GMC Yukon Insurance Rates for 2022

• GMC Yukon insurance costs an average of $1,694 per year, or around $141 per month for full coverage.
• The cheapest Yukon model to insure is the SLE 2WD trim level at an estimated $1,580 per year.
• The Yukon XL Denali 4WD is the most expensive to insure at $1,784 per year.
• When compared to the entire 2022 large SUV segment, the Yukon ranks near the bottom at #6 out of nine total comparison vehicles.

How much does GMC Yukon insurance cost?

GMC Yukon car insurance rates average $1,694 annually, or about $141 monthly. Plan on paying about $26 less per year for GMC Yukon insurance when compared to the average rate for all large SUVs, and $127 more per year than the all-vehicle national average of $1,567.

The chart below displays average 2022 Yukon auto insurance rates with different policy rating factors like changes in driver age or driver risk.

In order to help you comprehend the full range of possible rates, consider that liability-only Yukon insurance in the cheaper areas of North Carolina or Maine can cost as little as $249 a year.

For the same vehicle, a 16-year-old driver with an at-fault accident claim and a few violations in some Louisiana zip codes could have to pay as much as $19,440 a year for a full coverage policy.

That just proves that Yukon car insurance rates have an extremely wide range, and the best way to find your perfect rate is to just get a quote.

Which Yukons have the cheapest insurance rates?

The cheapest trim level of GMC Yukon to insure is the SLE 2WD at $1,580 per year, or about $132 per month. The second cheapest trim is the XL SLE 2WD also at $1,612 per year, and the third cheapest trim to insure is the SLE 4WD at $1,616 per year.

GMC Yukon XL car insurance rates tend to be the most expensive, with the GMC Yukon Denali 4WD, the XL Denali 2WD, and the XL Denali 4WD trim levels costing an average of $1,762,  $1,762, and $1,784 per year, respectively.

The rate table below displays average GMC Yukon insurance rates for the 2022 model, in addition to a monthly budget amount, for each available trim level and drivetrain option.

Yukon versus other large SUVs: How does it rank?

The GMC Yukon ranks #6 out of nine comparison vehicles in the 2022 full-size SUV class. It costs an average of $1,694 per year to insure a Yukon for full coverage, while the category average is $1,720 per year, a difference of $26 per year.

When compared directly to other popular large SUVs, insurance for a GMC Yukon costs $162 more per year than the Chevrolet Tahoe, $72 more than the Ford Expedition, $116 more than the Chevrolet Suburban, and $4 more than the Nissan Armada.

The table below ranks all 2022 model year large SUVs (excluding large luxury SUVs) for insurance affordability. The difference column indicates how much more or less each model costs to insure when compared to average Yukon insurance rates.

Can my address get me cheaper Yukon insurance rates?

The insurance cost for a GMC Yukon can be significantly different, from cheaper rates like $1,274 a year in Columbus, OH, or $1,138 in Virginia Beach, VA, to higher rates such as $3,966 a year in New Orleans, LA and $2,824 in Philadelphia, PA.

The insurance cost for a Yukon in some other cities include Omaha, NE, averaging $1,572 per year, Fresno, CA, at $2,016, Colorado Springs, CO, at an estimated $2,044, and Mesa, AZ, at $1,706.

The following chart visualizes average auto insurance rates for a GMC Yukon for the larger metro areas in the U.S. The average annual cost ranges from $1,274 per year in Columbus, OH, to $3,200 in New York City, NY, a difference of $1,926.

GMC Yukon auto insurance rates by state

When evaluating GMC Yukon insurance at the state level, states like Idaho ($1,338) and Maine ($1,172) tend to be cheaper, while states like Florida ($2,474), Michigan ($2,700), and New York ($1,802) have the most expensive auto insurance rates.

Auto insurance rates in most states tend toward the median, with states like Missouri, Minnesota, and Wyoming included in this group with average GMC Yukon insurance rates of $1,798, $1,490, and $1,554 per year, respectively.

Some additional notable insights relative to GMC Yukon insurance cost include:

• Get cheaper Yukon auto insurance rates by avoiding traffic tickets. If you want to pay the most economical Yukon insurance rates, it pays to follow traffic laws. Just a couple of blemishes on your driving record have the ramification of spiking Yukon insurance rates by at least $450 per year.
• Improve your credit for cheaper car insurance. Having a credit score above 800 could save $266 per year versus a credit rating between 670-739. Conversely, a lower credit score could cost around $308 more per year.
• Age and gender affect car insurance rates. For a 2022 GMC Yukon, a 20-year-old male will pay an estimated rate of $3,392 per year, while a 20-year-old female will get a rate of $2,502, a difference of $890 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,544 and the female rate is $1,512, a difference of only $32.
• Yukon car insurance rates for teenagers are high. Average rates for full coverage Yukon insurance costs $6,102 per year for a 16-year-old driver, $5,714 per year for a 17-year-old driver, and $5,338 per year for a 18-year-old driver.
• Avoid accidents and save. Being the cause of frequent accidents will raise rates, possibly by an additional $2,400 per year for a 20-year-old driver and as much as $524 per year for a 60-year-old driver.
• Policy discounts save money. Discounts may be available if the policyholders choose electronic billing, are good students, drive low annual mileage, are military or federal employees, or many other policy discounts which could save the average driver as much as $290 per year on GMC Yukon insurance.
• Your profession could reduce your rates. Most car insurance providers offer policy discounts for earning a living in occupations like firefighters, farmers, members of the military, lawyers, architects, police officers and law enforcement, and other occupations. By working in a job that qualifies, you could potentially save between $51 and $159 on your Yukon insurance cost, depending on the level of coverage purchased.