Jeep Renegade Insurance Cost for 2022

• Jeep Renegade insurance costs an average of $1,518 per year or around $127 per month, depending on the trim level.
• The Renegade Sport 2WD trim level is the cheapest to insure at around $1,418 per year. The most expensive trim is the Limited at $1,580 per year.
• When compared to the rest of the 2022 small SUV segment, it will cost around $92 more to insure a Renegade compared to the segment average rate.
• Jeep Renegade insurance rates in some of the larger cities in the U.S. include $1,870 in Memphis, TN, $1,652 in Wichita, KS, and $1,804 in Fresno, CA.

How much does Jeep Renegade insurance cost?

Jeep Renegade car insurance rates average $1,518 annually, or about $127 a month, for a full coverage policy. This is right around the average rate for all small SUVs of $1,426 per year, and $49 less per year than the overall national average of $1,567 for all vehicles.

The chart below illustrates average car insurance rates on a 2022 Renegade using different driver ages and risk profiles.

To give you a better understanding of the full range of possible rates, consider that liability-only insurance for an older model Jeep Renegade in the cheapest areas of Idaho or Ohio can be as cheap as $225 a year.

At the same time, a 16-year-old male driver with an accident or two in some zip codes in New Orleans, LA, could have to pay as much as $17,754 a year for a full coverage policy.

This example illustrates how much car insurance rates can vary not only on a Renegade, but for any vehicle, due to the large number of factors that determine the price you pay.

Which Renegade has the cheapest insurance?

The cheapest trim level of Jeep Renegade to insure is the Sport 2WD at around $1,418 per year, or about $118 per month. The next cheapest model is the Sport 4WD also at $1,464 per year, and the third cheapest trim level to insure is the Latitude at $1,512 per year.

The least budget-friendly models of Jeep Renegade to insure are the Limited at $1,580 and the Trailhawk at $1,572 per year. Those trims will cost an extra $162 and $154 per year, respectively, over the cheapest Sport 2WD model.

With most vehicles, the Renegade included, the cost of insurance increases as the sticker price of the vehicle increases. Adding options and moving into higher trim levels bumps up the cost of insurance due to the increases replacement cost value the vehicle will have. If the vehicle gets totaled, your insurance company will have to pay more to replace the vehicle, hence the need for slightly higher premiums.

The rate table below details average yearly and 6-month car insurance rates for the 2022 Jeep Renegade, including a monthly budget amount, for each available trim level.

Is insurance on the Jeep Renegade cheap?

The Jeep Renegade ranks #36 out of 46 comparison vehicles in the 2022 small SUV category. The Renegade costs an average of $1,518 per year for full coverage insurance, while the category median average cost is $1,426 per year, a difference of only $92 per year.

When compared to other similar SUVs, car insurance rates for a Jeep Renegade cost $78 more per year than the Toyota RAV4, $182 more than the Honda CR-V, $94 more than the Chevrolet Equinox, and $26 more than the Nissan Rogue.

The chart below shows how average Renegade insurance rates compare to the 10 most popular small SUVs in America for the 2022 model year. In addition, a rate table is included after the chart that details insurance cost comparisons and rankings for all 46 models in the small SUV category.

How much is insurance on a used Renegade?

Choosing to insure a decent used Jeep Renegade could reduce the cost of insurance by around $444 per year, depending on the model year. Brand new vehicles have more value, and older models have depreciated and are worth less. This makes older vehicles cheaper to insure.

If the Renegade has depreciated enough to justify dropping physical damage coverage entirely, that could save as much as $626 per year, depending on the coverage deductibles and the age of the driver rated on the vehicle.

The data table below shows average car insurance rates for 2015 to 2022 model year Jeep Renegades. Annual insurance rates range from $1,074 for a 2015 Jeep Renegade to the highest price of $1,518 for a 2022 Renegade.

How much does Jeep Renegade insurance cost where I live?

The cost to insure a Jeep Renegade in some larger metro areas in the U.S. include Louisville, KY, at $2,412 per year, Milwaukee, WI, at an estimated $1,534, Dallas, TX, at $1,622, and Albuquerque, NM, costing $1,502.

The chart below shows average auto insurance policy premiums for a 2022 Renegade for the highest populated cities in the U.S. Average rates range from $1,140 per year in Columbus, OH, to $2,864 per year for car insurance in New York, NY, a difference of $1,724.

Average Jeep Renegade insurance premiums by state

If we take a look at Jeep Renegade car insurance rates from a state perspective, states like Virginia ($978), Iowa ($1,098), and North Carolina ($964) tend to have cheaper Renegade insurance rates, while states like Nevada ($1,662), Florida ($2,216), and Michigan ($2,416) have more expensive insurance rates.

States like Arkansas, Minnesota, and New Mexico tend to be closer to the overall average rate with costs of $1,622, $1,332, and $1,214 per year, respectively.