GMC Yukon Insurance Rates for 2023

How affordable is insurance on a GMC Yukon?

We compared average insurance cost from the SLE 2WD model up to the more expensive XL Denali Ultimate 4WD trim level to see how insurance on the Yukon ranks when compared to other large SUVs.

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How much does GMC Yukon insurance cost?

GMC Yukon car insurance rates average $1,946 annually, or about $162 monthly. Plan on paying about $36 less per year for GMC Yukon insurance when compared to the average rate for all large SUVs, and $218 more per year than the all-vehicle national average of $1,728.

The chart below displays average 2023 Yukon auto insurance rates with different policy rating factors like changes in driver age or driver risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year GMC Yukon with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all GMC Yukon trim levels.Data last updated on August 11, 2023
GMC Yukon Insurance Cost Summary
2023 GMC Yukon Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,446$371
Safe Driver Age 20$3,892$324
At-fault Accidents Age 40$2,752$229
Low Deductibles Age 40$2,552$213
Safe Driver Age 30$2,050$171
Safe Driver Age 40$1,946$162
Safe Driver Age 50$1,774$148
Safe Driver Age 60$1,740$145
High Deductibles Age 40$1,638$137
Discount Rate Age 40$1,612$134

In order to help you comprehend the full range of possible rates, consider that liability-only Yukon insurance in the cheaper areas of North Carolina or Maine can cost as little as $249 a year.

For the same vehicle, a 16-year-old driver with an at-fault accident claim and a few violations in some Louisiana zip codes could have to pay as much as $16,278 a year for a full coverage policy.

That just proves that Yukon car insurance rates have an extremely wide range, and the best way to find your perfect rate is to just get a quote.

Which Yukons have the cheapest insurance rates?

The cheapest trim level of GMC Yukon to insure is the SLE 2WD at $1,804 per year, or about $150 per month. The second cheapest trim is the XL SLE 2WD also at $1,840 per year, and the third cheapest trim to insure is the SLE 4WD at $1,842 per year.

GMC Yukon XL car insurance rates tend to be the most expensive, with the GMC Yukon XL Denali 4WD, the Denali Ultimate 4WD, and the XL Denali Ultimate 4WD trim levels costing an average of $2,012,  $2,106, and $2,122 per year, respectively.

The rate table below displays average GMC Yukon insurance rates for the 2023 model, in addition to a monthly budget amount, for each available trim level and drivetrain option.

2023 GMC Yukon Insurance Cost by Trim Level
GMC Yukon Trim Level Annual Policy Six-Month Policy Per Month
SLE 2WD$1,804$902$150
XL SLE 2WD$1,840$920$153
SLE 4WD$1,842$921$154
XL SLE 4WD$1,872$936$156
SLT 2WD$1,886$943$157
XL SLT 2WD$1,912$956$159
SLT 4WD$1,918$959$160
XL SLT 4WD$1,942$971$162
AT4 4WD$1,950$975$163
Denali 2WD$1,972$986$164
XL AT4 4WD$1,974$987$165
Denali 4WD$1,992$996$166
XL Denali 2WD$1,992$996$166
XL Denali 4WD$2,012$1,006$168
Denali Ultimate 4WD$2,106$1,053$176
XL Denali Ultimate 4WD$2,122$1,061$177

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 GMC Yukon, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
GMC Yukon Insurance Cost by Trim Level

GMC Yukon versus other large SUVs: How does it rank?

The GMC Yukon ranks fifth out of nine comparison vehicles in the 2023 full-size SUV class. It costs an average of $1,946 per year to insure a Yukon for full coverage, while the category average is $1,982 per year, a difference of $36 per year.

When compared directly to other popular large SUVs, insurance for a GMC Yukon costs $250 more per year than the Chevrolet Tahoe, $82 more than the Ford Expedition, $150 more than the Chevrolet Suburban, and $84 less than the Nissan Armada.

The table below ranks all 2023 model year large SUVs (excluding large luxury SUVs) for insurance affordability. The difference column indicates how much more or less each model costs to insure when compared to average Yukon insurance rates.

Insurance Cost Comparison: GMC Yukon vs Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,696-$250
2Chevrolet Suburban$1,796-$150
3Ford Expedition$1,864-$82
4Toyota Sequoia$1,872-$74
5GMC Yukon$1,946--
6Nissan Armada$2,030$84
7Jeep Wagoneer$2,130$184
8GMC Hummer EV$2,142$196
9Jeep Grand Wagoneer$2,360$414

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: GMC Yukon vs Large SUVs

Average insurance cost by U.S. city and state

The insurance cost for a GMC Yukon can be significantly different, from cheaper rates like $1,446 a year in Columbus, OH, or $1,312 in Virginia Beach, VA, to higher rates such as $3,320 a year in New Orleans, LA and $3,006 in Philadelphia, PA.

The insurance cost for a Yukon in some other cities include Omaha, NE, averaging $1,744 per year, Fresno, CA, at $2,192, Colorado Springs, CO, at an estimated $2,220, and Mesa, AZ, at $1,882.

The following chart visualizes average auto insurance rates for a GMC Yukon for the larger metro areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 GMC Yukon, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all GMC Yukon trim levels.Data last updated on August 11, 2023
GMC Yukon Insurance Rates in Large U.S. Cities
GMC Yukon Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,380$282
Philadelphia, PA$3,006$251
Las Vegas, NV$2,996$250
Los Angeles, CA$2,988$249
San Francisco, CA$2,594$216
Kansas City, MO$2,312$193
Oklahoma City, OK$2,312$193
Denver, CO$2,268$189
Memphis, TN$2,268$189
Atlanta, GA$2,240$187
San Jose, CA$2,176$181
Phoenix, AZ$2,122$177
Portland, OR$2,094$175
San Diego, CA$2,084$174
Boston, MA$2,074$173
Jacksonville, FL$2,064$172
Chicago, IL$2,016$168
Dallas, TX$1,986$166
Houston, TX$1,978$165
Seattle, WA$1,968$164
Nashville, TN$1,894$158
Milwaukee, WI$1,884$157
Albuquerque, NM$1,854$155
San Antonio, TX$1,798$150
Omaha, NE$1,744$145
Fort Worth, TX$1,738$145
Austin, TX$1,716$143
Indianapolis, IN$1,566$131
Columbus, OH$1,446$121
Charlotte, NC$1,382$115

When comparing GMC Yukon insurance at the state level, states like Idaho ($1,392) and Maine ($1,182) tend to be cheaper, while states like Florida ($2,392), Michigan ($2,616), and New York ($2,238) have the most expensive auto insurance rates.

Auto insurance rates in most states tend toward the median, with states like Missouri, Minnesota, and Wyoming included in this group with average GMC Yukon insurance rates of $2,178, $1,668, and $1,724 per year, respectively.

Average rates for a 2023 GMC Yukon are shown in the table below for all fifty U.S. states.

GMC Yukon Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,744$872$145
Alaska$1,476$738$123
Arizona$1,778$889$148
Arkansas$2,024$1,012$169
California$2,332$1,166$194
Colorado$2,074$1,037$173
Connecticut$2,150$1,075$179
Delaware$2,196$1,098$183
Florida$2,392$1,196$199
Georgia$1,978$989$165
Hawaii$1,332$666$111
Idaho$1,392$696$116
Illinois$1,702$851$142
Indiana$1,456$728$121
Iowa$1,306$653$109
Kansas$1,906$953$159
Kentucky$2,072$1,036$173
Louisiana$2,288$1,144$191
Maine$1,182$591$99
Maryland$1,800$900$150
Massachusetts$2,108$1,054$176
Michigan$2,616$1,308$218
Minnesota$1,668$834$139
Mississippi$1,890$945$158
Missouri$2,178$1,089$182
Montana$1,778$889$148
Nebraska$1,624$812$135
Nevada$2,308$1,154$192
New Hampshire$1,312$656$109
New Jersey$2,336$1,168$195
New Mexico$1,598$799$133
New York$2,238$1,119$187
North Carolina$1,226$613$102
North Dakota$1,608$804$134
Ohio$1,364$682$114
Oklahoma$2,134$1,067$178
Oregon$1,810$905$151
Pennsylvania$1,860$930$155
Rhode Island$2,390$1,195$199
South Carolina$1,630$815$136
South Dakota$1,988$994$166
Tennessee$1,844$922$154
Texas$1,800$900$150
Utah$1,702$851$142
Vermont$1,418$709$118
Virginia$1,302$651$109
Washington$1,750$875$146
West Virginia$1,728$864$144
Wisconsin$1,396$698$116
Wyoming$1,724$862$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 GMC Yukon, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all GMC Yukon trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 11, 2023
GMC Yukon insurance rates by U.S. state

Some additional notable insights relative to GMC Yukon insurance cost include:

  • Get cheaper Yukon auto insurance rates by avoiding traffic tickets. If you want to pay the most economical Yukon insurance rates, it pays to follow traffic laws. Just a couple of blemishes on your driving record have the ramification of spiking Yukon insurance rates by at least $516 per year.
  • Improve your credit for cheaper car insurance. Having a credit score above 800 could save $306 per year versus a credit rating between 670-739. Conversely, a lower credit score could cost around $354 more per year.
  • Age and gender affect car insurance rates. For a 2023 GMC Yukon, a 20-year-old male will pay an estimated rate of $3,892 per year, while a 20-year-old female will get a rate of $2,872, a difference of $1,020 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,774 and the female rate is $1,736, a difference of only $38.
  • Yukon car insurance rates for teenagers are high. Average rates for full coverage Yukon insurance costs $6,996 per year for a 16-year-old driver, $6,552 per year for a 17-year-old driver, and $6,124 per year for an 18-year-old driver.
  • Avoid accidents and save. Being the cause of frequent accidents will raise rates, possibly by an additional $2,752 per year for a 20-year-old driver and as much as $598 per year for a 60-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders choose electronic billing, are good students, drive low annual mileage, are military or federal employees, or other policy discounts which could save the average driver as much as $334 per year on GMC Yukon insurance.
  • Your profession could reduce your rates. Most car insurance providers offer policy discounts for earning a living in occupations like firefighters, farmers, members of the military, lawyers, architects, law enforcement, and other occupations. By working in a job that qualifies, you could potentially save between $58 and $183 on your Yukon insurance cost, depending on the level of coverage purchased.