GMC Yukon Insurance Rates for 2023

How affordable is insurance on a GMC Yukon?

We compared average insurance cost from the SLE 2WD model up to the more expensive XL Denali Ultimate 4WD trim level to see how insurance on the Yukon ranks when compared to other large SUVs.

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How much does GMC Yukon insurance cost?

GMC Yukon car insurance rates average $1,894 annually, or about $158 monthly. Plan on paying about $36 less per year for GMC Yukon insurance when compared to the average rate for all large SUVs, and $209 more per year than the all-vehicle national average of $1,685.

The chart below displays average 2023 Yukon auto insurance rates with different policy rating factors like changes in driver age or driver risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year GMC Yukon with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all GMC Yukon trim levels.Data last updated on January 23, 2023
GMC Yukon Insurance Cost Summary
2023 GMC Yukon Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,330$361
Safe Driver Age 20$3,792$316
At-fault Accidents Age 40$2,680$223
Low Deductibles Age 40$2,484$207
Safe Driver Age 30$2,000$167
Safe Driver Age 40$1,894$158
Safe Driver Age 50$1,726$144
Safe Driver Age 60$1,694$141
High Deductibles Age 40$1,594$133
Discount Rate Age 40$1,572$131

In order to help you comprehend the full range of possible rates, consider that liability-only Yukon insurance in the cheaper areas of North Carolina or Maine can cost as little as $249 a year.

For the same vehicle, a 16-year-old driver with an at-fault accident claim and a few violations in some Louisiana zip codes could have to pay as much as $16,108 a year for a full coverage policy.

That just proves that Yukon car insurance rates have an extremely wide range, and the best way to find your perfect rate is to just get a quote.

Which Yukons have the cheapest insurance rates?

The cheapest trim level of GMC Yukon to insure is the SLE 2WD at $1,758 per year, or about $147 per month. The second cheapest trim is the XL SLE 2WD also at $1,790 per year, and the third cheapest trim to insure is the SLE 4WD at $1,792 per year.

GMC Yukon XL car insurance rates tend to be the most expensive, with the GMC Yukon XL Denali 4WD, the Denali Ultimate 4WD, and the XL Denali Ultimate 4WD trim levels costing an average of $1,960,  $2,052, and $2,064 per year, respectively.

The rate table below displays average GMC Yukon insurance rates for the 2023 model, in addition to a monthly budget amount, for each available trim level and drivetrain option.

2023 GMC Yukon Insurance Cost by Trim Level
GMC Yukon Trim Level Annual Policy Six-Month Policy Per Month
SLE 2WD$1,758$879$147
XL SLE 2WD$1,790$895$149
SLE 4WD$1,792$896$149
XL SLE 4WD$1,822$911$152
SLT 2WD$1,838$919$153
XL SLT 2WD$1,864$932$155
SLT 4WD$1,870$935$156
XL SLT 4WD$1,894$947$158
AT4 4WD$1,898$949$158
Denali 2WD$1,920$960$160
XL AT4 4WD$1,922$961$160
Denali 4WD$1,940$970$162
XL Denali 2WD$1,940$970$162
XL Denali 4WD$1,960$980$163
Denali Ultimate 4WD$2,052$1,026$171
XL Denali Ultimate 4WD$2,064$1,032$172

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 GMC Yukon, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
GMC Yukon Insurance Cost by Trim Level

GMC Yukon versus other large SUVs: How does it rank?

The GMC Yukon ranks fifth out of nine comparison vehicles in the 2023 full-size SUV class. It costs an average of $1,894 per year to insure a Yukon for full coverage, while the category average is $1,930 per year, a difference of $36 per year.

When compared directly to other popular large SUVs, insurance for a GMC Yukon costs $240 more per year than the Chevrolet Tahoe, $78 more than the Ford Expedition, $144 more than the Chevrolet Suburban, and $82 less than the Nissan Armada.

The table below ranks all 2023 model year large SUVs (excluding large luxury SUVs) for insurance affordability. The difference column indicates how much more or less each model costs to insure when compared to average Yukon insurance rates.

Insurance Cost Comparison: GMC Yukon vs Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,654-$240
2Chevrolet Suburban$1,750-$144
3Ford Expedition$1,816-$78
4Toyota Sequoia$1,826-$68
5GMC Yukon$1,894--
6Nissan Armada$1,976$82
7Jeep Wagoneer$2,072$178
8GMC Hummer EV$2,088$194
9Jeep Grand Wagoneer$2,296$402

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: GMC Yukon vs Large SUVs

Average insurance cost by U.S. city and state

The insurance cost for a GMC Yukon can be significantly different, from cheaper rates like $1,406 a year in Columbus, OH, or $1,268 in Virginia Beach, VA, to higher rates such as $3,286 a year in New Orleans, LA and $2,962 in Philadelphia, PA.

The insurance cost for a Yukon in some other cities include Omaha, NE, averaging $1,702 per year, Fresno, CA, at $2,150, Colorado Springs, CO, at an estimated $2,178, and Mesa, AZ, at $1,840.

The following chart visualizes average auto insurance rates for a GMC Yukon for the larger metro areas in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 GMC Yukon, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all GMC Yukon trim levels.Data last updated on January 23, 2023
GMC Yukon Insurance Rates in Large U.S. Cities
GMC Yukon Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,340$278
Philadelphia, PA$2,962$247
Las Vegas, NV$2,958$247
Los Angeles, CA$2,948$246
San Francisco, CA$2,550$213
Kansas City, MO$2,272$189
Oklahoma City, OK$2,272$189
Denver, CO$2,228$186
Memphis, TN$2,228$186
Atlanta, GA$2,196$183
San Jose, CA$2,136$178
Phoenix, AZ$2,084$174
Portland, OR$2,054$171
San Diego, CA$2,038$170
Boston, MA$2,034$170
Jacksonville, FL$2,030$169
Chicago, IL$1,978$165
Dallas, TX$1,944$162
Houston, TX$1,934$161
Seattle, WA$1,930$161
Nashville, TN$1,856$155
Milwaukee, WI$1,846$154
Albuquerque, NM$1,814$151
San Antonio, TX$1,752$146
Omaha, NE$1,702$142
Fort Worth, TX$1,694$141
Austin, TX$1,674$140
Indianapolis, IN$1,528$127
Columbus, OH$1,406$117
Charlotte, NC$1,340$112

When comparing GMC Yukon insurance at the state level, states like Idaho ($1,350) and Maine ($1,140) tend to be cheaper, while states like Florida ($2,360), Michigan ($2,590), and New York ($2,194) have the most expensive auto insurance rates.

Auto insurance rates in most states tend toward the median, with states like Missouri, Minnesota, and Wyoming included in this group with average GMC Yukon insurance rates of $2,138, $1,624, and $1,684 per year, respectively.

Average rates for a 2023 GMC Yukon are shown in the table below for all fifty U.S. states.

GMC Yukon Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,704$852$142
Alaska$1,434$717$120
Arizona$1,736$868$145
Arkansas$1,984$992$165
California$2,292$1,146$191
Colorado$2,032$1,016$169
Connecticut$2,112$1,056$176
Delaware$2,156$1,078$180
Florida$2,360$1,180$197
Georgia$1,936$968$161
Hawaii$1,294$647$108
Idaho$1,350$675$113
Illinois$1,662$831$139
Indiana$1,416$708$118
Iowa$1,268$634$106
Kansas$1,866$933$156
Kentucky$2,030$1,015$169
Louisiana$2,256$1,128$188
Maine$1,140$570$95
Maryland$1,760$880$147
Massachusetts$2,064$1,032$172
Michigan$2,590$1,295$216
Minnesota$1,624$812$135
Mississippi$1,848$924$154
Missouri$2,138$1,069$178
Montana$1,738$869$145
Nebraska$1,582$791$132
Nevada$2,266$1,133$189
New Hampshire$1,268$634$106
New Jersey$2,296$1,148$191
New Mexico$1,558$779$130
New York$2,194$1,097$183
North Carolina$1,182$591$99
North Dakota$1,570$785$131
Ohio$1,322$661$110
Oklahoma$2,092$1,046$174
Oregon$1,770$885$148
Pennsylvania$1,820$910$152
Rhode Island$2,348$1,174$196
South Carolina$1,588$794$132
South Dakota$1,948$974$162
Tennessee$1,802$901$150
Texas$1,758$879$147
Utah$1,660$830$138
Vermont$1,378$689$115
Virginia$1,260$630$105
Washington$1,712$856$143
West Virginia$1,690$845$141
Wisconsin$1,354$677$113
Wyoming$1,684$842$140

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 GMC Yukon, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all GMC Yukon trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on February 5, 2023
GMC Yukon insurance rates by U.S. state

Some additional notable insights relative to GMC Yukon insurance cost include:

  • Get cheaper Yukon auto insurance rates by avoiding traffic tickets. If you want to pay the most economical Yukon insurance rates, it pays to follow traffic laws. Just a couple of blemishes on your driving record have the ramification of spiking Yukon insurance rates by at least $506 per year.
  • Improve your credit for cheaper car insurance. Having a credit score above 800 could save $297 per year versus a credit rating between 670-739. Conversely, a lower credit score could cost around $345 more per year.
  • Age and gender affect car insurance rates. For a 2023 GMC Yukon, a 20-year-old male will pay an estimated rate of $3,792 per year, while a 20-year-old female will get a rate of $2,798, a difference of $994 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,726 and the female rate is $1,692, a difference of only $34.
  • Yukon car insurance rates for teenagers are high. Average rates for full coverage Yukon insurance costs $6,816 per year for a 16-year-old driver, $6,384 per year for a 17-year-old driver, and $5,966 per year for an 18-year-old driver.
  • Avoid accidents and save. Being the cause of frequent accidents will raise rates, possibly by an additional $2,682 per year for a 20-year-old driver and as much as $588 per year for a 60-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders choose electronic billing, are good students, drive low annual mileage, are military or federal employees, or many other policy discounts which could save the average driver as much as $322 per year on GMC Yukon insurance.
  • Your profession could reduce your rates. Most car insurance providers offer policy discounts for earning a living in occupations like firefighters, farmers, members of the military, lawyers, architects, police officers and law enforcement, and other occupations. By working in a job that qualifies, you could potentially save between $57 and $178 on your Yukon insurance cost, depending on the level of coverage purchased.