Average Car Insurance Cost for 17-year-olds

How much is car insurance for a 17-year-old? We compare rates for male and females in all 50 states plus find the cars with the cheapest car insurance for 17-year-olds.

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  • Average car insurance cost for 17-year-olds is  $4,780 per year or $366 per month.
  • Car insurance for 17-year-old males averages $5,100 per year and 17-year-old females average $4,534 per year.
  • Insurance rates on popular vehicles average from $4,514 to $5,884 for male drivers and $4,012 to $5,244 for females.

What is average car insurance cost for a 17-year-old male?

The average cost of car insurance for an 17-year-old male driver is $5,100 per year or $425 per month. Car insurance rates range from $2,966 to $8,118 depending on where you live in the U.S.

Car insurance rates for 17-year-old males for some popular models include the Ford Mustang at $5,264 per year, the Chevy Camaro at $7,118, the Nissan 370Z at $5,674, and the Subaru WRX at $5,812 per year.

The table below shows average rates for 17-year-old male drivers broken out by annual and monthly cost. The table is ordered alphabetically by state name.

Average Car Insurance Cost for 17 Year Old Male Drivers
U.S. StatePer YearPer Month
Alabama$4,150$346
Alaska$4,472$373
Arizona$4,536$378
Arkansas$5,450$454
California$5,836$486
Colorado$5,440$453
Connecticut$4,940$412
Delaware$5,178$432
Florida$7,444$620
Georgia$4,926$411
Hawaii$3,458$288
Idaho$4,024$335
Illinois$4,112$343
Indiana$3,804$317
Iowa$3,682$307
Kansas$5,126$427
Kentucky$5,926$494
Louisiana$7,382$615
Maine$3,524$294
Maryland$4,600$383
Massachusetts$4,170$348
Michigan$8,118$677
Minnesota$4,476$373
Mississippi$4,810$401
Missouri$5,408$451
Montana$4,964$414
Nebraska$4,866$406
Nevada$5,588$466
New Hampshire$3,074$256
New Jersey$4,810$401
New Mexico$4,082$340
New York$5,420$452
North Carolina$3,234$270
North Dakota$4,234$353
Ohio$2,966$247
Oklahoma$4,952$413
Oregon$4,264$355
Pennsylvania$4,286$357
Rhode Island$6,002$500
South Carolina$4,694$391
South Dakota$4,614$385
Tennessee$4,028$336
Texas$4,800$400
Utah$4,206$351
Vermont$3,382$282
Virginia$3,288$274
Washington$3,868$322
West Virginia$4,582$382
Wisconsin$3,458$288
Wyoming$4,678$390

What does car insurance cost for a 17-year-old female?

The average car insurance cost for a 17-year-old female driver is $4,534 per year or $378 per month. Depending on the state you live in, you could pay anywhere from $2,638 to $7,218 per year, which is $220 to $602 per month.

Average car insurance rates for 17-year-old females for some popular models include the Kia Rio at $4,676 per year, the Toyota Corolla at $4,578, the Nissan Versa at $5,364, and the Honda Civic at $4,502 per year.

The table below shows average yearly and monthly car insurance cost for 17-year-old female drivers. Rates are ordered alphabetically by state name.

Average Car Insurance Cost for 17 Year Old Female Drivers
U.S. StatePer YearPer Month
Alabama$3,690$308
Alaska$3,976$331
Arizona$4,034$336
Arkansas$4,850$404
California$5,190$433
Colorado$4,836$403
Connecticut$4,392$366
Delaware$4,606$384
Florida$6,622$552
Georgia$4,378$365
Hawaii$3,076$256
Idaho$3,578$298
Illinois$3,658$305
Indiana$3,384$282
Iowa$3,276$273
Kansas$4,560$380
Kentucky$5,272$439
Louisiana$6,566$547
Maine$3,134$261
Maryland$4,090$341
Massachusetts$3,710$309
Michigan$7,218$602
Minnesota$3,982$332
Mississippi$4,280$357
Missouri$4,812$401
Montana$4,416$368
Nebraska$4,332$361
Nevada$4,970$414
New Hampshire$2,732$228
New Jersey$4,280$357
New Mexico$3,628$302
New York$4,820$402
North Carolina$2,878$240
North Dakota$3,764$314
Ohio$2,638$220
Oklahoma$4,406$367
Oregon$3,794$316
Pennsylvania$3,812$318
Rhode Island$5,340$445
South Carolina$4,176$348
South Dakota$4,104$342
Tennessee$3,584$299
Texas$4,266$356
Utah$3,742$312
Vermont$3,010$251
Virginia$2,922$244
Washington$3,440$287
West Virginia$4,072$339
Wisconsin$3,076$256
Wyoming$4,160$347

What are the cheapest cars to insure for 17 year olds?

Small SUVs like the Mazda CX-5, Nissan Kicks, and Honda Passport then to have the cheapest car insurance rates for 17-year-old drivers. Rates for full-coverage start at around $3,738 for males and $3,304 per year for females.

Other vehicles that rank well for cheap auto insurance for teens are the Chevrolet Trailblazer at $4,032 per year, the Subaru Crosstrek at $4,096, and the Chevrolet Colorado at $4,124.

Average rates on older vehicles or liability-only coverage will cost less than insuring a new vehicle with full coverage.

The list below shows the 25 vehicles with the cheapest car insurance rates for 17-year-old drivers. Rates are shown for both male and female drivers. Click on any model to view detailed car insurance rate information.

Top 25 Cheapest Vehicles to Insure for 17-year-old Drivers
RankMake/ModelAge 16 MaleAge 16 Female
1Mazda CX-5$3,738$3,304
2Nissan Kicks$3,944$3,518
3Honda Passport$3,946$3,486
4Chevrolet Trailblazer$4,032$3,596
5Subaru Crosstrek$4,096$3,636
6Chevrolet Colorado$4,124$3,670
7Buick Envision$4,184$3,708
8Buick Encore$4,228$3,772
9Toyota C-HR$4,232$3,768
10Acura RDX$4,260$3,776
11Mazda MX-5 Miata$4,266$3,778
12Subaru Ascent$4,266$3,764
13Nissan Rogue Sport$4,288$3,818
14Kia Seltos$4,352$3,874
15Cadillac XT4$4,362$3,864
16Ford Maverick$4,364$3,890
17Subaru Forester$4,378$3,864
18Toyota Corolla Cross$4,382$3,900
19Hyundai Kona$4,384$3,898
20Hyundai Venue$4,398$3,932
21Subaru Impreza$4,432$3,940
22Volkswagen Tiguan$4,436$3,944
23Ford Edge$4,494$3,978
24Honda CR-V$4,514$4,012
25Mazda CX-30$4,516$4,018

Not every popular vehicle falls into the cheapest insurance category. In fact, out of the 20 popular vehicles in the charts below, only the Honda CR-V and Toyota Corolla made it into the top 25 cheapest vehicles to insure list shown above.

The two charts below show 20 of the most popular vehicles driven by teens in America and the average cost of car insurance when rated for both 17-year-old male and female drivers.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average no car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Zip Codes.Data last updated on June 24, 2022
Average Car Insurance Cost for 17-year-old Males
Average Car Insurance Cost for 17-year-old Males
Make/Model Annual Rate Monthly Rate
Subaru Crosstrek$4,096$341
Subaru Impreza$4,432$369
Honda CR-V$4,514$376
Ford Explorer$4,688$391
Toyota RAV4$4,814$401
Ford F150$4,936$411
Toyota Camry$4,986$416
Nissan Sentra$4,990$416
Nissan Rogue$5,038$420
Honda Civic$5,052$421
Toyota Prius$5,074$423
Toyota Corolla$5,102$425
Mazda 3$5,118$427
Ford Mustang$5,264$439
Kia Forte$5,272$439
Honda Accord$5,366$447
Chevrolet Silverado$5,602$467
Hyundai Elantra$5,874$490
Hyundai Sonata$5,878$490
Ram Truck$5,884$490

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average no car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Zip Codes.Data last updated on June 24, 2022
Average Car Insurance Cost for 17-year-old Females
Average Car Insurance Cost for 17-year-old Females
Make/Model Annual Rate Monthly Rate
Subaru Crosstrek$3,636$303
Subaru Impreza$3,940$328
Honda CR-V$4,012$334
Ford Explorer$4,148$346
Toyota RAV4$4,274$356
Ford F150$4,400$367
Toyota Camry$4,428$369
Nissan Sentra$4,460$372
Nissan Rogue$4,486$374
Toyota Prius$4,500$375
Honda Civic$4,502$375
Mazda 3$4,572$381
Toyota Corolla$4,578$382
Ford Mustang$4,672$389
Kia Forte$4,708$392
Honda Accord$4,766$397
Chevrolet Silverado$4,990$416
Hyundai Sonata$5,242$437
Ram Truck$5,244$437
Hyundai Elantra$5,258$438