Mini Cooper Clubman Car Insurance Rates for 2023

How much does Cooper Clubman car insurance cost? We break down rates from the base Cooper Clubman S up to the John Cooper Works All4 trim level to find out how prices compare side-by-side to the competition.

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  • Mini Cooper Clubman car insurance costs an average of $1,720 per year, or around $143 per month for full coverage.
  • The Cooper Clubman S trim level is the cheapest to insure at around $1,660 per year. The most expensive trim is the John Cooper Works All4 at $1,804 per year.
  • The 2023 Mini Cooper Clubman is one of the more expensive small SUVs to insure, costing $71 more per year on average as compared to the rest of the vehicles in the segment.

How much does Mini Cooper Clubman car insurance cost?

Drivers can plan on paying about $1,720 yearly to insure a Mini Cooper Clubman, which equates to around $143 a month. If separated by coverage type, comprehensive coverage is about $394 a year, collision coverage is an estimated $742, and the remaining liability/medical (or PIP) coverage will cost an estimated $584.

The cost summary chart below details average annual car insurance cost for a 2023 Mini Cooper Clubman using different deductibles and driver age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mini Cooper Clubman with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mini Cooper Clubman trim levels.Data last updated on August 11, 2023
Mini Cooper Clubman Insurance Cost Summary
2023 Mini Cooper Clubman Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,916$326
Safe Driver Age 20$3,430$286
At-fault Accidents Age 40$2,436$203
Low Deductibles Age 40$2,224$185
Safe Driver Age 30$1,804$150
Safe Driver Age 40$1,720$143
Safe Driver Age 50$1,570$131
Safe Driver Age 60$1,540$128
High Deductibles Age 40$1,462$122
Discount Rate Age 40$1,428$119

The rate table below details the estimated annual and 6-month policy costs, in addition to a monthly budget amount, for each Mini Cooper Clubman model package and trim level.

2023 Mini Cooper Clubman Insurance Cost by Trim Level
Mini Cooper Clubman Trim Level Annual Policy Six-Month Policy Per Month
S$1,660$830$138
S All4$1,700$850$142
John Cooper Works All4$1,804$902$150

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mini Cooper Clubman, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mini Cooper Clubman Insurance Cost by Trim Level

The data table below breaks down average insurance policy costs for a Mini Cooper Clubman for the 2013-2023 model years.

Mini Cooper Clubman Insurance Cost for 2013-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Mini Cooper Clubman$1,720$860$143
2022 Mini Cooper Clubman$1,692$846$141
2021 Mini Cooper Clubman$1,840$920$153
2020 Mini Cooper Clubman$1,816$908$151
2019 Mini Cooper Clubman$1,552$776$129
2018 Mini Cooper Clubman$1,516$758$126
2017 Mini Cooper Clubman$1,438$719$120
2016 Mini Cooper Clubman$1,294$647$108
2014 Mini Cooper Clubman$998$499$83
2013 Mini Cooper Clubman$1,132$566$94

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mini Cooper Clubman Insurance Cost by Model Year

Is insurance expensive for a Cooper Clubman?

The Mini Cooper Clubman ranks 34th out of 47 total comparison vehicles in the small SUV category for most affordable insurance cost. The Cooper Clubman costs an estimated $1,720 per year for a car insurance policy with full coverage and the class average insurance cost is $1,649 annually, a difference of $71 per year.

When compared to other vehicles in the 2023 small SUV class, Mini Cooper Clubman car insurance costs $44 more per year than the Toyota RAV4, $186 more than the Honda CR-V, and $90 more than the Chevrolet Equinox.

The following chart shows how car insurance rates for a Cooper Clubman compare to the top 10 selling small SUVs like the Nissan Rogue, Ford Escape, and Subaru Crosstrek. A more comprehensive data table is included after the chart that details average car insurance prices for all 47 models in the small SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mini Cooper Clubman, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mini Cooper Clubman trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Mini Cooper Clubman vs Top 10 Small SUVs
Mini Cooper Clubman Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$350
2Subaru Crosstrek$1,380-$340
3Nissan Kicks$1,386-$334
4Nissan Rogue Sport$1,412-$308
5Mazda CX-5$1,422-$298
6Buick Encore$1,442-$278
7Buick Envision$1,446-$274
8Kia Seltos$1,466-$254
9Hyundai Venue$1,478-$242
10Honda HR-V$1,508-$212
11Hyundai Kona$1,518-$202
12Subaru Forester$1,526-$194
13Honda CR-V$1,534-$186
14Mazda CX-30$1,538-$182
15Chevrolet Trax$1,558-$162
16Volkswagen Tiguan$1,572-$148
17Ford Bronco Sport$1,576-$144
18Fiat 500X$1,606-$114
19GMC Terrain$1,608-$112
20Kia Soul$1,614-$106
21Mitsubishi Eclipse Cross$1,616-$104
22Chevrolet Equinox$1,630-$90
23Toyota Corolla Cross$1,634-$86
24Volkswagen Taos$1,640-$80
25Mazda CX-50$1,652-$68
26Hyundai Tucson$1,656-$64
27Ford Escape$1,660-$60
28Nissan Rogue$1,666-$54
29Toyota RAV4$1,676-$44
30Mazda MX-30$1,680-$40
31Kia Niro$1,682-$38
32Mini Cooper$1,690-$30
33Jeep Compass$1,700-$20
34Mini Cooper Clubman$1,720--
35Jeep Renegade$1,746$26
36Chevrolet Bolt$1,756$36
37Toyota bz4X$1,758$38
38Kia Sportage$1,810$90
39Hyundai Ioniq 5$1,814$94
40Mini Cooper Countryman$1,860$140
41Mitsubishi Mirage$1,868$148
42Mitsubishi Outlander$1,872$152
43Volkswagen ID4$1,880$160
44Kia EV6$1,920$200
45Dodge Hornet$1,922$202
46Hyundai Nexo$1,990$270
47Ford Mustang Mach-E$2,048$328