Insuring a Mercedes-Benz GLS450: Everything You Need to Know

How much does Mercedes GLS450 insurance cost? We analyzed average car insurance rates and compared them to the entire large luxury SUV segment to see how the GLS450 stacks up.

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How much does Mercedes GLS450 insurance cost?

Average Mercedes GLS450 insurance costs $3,148 a year for a full coverage policy, or around $262 a month. If separated by coverage type, comprehensive coverage costs approximately $706 a year, liability and medical coverage costs around $516, and the remaining collision coverage will cost an estimated $1,926.

The following chart details average car insurance prices on a 2024 Mercedes GLS450 using different combinations of risk and driver age.

Average 2024 Mercedes-Benz GLS450 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mercedes-Benz GLS450 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Mercedes-Benz GLS450 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz GLS450 trim levels.

2024 Mercedes-Benz GLS450 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,362$614
Safe Driver Age 20$6,494$541
At-fault Accidents Age 40$4,448$371
Low Deductibles Age 40$4,332$361
Safe Driver Age 30$3,386$282
Safe Driver Age 40$3,148$262
Safe Driver Age 50$2,748$229
Discount Rate Age 40$2,608$217
Safe Driver Age 60$2,586$216
High Deductibles Age 40$2,554$213

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mercedes-Benz GLS450 trim levels. Updated June 27, 2025

The next table shows average Mercedes GLS450 insurance rates for the 2017 to 2024 model years. Prices range from $2,330 for a 2017 model up to $3,148 for the 2024 model year.

Mercedes-Benz GLS450 Insurance Cost for 2017-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mercedes-Benz GLS450$3,148$262
2023 Mercedes-Benz GLS450$2,914$243
2022 Mercedes-Benz GLS450$2,854$238
2021 Mercedes-Benz GLS450$2,820$235
2020 Mercedes-Benz GLS450$2,732$228
2019 Mercedes-Benz GLS450$2,606$217
2018 Mercedes-Benz GLS450$2,428$202
2017 Mercedes-Benz GLS450$2,330$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLS450 trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2017 to 2024 Mercedes-Benz GLS450 models
Average annual premium and cost per month to insure 2017 to 2024 Mercedes-Benz GLS450 models

Mercedes-Benz GLS450 vs. other large luxury SUVs

Mercedes-Benz GLS450 insurance cost ranks sixth out of 13 total comparison vehicles in the 2024 large luxury SUV segment. The GLS450 costs an estimated $3,148 per year for full coverage insurance, while the category median average cost is $3,627 annually, a difference of $479 per year.

When car insurance rates are compared directly to popular vehicles in the large luxury SUV segment, a Mercedes-Benz GLS450 costs $398 more per year than the Volvo XC90, $108 less than the Cadillac Escalade, $156 more than the BMW X7, and $1,088 less than the Land Rover Range Rover.

The table below shows how average auto insurance rates for a 2024 Mercedes GLS450 compare to all 13 vehicles in the large luxury SUV segment.

Insurance Cost Comparison: Mercedes-Benz GLS450 vs Large Luxury SUVs
Rank Make and Model Annual Premium Difference
1Infiniti QX80$2,626-$522
2Volvo XC90$2,750-$398
3Lexus LX 600$2,942-$206
4BMW X7$2,992-$156
5Lincoln Navigator$3,002-$146
6Mercedes-Benz GLS450$3,148--
7Cadillac Escalade$3,256$108
8BMW Alpina XB7$3,820$672
9Mercedes-Benz EQS 580 SUV$4,202$1,054
10Land Rover Range Rover$4,236$1,088
11Mercedes-Benz Maybach GLS 600$4,490$1,342
12Mercedes-Benz G550$4,656$1,508
13Mercedes-Benz G63 AMG$5,036$1,888

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

At $3,148 per year, insurance cost for a 2024 Mercedes-Benz GLS450 ranks sixth out of 13 models in the large luxury SUV segment
At $3,148 per year, insurance cost for a 2024 Mercedes-Benz GLS450 ranks sixth out of 13 models in the large luxury SUV segment