Jeep Renegade Insurance Cost for 2022

How much does Jeep Renegade insurance cost? We compare rates from the base Sport 2WD model up to the Renegade Trailhawk 4WD trim to see how insurance prices compared to the competition.

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  • Jeep Renegade insurance costs an average of $1,518 per year or around $127 per month, depending on the trim level.
  • The Renegade Sport 2WD trim level is the cheapest to insure at around $1,418 per year. The most expensive trim is the Limited at $1,580 per year.
  • When compared to the rest of the 2022 small SUV segment, it will cost around $92 more to insure a Renegade compared to the segment average rate.
  • Jeep Renegade insurance rates in some of the larger cities in the U.S. include $1,870 in Memphis, TN, $1,652 in Wichita, KS, and $1,804 in Fresno, CA.

How much does Jeep Renegade insurance cost?

Jeep Renegade car insurance rates average $1,518 annually, or about $127 a month, for a full coverage policy. This is right around the average rate for all small SUVs of $1,426 per year, and $49 less per year than the overall national average of $1,567 for all vehicles.

The chart below illustrates average car insurance rates on a 2022 Renegade using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Jeep Renegade with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jeep Renegade trim levels.Data last updated on November 18, 2022
Jeep Renegade Car Insurance Rate Summary
Jeep Renegade Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,436$286
Safe Driver Age 20$3,010$251
At-fault Accidents Age 40$2,152$179
Low Deductibles Age 40$1,926$161
Safe Driver Age 30$1,584$132
Safe Driver Age 40$1,518$127
Safe Driver Age 50$1,384$115
Safe Driver Age 60$1,360$113
High Deductibles Age 40$1,306$109
Discount Rate Age 40$1,260$105

To give you a better understanding of the full range of possible rates, consider that liability-only insurance for an older model Jeep Renegade in the cheapest areas of Idaho or Ohio can be as cheap as $225 a year.

At the same time, a 16-year-old male driver with an accident or two in some zip codes in New Orleans, LA, could have to pay as much as $17,754 a year for a full coverage policy.

This example illustrates how much car insurance rates can vary not only on a Renegade, but for any vehicle, due to the large number of factors that determine the price you pay.

Which Renegade has the cheapest insurance?

The cheapest trim level of Jeep Renegade to insure is the Sport 2WD at around $1,418 per year, or about $118 per month. The next cheapest model is the Sport 4WD also at $1,464 per year, and the third cheapest trim level to insure is the Latitude at $1,512 per year.

The least budget-friendly models of Jeep Renegade to insure are the Limited at $1,580 and the Trailhawk at $1,572 per year. Those trims will cost an extra $162 and $154 per year, respectively, over the cheapest Sport 2WD model.

2021 Jeep Renegade Latitude 2.4L
2021 Jeep Renegade Latitude in Colorado Red Clear Coat

With most vehicles, the Renegade included, the cost of insurance increases as the sticker price of the vehicle increases. Adding options and moving into higher trim levels bumps up the cost of insurance due to the increases replacement cost value the vehicle will have. If the vehicle gets totaled, your insurance company will have to pay more to replace the vehicle, hence the need for slightly higher premiums.

The rate table below details average yearly and 6-month car insurance rates for the 2022 Jeep Renegade, including a monthly budget amount, for each available trim level.

2022 Jeep Renegade Insurance Cost by Trim Level
Jeep Renegade Trim Level Annual Policy 6-month Policy Per Month
Sport 2WD$1,418$709$118
Sport 4WD$1,464$732$122
Latitude$1,512$756$126
Islander$1,560$780$130
Trailhawk$1,572$786$131
Limited$1,580$790$132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 18, 2022
Jeep Renegade Insurance Cost by Trim Level

Is insurance on the Jeep Renegade cheap?

The Jeep Renegade ranks #36 out of 46 comparison vehicles in the 2022 small SUV category. The Renegade costs an average of $1,518 per year for full coverage insurance, while the category median average cost is $1,426 per year, a difference of only $92 per year.

When compared to other similar SUVs, car insurance rates for a Jeep Renegade cost $78 more per year than the Toyota RAV4, $182 more than the Honda CR-V, $94 more than the Chevrolet Equinox, and $26 more than the Nissan Rogue.

The chart below shows how average Renegade insurance rates compare to the 10 most popular small SUVs in America for the 2022 model year. In addition, a rate table is included after the chart that details insurance cost comparisons and rankings for all 46 models in the small SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Renegade trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 18, 2022
Insurance Cost Comparison: Jeep Renegade vs Top 10 Small SUVs
Jeep Renegade Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$360
2Nissan Kicks$1,190-$328
3Chevrolet Trailblazer$1,196-$322
4Subaru Crosstrek$1,224-$294
5Toyota C-HR$1,254-$264
6Buick Encore$1,260-$258
7Nissan Rogue Sport$1,272-$246
8Hyundai Venue$1,294-$224
9Buick Envision$1,298-$220
10Kia Seltos$1,300-$218
11Toyota Corolla Cross$1,310-$208
12Hyundai Kona$1,318-$200
13Subaru Forester$1,320-$198
14Volkswagen Tiguan$1,324-$194
15Honda CR-V$1,336-$182
16Mazda CX-30$1,350-$168
17Honda HR-V$1,370-$148
18Ford Ecosport$1,380-$138
19Chevrolet Trax$1,398-$120
20GMC Terrain$1,404-$114
21Mitsubishi Eclipse Cross$1,408-$110
22Hyundai Tucson$1,416-$102
23Chevrolet Bolt$1,420-$98
24Chevrolet Equinox$1,424-$94
25Volkswagen Taos$1,428-$90
26Fiat 500X$1,434-$84
27Toyota RAV4$1,440-$78
28Kia Soul$1,442-$76
29Mazda MX-30$1,472-$46
30Jeep Compass$1,478-$40
31Kia Niro$1,480-$38
32Nissan Rogue$1,492-$26
33Ford Escape$1,498-$20
34Hyundai Ioniq 5$1,514-$4
35Mini Cooper Clubman$1,516-$2
36Jeep Renegade$1,518--
37Kia Sportage$1,524$6
38Ford Bronco$1,532$14
39Volkswagen ID4$1,554$36
40Mini Cooper$1,564$46
41Mini Cooper Countryman$1,582$64
42Mitsubishi Outlander$1,640$122
43Mitsubishi Mirage$1,658$140
44Ford Mustang Mach-E$1,726$208
45Hyundai Nexo$1,744$226
46Jeep Wrangler$1,746$228

How much is insurance on a used Renegade?

Choosing to insure a decent used Jeep Renegade could reduce the cost of insurance by around $444 per year, depending on the model year. Brand new vehicles have more value, and older models have depreciated and are worth less. This makes older vehicles cheaper to insure.

If the Renegade has depreciated enough to justify dropping physical damage coverage entirely, that could save as much as $626 per year, depending on the coverage deductibles and the age of the driver rated on the vehicle.

The data table below shows average car insurance rates for 2015 to 2022 model year Jeep Renegades. Annual insurance rates range from $1,074 for a 2015 Jeep Renegade to the highest price of $1,518 for a 2022 Renegade.

Jeep Renegade Insurance Cost for 2015-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Jeep Renegade$1,518$759$127
2021 Jeep Renegade$1,388$694$116
2020 Jeep Renegade$1,362$681$114
2019 Jeep Renegade$1,304$652$109
2018 Jeep Renegade$1,234$617$103
2017 Jeep Renegade$1,200$600$100
2016 Jeep Renegade$1,188$594$99
2015 Jeep Renegade$1,074$537$90

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 18, 2022
Jeep Renegade Insurance Cost by Model Year

How much does Jeep Renegade insurance cost where I live?

The cost to insure a Jeep Renegade in some larger metro areas in the U.S. include Louisville, KY, at $2,412 per year, Milwaukee, WI, at an estimated $1,534, Dallas, TX, at $1,622, and Albuquerque, NM, costing $1,502.

The chart below shows average auto insurance policy premiums for a 2022 Renegade for the highest populated cities in the U.S. Average rates range from $1,140 per year in Columbus, OH, to $2,864 per year for car insurance in New York, NY, a difference of $1,724.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Jeep Renegade, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Jeep Renegade trim levels.Data last updated on November 18, 2022
Jeep Renegade Insurance Rates in Large U.S. Cities
Jeep Renegade Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,864$239
Philadelphia, PA$2,526$211
Los Angeles, CA$2,514$210
San Francisco, CA$2,164$180
Jacksonville, FL$2,152$179
San Jose, CA$1,792$149
Phoenix, AZ$1,742$145
San Diego, CA$1,704$142
Chicago, IL$1,650$138
Dallas, TX$1,622$135
Houston, TX$1,614$135
Indianapolis, IN$1,526$127
San Antonio, TX$1,450$121
Austin, TX$1,378$115
Columbus, OH$1,140$95

Average Jeep Renegade insurance premiums by state

If we take a look at Jeep Renegade car insurance rates from a state perspective, states like Virginia ($978), Iowa ($1,098), and North Carolina ($964) tend to have cheaper Renegade insurance rates, while states like Nevada ($1,662), Florida ($2,216), and Michigan ($2,416) have more expensive insurance rates.

States like Arkansas, Minnesota, and New Mexico tend to be closer to the overall average rate with costs of $1,622, $1,332, and $1,214 per year, respectively.

Jeep Renegade Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,236$618$103
Alaska$1,332$666$111
Arizona$1,350$675$113
Arkansas$1,622$811$135
California$1,738$869$145
Colorado$1,618$809$135
Connecticut$1,470$735$123
Delaware$1,540$770$128
Florida$2,216$1,108$185
Georgia$1,466$733$122
Hawaii$1,028$514$86
Idaho$1,196$598$100
Illinois$1,226$613$102
Indiana$1,132$566$94
Iowa$1,098$549$92
Kansas$1,526$763$127
Kentucky$1,764$882$147
Louisiana$2,196$1,098$183
Maine$1,048$524$87
Maryland$1,368$684$114
Massachusetts$1,242$621$104
Michigan$2,416$1,208$201
Minnesota$1,332$666$111
Mississippi$1,430$715$119
Missouri$1,612$806$134
Montana$1,476$738$123
Nebraska$1,450$725$121
Nevada$1,662$831$139
New Hampshire$914$457$76
New Jersey$1,430$715$119
New Mexico$1,214$607$101
New York$1,614$807$135
North Carolina$964$482$80
North Dakota$1,260$630$105
Ohio$884$442$74
Oklahoma$1,474$737$123
Oregon$1,270$635$106
Pennsylvania$1,274$637$106
Rhode Island$1,788$894$149
South Carolina$1,398$699$117
South Dakota$1,370$685$114
Tennessee$1,202$601$100
Texas$1,430$715$119
Utah$1,252$626$104
Vermont$1,008$504$84
Virginia$978$489$82
Washington$1,148$574$96
West Virginia$1,362$681$114
Wisconsin$1,028$514$86
Wyoming$1,394$697$116

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Renegade trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on November 18, 2022
Jeep Renegade insurance rates by U.S. state