- GMC Canyon insurance costs an average of $2,412 per year or around $201 per month, depending on the trim level.
- The cheapest GMC Canyon insurance is on the Canyon Elevation 2WD trim level at an estimated $2,212 per year.
- The Canyon AT4X AEV is the most expensive to insure at $2,594 per year.
- The GMC Canyon ranks eighth out of 10 vehicles in the midsize truck class for insurance affordability.
How much does GMC Canyon car insurance cost?
Insurance for a GMC Canyon costs an average of $2,412 per year for a policy with full coverage. Monthly insurance cost for the Canyon ranges from $184 to $216, depending on the trim level.
With the average midsize truck costing $2,365 a year to insure, drivers can expect to pay around $47 more per year to insure a GMC Canyon when compared to the segment average.
The following chart details how average GMC Canyon car insurance cost changes based on driver age and a range of policy deductibles. The rates shown are per year and range from $1,690 per year for a driver age 60 with $1,000 deductibles to $5,656 per year for a driver age 20 with low policy deductibles.
Expect to pay much higher rates for teen drivers on a GMC Canyon. For example, a 16-year-old male driver with a clean driving record would pay around $8,625 while a 16-year-old female would pay about $8,056. By age 18, rates drop to around $7,485 for males and $6,907 for female drivers.
What is the cheapest GMC Canyon insurance?
The cheapest trim level of GMC Canyon to insure is the Elevation 2WD at around $2,212 per year. The next cheapest model is the Elevation 4WD at $2,290 per year, and the third cheapest trim level to insure is the AT4 at $2,364 per year.
The most expensive models of Canyon to insure are the AT4X AEV at $2,594 and the AT4X at $2,532 per year. Those trim levels will cost an extra $382 and $320 per year, respectively, over the cheapest Elevation 2WD model.
The rate table below displays average GMC Canyon car insurance rates for both annual and 6-month policy terms, in addition to a monthly budget estimate.
| 2024 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Elevation 2WD | $2,212 | $184 |
| Elevation 4WD | $2,290 | $191 |
| AT4 | $2,364 | $197 |
| Denali | $2,474 | $206 |
| AT4X | $2,532 | $211 |
| AT4X AEV | $2,594 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
Is GMC Canyon insurance cheap?
When compared to the rest of the 2024 mid-size pickup truck class, the GMC Canyon ranks eighth out of 10 total vehicles. The Canyon costs an estimated $2,412 per year to insure for full coverage, while the class average rate is $2,365 per year, a difference of $47 per year.
When compared to all vehicles (not just midsize pickups), the Canyon fares better. The national average all-vehicle rate is $2,221, so insurance on a GMC Canyon is actually $191 cheaper per year on average.
When rates are compared directly to other similar midsize pickups, insurance for a GMC Canyon costs $40 more per year than the Toyota Tacoma, $348 more than the Chevrolet Colorado, $174 more than the Ford Ranger, and $196 more than the Nissan Frontier.
The table below shows how well Canyon insurance rates compare to the entire midsize pickup truck segment. It also shows how much less the other models cost when compared to the GMC Canyon.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Chevrolet Colorado | $2,064 | -$348 |
| 2 | Nissan Frontier | $2,216 | -$196 |
| 3 | Ford Ranger | $2,238 | -$174 |
| 4 | Ford Maverick | $2,272 | -$140 |
| 5 | Honda Ridgeline | $2,324 | -$88 |
| 6 | Hyundai Santa Cruz | $2,364 | -$48 |
| 7 | Toyota Tacoma | $2,372 | -$40 |
| 8 | GMC Canyon | $2,412 | -- |
| 9 | Jeep Gladiator | $2,468 | $56 |
| 10 | Rivian R1T | $2,922 | $510 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
GMC Canyon insurance cost for prior model years
The following sections detail GMC Canyon insurance rates for every trim level since the 2015 model year.
2022 GMC Canyon Insurance Cost
A 2022 GMC Canyon costs an average of $2,046 per year to insure, or around $171 per month. Rates range from $1,852 per year for the Canyon Elevation Standard Extended Cab to $2,224 for the Canyon Denali Crew Cab 4WD.
| 2022 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Elevation Standard Extended Cab | $1,852 | $154 |
| Elevation Standard Crew Cab | $1,896 | $158 |
| Elevation Extended Cab | $1,930 | $161 |
| Elevation Crew Cab | $1,972 | $164 |
| Elevation Extended Cab 4WD | $2,036 | $170 |
| AT4 Cloth Crew Cab | $2,042 | $170 |
| Elevation Standard Extended Cab 4WD | $2,048 | $171 |
| AT4 Leather Crew Cab | $2,068 | $172 |
| Denali Crew Cab | $2,078 | $173 |
| Elevation Crew Cab 4WD | $2,134 | $178 |
| AT4 Cloth Crew Cab 4WD | $2,148 | $179 |
| AT4 Leather Crew Cab 4WD | $2,174 | $181 |
| Denali Crew Cab 4WD | $2,224 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
2021 GMC Canyon Insurance Cost
Average insurance rates for a 2021 GMC Canyon are $1,994 per year, or around $166 per month. Rates range from $1,744 per year for the Canyon Extended Cab 2WD to $2,248 for the Canyon Denali Crew Cab 2WD Turbo Diesel.
| 2021 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Extended Cab 2WD | $1,744 | $145 |
| Crew Cab 2WD | $1,818 | $152 |
| Extended Cab 4WD 2WD | $1,846 | $154 |
| All Terrain Crew Cab 4WD | $1,848 | $154 |
| SLE Extended Cab 2WD | $1,882 | $157 |
| SLE Extended Cab 2WD 4 Cyl Flex | $1,882 | $157 |
| SLE Crew Cab 2WD | $1,946 | $162 |
| SLE Extended Cab 4WD | $1,976 | $165 |
| SLT Crew Cab 4WD | $2,040 | $170 |
| SLE Crew Cab 2WD Turbo Diesel | $2,056 | $171 |
| SLT Crew Cab 2WD | $2,056 | $171 |
| SLE Crew Cab 4WD | $2,072 | $173 |
| Denali Crew Cab 4WD | $2,136 | $178 |
| Denali Crew Cab 2WD | $2,184 | $182 |
| SLT Crew Cab 4WD Turbo Diesel | $2,210 | $184 |
| Denali Crew Cab 2WD Turbo Diesel | $2,248 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2020 GMC Canyon Insurance Cost
Average insurance rates for a 2020 GMC Canyon are $1,940 per year, or around $162 per month. Rates range from $1,700 per year for the Canyon Extended Cab 2WD to $2,184 for the Canyon Denali Crew Cab 2WD Turbo Diesel.
| 2020 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Extended Cab 2WD | $1,700 | $142 |
| Crew Cab 2WD | $1,770 | $148 |
| All Terrain Crew Cab 4WD | $1,792 | $149 |
| Extended Cab 4WD 2WD | $1,798 | $150 |
| SLE Extended Cab 2WD | $1,832 | $153 |
| SLE Extended Cab 2WD 4 Cyl Flex | $1,832 | $153 |
| SLE Crew Cab 2WD | $1,894 | $158 |
| SLE Extended Cab 4WD | $1,920 | $160 |
| SLT Crew Cab 4WD | $1,982 | $165 |
| SLE Crew Cab 2WD Turbo Diesel | $1,998 | $167 |
| SLT Crew Cab 2WD | $1,998 | $167 |
| SLE Crew Cab 4WD | $2,014 | $168 |
| Denali Crew Cab 4WD | $2,074 | $173 |
| Denali Crew Cab 2WD | $2,124 | $177 |
| SLT Crew Cab 4WD Turbo Diesel | $2,146 | $179 |
| Denali Crew Cab 2WD Turbo Diesel | $2,184 | $182 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2019 GMC Canyon Insurance Cost
Insurance rates for a 2019 GMC Canyon average $1,764 per year, or about $147 per month. Rates range from $1,584 per year for the Canyon Extended Cab 2WD to $1,982 for the Canyon Denali Crew Cab 2WD Turbo Diesel.
| 2019 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Extended Cab 2WD | $1,584 | $132 |
| Crew Cab 2WD | $1,602 | $134 |
| WT Crew Cab 2WD | $1,602 | $134 |
| WT Extended Cab 2WD | $1,626 | $136 |
| WT Extended Cab 4WD | $1,668 | $139 |
| SLE Extended Cab 2WD | $1,702 | $142 |
| SLE Crew Cab 4WD | $1,744 | $145 |
| SLE Extended Cab 4WD | $1,744 | $145 |
| WT Crew Cab 4WD | $1,744 | $145 |
| SLE Crew Cab 2WD | $1,762 | $147 |
| SLE Crew Cab 2WD Turbo Diesel | $1,762 | $147 |
| All Terrain Crew Cab 4WD | $1,804 | $150 |
| SLT Crew Cab 4WD | $1,804 | $150 |
| Denali Crew Cab 4WD | $1,864 | $155 |
| Denali Extended Cab 4WD | $1,864 | $155 |
| SLT Crew Cab 2WD | $1,864 | $155 |
| SLT Crew Cab 2WD Turbo Diesel | $1,864 | $155 |
| Denali Crew Cab 2WD | $1,982 | $165 |
| Denali Crew Cab 2WD Turbo Diesel | $1,982 | $165 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
2018 GMC Canyon Insurance Cost
2018 GMC Canyon insurance rates average $1,668 per year, or around $139 per month. Cost ranges from $1,526 per year for the Canyon Extended Cab 2WD to $1,822 for the Canyon Denali Crew Cab 2WD.
| 2018 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Extended Cab 2WD | $1,526 | $127 |
| WT Extended Cab 2WD | $1,526 | $127 |
| Crew Cab 2WD | $1,544 | $129 |
| WT Crew Cab 2WD | $1,544 | $129 |
| WT Extended Cab 4WD | $1,578 | $132 |
| SLE Extended Cab 2WD | $1,598 | $133 |
| SLE Extended Cab 4WD | $1,636 | $136 |
| SLE Crew Cab 2WD | $1,692 | $141 |
| SLE Crew Cab 4WD | $1,736 | $145 |
| SLT Crew Cab 4WD | $1,764 | $147 |
| SLT Crew Cab 2WD | $1,768 | $147 |
| Denali Crew Cab 4WD | $1,818 | $152 |
| SLT Crew Cab 4WD Turbo Diesel | $1,818 | $152 |
| Denali Crew Cab 2WD | $1,822 | $152 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2017 GMC Canyon Insurance Cost
A 2017 GMC Canyon averages $1,630 per year for full coverage insurance, or around $136 per month. Rates range from $1,378 per year for the Canyon SL Extended Cab 2WD to $1,802 for the Canyon Denali Crew Cab 2WD Turbo Diesel.
| 2017 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SL Extended Cab 2WD | $1,378 | $115 |
| WT Extended Cab 2WD | $1,430 | $119 |
| SLE Extended Cab 2WD | $1,500 | $125 |
| WT Crew Cab 2WD | $1,500 | $125 |
| WT Extended Cab 4WD | $1,530 | $128 |
| SLE Crew Cab 2WD | $1,552 | $129 |
| SLE Extended Cab 4WD | $1,582 | $132 |
| SLT Extended Cab 2WD | $1,606 | $134 |
| WT Crew Cab 2WD Turbo Diesel | $1,606 | $134 |
| SLE Crew Cab 4WD | $1,654 | $138 |
| SLE Crew Cab 2WD Turbo Diesel | $1,696 | $141 |
| SLT Crew Cab 2WD | $1,696 | $141 |
| SLE Crew Cab 4WD Turbo Diesel | $1,706 | $142 |
| SLT Extended Cab 4WD | $1,706 | $142 |
| SLT Crew Cab 4WD | $1,706 | $142 |
| Denali Crew Cab 2WD | $1,748 | $146 |
| SLT Crew Cab 2WD Turbo Diesel | $1,748 | $146 |
| Denali Crew Cab 4WD | $1,758 | $147 |
| SLT Crew Cab 4WD Turbo Diesel | $1,758 | $147 |
| Denali Crew Cab 2WD Turbo Diesel | $1,802 | $150 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2016 GMC Canyon Insurance Cost
Average insurance cost for a 2016 GMC Canyon is $1,500 per year, or around $125 per month. Rates range from $1,230 per year for the Canyon SL Extended Cab 2WD to $1,748 for the Canyon SLT Crew Cab 4WD Turbo Diesel.
| 2016 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SL Extended Cab 2WD | $1,230 | $103 |
| WT Extended Cab 2WD | $1,278 | $107 |
| WT Crew Cab 2WD | $1,326 | $111 |
| SLE Extended Cab 2WD | $1,342 | $112 |
| SLE Crew Cab 2WD | $1,392 | $116 |
| WT Crew Cab 2WD Turbo Diesel | $1,392 | $116 |
| SLE Crew Cab 2WD Turbo Diesel | $1,438 | $120 |
| SLT Extended Cab 2WD | $1,438 | $120 |
| SLT Crew Cab 2WD | $1,520 | $127 |
| WT Extended Cab 4WD | $1,542 | $129 |
| SLT Crew Cab 2WD Turbo Diesel | $1,568 | $131 |
| SLE Extended Cab 4WD | $1,590 | $133 |
| SLE Crew Cab 4WD | $1,652 | $138 |
| SLT Extended Cab 4WD | $1,652 | $138 |
| SLE Crew Cab 4WD Turbo Diesel | $1,702 | $142 |
| SLT Crew Cab 4WD | $1,702 | $142 |
| SLT Crew Cab 4WD Turbo Diesel | $1,748 | $146 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025
2015 GMC Canyon Insurance Cost
Insurance rates average $1,516 per year for a 2015 GMC Canyon, or around $126 per month. Rates range from $1,336 per year for the Canyon SL Extended Cab 2WD to $1,678 for the Canyon SLT Crew Cab 4WD.
| 2015 GMC Canyon Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| SL Extended Cab 2WD | $1,336 | $111 |
| WT Extended Cab 2WD | $1,380 | $115 |
| WT Crew Cab 2WD | $1,424 | $119 |
| SLE Extended Cab 2WD | $1,468 | $122 |
| WT Extended Cab 4WD | $1,484 | $124 |
| SLE Crew Cab 2WD | $1,512 | $126 |
| SLT Extended Cab 2WD | $1,512 | $126 |
| SLT Crew Cab 2WD | $1,560 | $130 |
| SLE Extended Cab 4WD | $1,574 | $131 |
| SLE Crew Cab 4WD | $1,634 | $136 |
| SLT Extended Cab 4WD | $1,634 | $136 |
| SLT Crew Cab 4WD | $1,678 | $140 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025
