Mercedes-Benz EQS 580 SUV Car Insurance Costs: 2025 Edition

From the 4Matic Premium trim level to the more expensive 4Matic Pinnacle trim level, we compared insurance rates to find out how prices size up to the entire large luxury SUV segment.

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  • The average Mercedes-Benz EQS 580 SUV insurance cost is $4,202 per year, or $350 per month for full coverage.
  • The EQS 580 SUV ranks ninth out of 13 vehicles in the large luxury SUV class for car insurance affordability.
  • The EQS 580 4Matic Premium model is the cheapest to insure at around $4,148 per year. The most expensive trim is the 4Matic Pinnacle at $4,254 per year.

How much does Mercedes EQS 580 SUV insurance cost?

Ranked ninth out of 13 vehicles in the large luxury SUV class, Mercedes-Benz EQS 580 SUV insurance costs around $4,202 annually for full coverage, or $350 if paid each month.

The next price chart illustrates how EQS 580 SUV car insurance cost adjusts with changes in the rated driver age and insurance policy deductibles. The annual policy cost estimates range from a low of $2,770 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles to the most expensive rate of $10,124 per year for a 20-year-old driver with a $250 policy deductible.

Average 2024 Mercedes-Benz EQS 580 SUV car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz EQS 580 SUV car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz EQS 580 SUV. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz EQS 580 SUV Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$6,780$565
$500$8,402$700
$250$10,124$844
30-Year-Old$1,000$3,630$303
$500$4,528$377
$250$5,464$455
40-Year-Old$1,000$3,374$281
$500$4,202$350
$250$5,062$422
50-Year-Old$1,000$2,956$246
$500$3,668$306
$250$4,412$368
60-Year-Old$1,000$2,770$231
$500$3,438$287
$250$4,134$345

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz EQS 580 SUV. Updated June 27, 2025

The rate table below details the estimated yearly and 6-month policy costs, including a monthly insurance rate, for each Mercedes-Benz EQS 580 SUV trim level.

2024 Mercedes-Benz EQS 580 SUV Insurance Rates by Trim Level
2024 Mercedes-Benz EQS 580 SUV Trim Level Annual Premium Cost Per Month
4Matic Premium$4,148$346
4Matic Exclusive$4,202$350
4Matic Pinnacle$4,254$355

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz EQS 580 SUV ranging from the 4Matic Premium model at $4,148 per year to the 4Matic Pinnacle model at $4,254
Insurance cost by trim level for a 2024 Mercedes-Benz EQS 580 SUV ranging from the 4Matic Premium model at $4,148 per year to the 4Matic Pinnacle model at $4,254

EQS 580 SUV insurance vs. the competition

When compared to other popular large luxury SUVs, auto insurance rates for a 2024 Mercedes-Benz EQS 580 SUV cost $946 more per year than the Cadillac Escalade, $1,452 more than the Volvo XC90, and $1,210 more than the BMW X7.

The Mercedes-Benz EQS 580 SUV ranks ninth out of 13 total vehicles in the large luxury SUV segment for most affordable insurance cost. The EQS 580 SUV costs an estimated $4,202 per year for full coverage auto insurance and the category median rate is $3,627 annually, a difference of $575 more per year.

The chart below shows how well the EQS 580 SUV fares against the best-selling large luxury SUVs in the United States like the Mercedes-Benz GLS450, Lincoln Navigator, and the Mercedes-Benz G550. An additional table is included after the chart that also includes monthly rates for the entire 13 vehicle large luxury SUV segment for the 2024 model year.

Average 2024 Mercedes-Benz EQS 580 SUV car insurance premium compared to other large luxury SUV models.
Figure 2: Average 2024 Mercedes-Benz EQS 580 SUV car insurance premium compared to other large luxury SUV models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz EQS 580 SUV. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz EQS 580 SUV trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz EQS 580 SUV Insurance Cost Compared to All Large Luxury SUVs
Rank Make and Model Annual Premium Difference
1Infiniti QX80$2,626-$1,576
2Volvo XC90$2,750-$1,452
3Lexus LX 600$2,942-$1,260
4BMW X7$2,992-$1,210
5Lincoln Navigator$3,002-$1,200
6Mercedes-Benz GLS450$3,148-$1,054
7Cadillac Escalade$3,256-$946
8BMW Alpina XB7$3,820-$382
9Mercedes-Benz EQS 580 SUV$4,202--
10Land Rover Range Rover$4,236$34
11Mercedes-Benz Maybach GLS 600$4,490$288
12Mercedes-Benz G550$4,656$454
13Mercedes-Benz G63 AMG$5,036$834

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025