Jeep Renegade Insurance Cost for 2023

How much does it cost to insure a Jeep Renegade?

We break down rates from the cheapest Latitude trim level to the Limited model to look at how the 2023 Renegade ranks when compared to other small SUVs.

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  • Jeep Renegade insurance costs an average of $1,746 per year or around $146 per month, depending on the trim level.
  • The Renegade Latitude trim level is the cheapest to insure at around $1,674 per year. The most expensive trim is the Limited at $1,780 per year.
  • When compared to the rest of the 2023 small SUV segment, it will cost around $97 more to insure a Renegade compared to the segment average rate.
  • Jeep Renegade insurance rates in some of the larger cities in the U.S. include $2,036 in Memphis, TN, $1,812 in Wichita, KS, and $1,966 in Fresno, CA.

How much does Jeep Renegade insurance cost?

Jeep Renegade car insurance rates average $1,746 annually, or about $146 a month, for a full coverage policy. This is right around the average rate for all small SUVs of $1,649 per year, and $18 more per year than the overall national average of $1,728 for all vehicles.

The chart below illustrates average car insurance rates on a 2023 Renegade using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jeep Renegade with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jeep Renegade trim levels.Data last updated on August 12, 2023
Jeep Renegade Car Insurance Rate Summary
2023 Jeep Renegade Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,954$330
Safe Driver Age 20$3,464$289
At-fault Accidents Age 40$2,476$206
Low Deductibles Age 40$2,218$185
Safe Driver Age 30$1,822$152
Safe Driver Age 40$1,746$146
Safe Driver Age 50$1,592$133
Safe Driver Age 60$1,560$130
High Deductibles Age 40$1,502$125
Discount Rate Age 40$1,450$121

To give you a better understanding of the full range of possible rates, consider that liability-only insurance for an older model Jeep Renegade in the cheapest areas of Idaho or Ohio can be as cheap as $225 a year.

At the same time, a 16-year-old male driver with an accident or two in some zip codes in expensive locations like Los Angeles, New Orleans, or Detroit could be paying many thousands of dollars for the same coverage.

This example illustrates how much car insurance rates can vary not only on a Renegade but for any vehicle, due to the large number of factors that determine the price you pay.

Which Renegade model is the cheapest to insure?

The cheapest trim level of Jeep Renegade to insure is the Latitude at around $1,674 per year, or about $140 per month. The next cheapest model is the Altitude also at $1,728 per year, and the third cheapest trim level to insure is the Trailhawk at $1,772 per year.

The least budget-friendly models of Jeep Renegade to insure are the Limited at $1,780 and the Red at $1,778 per year. Those trims will cost an extra $106 and $104 per year, respectively, over the cheapest Latitude model.

2021 Jeep Renegade Latitude 2.4L
2021 Jeep Renegade Latitude in Colorado Red Clear Coat

With most vehicles, the Renegade included, the cost of insurance increases as the sticker price of the vehicle increases. Adding options and moving into higher trim levels bumps up the cost of insurance due to the increased replacement cost value the vehicle will have. If the vehicle gets totaled, your insurance company will have to pay more to replace the vehicle, hence the need for slightly higher premiums.

The rate table below details average yearly and 6-month car insurance rates for the 2023 Jeep Renegade, including a monthly budget amount, for each available trim level.

2023 Jeep Renegade Insurance Cost by Trim Level
Jeep Renegade Trim Level Annual Policy Six-Month Policy Per Month
Latitude$1,674$837$140
Altitude$1,728$864$144
Trailhawk$1,772$886$148
Red$1,778$889$148
Limited$1,780$890$148

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Jeep Renegade Insurance Cost by Trim Level

Is insurance on the Jeep Renegade cheap?

The Jeep Renegade ranks 35th out of 47 comparison vehicles in the 2023 small SUV category. The Renegade costs an average of $1,746 per year for full coverage insurance, while the category median average cost is $1,649 per year, a difference of only $97 per year.

When compared to other similar SUVs, car insurance rates for a Jeep Renegade cost $70 more per year than the Toyota RAV4, $212 more than the Honda CR-V, $116 more than the Chevrolet Equinox, and $80 more than the Nissan Rogue.

The chart below shows how average Renegade insurance rates compare to the 10 most popular small SUVs in America for the 2023 model year. In addition, a rate table is included after the chart that details insurance cost comparisons and rankings for all 47 models in the small SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Renegade trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Jeep Renegade vs Top 10 Small SUVs
Jeep Renegade Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$376
2Subaru Crosstrek$1,380-$366
3Nissan Kicks$1,386-$360
4Nissan Rogue Sport$1,412-$334
5Mazda CX-5$1,422-$324
6Buick Encore$1,442-$304
7Buick Envision$1,446-$300
8Kia Seltos$1,466-$280
9Hyundai Venue$1,478-$268
10Honda HR-V$1,508-$238
11Hyundai Kona$1,518-$228
12Subaru Forester$1,526-$220
13Honda CR-V$1,534-$212
14Mazda CX-30$1,538-$208
15Chevrolet Trax$1,558-$188
16Volkswagen Tiguan$1,572-$174
17Ford Bronco Sport$1,576-$170
18Fiat 500X$1,606-$140
19GMC Terrain$1,608-$138
20Kia Soul$1,614-$132
21Mitsubishi Eclipse Cross$1,616-$130
22Chevrolet Equinox$1,630-$116
23Toyota Corolla Cross$1,634-$112
24Volkswagen Taos$1,640-$106
25Mazda CX-50$1,652-$94
26Hyundai Tucson$1,656-$90
27Ford Escape$1,660-$86
28Nissan Rogue$1,666-$80
29Toyota RAV4$1,676-$70
30Mazda MX-30$1,680-$66
31Kia Niro$1,682-$64
32Mini Cooper$1,690-$56
33Jeep Compass$1,700-$46
34Mini Cooper Clubman$1,720-$26
35Jeep Renegade$1,746--
36Chevrolet Bolt$1,756$10
37Toyota bz4X$1,758$12
38Kia Sportage$1,810$64
39Hyundai Ioniq 5$1,814$68
40Mini Cooper Countryman$1,860$114
41Mitsubishi Mirage$1,868$122
42Mitsubishi Outlander$1,872$126
43Volkswagen ID4$1,880$134
44Kia EV6$1,920$174
45Dodge Hornet$1,922$176
46Hyundai Nexo$1,990$244
47Ford Mustang Mach-E$2,048$302

How much is insurance on a used Renegade?

Choosing to insure a decent used Jeep Renegade could reduce the cost of insurance by around $578 per year, depending on the model year. Brand-new vehicles have more value, and older models have depreciated and are worth less. This makes older vehicles cheaper to insure.

If the Renegade has depreciated enough to justify dropping physical damage coverage entirely, that could save as much as $656 per year, depending on the coverage deductibles and the age of the driver rated on the vehicle.

The data table below shows average car insurance rates for 2015 to 2023 model year Jeep Renegades. Annual insurance rates range from $1,168 for a 2015 Jeep Renegade to the highest price of $1,746 for a 2023 Renegade.

Jeep Renegade Insurance Cost for 2015-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Jeep Renegade$1,746$873$146
2022 Jeep Renegade$1,698$849$142
2021 Jeep Renegade$1,560$780$130
2020 Jeep Renegade$1,540$770$128
2019 Jeep Renegade$1,458$729$122
2018 Jeep Renegade$1,380$690$115
2017 Jeep Renegade$1,332$666$111
2016 Jeep Renegade$1,322$661$110
2015 Jeep Renegade$1,168$584$97

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Jeep Renegade Insurance Cost by Model Year

Average Jeep Renegade insurance rates by location

The cost to insure a Jeep Renegade in some larger metro areas in the U.S. include Louisville, KY, at $2,578 per year, Milwaukee, WI, at an estimated $1,692, Dallas, TX, at $1,782, and Albuquerque, NM, costing $1,664.

The chart below shows average auto insurance policy premiums for a 2023 Renegade for the highest populated cities in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Jeep Renegade, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Jeep Renegade trim levels.Data last updated on August 12, 2023
Jeep Renegade Insurance Rates in Large U.S. Cities
Jeep Renegade Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,034$253
Philadelphia, PA$2,696$225
Las Vegas, NV$2,686$224
Los Angeles, CA$2,680$223
San Francisco, CA$2,328$194
Kansas City, MO$2,076$173
Oklahoma City, OK$2,076$173
Denver, CO$2,036$170
Memphis, TN$2,036$170
Atlanta, GA$2,010$168
San Jose, CA$1,954$163
Phoenix, AZ$1,902$159
Portland, OR$1,880$157
San Diego, CA$1,868$156
Boston, MA$1,862$155
Jacksonville, FL$1,854$155
Chicago, IL$1,810$151
Dallas, TX$1,782$149
Houston, TX$1,774$148
Seattle, WA$1,768$147
Nashville, TN$1,698$142
Milwaukee, WI$1,692$141
Albuquerque, NM$1,664$139
San Antonio, TX$1,612$134
Omaha, NE$1,566$131
Fort Worth, TX$1,560$130
Austin, TX$1,540$128
Indianapolis, IN$1,406$117
Columbus, OH$1,298$108
Charlotte, NC$1,240$103

If we take a look at Jeep Renegade car insurance rates from a state perspective, states like Virginia ($1,168), Iowa ($1,174), and North Carolina ($1,100) tend to have cheaper Renegade insurance rates, while states like Nevada ($2,072), Florida ($2,144), and Michigan ($2,346) have more expensive insurance rates.

The table below shows average Jeep Renegade insurance rates for all fifty states.

Jeep Renegade Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,566$783$131
Alaska$1,322$661$110
Arizona$1,594$797$133
Arkansas$1,816$908$151
California$2,092$1,046$174
Colorado$1,862$931$155
Connecticut$1,932$966$161
Delaware$1,972$986$164
Florida$2,144$1,072$179
Georgia$1,774$887$148
Hawaii$1,198$599$100
Idaho$1,250$625$104
Illinois$1,530$765$128
Indiana$1,306$653$109
Iowa$1,174$587$98
Kansas$1,712$856$143
Kentucky$1,858$929$155
Louisiana$2,054$1,027$171
Maine$1,060$530$88
Maryland$1,618$809$135
Massachusetts$1,892$946$158
Michigan$2,346$1,173$196
Minnesota$1,494$747$125
Mississippi$1,694$847$141
Missouri$1,954$977$163
Montana$1,596$798$133
Nebraska$1,458$729$122
Nevada$2,072$1,036$173
New Hampshire$1,174$587$98
New Jersey$2,098$1,049$175
New Mexico$1,436$718$120
New York$2,004$1,002$167
North Carolina$1,100$550$92
North Dakota$1,446$723$121
Ohio$1,224$612$102
Oklahoma$1,914$957$160
Oregon$1,626$813$136
Pennsylvania$1,670$835$139
Rhode Island$2,144$1,072$179
South Carolina$1,462$731$122
South Dakota$1,782$891$149
Tennessee$1,654$827$138
Texas$1,618$809$135
Utah$1,526$763$127
Vermont$1,270$635$106
Virginia$1,168$584$97
Washington$1,572$786$131
West Virginia$1,550$775$129
Wisconsin$1,252$626$104
Wyoming$1,546$773$129

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Jeep Renegade, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jeep Renegade trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 12, 2023
Jeep Renegade insurance rates by U.S. state