- Mercedes GLS450 insurance costs around $3,224 per year, $1,612 for a 6-month policy, or $269 per month.
- When compared to other large luxury SUVs, the Mercedes-Benz GLS450 is one of the cheaper large luxury SUVs to insure, costing $492 less per year on average.
How much does Mercedes GLS450 insurance cost?
Average Mercedes GLS450 insurance costs $3,224 a year for a full coverage policy, or around $269 a month. If separated by coverage type, comprehensive coverage costs approximately $724 a year, liability and medical coverage costs around $528, and the remaining collision coverage will cost an estimated $1,972.
The following chart details average car insurance prices on a 2024 Mercedes GLS450 using different combinations of risk and driver age.
The next table shows average Mercedes GLS450 insurance rates for the 2017 to 2024 model years. Prices range from $2,386 for a 2017 model up to $3,224 for the 2024 model year.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Mercedes-Benz GLS450 | $3,224 | $269 |
| 2023 Mercedes-Benz GLS450 | $2,984 | $249 |
| 2022 Mercedes-Benz GLS450 | $2,924 | $244 |
| 2021 Mercedes-Benz GLS450 | $2,890 | $241 |
| 2020 Mercedes-Benz GLS450 | $2,796 | $233 |
| 2019 Mercedes-Benz GLS450 | $2,670 | $223 |
| 2018 Mercedes-Benz GLS450 | $2,486 | $207 |
| 2017 Mercedes-Benz GLS450 | $2,386 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz GLS450 trim levels for each model year. Updated October 24, 2025
Mercedes-Benz GLS450 vs. other large luxury SUVs
Mercedes-Benz GLS450 insurance cost ranks sixth out of 13 total comparison vehicles in the 2024 large luxury SUV segment. The GLS450 costs an estimated $3,224 per year for full coverage insurance, while the category median average cost is $3,716 annually, a difference of $492 per year.
When car insurance rates are compared directly to popular vehicles in the large luxury SUV segment, a Mercedes-Benz GLS450 costs $410 more per year than the Volvo XC90, $110 less than the Cadillac Escalade, $158 more than the BMW X7, and $1,118 less than the Land Rover Range Rover.
The table below shows how average auto insurance rates for a 2024 Mercedes GLS450 compare to all 13 vehicles in the large luxury SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Infiniti QX80 | $2,690 | -$534 |
| 2 | Volvo XC90 | $2,814 | -$410 |
| 3 | Lexus LX 600 | $3,012 | -$212 |
| 4 | BMW X7 | $3,066 | -$158 |
| 5 | Lincoln Navigator | $3,076 | -$148 |
| 6 | Mercedes-Benz GLS450 | $3,224 | -- |
| 7 | Cadillac Escalade | $3,334 | $110 |
| 8 | BMW Alpina XB7 | $3,914 | $690 |
| 9 | Mercedes-Benz EQS 580 SUV | $4,302 | $1,078 |
| 10 | Land Rover Range Rover | $4,342 | $1,118 |
| 11 | Mercedes-Benz Maybach GLS 600 | $4,602 | $1,378 |
| 12 | Mercedes-Benz G550 | $4,770 | $1,546 |
| 13 | Mercedes-Benz G63 AMG | $5,158 | $1,934 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
