- The average Acura ILX insurance cost is $1,404 per year, or $117 per month for full coverage.
- When compared to the entire midsize luxury car segment, the Acura ILX ranks #1 out of 38 total comparison vehicles.
- With the cheapest Acura ILX insurance rates, the base Sedan model costs an average of $1,356 per year to insure.
- At the high end, the ILX Technology A-Spec Sedan is the most expensive to insure at $1,476 for an annual policy.
How much does Acura ILX car insurance cost?
Car insurance for an Acura ILX costs an average of $1,404 per year for a policy with full coverage. Average monthly insurance cost on an ILX ranges from $113 to $123, depending on the trim level.
Drivers can expect to pay around $614 less each year to insure an Acura ILX compared to the average rate for midsize luxury sedans, and $163 less per year than the overall national average of $1,567.
The chart below demonstrates average car insurance rates for an Acura ILX using variations of driver age and risk profiles.
|Driver Risk Profile||Annual Rate||Monthly Rate|
|High Risk Driver Age 30||$3,166||$264|
|Safe Driver Age 20||$2,774||$231|
|At-fault Accidents Age 40||$1,972||$164|
|Low Deductibles Age 40||$1,828||$152|
|Safe Driver Age 30||$1,480||$123|
|Safe Driver Age 40||$1,404||$117|
|Safe Driver Age 50||$1,280||$107|
|Safe Driver Age 60||$1,256||$105|
|High Deductibles Age 40||$1,184||$99|
|Discount Rate Age 40||$1,168||$97|
The chart above shows just a small set of insurance estimates for a 2022 Acura ILX. In reality, rates range much more.
As an example to illustrate this, consider that choosing a liability-only policy in the cheapest areas of Maine or Iowa may be as cheap as $225 a year.
For the same style of Acura ILX, a 16-year-old male driver with a propensity for speed in certain areas in Pennsylvania could be as much as $11,280 a year for full coverage. New York City car insurance could be even as high as $12,776!
How does Acura ILX insurance cost compare?
When rates are compared to other midsize luxury cars, car insurance for a Acura ILX costs $390 less per year than the Lexus ES 350, $486 less than the BMW 530i, $820 less than the Infiniti Q50, and $378 less than the Mercedes-Benz CLA250.
The Acura ILX ranks #1 out of 38 total vehicles in the midsize luxury car category. The ILX costs an estimated $1,404 per year to insure, while the category average cost is $2,018 per year, a difference of $614 per year.
The chart below shows how the ILX ranks for car insurance affordability against the other nine top-selling midsize luxury sedans for 2022. Following the chart, we also include a ranking table that details typical insurance rates for every vehicle in the midsize luxury car segment.
|2||Lexus RC 300||$1,690||$286|
|3||Mercedes-Benz AMG CLA35||$1,732||$328|
|7||Mercedes-Benz AMG CLA45||$1,770||$366|
|9||Lexus ES 250||$1,784||$380|
|10||Lexus IS 300||$1,786||$382|
|11||Lexus ES 350||$1,794||$390|
|15||Lexus ES 300h||$1,896||$492|
|24||Lexus IS 500||$2,028||$624|
|27||Audi RS 5||$2,166||$762|
|28||Mercedes-Benz AMG C43||$2,186||$782|
|31||Mercedes-Benz AMG C63||$2,254||$850|
|34||Tesla Model S||$2,434||$1,030|
|35||Lexus LC 500h||$2,464||$1,060|
With an average MSRP of $30,275, the 2022 Acura ILX ranges in price from the base Sedan trim at $27,300 to the Technology A-Spec Sedan trim at $33,200.
The midsize luxury sedan models that have the most similar average MSRP to the Acura ILX for the 2022 model year are the Audi A3, Mercedes-Benz CLA250, Lexus IS 300, and Lexus ES 250.
Here’s how those four models compare to an ILX for both MSRP and the cost of car insurance.
- Compared to the Audi A3 – The Audi A3 retails for an average of $38,433, ranging from $33,900 to $43,200, which is $8,158 more expensive than the Acura ILX. Anticipate paying around $358 more every 12 months to insure the Audi A3 compared to an ILX.
- Compared to the Mercedes-Benz CLA250 – The Mercedes-Benz CLA250 has an average retail price of $39,200, ranging from $38,200 to $40,200, which is $8,925 more expensive than the Acura ILX. The cost to insure an Acura ILX compared to the Mercedes-Benz CLA250 is $378 less annually on average.
- Compared to the Lexus IS 300 – With an average dealer MSRP of $39,625 ($38,625 to $40,625), the Lexus IS 300 costs $9,350 more than the average cost for the Acura ILX. The average insurance cost for the ILX compared to the Lexus IS 300 is $382 less annually.
- Compared to the Lexus ES 250 – The 2022 Acura ILX has an average MSRP that is $15,333 cheaper than the Lexus ES 250 ($30,275 versus $45,608). Expect to pay around $380 more annually for full-coverage insurance on the Lexus ES 250 compared to an ILX.
Which ILX trim level is cheapest to insure?
With Acura ILX car insurance rates ranging from $1,356 to $1,476 annually on average, the cheapest model to insure is the ILX Sedan. The second cheapest model to insure is the Premium Sedan at $1,376 per year. On average, plan on paying at a bare minimum $113 per month to insure an ILX for full coverage.
The most expensive ILX models to insure are the Technology A-Spec Sedan at $1,476 and the Premium A-Spec Sedan at $1,408 per year. Those two models will cost an extra $120 and $52 per year, respectively, over the cheapest Sedan model.
The next table details average Acura ILX car insurance rates for annual and semi-annual policy terms as well as a monthly budget estimate.
|Acura ILX Trim Level||Annual Policy||6-month Policy||Per Month|
|Premium A-Spec Sedan||$1,408||$704||$117|
|Technology A-Spec Sedan||$1,476||$738||$123|
Frequently asked questions
Below are some of the more common questions and answers relating to insurance on ILX models.
What is the average cost per year for Acura ILX Insurance?
Acura ILX insurance costs an average of $1,404 per year with rates ranging from $1,356 per year for the ILX Sedan to $1,476 for the ILX Technology A-Spec Sedan.
What is the average monthly cost to insure a ILX?
The average monthly cost to insure an Acura ILX is $117 for full coverage. Rates range from around $105 per month for a 60-year-old drive to $231 for a 20-year-old driver. Teen drivers pay significantly higher rates.
How much would I save if I drop full coverage?
Removing physical damage coverage from your Acura ILX insurance policy could save around $616 per year on a 2013 Acura ILX.
How much does Acura ILX insurance cost in California?
The estimated annual rate to insure a Acura ILX for full coverage in the state of California is $1,606, or around $134 per month. California car insurance rates are $202 more than the national average rate for Acura ILX insurance.
Are Acura ILXs expensive to insure?
When compared to all other midsize luxury cars, the Acura ILX is cheaper to insure on average. An average driver will pay $1,404 per year to insure a Acura ILX, while the average rate for the entire midsize luxury car segment is $2,018.
How much does insurance cost for a 2020 Acura ILX?
For an average driver, expect to pay around $1,354 per year, or about $113 per month, to insure a 2020 Acura ILX with full coverage and $500 physical damage deductibles.
How much is insurance for a 2019 Acura ILX?
For the 2019 model year, expect to pay around $1,354 per year, or about $113 per month, for full coverage with $500 physical damage deductibles.
How much does insurance cost for a 2018 Acura ILX?
For the average driver, plan pay around $1,308 per year, or about $109 per month, to insure a 2018 Acura ILX with full coverage and $500 physical damage deductibles.