Mitsubishi Mirage Car Insurance Cost for 2023

Does a Mitsubishi Mirage have expensive car insurance rates?

We scrutinized rate quotes from the cheapest ES model up to the pricier SE trim to discover how insurance rates on the Mirage size up to the competition.

Start a Free QuoteCompare Mitsubishi Mirage car insurance quotes and save on your next policy.

How much does Mitsubishi Mirage car insurance cost?

Insurance on a 2023 Mitsubishi Mirage costs an average of $1,818 per year for full coverage. Average monthly cost ranges from $149 to $155, depending on the trim level.

When total policy cost is separated into it’s individual coverages, comprehensive (or other-than-collision) coverage costs an estimated $412 a year, collision coverage costs about $668, and the remaining liability and medical (or PIP) coverage will cost an estimated $738.

The chart below shows average car insurance rates on a 2023 Mitsubishi Mirage using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mitsubishi Mirage with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mitsubishi Mirage trim levels.Data last updated on March 2, 2023
Mitsubishi Mirage Insurance Cost Summary
2023 Mitsubishi Mirage Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,114$343
Safe Driver Age 20$3,604$300
At-fault Accidents Age 40$2,584$215
Low Deductibles Age 40$2,292$191
Safe Driver Age 30$1,898$158
Safe Driver Age 40$1,818$152
Safe Driver Age 50$1,658$138
Safe Driver Age 60$1,626$136
High Deductibles Age 40$1,572$131
Discount Rate Age 40$1,510$126

The table below breaks down average annual and 6-month car insurance policy costs for the Mitsubishi Mirage, with a monthly amount for budgeting purposes. Car insurance rates range from $1,098 per year for a 2014 model to the highest price of $1,818 per year on a 2023 Mirage.

Mitsubishi Mirage Insurance Cost for 2014-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Mitsubishi Mirage$1,818$909$152
2022 Mitsubishi Mirage$1,804$902$150
2021 Mitsubishi Mirage$1,672$836$139
2020 Mitsubishi Mirage$1,652$826$138
2019 Mitsubishi Mirage$1,522$761$127
2018 Mitsubishi Mirage$1,486$743$124
2017 Mitsubishi Mirage$1,422$711$119
2015 Mitsubishi Mirage$1,172$586$98
2014 Mitsubishi Mirage$1,098$549$92

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Mitsubishi Mirage Car Insurance Rates by Model Year

What is the cheapest Mitsubishi Mirage insurance?

The cheapest Mitsubishi Mirage insurance is on the base ES trim (MSRP of $16,245) costing $1,782 per year and the LE trim (MSRP of $16,845) costing an average of $1,808.

The $18,145 SE trim is the most expensive to insure, costing an average of $72 more per year than the cheapest ES model.

The next table displays average annual and semi-annual Mitsubishi Mirage car insurance rates, in addition to a monthly insurance rate, for each 2023 model year trim level.

2023 Mitsubishi Mirage Insurance Cost by Trim Level
Mitsubishi Mirage Trim Level Annual Policy Six-Month Policy Per Month
ES$1,782$891$149
LE$1,808$904$151
BE$1,830$915$153
SE$1,854$927$155

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mitsubishi Mirage, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Mitsubishi Mirage Insurance Cost by Trim Level

How does Mirage insurance compare?

When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Mirage costs $184 more per year than the Toyota RAV4, $322 more than the Honda CR-V, $230 more than the Chevrolet Equinox, and $196 more than the Nissan Rogue.

The Mitsubishi Mirage ranks 41st out of 47 total vehicles in the small SUV category. The Mirage costs an estimated $1,818 per year for full coverage insurance and the class median average cost is $1,606 per year, a difference of $212 per year.

While technically more of a car than an SUV, hatchbacks generally get put into our SUV category for comparison sakes. If Mirage auto insurance cost was compared within the compact car segment instead, it would fall towards the middle of that class. We do, however, rank the Mirage G4 in the small car insurance cost comparison.

The chart below shows how well average Mirage insurance rates compare to the top 10 selling small SUVs and crossovers. The full class comparison table is included after the chart displaying insurance cost for every vehicle in the small SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mitsubishi Mirage, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mitsubishi Mirage trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Mitsubishi Mirage vs Top 10 Small SUVs Insurance Cost Comparison
Mitsubishi Mirage Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$484
2Subaru Crosstrek$1,346-$472
3Nissan Kicks$1,354-$464
4Nissan Rogue Sport$1,378-$440
5Mazda CX-5$1,386-$432
6Buick Encore$1,406-$412
7Buick Envision$1,410-$408
8Kia Seltos$1,430-$388
9Hyundai Venue$1,440-$378
10Honda HR-V$1,464-$354
11Hyundai Kona$1,480-$338
12Subaru Forester$1,486-$332
13Honda CR-V$1,496-$322
14Mazda CX-30$1,498-$320
15Chevrolet Trax$1,514-$304
16Volkswagen Tiguan$1,532-$286
17Ford Bronco Sport$1,536-$282
18Fiat 500X$1,564-$254
19GMC Terrain$1,566-$252
20Kia Soul$1,568-$250
21Mitsubishi Eclipse Cross$1,572-$246
22Chevrolet Equinox$1,588-$230
23Toyota Corolla Cross$1,592-$226
24Volkswagen Taos$1,600-$218
25Mazda CX-50$1,610-$208
26Hyundai Tucson$1,614-$204
27Ford Escape$1,616-$202
28Nissan Rogue$1,622-$196
29Toyota RAV4$1,634-$184
30Mazda MX-30$1,636-$182
31Kia Niro$1,638-$180
32Mini Cooper$1,648-$170
33Jeep Compass$1,652-$166
34Mini Cooper Clubman$1,674-$144
35Jeep Renegade$1,698-$120
36Chevrolet Bolt$1,710-$108
37Toyota bz4X$1,716-$102
38Kia Sportage$1,760-$58
39Hyundai Ioniq 5$1,764-$54
40Mini Cooper Countryman$1,812-$6
41Mitsubishi Mirage$1,818--
42Mitsubishi Outlander$1,820$2
43Volkswagen ID4$1,832$14
44Kia EV6$1,870$52
45Dodge Hornet$1,872$54
46Hyundai Nexo$1,938$120
47Ford Mustang Mach-E$1,996$178

Additional Rates and Information

Some additional insurance rates and possible policy discounts include:

  • Insuring teenagers can be very expensive. Average rates for full coverage Mirage insurance costs $6,728 per year for a 16-year-old driver, $6,220 per year for a 17-year-old driver, and $5,782 per year for an 18-year-old driver.
  • The higher deductible you choose, the lower the policy cost. Increasing your deductibles from $500 to $1,000 could save around $246 per year for a 40-year-old driver and $474 per year for a 20-year-old driver.
  • Decreasing deductibles costs more money. Lowering your policy deductibles from $500 to $250 could cost an additional $256 per year for a 40-year-old driver and $498 per year for a 20-year-old driver.
  • Qualify for policy discounts to save money. Discounts may be available if the insureds are military or federal employees, insure their home and car with the same company, are claim-free, work in certain occupations, are senior citizens, or many other policy discounts which could save the average driver as much as $308 per year.
  • Tickets and violations can cost a lot. If you want to get the most economical Mirage insurance rates, it’s necessary to not be aggressive behind the wheel. In fact, just a couple bleminshes on your motor vehicle report have the consequences of increasing Mirage insurance rates as much as $480 per year. Serious convictions such as reckless driving could raise rates by an additional $1,676 or more.
  • Get a discount from your employment. Just about all auto insurance providers offer policy discounts for having a job in professions like firefighters, college professors, members of the military, architects, accountants, and other occupations. By earning this discount, you could save between $55 and $178 on your annual Mirage insurance cost, depending on the level of coverage purchased.