Chevrolet Avalanche Insurance Cost Breakdown: 2025 Rates Edition

How much does Chevy Avalanche car insurance cost? We analyze rates from the base model up to the loaded 1500 LTZ Black Diamond 4WD trim to see how average prices compare side-by-side to the large truck segment.

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  • Chevrolet Avalanche car insurance costs an average of $1,602 per year for a full coverage policy.
  • The Avalanche ranks fourth out of eight vehicles in the large truck class for car insurance affordability.
  • The Avalanche 1500 LS Black Diamond 2WD model is the cheapest to insure at around $1,540 per year. The most expensive trim is the 1500 LTZ Black Diamond 4WD at $1,662 per year.

How much does Chevy Avalanche insurance cost?

Chevrolet Avalanche car insurance rates cost an average of $1,602 annually for full coverage, which equates to around $134 a month. Collision insurance costs around $496 a year, liability and medical payments insurance is around $778, and the remaining comprehensive (or other-than-collision) coverage will cost around $328.

The bar chart below shows how Chevrolet Avalanche car insurance cost varies with a variety of driver ages and comprehensive and collision deductibles.

Average 2013 Chevrolet Avalanche car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2013 Chevrolet Avalanche car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2013 model year Chevrolet Avalanche. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2013 Chevrolet Avalanche Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,868$239
$500$3,226$269
$250$3,602$300
30-Year-Old$1,000$1,484$124
$500$1,688$141
$250$1,900$158
40-Year-Old$1,000$1,414$118
$500$1,602$134
$250$1,796$150
50-Year-Old$1,000$1,280$107
$500$1,442$120
$250$1,610$134
60-Year-Old$1,000$1,196$100
$500$1,348$112
$250$1,504$125

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2013 Chevrolet Avalanche. Updated October 24, 2025

The table below details average annual and 6-month Chevrolet Avalanche car insurance rates, plus a monthly budget estimate, for each 2013 model year trim level.

2013 Chevrolet Avalanche Insurance Rates by Trim Level
2013 Chevrolet Avalanche Trim Level Annual Premium Cost Per Month
1500 LS Black Diamond 2WD$1,540$128
1500 LS Black Diamond 4WD$1,582$132
1500 LT Black Diamond 2WD$1,582$132
1500 LT Black Diamond 4WD$1,622$135
1500 LTZ Black Diamond 2WD$1,622$135
1500 LTZ Black Diamond 4WD$1,662$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2013 Chevrolet Avalanche ranging from the 1500 LS Black Diamond 2WD model at $1,540 per year to the 1500 LTZ Black Diamond 4WD model at $1,662
Insurance cost by trim level for a 2013 Chevrolet Avalanche ranging from the 1500 LS Black Diamond 2WD model at $1,540 per year to the 1500 LTZ Black Diamond 4WD model at $1,662

More Avalanche car insurance rates

Some additional details concerning Avalanche insurance cost include:

  • Older drivers pay less than younger drivers. The difference in Avalanche insurance cost between a 60-year-old driver ($1,348 per year) and a 20-year-old driver ($3,226 per year) is $1,878, or a savings of 82.1%.
  • Lots of policy discounts equals cheaper Avalanche insurance. Discounts may be available if the insureds are homeowners, are loyal customers, insure multiple vehicles on the same policy, belong to certain professional organizations, or many other policy discounts which could save the average driver as much as $274 per year.
  • Lower policy cost by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $188 per year for a 40-year-old driver and $358 per year for a 20-year-old driver.
  • The lower deductible you choose, the higher the policy cost. Lowering the comprehensive and collision deductibles from $500 to $250 could cost an additional $194 per year for a 40-year-old driver and $376 per year for a 20-year-old driver.
  • Get a discount from your employment. Many car insurance providers offer policy discounts for earning a living in occupations like police officers and law enforcement, firefighters, dentists, high school and elementary teachers, lawyers, and others. If you qualify, you may save between $48 and $147 on your yearly insurance cost, depending on the policy coverages selected.
  • Chevrolet Avalanche insurance rates for teens are expensive. Average rates for full coverage Avalanche insurance costs $5,998 per year for a 16-year-old driver, $5,709 per year for a 17-year-old driver, $4,929 per year for a 18-year-old driver, and $4,556 per year for a 19-year-old driver.
  • Age and gender affect car insurance rates. For a 2013 Chevrolet Avalanche, a 20-year-old male driver pays around $3,226 per year for insurance, while a 20-year-old woman pays $2,338, a difference of $888 per year. The females get much better rates. But by age 50, the cost for men is $1,442 and female rates are $1,394, a difference of only $48.

Is Chevy Avalanche insurance expensive?

When rates are compared to the best-selling models in the large truck category, insurance rates for a 2013 Chevy Avalanche cost $108 more per year than the Ford F150, $66 less than the Ram Truck, and $40 more than the Chevrolet Silverado.

The Avalanche ranks fourth out of eight total comparison vehicles in the large truck segment for most affordable car insurance prices. The Avalanche costs an average of $1,602 per year for a full coverage policy and the class average car insurance cost is $1,556 per year, a difference of $46 per year.

The table below shows how insurance rates for a 2013 Chevy Avalanche fare against the top 10 most popular large trucks like the GMC Sierra, Toyota Tundra, and the Nissan Titan.

Insurance Cost Comparison: Chevrolet Avalanche vs Large Trucks
Rank Make and Model Annual Premium Difference
1Ram Tradesman$1,244-$358
2Ford F150$1,494-$108
3Chevrolet Silverado$1,562-$40
4Chevrolet Avalanche$1,602--
5GMC Sierra$1,618$16
6Nissan Titan$1,620$18
7Toyota Tundra$1,638$36
8Ram Truck$1,668$66

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2013 model year. Updated October 24, 2025

At $1,602 per year, insurance cost for a 2013 Chevrolet Avalanche ranks fourth out of eight models in the large truck segment
At $1,602 per year, insurance cost for a 2013 Chevrolet Avalanche ranks fourth out of eight models in the large truck segment