Chevy Tahoe Insurance Cost for 2022

How much does Chevrolet Tahoe car insurance cost? We rank insurance rates from the base LS model up to the High Country trim level and compare them to the entire large SUV segment.

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  • Chevy Tahoe insurance costs an estimated $1,518 per year on average, or about $127 per month for a policy with full coverage.
  • The cheapest Tahoe insurance is on the LS 2WD trim level at an estimated $1,414 per year. The most expensive is the High Country 4WD at $1,602 annually.
  • When compared to the entire large SUV segment, the Tahoe falls near the top at #1 out of nine total comparison vehicles.
  • On a state level, insurance rates range from a low of $1,056 per year in Maine to $2,436 in Michigan. Rates in a few larger cities include $1,556 in Nashville, TN, $1,094 in Charlotte, NC, and $1,720 in San Diego, CA.

How much does Chevrolet Tahoe car insurance cost?

Average Chevy Tahoe insurance cost is $1,518 per year for a full coverage policy. Average insurance cost per month for the Tahoe ranges from $118 to $134 depending on the trim level.

When priced by coverage type, comprehensive (or other-than-collision) coverage will cost about $372 a year, liability and medical payments insurance is about $432, and the remaining collision insurance is an estimated $714.

The following chart details average 2022 Chevrolet Tahoe car insurance rates using different combinations of risk and driver age.

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Chart Data Details: Average rates are for a 2022 model year Chevrolet Tahoe with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chevrolet Tahoe trim levels.Data last updated on April 20, 2022
Chevrolet Tahoe Insurance Cost Summary
Chevrolet Tahoe Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,450$288
Safe Driver Age 20$3,024$252
At-fault Accidents Age 40$2,138$178
Low Deductibles Age 40$1,998$167
Safe Driver Age 30$1,608$134
Safe Driver Age 40$1,518$127
Safe Driver Age 50$1,386$116
Safe Driver Age 60$1,362$114
High Deductibles Age 40$1,272$106
Discount Rate Age 40$1,262$105

The chart above shows average Tahoe insurance rates for a variety of different driver ages and risk scenarios for a 2022 model.

The table below below breaks down full-coverage insurance rates back to the 2013 model year. For additional model years and comparisons between the cost of full-coverage and liability-only coverage, see the liability insurance cost comparison table.

Chevrolet Tahoe Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,024$1,608$1,518$1,386$1,362
2021$3,042$1,604$1,524$1,390$1,364
2020$2,990$1,574$1,496$1,366$1,340
2019$2,862$1,506$1,428$1,304$1,282
2018$2,776$1,460$1,388$1,266$1,246
2017$2,722$1,430$1,356$1,240$1,220
2016$2,586$1,358$1,292$1,180$1,160
2015$2,622$1,366$1,308$1,196$1,174
2014$2,270$1,182$1,138$1,040$1,020
2013$2,282$1,188$1,146$1,046$1,026

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Chevy Tahoe Insurance Cost by Model Year

A few additional observations regarding the cost to insure a Chevy Tahoe include:

  • Raising physical damage deductibles lowers cost. Raising your policy deductibles from $500 to $1,000 could save around $246 per year for a 40-year-old driver and $482 per year for a 20-year-old driver.
  • Low deductibles makes insurance more expensive. Decreasing your policy deductibles from $500 to $250 could cost an additional $258 per year for a 40-year-old driver and $510 per year for a 20-year-old driver.
  • Car insurance for teenagers is expensive. Average rates for full coverage Tahoe insurance costs $5,386 per year for a 16-year-old driver, $5,054 per year for a 17-year-old driver, and $4,726 per year for a 18-year-old driver.
  • No accidents means cheaper rates. Having multiple accidents could cost you more, possibly by an extra $2,124 per year for a 20-year-old driver and as much as $458 per year for a 60-year-old driver.
  • As you age, Chevrolet Tahoe car insurance rates get cheaper. The difference in insurance cost for a Chevrolet Tahoe between a 60-year-old driver ($1,362 per year) and a 30-year-old driver ($1,608 per year) is $246, or a savings of 15.3%.
  • Avoid traffic tickets to pay less. If you want to receive the cheapest Chevy Tahoe insurance cost, it pays to not be aggressive behind the wheel. As a matter of fact, just one or two blemishes on your motor vehicle report have the ramification of increasing insurance rates by up to $398 per year. Serious violations like reckless driving and leaving the scene of an accident, DUI, or driving on a revoked license could raise rates by an additional $1,394 or more.

Which Tahoe trim level has the cheapest insurance?

With Chevy Tahoe insurance cost ranging from $1,414 to $1,602 annually on average, the most budget-friendly model to insure is the LS 2WD. The second cheapest model to insure is the LS 4WD at $1,450 per year. Plan on paying a minimum of $118 per month for full coverage insurance.

For more equipped Tahoe trim levels, the three highest cost Tahoe models to insure are the Chevrolet Tahoe Premier 4WD, the High Country 2WD, and the High Country 4WD trim levels at $1,570,  $1,584, and $1,602 per year, respectively.

The next table shows average annual and semi-annual policy costs, plus a monthly budget amount, for each Tahoe model and trim level.

2022 Chevrolet Tahoe Insurance Cost by Trim Level
Chevrolet Tahoe Trim Level Annual Policy 6-month Policy Per Month
LS 2WD$1,414$707$118
LS 4WD$1,450$725$121
LT 2WD$1,474$737$123
LT 4WD$1,504$752$125
RST 2WD$1,504$752$125
Z71 4WD$1,524$762$127
RST 4WD$1,532$766$128
Premier 2WD$1,546$773$129
Premier 4WD$1,570$785$131
High Country 2WD$1,584$792$132
High Country 4WD$1,602$801$134

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Chevrolet Tahoe, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Chevrolet Tahoe Insurance Cost by Trim Level

How does Chevy Tahoe insurance cost compare?

When compared directly to other popular large SUVs, car insurance for a Tahoe costs $90 less per year than the Ford Expedition, $166 less than the GMC Yukon, $48 less than the Chevrolet Suburban, and $162 less than the Nissan Armada.

The Chevy Tahoe ranks #1 out of nine total vehicles in the large SUV segment. The Tahoe costs an average of $1,518 per year to insure for full coverage, and the class average is $1,707 annually, the Tahoe being $189 cheaper per year.

The table below shows how all the rates for the large SUV class and how the Tahoe compares.

Insurance Cost Comparison: Chevrolet Tahoe vs Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,518--
2Chevrolet Suburban$1,566$48
3Toyota Sequoia$1,572$54
4Ford Expedition$1,608$90
5Nissan Armada$1,680$162
6GMC Yukon$1,684$166
7Jeep Wagoneer$1,806$288
8GMC Hummer EV$1,914$396
9Jeep Grand Wagoneer$2,014$496

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 12, 2022
Insurance Cost Comparison: Chevrolet Tahoe vs Large SUVs

When we factor in sticker price, we can see how the cost of insurance compares between the Tahoe and models with similar MSRP. For the 2022 model year, the average MSRP for a Tahoe is $62,604 and ranges from the cheapest LS 2WD model at $51,895 to the most expensive High Country 4WD costing $73,595 (before delivery and doc fees).

The models in the full-size SUV segment closest in cost to the Chevrolet Tahoe are the Toyota Sequoia, GMC Yukon, Chevrolet Suburban, and Ford Expedition. Here’s how they compare to the Tahoe by MSRP and average insurance rates.

  • Compared to the Toyota Sequoia – The MSRP for the 2022 Toyota Sequoia averages $2,465 less than the average cost for the Chevrolet Tahoe ($60,139 compared to $62,604). The average insurance cost for the Tahoe compared to the Toyota Sequoia is $54 less annually.
  • Compared to the GMC Yukon – The 2022 Chevrolet Tahoe has an average MSRP that is $2,498 cheaper than the GMC Yukon ($62,604 versus $65,102). Drivers can expect to pay approximately $166 more per year to insure the GMC Yukon compared to a Tahoe.
  • Compared to the Chevrolet Suburban – With an average sticker price of $65,304 and ranging from $54,595 to $76,295, the 2022 Chevrolet Suburban costs $2,700 more than the average MSRP for the Chevrolet Tahoe. The cost to insure a Chevrolet Tahoe compared to the Chevrolet Suburban is $48 less every 12 months on average.
  • Compared to the Ford Expedition – The average MSRP for a 2022 Chevrolet Tahoe is $3,698 cheaper than the Ford Expedition, at $62,604 compared to $66,302. Insuring a Chevrolet Tahoe compared to the Ford Expedition costs an average of $90 less every 12 months.

How much is liability insurance for a Chevy Tahoe?

The table below compares the difference in Chevy Tahoe insurance cost cost between full-coverage and liability-only Tahoe insurance rates for the 2001 through 2012 model years.

Chevrolet Tahoe Insurance Rates for 2001 to 2012 Model Years
Vehicle Model Year Full Coverage Insurance Liability Insurance
2012 Chevrolet Tahoe$1,110$524
2011 Chevrolet Tahoe$1,076$520
2010 Chevrolet Tahoe$1,032$516
2009 Chevrolet Tahoe$992$512
2008 Chevrolet Tahoe$952$508
2007 Chevrolet Tahoe$908$500
2006 Chevrolet Tahoe$868$490
2005 Chevrolet Tahoe$858$486
2004 Chevrolet Tahoe$840$482
2003 Chevrolet Tahoe$814$478
2002 Chevrolet Tahoe$794$474
2001 Chevrolet Tahoe$778$465

Get Rates in Your AreaWhy is this important?

Table Data Details: Average insurance rates for each Chevrolet Tahoe model year assume a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premium amounts. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Chevy Tahoe Insurance Rates for 2001 to 2012 Model Years

How does where I live impact insurance cost?

The cost of insurance for a Chevrolet Tahoe varies widely, from cheaper rates like $1,094 a year in Charlotte, NC, or $1,148 in Columbus, OH, to higher rates such as $2,886 a year in New York City, NY and $2,536 in Los Angeles, CA.

Other larger metro area rates include Dallas, TX, costing $1,632 per year, Memphis, TN, at an estimated $1,890, Tucson, AZ, at $1,482, and Atlanta, GA, averaging $1,864.

The following bar chart shows estimated Chevrolet Tahoe insurance rates for 15 large metro areas in the U.S. In addition, you can also view an expanded table below the chart that details average estimated rates for an additional 35 large metro areas.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Chevrolet Tahoe, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chevrolet Tahoe trim levels.Data last updated on March 24, 2022
Chevrolet Tahoe Insurance Rates in Large U.S. Cities
Chevrolet Tahoe Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$5,986$499
New Orleans, LA$3,578$298
Miami, FL$2,956$246
New York, NY$2,886$241
Philadelphia, PA$2,548$212
Las Vegas, NV$2,542$212
Los Angeles, CA$2,536$211
Louisville, KY$2,430$203
San Francisco, CA$2,180$182
Jacksonville, FL$2,170$181
Oakland, CA$2,164$180
Sacramento, CA$2,050$171
Baltimore, MD$2,004$167
Long Beach, CA$1,986$166
Tulsa, OK$1,940$162
Kansas City, MO$1,930$161
Oklahoma City, OK$1,930$161
Denver, CO$1,890$158
Memphis, TN$1,890$158
Atlanta, GA$1,864$155
Colorado Springs, CO$1,844$154
Fresno, CA$1,820$152
San Jose, CA$1,810$151
Phoenix, AZ$1,758$147
Portland, OR$1,732$144
San Diego, CA$1,720$143
Boston, MA$1,716$143
Wichita, KS$1,666$139
Chicago, IL$1,662$139
Dallas, TX$1,632$136
Houston, TX$1,624$135
Seattle, WA$1,620$135
Minneapolis, MN$1,608$134
Birmingham, AL$1,602$134
Nashville, TN$1,556$130
Milwaukee, WI$1,546$129
Mesa, AZ$1,540$128
Indianapolis, IN$1,540$128
Albuquerque, NM$1,516$126
Tucson, AZ$1,482$124
San Antonio, TX$1,464$122
Omaha, NE$1,418$118
Fort Worth, TX$1,410$118
El Paso, TX$1,408$117
Austin, TX$1,392$116
Cleveland, OH$1,214$101
Columbus, OH$1,148$96
Charlotte, NC$1,094$91
Virginia Beach, VA$1,028$86
Raleigh, NC$954$80