- The average Mercedes-Benz EQS 580 SUV insurance cost is $4,302 per year, or $359 per month for full coverage.
- The EQS 580 SUV ranks ninth out of 13 vehicles in the large luxury SUV class for car insurance affordability.
- The EQS 580 4Matic Premium model is the cheapest to insure at around $4,248 per year. The most expensive trim is the 4Matic Pinnacle at $4,356 per year.
How much does Mercedes EQS 580 SUV insurance cost?
Ranked ninth out of 13 vehicles in the large luxury SUV class, Mercedes-Benz EQS 580 SUV insurance costs around $4,302 annually for full coverage, or $359 if paid each month.
The next price chart illustrates how EQS 580 SUV car insurance cost adjusts with changes in the rated driver age and insurance policy deductibles. The annual policy cost estimates range from a low of $2,838 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles to the most expensive rate of $10,372 per year for a 20-year-old driver with a $250 policy deductible.
The rate table below details the estimated yearly and 6-month policy costs, including a monthly insurance rate, for each Mercedes-Benz EQS 580 SUV trim level.
| 2024 Mercedes-Benz EQS 580 SUV Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 4Matic Premium | $4,248 | $354 |
| 4Matic Exclusive | $4,304 | $359 |
| 4Matic Pinnacle | $4,356 | $363 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
EQS 580 SUV insurance vs. the competition
When compared to other popular large luxury SUVs, auto insurance rates for a 2024 Mercedes-Benz EQS 580 SUV cost $968 more per year than the Cadillac Escalade, $1,488 more than the Volvo XC90, and $1,236 more than the BMW X7.
The Mercedes-Benz EQS 580 SUV ranks ninth out of 13 total vehicles in the large luxury SUV segment for most affordable insurance cost. The EQS 580 SUV costs an estimated $4,302 per year for full coverage auto insurance and the category median rate is $3,716 annually, a difference of $586 more per year.
The chart below shows how well the EQS 580 SUV fares against the best-selling large luxury SUVs in the United States like the Mercedes-Benz GLS450, Lincoln Navigator, and the Mercedes-Benz G550. An additional table is included after the chart that also includes monthly rates for the entire 13 vehicle large luxury SUV segment for the 2024 model year.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Infiniti QX80 | $2,690 | -$1,612 |
| 2 | Volvo XC90 | $2,814 | -$1,488 |
| 3 | Lexus LX 600 | $3,012 | -$1,290 |
| 4 | BMW X7 | $3,066 | -$1,236 |
| 5 | Lincoln Navigator | $3,076 | -$1,226 |
| 6 | Mercedes-Benz GLS450 | $3,224 | -$1,078 |
| 7 | Cadillac Escalade | $3,334 | -$968 |
| 8 | BMW Alpina XB7 | $3,914 | -$388 |
| 9 | Mercedes-Benz EQS 580 SUV | $4,302 | -- |
| 10 | Land Rover Range Rover | $4,342 | $40 |
| 11 | Mercedes-Benz Maybach GLS 600 | $4,602 | $300 |
| 12 | Mercedes-Benz G550 | $4,770 | $468 |
| 13 | Mercedes-Benz G63 AMG | $5,158 | $856 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025