Jeep Renegade Insurance Cost for 2023

How much does it cost to insure a Jeep Renegade?

We break down rates from the cheapest Latitude trim level to the Limited model to look at how the 2023 Renegade ranks when compared to other small SUVs.

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  • Jeep Renegade insurance costs an average of $1,698 per year or around $142 per month, depending on the trim level.
  • The Renegade Latitude trim level is the cheapest to insure at around $1,628 per year. The most expensive trim is the Limited at $1,732 per year.
  • When compared to the rest of the 2023 small SUV segment, it will cost around $92 more to insure a Renegade compared to the segment average rate.
  • Jeep Renegade insurance rates in some of the larger cities in the U.S. include $1,998 in Memphis, TN, $1,776 in Wichita, KS, and $1,928 in Fresno, CA.

How much does Jeep Renegade insurance cost?

Jeep Renegade car insurance rates average $1,698 annually, or about $142 a month, for a full coverage policy. This is right around the average rate for all small SUVs of $1,606 per year, and $13 more per year than the overall national average of $1,685 for all vehicles.

The chart below illustrates average car insurance rates on a 2023 Renegade using different driver ages and risk profiles.

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Chart Data Details: Average rates are for a 2023 model year Jeep Renegade with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jeep Renegade trim levels.Data last updated on March 2, 2023
Jeep Renegade Car Insurance Rate Summary
2023 Jeep Renegade Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,852$321
Safe Driver Age 20$3,374$281
At-fault Accidents Age 40$2,410$201
Low Deductibles Age 40$2,158$180
Safe Driver Age 30$1,778$148
Safe Driver Age 40$1,698$142
Safe Driver Age 50$1,552$129
Safe Driver Age 60$1,520$127
High Deductibles Age 40$1,462$122
Discount Rate Age 40$1,410$118

To give you a better understanding of the full range of possible rates, consider that liability-only insurance for an older model Jeep Renegade in the cheapest areas of Idaho or Ohio can be as cheap as $225 a year.

At the same time, a 16-year-old male driver with an accident or two in some zip codes in expensive locations like Los Angeles, New Orleans, or Detroit could be paying many thousands of dollars for the same coverage.

This example illustrates how much car insurance rates can vary not only on a Renegade but for any vehicle, due to the large number of factors that determine the price you pay.

Which Renegade model is the cheapest to insure?

The cheapest trim level of Jeep Renegade to insure is the Latitude at around $1,628 per year, or about $136 per month. The next cheapest model is the Altitude also at $1,680 per year, and the third cheapest trim level to insure is the Trailhawk at $1,724 per year.

The least budget-friendly models of Jeep Renegade to insure are the Limited at $1,732 and the Red at $1,730 per year. Those trims will cost an extra $104 and $102 per year, respectively, over the cheapest Latitude model.

2021 Jeep Renegade Latitude 2.4L
2021 Jeep Renegade Latitude in Colorado Red Clear Coat

With most vehicles, the Renegade included, the cost of insurance increases as the sticker price of the vehicle increases. Adding options and moving into higher trim levels bumps up the cost of insurance due to the increased replacement cost value the vehicle will have. If the vehicle gets totaled, your insurance company will have to pay more to replace the vehicle, hence the need for slightly higher premiums.

The rate table below details average yearly and 6-month car insurance rates for the 2023 Jeep Renegade, including a monthly budget amount, for each available trim level.

2023 Jeep Renegade Insurance Cost by Trim Level
Jeep Renegade Trim Level Annual Policy Six-Month Policy Per Month
Latitude$1,628$814$136
Altitude$1,680$840$140
Trailhawk$1,724$862$144
Red$1,730$865$144
Limited$1,732$866$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Jeep Renegade Insurance Cost by Trim Level

Is insurance on the Jeep Renegade cheap?

The Jeep Renegade ranks 35th out of 47 comparison vehicles in the 2023 small SUV category. The Renegade costs an average of $1,698 per year for full coverage insurance, while the category median average cost is $1,606 per year, a difference of only $92 per year.

When compared to other similar SUVs, car insurance rates for a Jeep Renegade cost $64 more per year than the Toyota RAV4, $202 more than the Honda CR-V, $110 more than the Chevrolet Equinox, and $76 more than the Nissan Rogue.

The chart below shows how average Renegade insurance rates compare to the 10 most popular small SUVs in America for the 2023 model year. In addition, a rate table is included after the chart that details insurance cost comparisons and rankings for all 47 models in the small SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Renegade trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Insurance Cost Comparison: Jeep Renegade vs Top 10 Small SUVs
Jeep Renegade Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$364
2Subaru Crosstrek$1,346-$352
3Nissan Kicks$1,354-$344
4Nissan Rogue Sport$1,378-$320
5Mazda CX-5$1,386-$312
6Buick Encore$1,406-$292
7Buick Envision$1,410-$288
8Kia Seltos$1,430-$268
9Hyundai Venue$1,440-$258
10Honda HR-V$1,464-$234
11Hyundai Kona$1,480-$218
12Subaru Forester$1,486-$212
13Honda CR-V$1,496-$202
14Mazda CX-30$1,498-$200
15Chevrolet Trax$1,514-$184
16Volkswagen Tiguan$1,532-$166
17Ford Bronco Sport$1,536-$162
18Fiat 500X$1,564-$134
19GMC Terrain$1,566-$132
20Kia Soul$1,568-$130
21Mitsubishi Eclipse Cross$1,572-$126
22Chevrolet Equinox$1,588-$110
23Toyota Corolla Cross$1,592-$106
24Volkswagen Taos$1,600-$98
25Mazda CX-50$1,610-$88
26Hyundai Tucson$1,614-$84
27Ford Escape$1,616-$82
28Nissan Rogue$1,622-$76
29Toyota RAV4$1,634-$64
30Mazda MX-30$1,636-$62
31Kia Niro$1,638-$60
32Mini Cooper$1,648-$50
33Jeep Compass$1,652-$46
34Mini Cooper Clubman$1,674-$24
35Jeep Renegade$1,698--
36Chevrolet Bolt$1,710$12
37Toyota bz4X$1,716$18
38Kia Sportage$1,760$62
39Hyundai Ioniq 5$1,764$66
40Mini Cooper Countryman$1,812$114
41Mitsubishi Mirage$1,818$120
42Mitsubishi Outlander$1,820$122
43Volkswagen ID4$1,832$134
44Kia EV6$1,870$172
45Dodge Hornet$1,872$174
46Hyundai Nexo$1,938$240
47Ford Mustang Mach-E$1,996$298

How much is insurance on a used Renegade?

Choosing to insure a decent used Jeep Renegade could reduce the cost of insurance by around $558 per year, depending on the model year. Brand-new vehicles have more value, and older models have depreciated and are worth less. This makes older vehicles cheaper to insure.

If the Renegade has depreciated enough to justify dropping physical damage coverage entirely, that could save as much as $640 per year, depending on the coverage deductibles and the age of the driver rated on the vehicle.

The data table below shows average car insurance rates for 2015 to 2023 model year Jeep Renegades. Annual insurance rates range from $1,140 for a 2015 Jeep Renegade to the highest price of $1,698 for a 2023 Renegade.

Jeep Renegade Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Jeep Renegade$1,698$849$142
2022 Jeep Renegade$1,650$825$138
2021 Jeep Renegade$1,520$760$127
2020 Jeep Renegade$1,500$750$125
2019 Jeep Renegade$1,420$710$118
2018 Jeep Renegade$1,342$671$112
2017 Jeep Renegade$1,294$647$108
2016 Jeep Renegade$1,286$643$107
2015 Jeep Renegade$1,140$570$95

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Jeep Renegade Insurance Cost by Model Year

Average Jeep Renegade insurance rates by location

The cost to insure a Jeep Renegade in some larger metro areas in the U.S. include Louisville, KY, at $2,540 per year, Milwaukee, WI, at an estimated $1,654, Dallas, TX, at $1,744, and Albuquerque, NM, costing $1,628.

The chart below shows average auto insurance policy premiums for a 2023 Renegade for the highest populated cities in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Jeep Renegade, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Jeep Renegade trim levels.Data last updated on March 2, 2023
Jeep Renegade Insurance Rates in Large U.S. Cities
Jeep Renegade Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,996$250
Philadelphia, PA$2,660$222
Las Vegas, NV$2,652$221
Los Angeles, CA$2,644$220
San Francisco, CA$2,292$191
Kansas City, MO$2,038$170
Oklahoma City, OK$2,038$170
Denver, CO$1,998$167
Memphis, TN$1,998$167
Atlanta, GA$1,974$165
San Jose, CA$1,916$160
Phoenix, AZ$1,864$155
Portland, OR$1,844$154
San Diego, CA$1,830$153
Boston, MA$1,824$152
Jacksonville, FL$1,822$152
Chicago, IL$1,774$148
Dallas, TX$1,744$145
Houston, TX$1,736$145
Seattle, WA$1,732$144
Nashville, TN$1,664$139
Milwaukee, WI$1,654$138
Albuquerque, NM$1,628$136
San Antonio, TX$1,574$131
Omaha, NE$1,530$128
Fort Worth, TX$1,522$127
Austin, TX$1,504$125
Indianapolis, IN$1,366$114
Columbus, OH$1,260$105
Charlotte, NC$1,204$100

If we take a look at Jeep Renegade car insurance rates from a state perspective, states like Virginia ($1,130), Iowa ($1,136), and North Carolina ($1,062) tend to have cheaper Renegade insurance rates, while states like Nevada ($2,034), Florida ($2,118), and Michigan ($2,326) have more expensive insurance rates.

The table below shows average Jeep Renegade insurance rates for all fifty states.

Jeep Renegade Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,530$765$128
Alaska$1,286$643$107
Arizona$1,560$780$130
Arkansas$1,778$889$148
California$2,058$1,029$172
Colorado$1,822$911$152
Connecticut$1,892$946$158
Delaware$1,934$967$161
Florida$2,118$1,059$177
Georgia$1,738$869$145
Hawaii$1,158$579$97
Idaho$1,212$606$101
Illinois$1,488$744$124
Indiana$1,270$635$106
Iowa$1,136$568$95
Kansas$1,674$837$140
Kentucky$1,818$909$152
Louisiana$2,024$1,012$169
Maine$1,024$512$85
Maryland$1,580$790$132
Massachusetts$1,854$927$155
Michigan$2,326$1,163$194
Minnesota$1,460$730$122
Mississippi$1,656$828$138
Missouri$1,916$958$160
Montana$1,560$780$130
Nebraska$1,420$710$118
Nevada$2,034$1,017$170
New Hampshire$1,136$568$95
New Jersey$2,060$1,030$172
New Mexico$1,398$699$117
New York$1,968$984$164
North Carolina$1,062$531$89
North Dakota$1,408$704$117
Ohio$1,184$592$99
Oklahoma$1,876$938$156
Oregon$1,586$793$132
Pennsylvania$1,634$817$136
Rhode Island$2,108$1,054$176
South Carolina$1,426$713$119
South Dakota$1,748$874$146
Tennessee$1,618$809$135
Texas$1,576$788$131
Utah$1,488$744$124
Vermont$1,236$618$103
Virginia$1,130$565$94
Washington$1,534$767$128
West Virginia$1,514$757$126
Wisconsin$1,216$608$101
Wyoming$1,510$755$126

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Renegade trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on March 2, 2023
Jeep Renegade insurance rates by U.S. state