How Much Does Jeep Wagoneer Insurance Cost?

We compare insurance rates from the base Wagoneer Series II 2WD up to the Series III 4WD trim level to discover how insurance prices compare against the competition.

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  • Jeep Wagoneer insurance costs an average of $1,820 per year, or around $152 per month for full coverage.
  • The Jeep Wagoneer is one of the more expensive 2022 large SUVs to insure, costing $100 more per year on average when compared to the segment average.
  • The Wagoneer Series II 2WD model is the cheapest to insure at around $1,766 per year, or $147 per month.
  • The model with the most expensive insurance is the Series III 4WD at $1,874 per year, or around $156 per month.

How much does Jeep Wagoneer insurance cost?

Ranked #7 out of nine vehicles in the full-size SUV segment for the 2022 model year, Jeep Wagoneer insurance averages around $1,820 annually for full coverage, or $152 each month.

With the average insurance cost for the segment being $1,720 per year, the Jeep Wagoneer costs $100 more per year than the average rate.

The following chart demonstrates how Wagoneer car insurance cost can change based on driver age and a range of policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Jeep Wagoneer with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Jeep Wagoneer trim levels.Data last updated on August 29, 2022
Jeep Wagoneer Car Insurance Rates
Jeep Wagoneer Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,080$257
$500$3,628$302
$250$4,206$351
30$1,000$1,608$134
$500$1,914$160
$250$2,230$186
40$1,000$1,540$128
$500$1,820$152
$250$2,110$176
50$1,000$1,406$117
$500$1,658$138
$250$1,920$160
60$1,000$1,382$115
$500$1,628$136
$250$1,888$157

The table below displays the estimated yearly and 6-month policy costs, including a monthly budget figure, for each 2022 Jeep Wagoneer package and trim.

2022 Jeep Wagoneer Insurance Cost by Trim Level
Jeep Wagoneer Trim Level Annual Policy 6-month Policy Per Month
Series II 2WD$1,766$883$147
Series II 4WD$1,812$906$151
Series III 2WD$1,826$913$152
Series III 4WD$1,874$937$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Jeep Wagoneer, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 29, 2022
Jeep Wagoneer Insurance Cost by Trim Level

The chart and table above touch on rate differences due to driver age, deductible level, and vehicle trim level. Some additional rate-impacting factors are listed below, with some ideas on how you can reduce your insurance cost.

  • Insurance for teenage drivers is expensive. Average rates for full coverage Wagoneer insurance costs $6,570 per year for a 16-year-old driver, $6,138 per year for a 17-year-old driver, $5,730 per year for a 18-year-old driver, and $5,178 per year for a 19-year-old driver.
  • Get cheaper rates by avoiding traffic tickets. To get the most economical Wagoneer insurance rates, it pays off to be a safe driver. In fact, just one or two speeding tickets have the potential to increase the cost of a policy by as much as $480 per year.
  • As you age, insurance rates get cheaper. The difference in insurance rates for a 2022 Jeep Wagoneer between a 50-year-old driver ($1,658 per year) and a 30-year-old driver ($1,914 per year) is $256, or a savings of 13.4%.
  • Get cheaper rates because of your occupation. The vast majority of auto insurance providers offer policy discounts for specific professions like dentists, scientists, nurses, police officers and law enforcement, firefighters, and others. Earning this discount could potentially save between $55 and $159 on your Wagoneer insurance cost, depending on the age of the rated driver.
  • Young male drivers pay the highest rates. For a 2022 Jeep Wagoneer, a 20-year-old male receives an average rate of $3,628 per year, while a 20-year-old woman will pay an average of $2,684, a difference of $944 per year. The females get much better rates. But by age 50, the rate for men is $1,658 and rates for female drivers are $1,624, a difference of only $34.
  • The higher deductible you choose, the lower the policy cost. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $280 per year for a 40-year-old driver and $548 per year for a 20-year-old driver.
  • Lowering deductibles results in a more expensive policy. Dropping your deductibles from $500 to $250 could cost an additional $290 per year for a 40-year-old driver and $578 per year for a 20-year-old driver.

Is Jeep Wagoneer car insurance expensive?

When compared to other popular full-size SUVs, insurance prices for a Jeep Wagoneer average $288 more per year than the Chevrolet Tahoe, $198 more than the Ford Expedition, and $126 more than the GMC Yukon.

With MSRP on the new 2022 Wagoneer ranging from the cheapest Series II 2WD model at $69,440 to the most expensive Series III 4WD costing $77,440, average insurance cost per month ranges from $147 to $156.

The next table shows how well Wagoneer insurance rates rank against the rest of the 2022 large SUV field.

Insurance Cost Comparison: Jeep Wagoneer vs Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,532-$288
2Chevrolet Suburban$1,578-$242
3Toyota Sequoia$1,586-$234
4Ford Expedition$1,622-$198
5Nissan Armada$1,690-$130
6GMC Yukon$1,694-$126
7Jeep Wagoneer$1,820--
8GMC Hummer EV$1,928$108
9Jeep Grand Wagoneer$2,030$210

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 29, 2022
Insurance Cost Comparison: Jeep Wagoneer vs Large SUVs

If we look at average purchase price or MSRP for the full-size SUV segment, we can see how SUVs that are closest in price to the Jeep Wagoneer compare when it comes to the cost of car insurance.

The vehicles that are closest in price to the Wagoneer for the 2022 model year are the Ford Expedition, Chevrolet Suburban, GMC Yukon, and Chevrolet Tahoe.

Here’s how those four models compare to the Jeep Wagoneer for overall price and average full-coverage auto insurance cost.

  • Jeep Wagoneer vs. Ford Expedition – New off the lot, the sticker price on the Ford Expedition averages $7,138 less than the Jeep Wagoneer ($66,302 compared to $73,440). The cost to insure a Jeep Wagoneer compared to the Ford Expedition is $198 more every 12 months on average.
  • Jeep Wagoneer vs. Chevrolet Suburban – The average MSRP for a 2022 Jeep Wagoneer is $8,136 more expensive than the Chevrolet Suburban, at $73,440 compared to $65,304. Insuring a 2022 Wagoneer compared to the Chevrolet Suburban costs an average of $242 more per year.
  • Jeep Wagoneer vs. GMC Yukon – The 2022 GMC Yukon sells for an average of $65,102, ranging from $53,795 to $75,795, which is $8,338 cheaper than the Jeep Wagoneer. Insuring a Jeep Wagoneer compared to the GMC Yukon costs an average of $126 more each year.
  • Jeep Wagoneer vs. Chevrolet Tahoe – The 2022 Chevrolet Tahoe has an average sticker price of $62,604 ($51,895 to $73,595), which is $10,836 cheaper than the Jeep Wagoneer. Insurance on a Wagoneer costs an average of $288 more every 12 months than the Chevrolet Tahoe.