- Average car insurance cost for 17-year-olds is $4,780 per year or $366 per month.
- Car insurance for 17-year-old males averages $5,100 per year and 17-year-old females average $4,534 per year.
- Insurance rates on popular vehicles average from $4,514 to $5,884 for male drivers and $4,012 to $5,244 for females.
What is average car insurance cost for a 17-year-old male?
The average cost of car insurance for an 17-year-old male driver is $5,100 per year or $425 per month. Car insurance rates range from $2,966 to $8,118 depending on where you live in the U.S.
Car insurance rates for 17-year-old males for some popular models include the Ford Mustang at $5,264 per year, the Chevy Camaro at $7,118, the Nissan 370Z at $5,674, and the Subaru WRX at $5,812 per year.
The table below shows average rates for 17-year-old male drivers broken out by annual and monthly cost. The table is ordered alphabetically by state name.
| U.S. State | Per Year | Per Month |
|---|---|---|
| Alabama | $4,150 | $346 |
| Alaska | $4,472 | $373 |
| Arizona | $4,536 | $378 |
| Arkansas | $5,450 | $454 |
| California | $5,836 | $486 |
| Colorado | $5,440 | $453 |
| Connecticut | $4,940 | $412 |
| Delaware | $5,178 | $432 |
| Florida | $7,444 | $620 |
| Georgia | $4,926 | $411 |
| Hawaii | $3,458 | $288 |
| Idaho | $4,024 | $335 |
| Illinois | $4,112 | $343 |
| Indiana | $3,804 | $317 |
| Iowa | $3,682 | $307 |
| Kansas | $5,126 | $427 |
| Kentucky | $5,926 | $494 |
| Louisiana | $7,382 | $615 |
| Maine | $3,524 | $294 |
| Maryland | $4,600 | $383 |
| Massachusetts | $4,170 | $348 |
| Michigan | $8,118 | $677 |
| Minnesota | $4,476 | $373 |
| Mississippi | $4,810 | $401 |
| Missouri | $5,408 | $451 |
| Montana | $4,964 | $414 |
| Nebraska | $4,866 | $406 |
| Nevada | $5,588 | $466 |
| New Hampshire | $3,074 | $256 |
| New Jersey | $4,810 | $401 |
| New Mexico | $4,082 | $340 |
| New York | $5,420 | $452 |
| North Carolina | $3,234 | $270 |
| North Dakota | $4,234 | $353 |
| Ohio | $2,966 | $247 |
| Oklahoma | $4,952 | $413 |
| Oregon | $4,264 | $355 |
| Pennsylvania | $4,286 | $357 |
| Rhode Island | $6,002 | $500 |
| South Carolina | $4,694 | $391 |
| South Dakota | $4,614 | $385 |
| Tennessee | $4,028 | $336 |
| Texas | $4,800 | $400 |
| Utah | $4,206 | $351 |
| Vermont | $3,382 | $282 |
| Virginia | $3,288 | $274 |
| Washington | $3,868 | $322 |
| West Virginia | $4,582 | $382 |
| Wisconsin | $3,458 | $288 |
| Wyoming | $4,678 | $390 |
What does car insurance cost for a 17-year-old female?
The average car insurance cost for a 17-year-old female driver is $4,534 per year or $378 per month. Depending on the state you live in, you could pay anywhere from $2,638 to $7,218 per year, which is $220 to $602 per month.
Average car insurance rates for 17-year-old females for some popular models include the Kia Rio at $4,676 per year, the Toyota Corolla at $4,578, the Nissan Versa at $5,364, and the Honda Civic at $4,502 per year.
The table below shows average yearly and monthly car insurance cost for 17-year-old female drivers. Rates are ordered alphabetically by state name.
| U.S. State | Per Year | Per Month |
|---|---|---|
| Alabama | $3,690 | $308 |
| Alaska | $3,976 | $331 |
| Arizona | $4,034 | $336 |
| Arkansas | $4,850 | $404 |
| California | $5,190 | $433 |
| Colorado | $4,836 | $403 |
| Connecticut | $4,392 | $366 |
| Delaware | $4,606 | $384 |
| Florida | $6,622 | $552 |
| Georgia | $4,378 | $365 |
| Hawaii | $3,076 | $256 |
| Idaho | $3,578 | $298 |
| Illinois | $3,658 | $305 |
| Indiana | $3,384 | $282 |
| Iowa | $3,276 | $273 |
| Kansas | $4,560 | $380 |
| Kentucky | $5,272 | $439 |
| Louisiana | $6,566 | $547 |
| Maine | $3,134 | $261 |
| Maryland | $4,090 | $341 |
| Massachusetts | $3,710 | $309 |
| Michigan | $7,218 | $602 |
| Minnesota | $3,982 | $332 |
| Mississippi | $4,280 | $357 |
| Missouri | $4,812 | $401 |
| Montana | $4,416 | $368 |
| Nebraska | $4,332 | $361 |
| Nevada | $4,970 | $414 |
| New Hampshire | $2,732 | $228 |
| New Jersey | $4,280 | $357 |
| New Mexico | $3,628 | $302 |
| New York | $4,820 | $402 |
| North Carolina | $2,878 | $240 |
| North Dakota | $3,764 | $314 |
| Ohio | $2,638 | $220 |
| Oklahoma | $4,406 | $367 |
| Oregon | $3,794 | $316 |
| Pennsylvania | $3,812 | $318 |
| Rhode Island | $5,340 | $445 |
| South Carolina | $4,176 | $348 |
| South Dakota | $4,104 | $342 |
| Tennessee | $3,584 | $299 |
| Texas | $4,266 | $356 |
| Utah | $3,742 | $312 |
| Vermont | $3,010 | $251 |
| Virginia | $2,922 | $244 |
| Washington | $3,440 | $287 |
| West Virginia | $4,072 | $339 |
| Wisconsin | $3,076 | $256 |
| Wyoming | $4,160 | $347 |
What are the cheapest cars to insure for 17 year olds?
Small SUVs like the Mazda CX-5, Nissan Kicks, and Honda Passport then to have the cheapest car insurance rates for 17-year-old drivers. Rates for full-coverage start at around $3,738 for males and $3,304 per year for females.
Other vehicles that rank well for cheap auto insurance for teens are the Chevrolet Trailblazer at $4,032 per year, the Subaru Crosstrek at $4,096, and the Chevrolet Colorado at $4,124.
Average rates on older vehicles or liability-only coverage will cost less than insuring a new vehicle with full coverage.
The list below shows the 25 vehicles with the cheapest car insurance rates for 17-year-old drivers. Rates are shown for both male and female drivers. Click on any model to view detailed car insurance rate information.
| Rank | Make/Model | Age 16 Male | Age 16 Female |
|---|---|---|---|
| 1 | Mazda CX-5 | $3,738 | $3,304 |
| 2 | Nissan Kicks | $3,944 | $3,518 |
| 3 | Honda Passport | $3,946 | $3,486 |
| 4 | Chevrolet Trailblazer | $4,032 | $3,596 |
| 5 | Subaru Crosstrek | $4,096 | $3,636 |
| 6 | Chevrolet Colorado | $4,124 | $3,670 |
| 7 | Buick Envision | $4,184 | $3,708 |
| 8 | Buick Encore | $4,228 | $3,772 |
| 9 | Toyota C-HR | $4,232 | $3,768 |
| 10 | Acura RDX | $4,260 | $3,776 |
| 11 | Mazda MX-5 Miata | $4,266 | $3,778 |
| 12 | Subaru Ascent | $4,266 | $3,764 |
| 13 | Nissan Rogue Sport | $4,288 | $3,818 |
| 14 | Kia Seltos | $4,352 | $3,874 |
| 15 | Cadillac XT4 | $4,362 | $3,864 |
| 16 | Ford Maverick | $4,364 | $3,890 |
| 17 | Subaru Forester | $4,378 | $3,864 |
| 18 | Toyota Corolla Cross | $4,382 | $3,900 |
| 19 | Hyundai Kona | $4,384 | $3,898 |
| 20 | Hyundai Venue | $4,398 | $3,932 |
| 21 | Subaru Impreza | $4,432 | $3,940 |
| 22 | Volkswagen Tiguan | $4,436 | $3,944 |
| 23 | Ford Edge | $4,494 | $3,978 |
| 24 | Honda CR-V | $4,514 | $4,012 |
| 25 | Mazda CX-30 | $4,516 | $4,018 |
Popular vehicles average insurance cost for 17-year-olds
Not every popular vehicle falls into the cheapest insurance category. In fact, out of the 20 popular vehicles in the charts below, only the Honda CR-V and Toyota Corolla made it into the top 25 cheapest vehicles to insure list shown above.
The two charts below show 20 of the most popular vehicles driven by teens in America and the average cost of car insurance when rated for both 17-year-old male and female drivers.
