Genesis G70 Car Insurance Cost for 2022

How does insurance cost on a Genesis G70 compare to other compact luxury cars? We compare rates from the 2.0T Sedan up to the 3.3T Launch Edition to see how they rank against the competition.

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  • Genesis G70 insurance costs an average of $1,708 per year or around $142 per month, depending on the trim level.
  • The cheapest Genesis G70 insurance is on the G70 2.0T Standard Sedan trim level at $1,586 per year, or $132 per month.
  • The model with the most expensive insurance is the 3.3T Launch Edition AWD at $1,806 per year, or around $151 per month.
  • The Genesis G70 is one of the cheaper small luxury cars to insure, costing $9 less per year on average as compared to the rest of the vehicles in the segment.

How much does Genesis G70 insurance cost?

Average car insurance rates for the Genesis G70 cost $1,708 per year, which is about $142 per month. When priced by coverage type, comprehensive (or other-than-collision) coverage costs about $406 a year, liability/medical will cost around $508, and the remaining collision insurance costs around $794.

The following chart illustrates how average G70 car insurance cost changes with changes in driver age and different policy deductibles. Insurance rate averages vary from as low as $1,286 per year for a driver age 60 with $1,000 physical damage deductibles to the highest cost estimate of $3,972 annually for a driver age 20 with deductibles of $250.

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Chart Data Details: Chart shows average insurance cost for a 2022 Genesis G70 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Genesis G70 trim levels.Data last updated on April 14, 2022
Genesis G70 Car Insurance Rates
Genesis G70 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,874$240
$500$3,408$284
$250$3,972$331
30$1,000$1,508$126
$500$1,802$150
$250$2,114$176
40$1,000$1,438$120
$500$1,708$142
$250$1,992$166
50$1,000$1,310$109
$500$1,556$130
$250$1,812$151
60$1,000$1,286$107
$500$1,526$127
$250$1,778$148

The table below shows average G70 car insurance rates by driver age for the 2019 to 2022 model years.

Genesis G70 Insurance Cost for 2019-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,408$1,802$1,708$1,556$1,526
2021$3,328$1,758$1,666$1,518$1,490
2020$3,268$1,722$1,634$1,490$1,462
2019$3,136$1,654$1,572$1,434$1,406

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Genesis G70 Insurance Cost by Model Year

What is the cheapest Genesis G70 insurance?

The cheapest trim level of Genesis G70 to insure is the 2.0T Standard Sedan at an estimated $1,586 per year, or about $132 per month.

The second cheapest model is the 2.0T Standard AWD at $1,624 per year, and the third cheapest trim to insure is the 2.0T Prestige 2WD at $1,654 per year.

The most expensive models of Genesis G70 to insure are the 3.3T Launch Edition AWD at $1,806 and the 3.3T Launch Edition at $1,788 per year. Those models will cost an extra $220 over the lowest cost 2.0T Standard Sedan model.

The table below details the average annual and 6-month car insurance costs, plus a monthly budget estimate, for each 2022 Genesis G70 package and trim level.

2022 Genesis G70 Insurance Cost by Trim Level
Genesis G70 Trim Level Annual Policy 6-month Policy Per Month
2.0T Standard Sedan$1,586$793$132
2.0T Standard AWD$1,624$812$135
2.0T Prestige 2WD$1,654$827$138
3.3T Standard Sedan$1,664$832$139
2.0T Prestige AWD$1,670$835$139
3.3T Standard AWD$1,692$846$141
3.3T Sport Sedan$1,720$860$143
3.3T Sport AWD$1,746$873$146
3.3T Prestige Sedan$1,766$883$147
3.3T Prestige AWD$1,788$894$149
3.3T Launch Edition$1,788$894$149
3.3T Launch Edition AWD$1,806$903$151

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Table Data Details: Average rates are for a 2022 Genesis G70, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Genesis G70 Insurance Cost by Trim Level

How does G70 insurance compare to similar vehicles?

When Genesis G70 insurance rates are compared to the most popular models in the small luxury car category, insurance for a Genesis G70 costs $110 more per year than the BMW 330i, $94 less than the Mercedes-Benz C300, $84 more than the Volvo S60, and $100 more than the Acura TLX.

The Genesis G70 ranks #11 out of 19 comparison vehicles in the small luxury car category. The G70 costs an estimated $1,708 per year for insurance and the segment average cost is $1,717 per year, a difference of $9 per year.

The table below shows how average Genesis G70 car insurance rates compare to the other 19 vehicles in the 2022 luxury small car segment.

Insurance Cost Comparison: Genesis G70 vs Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,486-$222
2BMW 330i$1,598-$110
3Acura TLX$1,608-$100
4Volvo S60$1,624-$84
5BMW 330e$1,630-$78
6BMW 228i$1,640-$68
7BMW 230i$1,650-$58
8Alfa Romeo Giulia$1,678-$30
9Cadillac CT4$1,682-$26
10Lexus RC 350$1,686-$22
11Genesis G70$1,708--
12Audi A4$1,752$44
13Audi S3$1,756$48
14Mercedes-Benz C300$1,802$94
15BMW M235i$1,838$130
16Audi RS 3$1,844$136
17BMW M240i$1,872$164
18Lexus IS 350$1,884$176
19BMW M340i$1,890$182

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 8, 2022
Insurance Cost Comparison: Genesis G70 vs Small Luxury Cars

Additional rates and information regarding the cost of insurance for a Genesis G70 include:

  • The older you get, the cheaper insurance rates become. The difference in G70 insurance rates between a 40-year-old driver ($1,708 per year) and a 20-year-old driver ($3,408 per year) is $1,700, or a savings of 49.9%.
  • Genesis G70 insurance rates for teens are expensive. Average rates for full coverage G70 insurance costs $6,108 per year for a 16-year-old driver, $5,724 per year for a 17-year-old driver, and $5,350 per year for a 18-year-old driver.
  • Tickets and violations can cost a lot. If you want to get the most affordable G70 insurance rates, it pays to not be an aggressive driver. As few as two minor driving offenses could increase the price of a policy by at least $450 per year.
  • Get cheaper rates because of your employment. Most car insurance providers offer policy discounts for having a job in professions like farmers, architects, college professors, lawyers, engineers, police officers and law enforcement, and other occupations. If you can earn this discount, you may save between $51 and $158 on your annual insurance cost, subject to policy limits.
  • Careful drivers have lower rates. Too frequent at-fault accidents can raise rates, possibly as much as $800 per year for a 30-year-old driver and as much as $550 per year for a 50-year-old driver.
  • Bring up your credit score and save. In states that have car insurance regulations that allow credit scores to be used as a policy cost factor, having an excellent credit rating above 800 could possibly save as much as $268 per year when compared to a rating of 670-739. Conversely, a weaker credit score below 579 could cost as much as $311 more per year.
  • High risk insurance is expensive. For a 30-year-old driver, having a high frequency of accidents or violations could end up with a rate increase of $2,088 or more per year.