- The average Acura ILX insurance cost is $1,594 per year, or $133 per month for full coverage.
- When compared to the entire midsize luxury car segment, the Acura ILX ranks first out of 38 total comparison vehicles.
- With the cheapest Acura ILX insurance rates, the base Sedan model costs an average of $1,540 per year to insure.
- At the high end, the ILX Technology A-Spec Sedan is the most expensive to insure at $1,676 for an annual policy.
How much does Acura ILX car insurance cost?
Car insurance for an Acura ILX costs an average of $1,594 per year for a policy with full coverage. Average monthly insurance cost on an ILX ranges from $128 to $140, depending on the trim level.
Drivers can expect to pay around $690 less each year to insure an Acura ILX compared to the average rate for midsize luxury sedans, and $289 less per year than the overall national average of $1,883.
The chart below demonstrates average car insurance rates for an Acura ILX using variations of driver age and risk profiles.
The chart above shows just a small set of insurance estimates for a 2022 Acura ILX. In reality, rates range much more.
As an example to illustrate this, consider that choosing a liability-only policy in the cheapest areas of Maine or Iowa may be as cheap as $225 a year.
For the same style of Acura ILX, a 16-year-old male driver with a propensity for speed in certain areas in Pennsylvania could be as much as $11,896 a year for full coverage. New York City car insurance could be even as high as $13,321!
How does Acura ILX insurance cost compare?
When rates are compared to other midsize luxury cars, car insurance for a Acura ILX costs $446 less per year than the Lexus ES 350, $552 less than the BMW 530i, $844 less than the Infiniti Q50, and $428 less than the Mercedes-Benz CLA250.
The Acura ILX ranks first out of 38 total vehicles in the midsize luxury car category. The ILX costs an estimated $1,594 per year to insure, while the category average cost is $2,284 per year, a difference of $690 per year.
The chart below shows how the ILX ranks for car insurance affordability against the other nine top-selling midsize luxury sedans for 2022. Following the chart, we also include a ranking table that details typical insurance rates for every vehicle in the midsize luxury car segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,594 | -- |
| 2 | Lexus RC 300 | $1,920 | $326 |
| 3 | Mercedes-Benz AMG CLA35 | $1,964 | $370 |
| 4 | BMW i4 | $1,976 | $382 |
| 5 | Cadillac CT5 | $1,982 | $388 |
| 6 | Audi A3 | $2,004 | $410 |
| 7 | Mercedes-Benz AMG CLA45 | $2,010 | $416 |
| 8 | Mercedes-Benz CLA250 | $2,022 | $428 |
| 9 | Lexus ES 250 | $2,030 | $436 |
| 10 | Lexus ES 350 | $2,040 | $446 |
| 11 | Lexus IS 300 | $2,040 | $446 |
| 12 | Audi S5 | $2,104 | $510 |
| 13 | Audi S4 | $2,114 | $520 |
| 14 | BMW 530i | $2,146 | $552 |
| 15 | Lexus ES 300h | $2,156 | $562 |
| 16 | Genesis G80 | $2,166 | $572 |
| 17 | Mercedes-Benz E350 | $2,168 | $574 |
| 18 | BMW 530e | $2,188 | $594 |
| 19 | BMW 540i | $2,194 | $600 |
| 20 | BMW M440i | $2,204 | $610 |
| 21 | Mercedes-Benz E450 | $2,214 | $620 |
| 22 | Audi A6 | $2,272 | $678 |
| 23 | Jaguar XF | $2,278 | $684 |
| 24 | Lexus IS 500 | $2,306 | $712 |
| 25 | BMW 430i | $2,330 | $736 |
| 26 | Mercedes-Benz CLS450 | $2,348 | $754 |
| 27 | Infiniti Q50 | $2,438 | $844 |
| 28 | Audi RS 5 | $2,462 | $868 |
| 29 | Mercedes-Benz AMG C43 | $2,480 | $886 |
| 30 | Audi S6 | $2,498 | $904 |
| 31 | Mercedes-Benz AMG C63 | $2,558 | $964 |
| 32 | Audi A7 | $2,636 | $1,042 |
| 33 | BMW M550i | $2,658 | $1,064 |
| 34 | Lexus LC 500h | $2,714 | $1,120 |
| 35 | Tesla Model S | $2,762 | $1,168 |
| 36 | Audi S7 | $2,856 | $1,262 |
| 37 | BMW M8 | $2,962 | $1,368 |
| 38 | BMW M5 | $2,996 | $1,402 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated February 23, 2024
With an average MSRP of $30,275, the 2022 Acura ILX ranges in price from the base Sedan trim at $27,300 to the Technology A-Spec Sedan trim at $33,200.
The midsize luxury sedan models that have the most similar average MSRP to the Acura ILX for the 2022 model year are the Audi A3, Mercedes-Benz CLA250, Lexus IS 300, and Lexus ES 250.
Here’s how those four models compare to an ILX for both MSRP and the cost of car insurance.
- Compared to the Audi A3 – The Audi A3 retails for an average of $38,433, ranging from $33,900 to $43,200, which is $8,158 more expensive than the Acura ILX. Anticipate paying around $410 more every 12 months to insure the Audi A3 compared to an ILX.
- Compared to the Mercedes-Benz CLA250 – The Mercedes-Benz CLA250 has an average retail price of $39,200, ranging from $38,200 to $40,200, which is $8,925 more expensive than the Acura ILX. The cost to insure an Acura ILX compared to the Mercedes-Benz CLA250 is $428 less annually on average.
- Compared to the Lexus IS 300 – With an average dealer MSRP of $39,625 ($38,625 to $40,625), the Lexus IS 300 costs $9,350 more than the average cost for the Acura ILX. The average insurance cost for the ILX compared to the Lexus IS 300 is $446 less annually.
- Compared to the Lexus ES 250 – The 2022 Acura ILX has an average MSRP that is $15,333 cheaper than the Lexus ES 250 ($30,275 versus $45,608). Expect to pay around $436 more annually for full-coverage insurance on the Lexus ES 250 compared to an ILX.
For additional head-to-head comparisons, including other Acura models, see our insurance cost comparisons page.
Which ILX trim level is cheapest to insure?
With Acura ILX car insurance rates ranging from $1,540 to $1,676 annually on average, the cheapest model to insure is the ILX Sedan. The second cheapest model to insure is the Premium Sedan at $1,560 per year. On average, plan on paying at a bare minimum $128 per month to insure an ILX for full coverage.
The most expensive ILX models to insure are the Technology A-Spec Sedan at $1,676 and the Premium A-Spec Sedan at $1,598 per year. Those two models will cost an extra $136 and $58 per year, respectively, over the cheapest Sedan model.
The next table details average Acura ILX car insurance rates for annual and semi-annual policy terms as well as a monthly budget estimate.
| 2022 Acura ILX Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sedan | $1,540 | $128 |
| Premium Sedan | $1,560 | $130 |
| Premium A-Spec Sedan | $1,598 | $133 |
| Technology A-Spec Sedan | $1,676 | $140 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
Frequently asked questions
Below are some of the more common questions and answers relating to insurance on ILX models.
What is the average cost per year for Acura ILX Insurance?
Acura ILX insurance costs an average of $1,594 per year with rates ranging from $1,540 per year for the ILX Sedan to $1,676 for the ILX Technology A-Spec Sedan.
What is the average monthly cost to insure a ILX?
The average monthly cost to insure an Acura ILX is $133 for full coverage. Rates range from around $110 per month for a 60-year-old drive to $266 for a 20-year-old driver. Teen drivers pay significantly higher rates.
How much would I save if I drop full coverage?
Removing physical damage coverage from your Acura ILX insurance policy could save around $672 per year on a 2013 Acura ILX.
How much does Acura ILX insurance cost in California?
The estimated annual rate to insure a Acura ILX for full coverage in the state of California is $1,910, or around $159 per month. California car insurance rates are $316 more than the national average rate for Acura ILX insurance.
Are Acura ILXs expensive to insure?
When compared to all other midsize luxury cars, the Acura ILX is cheaper to insure on average. An average driver will pay $1,594 per year to insure a Acura ILX, while the average rate for the entire midsize luxury car segment is $2,284.
How much does insurance cost for a 2020 Acura ILX?
For an average driver, expect to pay around $1,528 per year, or about $127 per month, to insure a 2020 Acura ILX with full coverage and $500 physical damage deductibles.
How much is insurance for a 2019 Acura ILX?
For the 2019 model year, expect to pay around $1,496 per year, or about $125 per month, for full coverage with $500 physical damage deductibles.
How much does insurance cost for a 2018 Acura ILX?
For the average driver, plan pay around $1,420 per year, or about $118 per month, to insure a 2018 Acura ILX with full coverage and $500 physical damage deductibles.