Genesis car insurance costs an average of $2,102 per year for 2023 models. Rates range from $1,928 a year for a Genesis G70 up to $2,394 per year for the Genesis G90.
When compared to the U.S. national average car insurance rate, which is $1,728 per year, Genesis vehicles average $374 more more.
The table below shows average annual and monthly car insurance rates for the different Genesis models. Follow any model link for detailed trim-level rates and segment comparisons.
|Model||Annual Cost||Monthly Cost|
Genesis models compete in the luxury car and SUV segments. Due to the higher sticker price on luxury models, car insurance will generally cost more than non-luxury alternatives.
When compared to some of its luxury competitors, average car insurance cost on Genesis models is 3.4% more expensive per year than Acura, 10.5% cheaper per year than Audi, 3.8% cheaper per year than Infiniti, 1.7% more expensive per year than Lexus, 16.5% cheaper per year than Mercedes-Benz, and 8.6% more expensive per year than Volvo.
The chart below visualizes this comparison, with Genesis rates being the orange bar and the competition being the blue bars.
It’s also useful to know how Genesis rates compare to non-luxury brands, like Ford, Honda, and even Kia, the Korean parent company of Genesis.
The table below compares Genesis insurance rates (first row) to other popular auto manufacturers. The difference column indicates the dollar difference per year in insurance cost between the comparison brand and Genesis.
If the value in the difference column is green, then the average cost of insurance for that brand is cheaper than Genesis. If the value is red, the comparison brand is more expensive. Follow any brand link to view detailed car insurance data and rate comparisons.
|Automotive Brand||Insurance Cost||Difference|