GMC Yukon Insurance Rates for 2022

How much does GMC Yukon insurance cost? We analyzed insurance rates from the base SLE model up to the XL Denali 4WD trim level to see how prices compare to other full-size SUV models.

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How much does GMC Yukon insurance cost?

GMC Yukon car insurance rates average $1,684 annually, or about $140 monthly. Plan on paying about $23 less per year for GMC Yukon insurance when compared to the average rate for all large SUVs, and $133 more per year than the all-vehicle national average of $1,551.

The chart below displays average 2022 Yukon auto insurance rates with different policy rating factors like changes in driver age or driver risk.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year GMC Yukon with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all GMC Yukon trim levels.Data last updated on April 20, 2022
GMC Yukon Insurance Cost Summary
GMC Yukon Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,842$320
Safe Driver Age 20$3,366$281
At-fault Accidents Age 40$2,378$198
Low Deductibles Age 40$2,206$184
Safe Driver Age 30$1,776$148
Safe Driver Age 40$1,684$140
Safe Driver Age 50$1,534$128
Safe Driver Age 60$1,504$125
High Deductibles Age 40$1,418$118
Discount Rate Age 40$1,396$116

In order to help you comprehend the full range of possible rates, consider that liability-only Yukon insurance in the cheaper areas of North Carolina or Maine can cost as little as $249 a year.

For the same vehicle, a 16-year-old driver with an at-fault accident claim and a few violations in some Louisiana zip codes could have to pay as much as $19,440 a year for a full coverage policy.

That just proves that Yukon car insurance rates have an extremely wide range, and the best way to find your perfect rate is to just get a quote.

Which Yukons have the cheapest insurance rates?

The cheapest trim level of GMC Yukon to insure is the SLE 2WD at $1,568 per year, or about $131 per month. The second cheapest trim is the XL SLE 2WD also at $1,600 per year, and the third cheapest trim to insure is the SLE 4WD at $1,604 per year.

GMC Yukon XL car insurance rates tend to be the most expensive, with the GMC Yukon Denali 4WD, the XL Denali 2WD, and the XL Denali 4WD trim levels costing an average of $1,750,  $1,750, and $1,772 per year, respectively.

The rate table below displays average GMC Yukon insurance rates for the 2022 model, in addition to a monthly budget amount, for each available trim level and drivetrain option.

2022 GMC Yukon Insurance Cost by Trim Level
GMC Yukon Trim Level Annual Policy 6-month Policy Per Month
SLE 2WD$1,568$784$131
XL SLE 2WD$1,600$800$133
SLE 4WD$1,604$802$134
XL SLE 4WD$1,634$817$136
SLT 2WD$1,646$823$137
XL SLT 2WD$1,672$836$139
SLT 4WD$1,678$839$140
XL SLT 4WD$1,700$850$142
AT4 4WD$1,718$859$143
Denali 2WD$1,732$866$144
XL AT4 4WD$1,736$868$145
Denali 4WD$1,750$875$146
XL Denali 2WD$1,750$875$146
XL Denali 4WD$1,772$886$148

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 GMC Yukon, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
GMC Yukon Insurance Cost by Trim Level

Yukon versus other large SUVs: How does it rank?

The GMC Yukon ranks #6 out of nine comparison vehicles in the 2022 full-size SUV class. It costs an average of $1,684 per year to insure a Yukon for full coverage, while the category average is $1,707 per year, a difference of $23 per year.

When compared directly to other popular large SUVs, insurance for a GMC Yukon costs $166 more per year than the Chevrolet Tahoe, $76 more than the Ford Expedition, $118 more than the Chevrolet Suburban, and $4 more than the Nissan Armada.

The table below ranks all 2022 model year large SUVs (excluding large luxury SUVs) for insurance affordability. The difference column indicates how much more or less each model costs to insure when compared to average Yukon insurance rates.

Insurance Cost Comparison: GMC Yukon vs Large SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Tahoe$1,518-$166
2Chevrolet Suburban$1,566-$118
3Toyota Sequoia$1,572-$112
4Ford Expedition$1,608-$76
5Nissan Armada$1,680-$4
6GMC Yukon$1,684--
7Jeep Wagoneer$1,806$122
8GMC Hummer EV$1,914$230
9Jeep Grand Wagoneer$2,014$330

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 12, 2022
Insurance Cost Comparison: GMC Yukon vs Large SUVs

Can my address get me cheaper Yukon insurance rates?

The insurance cost for a GMC Yukon can be significantly different, from cheaper rates like $1,274 a year in Columbus, OH, or $1,138 in Virginia Beach, VA, to higher rates such as $3,966 a year in New Orleans, LA and $2,824 in Philadelphia, PA.

The insurance cost for a Yukon in some other cities include Omaha, NE, averaging $1,572 per year, Fresno, CA, at $2,016, Colorado Springs, CO, at an estimated $2,044, and Mesa, AZ, at $1,706.

The following chart visualizes average auto insurance rates for a GMC Yukon for the larger metro areas in the U.S. The average annual cost ranges from $1,274 per year in Columbus, OH, to $3,200 in New York City, NY, a difference of $1,926.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 GMC Yukon, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all GMC Yukon trim levels.Data last updated on March 24, 2022
GMC Yukon Insurance Rates in Large U.S. Cities
GMC Yukon Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,200$267
Philadelphia, PA$2,824$235
Los Angeles, CA$2,810$234
San Francisco, CA$2,414$201
Jacksonville, FL$2,402$200
San Jose, CA$2,000$167
Phoenix, AZ$1,948$162
San Diego, CA$1,902$159
Chicago, IL$1,842$154
Dallas, TX$1,810$151
Houston, TX$1,800$150
Indianapolis, IN$1,704$142
San Antonio, TX$1,622$135
Austin, TX$1,542$129
Columbus, OH$1,274$106

GMC Yukon auto insurance rates by state

When evaluating GMC Yukon insurance at the state level, states like Idaho ($1,338) and Maine ($1,172) tend to be cheaper, while states like Florida ($2,474), Michigan ($2,700), and New York ($1,802) have the most expensive auto insurance rates.

Auto insurance rates in most states tend toward the median, with states like Missouri, Minnesota, and Wyoming included in this group with average GMC Yukon insurance rates of $1,798, $1,490, and $1,554 per year, respectively.

GMC Yukon Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,380$690$115
Alaska$1,486$743$124
Arizona$1,506$753$126
Arkansas$1,816$908$151
California$1,942$971$162
Colorado$1,810$905$151
Connecticut$1,644$822$137
Delaware$1,720$860$143
Florida$2,474$1,237$206
Georgia$1,640$820$137
Hawaii$1,152$576$96
Idaho$1,338$669$112
Illinois$1,368$684$114
Indiana$1,266$633$106
Iowa$1,226$613$102
Kansas$1,704$852$142
Kentucky$1,970$985$164
Louisiana$2,452$1,226$204
Maine$1,172$586$98
Maryland$1,530$765$128
Massachusetts$1,388$694$116
Michigan$2,700$1,350$225
Minnesota$1,490$745$124
Mississippi$1,600$800$133
Missouri$1,798$899$150
Montana$1,652$826$138
Nebraska$1,618$809$135
Nevada$1,858$929$155
New Hampshire$1,022$511$85
New Jersey$1,600$800$133
New Mexico$1,358$679$113
New York$1,802$901$150
North Carolina$1,076$538$90
North Dakota$1,410$705$118
Ohio$984$492$82
Oklahoma$1,648$824$137
Oregon$1,418$709$118
Pennsylvania$1,426$713$119
Rhode Island$1,996$998$166
South Carolina$1,562$781$130
South Dakota$1,532$766$128
Tennessee$1,340$670$112
Texas$1,598$799$133
Utah$1,400$700$117
Vermont$1,126$563$94
Virginia$1,092$546$91
Washington$1,288$644$107
West Virginia$1,524$762$127
Wisconsin$1,152$576$96
Wyoming$1,554$777$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 GMC Yukon, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all GMC Yukon trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on March 24, 2022
GMC Yukon insurance rates by U.S. state

Some additional notable insights relative to GMC Yukon insurance cost include:

  • Get cheaper Yukon auto insurance rates by avoiding traffic tickets. If you want to pay the most economical Yukon insurance rates, it pays to follow traffic laws. Just a couple of blemishes on your driving record have the ramification of spiking Yukon insurance rates by at least $444 per year.
  • Improve your credit for cheaper car insurance. Having a credit score above 800 could save $264 per year versus a credit rating between 670-739. Conversely, a lower credit score could cost around $306 more per year.
  • Age and gender affect car insurance rates. For a 2022 GMC Yukon, a 20-year-old male will pay an estimated rate of $3,366 per year, while a 20-year-old female will get a rate of $2,482, a difference of $884 per year. Women get significantly cheaper rates. But by age 50, the cost for a male driver is $1,534 and the female rate is $1,502, a difference of only $32.
  • Yukon car insurance rates for teenagers are high. Average rates for full coverage Yukon insurance costs $6,052 per year for a 16-year-old driver, $5,670 per year for a 17-year-old driver, and $5,298 per year for a 18-year-old driver.
  • Avoid accidents and save. Being the cause of frequent accidents will raise rates, possibly by an additional $2,380 per year for a 20-year-old driver and as much as $518 per year for a 60-year-old driver.
  • Policy discounts save money. Discounts may be available if the policyholders choose electronic billing, are good students, drive low annual mileage, are military or federal employees, or many other policy discounts which could save the average driver as much as $288 per year on GMC Yukon insurance.
  • Your profession could reduce your rates. Most car insurance providers offer policy discounts for earning a living in occupations like firefighters, farmers, members of the military, lawyers, architects, police officers and law enforcement, and other occupations. By working in a job that qualifies, you could potentially save between $51 and $158 on your Yukon insurance cost, depending on the level of coverage purchased.