Insuring an Acura TSX: What to Know in 2024

How much does Acura TSX car insurance cost? We compared auto insurance rates from the base TSX Sport Station Wagon up to the more appointed Technology Package Sedan trim level to discover how average prices measure up to all other midsize luxury cars.

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  • Acura TSX insurance rates average $1,202 per year or around $100 per month, but vary considerably based on driver age.
  • As one of the cheaper midsize luxury cars to insure, the Acura TSX costs $491 less per year on average to insure when compared to the other midsize luxury cars.
  • The cheapest TSX to insure is the Sport Station Wagon trim level, costing an average of $1,166 per year. The most expensive is the Technology Package Sedan at $1,250 annually.

How much does Acura TSX car insurance cost?

Ranked first out of 52 vehicles in the 2014 midsize luxury car class, Acura TSX insurance rates average $1,202 annually, or $100 a month. With the average midsize luxury car costing $1,693 a year to insure, the Acura TSX could potentially save around $491 or more on an annual basis.

The following rate chart displays average car insurance rates for a 2014 Acura TSX using different combinations of risk and driver age.

Figure 1: Average 2014 Acura TSX insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2014 model year Acura TSX with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Acura TSX trim levels.

Acura TSX Insurance Cost Summary
2014 Acura TSX Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$2,744$229
Safe Driver Age 20$2,406$201
At-fault Accidents Age 40$1,706$142
Low Deductibles Age 40$1,528$127
Safe Driver Age 30$1,274$106
Safe Driver Age 40$1,202$100
Safe Driver Age 50$1,074$90
High Deductibles Age 40$1,034$86
Safe Driver Age 60$1,006$84
Discount Rate Age 40$1,000$83

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2014 Acura TSX trim levels. Updated February 26, 2024

The table below shows which trim levels have the cheapest car insurance for the Acura TSX. Average annual and 6-month Acura TSX insurance rates are shown, including a monthly budget amount, for each 2014 model year trim level.

2014 Acura TSX Insurance Rates by Trim Level
2014 Acura TSX Trim Level Annual Premium Cost Per Month
Sport Station Wagon$1,166$97
Sedan$1,198$100
Special Edition Sedan$1,198$100
Technology Package Station Wagon$1,198$100
Technology Package Sedan$1,250$104

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Acura TSX Insurance Cost by Trim Level

The following table shows average full coverage auto insurance policy costs for an Acura TSX for the 2004 to 2014 model years and different driver age groups.

Acura TSX Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2014 Acura TSX$2,406$1,202$1,006
2013 Acura TSX$2,486$1,242$1,040
2012 Acura TSX$2,436$1,217$1,019
2011 Acura TSX$2,388$1,193$999
2010 Acura TSX$2,340$1,169$979
2009 Acura TSX$2,293$1,146$959
2008 Acura TSX$2,247$1,123$940
2007 Acura TSX$2,202$1,100$921
2006 Acura TSX$2,158$1,078$903
2005 Acura TSX$2,115$1,057$885
2004 Acura TSX$2,073$1,036$867

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Acura TSX trim levels for each model year. Updated February 22, 2024

Acura TSX Insurance Cost by Model Year

A few additional noteworthy additions about Acura TSX insurance rates include:

  • Avoiding accidents keeps insurance rates low. Having frequent at-fault accidents will raise rates, possibly by an additional $578 per year for a 30-year-old driver and as much as $372 per year for a 50-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders are claim-free, drive a vehicle with safety or anti-theft features, are good students, belong to certain professional organizations, work in certain occupations, or many other discounts which could save the average driver as much as $202 per year on their insurance cost.
  • Get cheaper rates because of your job. The large majority of auto insurance companies offer discounts for earning a living in occupations like architects, lawyers, doctors, accountants, police officers and law enforcement, college professors, and others. If your occupation qualifies you for this discount, you could potentially save between $36 and $122 on your annual TSX insurance bill, subject to the policy coverages selected.
  • Bring up your credit score and save. Having a credit score over 800 could save $189 per year compared to a slightly lower credit score between 670-739. Conversely, a diminished credit rating could cost as much as $219 more per year.
  • As you get older, Acura TSX car insurance rates tend to be cheaper. The difference in Acura TSX insurance rates between a 50-year-old driver ($1,074 per year) and a 20-year-old driver ($2,406 per year) is $1,332, or a savings of 76.6%.

How do Acura TSX car insurance prices compare?

When compared directly to some other models in the midsize luxury car category, auto insurance rates for an Acura TSX cost $190 less per year than the Lexus ES 350, $380 less than the Infiniti Q50, and $42 less than the Lincoln MKZ.

The Acura TSX ranks first out of 52 total vehicles in the 2014 midsize luxury car class for insurance affordability. The TSX costs an estimated $1,202 per year for an auto insurance policy with full coverage and the class average policy cost is $1,693 annually, a difference of $491 per year.

The chart below shows how the average car insurance rate for an Acura TSX compares to the top 10 best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included following the chart that displays insurance rate comparisons for all 52 models in the midsize luxury car class.

Figure 2: Average 2014 Acura TSX car insurance premium compared to other midsize luxury car models. Rates updated on February 22, 2024.

Data Methodology: Average rates are for a 2014 model year Acura TSX. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Acura TSX trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Acura TSX vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Acura TSX Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura TSX$1,202--
2Acura ILX$1,236$34
3Lincoln MKZ$1,244$42
4Acura TL$1,284$82
5Lexus ES 350$1,392$190
6Mercedes-Benz CLA250$1,432$230
7Audi A6$1,460$258
8Audi S5$1,466$264
9Mercedes-Benz SLK55 AMG$1,474$272
10Mercedes-Benz C350$1,530$328
11Lexus ES 300H$1,542$340
12BMW 435i$1,562$360
13Mercedes-Benz E250$1,566$364
14BMW 428xi$1,568$366
15Mercedes-Benz E350$1,578$376
16Mercedes-Benz E400$1,580$378
17Infiniti Q50$1,582$380
18Lexus GS 350$1,586$384
19BMW 528xi$1,590$388
20BMW 428i$1,596$394
21BMW 535i$1,596$394
22Audi RS 5$1,602$400
23Mercedes-Benz CLA45 AMG$1,608$406
24Hyundai Genesis$1,614$412
25Volvo S80$1,618$416
26BMW 435xi$1,622$420
27BMW 535xi$1,626$424
28BMW Activehybrid 5$1,652$450
29Mercedes-Benz E550$1,654$452
30Jaguar XF$1,658$456
31Audi S6$1,680$478
32Cadillac ELR$1,682$480
33Jaguar XK$1,686$484
34Audi S4$1,690$488
35BMW 535d$1,690$488
36BMW 528i$1,692$490
37BMW 550i$1,698$496
38BMW 550xi$1,728$526
39Audi A7$1,776$574
40BMW 640i$1,778$576
41BMW 640xi$1,802$600
42Mercedes-Benz SL550$1,830$628
43Audi S7$1,870$668
44BMW 650xi$1,936$734
45BMW M5$1,938$736
46Jaguar XKR$2,000$798
47BMW M6$2,024$822
48Tesla Model S$2,038$836
49Mercedes-Benz SL63 AMG$2,104$902
50Mercedes-Benz CL63 AMG$2,316$1,114
51Mercedes-Benz SL65 AMG$2,602$1,400
52Mercedes-Benz SLS AMG$2,744$1,542

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2014 model year. Updated February 22, 2024