura ILX costs an average of $1,392 per year for a policy with full coverage. Average monthly insurance cost on an ILX ranges from $112 to $122, depending on the trim level.

Drivers can expect to pay around $611 less each year to insure an Acura ILX compared to the average rate for midsize luxury sedans, and $159 less per year than the overall national average of $1,551.

The chart below demonstrates average car insurance rates for an Acura ILX using variations of driver age and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Acura ILX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Acura ILX trim levels.Data last updated on May 19, 2022
Acura ILX Insurance Cost Summary
Acura ILX Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,140$262
Safe Driver Age 20$2,754$230
At-fault Accidents Age 40$1,956$163
Low Deductibles Age 40$1,816$151
Safe Driver Age 30$1,470$123
Safe Driver Age 40$1,392$116
Safe Driver Age 50$1,268$106
Safe Driver Age 60$1,246$104
High Deductibles Age 40$1,174$98
Discount Rate Age 40$1,160$97

The chart above shows just a small set of insurance estimates for a 2022 Acura ILX. In reality, rates range much more.

As an example to illustrate this, consider that choosing a liability-only policy in the cheapest areas of Maine or Iowa may be as cheap as $225 a year.

For the same style of Acura ILX, a 16-year-old male driver with a propensity for speed in certain areas in Pennsylvania could be as much as $11,280 a year for full coverage. New York City car insurance could be even as high as $12,776!

How does Acura ILX insurance cost compare?

When rates are compared to other midsize luxury cars, car insurance for a Acura ILX costs $388 less per year than the Lexus ES 350, $484 less than the BMW 530i, $812 less than the Infiniti Q50, and $376 less than the Mercedes-Benz CLA250.

The Acura ILX ranks #1 out of 38 total vehicles in the midsize luxury car category. The ILX costs an estimated $1,392 per year to insure, while the category average cost is $2,003 per year, a difference of $611 per year.

The chart below shows how the ILX ranks for car insurance affordability against the other nine top-selling midsize luxury sedans for 2022. Following the chart, we also include a ranking table that details typical insurance rates for every vehicle in the midsize luxury car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Acura ILX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura ILX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Acura ILX vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Acura ILX Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,392--
2Lexus RC 300$1,676$284
3Mercedes-Benz AMG CLA35$1,716$324
4BMW i4$1,726$334
5Cadillac CT5$1,732$340
6Audi A3$1,750$358
7Mercedes-Benz AMG CLA45$1,756$364
8Mercedes-Benz CLA250$1,768$376
9Lexus ES 250$1,772$380
10Lexus IS 300$1,774$382
11Lexus ES 350$1,780$388
12Genesis G80$1,816$424
13Audi S5$1,840$448
14BMW 530i$1,876$484
15Lexus ES 300h$1,882$490
16Mercedes-Benz E350$1,896$504
17BMW 530e$1,912$520
18BMW 540i$1,914$522
19Audi S4$1,924$532
20BMW M440i$1,926$534
21Mercedes-Benz E450$1,932$540
22Audi A6$1,986$594
23Jaguar XF$1,990$598
24Lexus IS 500$2,014$622
25BMW 430i$2,034$642
26Mercedes-Benz CLS450$2,050$658
27Audi RS 5$2,150$758
28Mercedes-Benz AMG C43$2,166$774
29Audi S6$2,182$790
30Infiniti Q50$2,204$812
31Mercedes-Benz AMG C63$2,234$842
32BMW M550i$2,320$928
33Audi A7$2,378$986
34Tesla Model S$2,416$1,024
35Lexus LC 500h$2,448$1,056
36Audi S7$2,570$1,178
37BMW M8$2,586$1,194
38BMW M5$2,618$1,226

With an average MSRP of $30,275, the 2022 Acura ILX ranges in price from the base Sedan trim at $27,300 to the Technology A-Spec Sedan trim at $33,200.

The midsize luxury sedan models that have the most similar average MSRP to the Acura ILX for the 2022 model year are the Audi A3, Mercedes-Benz CLA250, Lexus IS 300, and Lexus ES 250.

Here’s how those four models compare to an ILX for both MSRP and the cost of car insurance.

  • Compared to the Audi A3 – The Audi A3 retails for an average of $38,433, ranging from $33,900 to $43,200, which is $8,158 more expensive than the Acura ILX. Anticipate paying around $358 more every 12 months to insure the Audi A3 compared to an ILX.
  • Compared to the Mercedes-Benz CLA250 – The Mercedes-Benz CLA250 has an average retail price of $39,200, ranging from $38,200 to $40,200, which is $8,925 more expensive than the Acura ILX. The cost to insure an Acura ILX compared to the Mercedes-Benz CLA250 is $376 less annually on average.
  • Compared to the Lexus IS 300 – With an average dealer MSRP of $39,625 ($38,625 to $40,625), the Lexus IS 300 costs $9,350 more than the average cost for the Acura ILX. The average insurance cost for the ILX compared to the Lexus IS 300 is $382 less annually.
  • Compared to the Lexus ES 250 – The 2022 Acura ILX has an average MSRP that is $15,333 cheaper than the Lexus ES 250 ($30,275 versus $45,608). Expect to pay around $380 more annually for full-coverage insurance on the Lexus ES 250 compared to an ILX.

Which ILX trim level is cheapest to insure?

With Acura ILX car insurance rates ranging from $1,346 to $1,466 annually on average, the cheapest model to insure is the ILX Sedan. The second cheapest model to insure is the Premium Sedan at $1,364 per year. On average, plan on paying at a bare minimum $112 per month to insure an ILX for full coverage.

The most expensive ILX models to insure are the Technology A-Spec Sedan at $1,466 and the Premium A-Spec Sedan at $1,396 per year. Those two models will cost an extra $120 and $50 per year, respectively, over the cheapest Sedan model.

The next table details average Acura ILX car insurance rates for annual and semi-annual policy terms as well as a monthly budget estimate.

2022 Acura ILX Insurance Cost by Trim Level
Acura ILX Trim Level Annual Policy 6-month Policy Per Month
Sedan$1,346$673$112
Premium Sedan$1,364$682$114
Premium A-Spec Sedan$1,396$698$116
Technology A-Spec Sedan$1,466$733$122

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Acura ILX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 19, 2022
Acura ILX Insurance Cost by Trim Level

Frequently asked questions

Below are some of the more common questions and answers relating to insurance on ILX models.

What is the average cost per year for Acura ILX Insurance?

Acura ILX insurance costs an average of $1,392 per year with rates ranging from $1,346 per year for the ILX Sedan to $1,466 for the ILX Technology A-Spec Sedan.

What is the average monthly cost to insure a ILX?

The average monthly cost to insure an Acura ILX is $116 for full coverage. Rates range from around $104 per month for a 60-year-old drive to $230 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much would I save if I drop full coverage?

Removing physical damage coverage from your Acura ILX insurance policy could save around $610 per year on a 2013 Acura ILX.

How much does Acura ILX insurance cost in California?

The estimated annual rate to insure a Acura ILX for full coverage in the state of California is $1,606, or around $134 per month. California car insurance rates are $214 more than the national average rate for Acura ILX insurance.

Are Acura ILXs expensive to insure?

When compared to all other midsize luxury cars, the Acura ILX is cheaper to insure on average. An average driver will pay $1,392 per year to insure a Acura ILX, while the average rate for the entire midsize luxury car segment is $2,003.

How much does insurance cost for a 2020 Acura ILX?

For an average driver, expect to pay around $1,342 per year, or about $112 per month, to insure a 2020 Acura ILX with full coverage and $500 physical damage deductibles.

How much is insurance for a 2019 Acura ILX?

For the 2019 model year, expect to pay around $1,340 per year, or about $112 per month, for full coverage with $500 physical damage deductibles.

How much does insurance cost for a 2018 Acura ILX?

For the average driver, plan pay around $1,296 per year, or about $108 per month, to insure a 2018 Acura ILX with full coverage and $500 physical damage deductibles.