Acura ILX Car Insurance Cost for 2023

How much does Acura ILX car insurance cost? We compared rates from the base sedan model up to the Technology A-Spec trim level to see how prices compared to other midsize luxury cars.

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How much does Acura ILX car insurance cost?

Car insurance for an Acura ILX costs an average of $1,522 per year for a policy with full coverage. Average monthly insurance cost on an ILX ranges from $123 to $133, depending on the trim level.

Drivers can expect to pay around $654 less each year to insure an Acura ILX compared to the average rate for midsize luxury sedans, and $163 less per year than the overall national average of $1,685.

The chart below demonstrates average car insurance rates for an Acura ILX using variations of driver age and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Acura ILX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Acura ILX trim levels.Data last updated on January 23, 2023
Acura ILX Insurance Cost Summary
2022 Acura ILX Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,440$287
Safe Driver Age 20$3,014$251
At-fault Accidents Age 40$2,142$179
Low Deductibles Age 40$1,978$165
Safe Driver Age 30$1,604$134
Safe Driver Age 40$1,522$127
Safe Driver Age 50$1,388$116
Safe Driver Age 60$1,360$113
High Deductibles Age 40$1,286$107
Discount Rate Age 40$1,266$106

The chart above shows just a small set of insurance estimates for a 2022 Acura ILX. In reality, rates range much more.

As an example to illustrate this, consider that choosing a liability-only policy in the cheapest areas of Maine or Iowa may be as cheap as $225 a year.

For the same style of Acura ILX, a 16-year-old male driver with a propensity for speed in certain areas in Pennsylvania could be as much as $11,558 a year for full coverage. New York City car insurance could be even as high as $13,024!

How does Acura ILX insurance cost compare?

When rates are compared to other midsize luxury cars, car insurance for a Acura ILX costs $420 less per year than the Lexus ES 350, $526 less than the BMW 530i, $802 less than the Infiniti Q50, and $410 less than the Mercedes-Benz CLA250.

The Acura ILX ranks first out of 38 total vehicles in the midsize luxury car category. The ILX costs an estimated $1,522 per year to insure, while the category average cost is $2,176 per year, a difference of $654 per year.

The chart below shows how the ILX ranks for car insurance affordability against the other nine top-selling midsize luxury sedans for 2022. Following the chart, we also include a ranking table that details typical insurance rates for every vehicle in the midsize luxury car segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Acura ILX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Acura ILX trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Acura ILX vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Acura ILX Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,522--
2Lexus RC 300$1,826$304
3Mercedes-Benz AMG CLA35$1,874$352
4BMW i4$1,884$362
5Cadillac CT5$1,892$370
6Audi A3$1,912$390
7Mercedes-Benz AMG CLA45$1,916$394
8Mercedes-Benz CLA250$1,932$410
9Lexus ES 250$1,936$414
10Lexus ES 350$1,942$420
11Lexus IS 300$1,948$426
12Audi S5$2,008$486
13Audi S4$2,014$492
14BMW 530i$2,048$526
15Lexus ES 300h$2,054$532
16Genesis G80$2,066$544
17Mercedes-Benz E350$2,068$546
18BMW 530e$2,086$564
19BMW 540i$2,088$566
20BMW M440i$2,100$578
21Mercedes-Benz E450$2,108$586
22Audi A6$2,166$644
23Jaguar XF$2,170$648
24Lexus IS 500$2,196$674
25BMW 430i$2,220$698
26Mercedes-Benz CLS450$2,236$714
27Infiniti Q50$2,324$802
28Audi RS 5$2,346$824
29Mercedes-Benz AMG C43$2,364$842
30Audi S6$2,378$856
31Mercedes-Benz AMG C63$2,436$914
32Audi A7$2,508$986
33BMW M550i$2,526$1,004
34Lexus LC 500h$2,582$1,060
35Tesla Model S$2,630$1,108
36Audi S7$2,716$1,194
37BMW M8$2,816$1,294
38BMW M5$2,850$1,328

With an average MSRP of $30,275, the 2022 Acura ILX ranges in price from the base Sedan trim at $27,300 to the Technology A-Spec Sedan trim at $33,200.

The midsize luxury sedan models that have the most similar average MSRP to the Acura ILX for the 2022 model year are the Audi A3, Mercedes-Benz CLA250, Lexus IS 300, and Lexus ES 250.

Here’s how those four models compare to an ILX for both MSRP and the cost of car insurance.

  • Compared to the Audi A3 – The Audi A3 retails for an average of $38,433, ranging from $33,900 to $43,200, which is $8,158 more expensive than the Acura ILX. Anticipate paying around $390 more every 12 months to insure the Audi A3 compared to an ILX.
  • Compared to the Mercedes-Benz CLA250 – The Mercedes-Benz CLA250 has an average retail price of $39,200, ranging from $38,200 to $40,200, which is $8,925 more expensive than the Acura ILX. The cost to insure an Acura ILX compared to the Mercedes-Benz CLA250 is $410 less annually on average.
  • Compared to the Lexus IS 300 – With an average dealer MSRP of $39,625 ($38,625 to $40,625), the Lexus IS 300 costs $9,350 more than the average cost for the Acura ILX. The average insurance cost for the ILX compared to the Lexus IS 300 is $426 less annually.
  • Compared to the Lexus ES 250 – The 2022 Acura ILX has an average MSRP that is $15,333 cheaper than the Lexus ES 250 ($30,275 versus $45,608). Expect to pay around $414 more annually for full-coverage insurance on the Lexus ES 250 compared to an ILX.

For additional head-to-head comparisons, including other Acura models, see our insurance cost comparisons page.

Which ILX trim level is cheapest to insure?

With Acura ILX car insurance rates ranging from $1,472 to $1,600 annually on average, the cheapest model to insure is the ILX Sedan. The second cheapest model to insure is the Premium Sedan at $1,490 per year. On average, plan on paying at a bare minimum $123 per month to insure an ILX for full coverage.

The most expensive ILX models to insure are the Technology A-Spec Sedan at $1,600 and the Premium A-Spec Sedan at $1,526 per year. Those two models will cost an extra $128 and $54 per year, respectively, over the cheapest Sedan model.

The next table details average Acura ILX car insurance rates for annual and semi-annual policy terms as well as a monthly budget estimate.

2022 Acura ILX Insurance Cost by Trim Level
Acura ILX Trim Level Annual Policy Six-Month Policy Per Month
Sedan$1,472$736$123
Premium Sedan$1,490$745$124
Premium A-Spec Sedan$1,526$763$127
Technology A-Spec Sedan$1,600$800$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Acura ILX, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Acura ILX Insurance Cost by Trim Level

Frequently asked questions

Below are some of the more common questions and answers relating to insurance on ILX models.

What is the average cost per year for Acura ILX Insurance?

Acura ILX insurance costs an average of $1,522 per year with rates ranging from $1,472 per year for the ILX Sedan to $1,600 for the ILX Technology A-Spec Sedan.

What is the average monthly cost to insure a ILX?

The average monthly cost to insure an Acura ILX is $127 for full coverage. Rates range from around $113 per month for a 60-year-old drive to $251 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much would I save if I drop full coverage?

Removing physical damage coverage from your Acura ILX insurance policy could save around $648 per year on a 2013 Acura ILX.

How much does Acura ILX insurance cost in California?

The estimated annual rate to insure a Acura ILX for full coverage in the state of California is $1,842, or around $154 per month. California car insurance rates are $320 more than the national average rate for Acura ILX insurance.

Are Acura ILXs expensive to insure?

When compared to all other midsize luxury cars, the Acura ILX is cheaper to insure on average. An average driver will pay $1,522 per year to insure a Acura ILX, while the average rate for the entire midsize luxury car segment is $2,176.

How much does insurance cost for a 2020 Acura ILX?

For an average driver, expect to pay around $1,482 per year, or about $124 per month, to insure a 2020 Acura ILX with full coverage and $500 physical damage deductibles.

How much is insurance for a 2019 Acura ILX?

For the 2019 model year, expect to pay around $1,466 per year, or about $122 per month, for full coverage with $500 physical damage deductibles.

How much does insurance cost for a 2018 Acura ILX?

For the average driver, plan pay around $1,414 per year, or about $118 per month, to insure a 2018 Acura ILX with full coverage and $500 physical damage deductibles.