- Lexus LX 570 car insurance costs $3,210 per year ($268 per month) on average for a full coverage policy.
- The LX 570 is one of the cheaper large luxury SUVs to insure, costing $149 less per year on average as compared to the rest of the segment.
How much does Lexus LX 570 car insurance cost?
Average Lexus LX 570 insurance costs $3,210 a year for a full coverage policy, which equates to around $268 a month. Liability and medical coverage cost an estimated $616 a year, comprehensive coverage will cost around $796, and the remaining collision insurance is $1,798.
The chart below demonstrates how average LX 570 car insurance rates fluctuate depending on the age of the driver and a range of policy deductibles. The annual policy rates shown range from the cheapest policy rate of $2,168 per year for a 60-year-old driver with high physical damage deductibles to the highest cost estimate of $7,782 annually for a driver age 20 with $250 comprehensive and collision deductibles.
The table below shows average Lexus LX 570 car insurance rates for annual, semi-annual, and monthly policy terms. Vehicle model years range from 2013 to 2023 and insurance cost ranges from $2,054 for a 2013 Lexus LX 570 to the most expensive cost of $3,210 per year for a 2023 model.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2023 Lexus LX 570 | $3,210 | $268 |
| 2022 Lexus LX 570 | $3,040 | $253 |
| 2021 Lexus LX 570 | $3,122 | $260 |
| 2020 Lexus LX 570 | $3,018 | $252 |
| 2019 Lexus LX 570 | $2,708 | $226 |
| 2018 Lexus LX 570 | $2,570 | $214 |
| 2017 Lexus LX 570 | $2,460 | $205 |
| 2016 Lexus LX 570 | $2,330 | $194 |
| 2015 Lexus LX 570 | $2,126 | $177 |
| 2014 Lexus LX 570 | $1,874 | $156 |
| 2013 Lexus LX 570 | $2,054 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus LX 570 trim levels for each model year. Updated June 27, 2025
How does LX 570 insurance compare?
When compared to other large luxury SUVs, insurance for a Lexus LX 570 costs $296 more per year than the Mercedes-Benz GLS450, $852 more than the Volvo XC90, $50 more than the Cadillac Escalade, and $310 more than the BMW X7.
The Lexus LX 570 ranks seventh out of 13 total vehicles in the large luxury SUV segment. The LX 570 costs an estimated $3,210 per year for insurance and the segment average rate is $3,359 annually, a difference of $149 per year.
The table below shows how well LX 570 car insurance rates compare to the rest of the large luxury SUV class, including how much more or less the cost of insurance for each model is when compared to the LX 570.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Volvo XC90 | $2,358 | -$852 |
| 2 | Lincoln Navigator | $2,822 | -$388 |
| 3 | Infiniti QX80 | $2,846 | -$364 |
| 4 | BMW X7 | $2,900 | -$310 |
| 5 | Mercedes-Benz GLS450 | $2,914 | -$296 |
| 6 | Cadillac Escalade | $3,160 | -$50 |
| 7 | Lexus LX 570 | $3,210 | -- |
| 8 | Mercedes-Benz EQS 580 SUV | $3,420 | $210 |
| 9 | BMW Alpina XB7 | $3,702 | $492 |
| 10 | Mercedes-Benz G550 | $3,854 | $644 |
| 11 | Land Rover Range Rover | $3,970 | $760 |
| 12 | Mercedes-Benz G63 AMG | $4,166 | $956 |
| 13 | Mercedes-Benz Maybach GLS 600 | $4,348 | $1,138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2023 model year. Updated June 26, 2025
Comparing car insurance cost for a Lexus LX 570 to models with similar MSRP is another way we can see how the LX 570 ranks for overall cost.
For the 2023 model, the average cost to buy a Lexus LX 570 is $96,547, before dealer fees and destination charges.
The four large luxury SUV models that have the most similar sticker prices to the Lexus LX 570 for the 2023 model year are the Lincoln Navigator, BMW X7, Cadillac Escalade, and Mercedes-Benz GLS450. The data below shows how those models compare to a 2023 LX 570 by MSRP and insurance cost.
- Lexus LX 570 vs. Lincoln Navigator – The average MSRP for a 2023 Lexus LX 570 is $1,147 more expensive than the Lincoln Navigator, at $96,547 compared to $95,400. Insurance on the Lexus LX 570 costs an average of $388 more per year than the Lincoln Navigator.
- Lexus LX 570 vs. BMW X7 – The BMW X7 sells for an average of $90,475 ($77,850 to $103,100), which is $6,072 cheaper than the MSRP for the LX 570. Insuring the Lexus LX 570 compared to the BMW X7 costs an average of $310 more each year.
- Lexus LX 570 vs. Cadillac Escalade – The average MSRP for a 2023 Lexus LX 570 is $8,188 cheaper than the Cadillac Escalade, at $96,547 compared to $104,735. Insurance on a 2023 Lexus LX 570 costs an average of $50 more every 12 months than the Cadillac Escalade.
- Lexus LX 570 vs. Mercedes-Benz GLS450 – The average MSRP for a 2023 Lexus LX 570 is $16,322 more expensive than the Mercedes-Benz GLS450, at $96,547 compared to $80,225. The average insurance cost for a 2023 LX 570 compared to the Mercedes-Benz GLS450 is $296 more per year.