Mitsubishi Mirage Car Insurance Cost for 2023

Does a Mitsubishi Mirage have expensive car insurance rates?

We scrutinized rate quotes from the cheapest ES model up to the pricier SE trim to discover how insurance rates on the Mirage size up to the competition.

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How much does Mitsubishi Mirage car insurance cost?

Insurance on a 2023 Mitsubishi Mirage costs an average of $1,868 per year for full coverage. Average monthly cost ranges from $153 to $159, depending on the trim level.

When total policy cost is separated into it’s individual coverages, comprehensive (or other-than-collision) coverage costs an estimated $422 a year, collision coverage costs about $686, and the remaining liability and medical (or PIP) coverage will cost an estimated $760.

The chart below shows average car insurance rates on a 2023 Mitsubishi Mirage using a variety of different risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mitsubishi Mirage with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mitsubishi Mirage trim levels.Data last updated on August 12, 2023
Mitsubishi Mirage Insurance Cost Summary
2023 Mitsubishi Mirage Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,222$352
Safe Driver Age 20$3,700$308
At-fault Accidents Age 40$2,652$221
Low Deductibles Age 40$2,354$196
Safe Driver Age 30$1,946$162
Safe Driver Age 40$1,868$156
Safe Driver Age 50$1,704$142
Safe Driver Age 60$1,670$139
High Deductibles Age 40$1,616$135
Discount Rate Age 40$1,548$129

The table below breaks down average annual and 6-month car insurance policy costs for the Mitsubishi Mirage, with a monthly amount for budgeting purposes. Car insurance rates range from $1,128 per year for a 2014 model to the highest price of $1,868 per year on a 2023 Mirage.

Mitsubishi Mirage Insurance Cost for 2014-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Mitsubishi Mirage$1,868$934$156
2022 Mitsubishi Mirage$1,850$925$154
2021 Mitsubishi Mirage$1,720$860$143
2020 Mitsubishi Mirage$1,696$848$141
2019 Mitsubishi Mirage$1,564$782$130
2018 Mitsubishi Mirage$1,528$764$127
2017 Mitsubishi Mirage$1,462$731$122
2015 Mitsubishi Mirage$1,202$601$100
2014 Mitsubishi Mirage$1,128$564$94

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mitsubishi Mirage Car Insurance Rates by Model Year

What is the cheapest Mitsubishi Mirage insurance?

The cheapest Mitsubishi Mirage insurance is on the base ES trim (MSRP of $16,245) costing $1,832 per year and the LE trim (MSRP of $16,845) costing an average of $1,858.

The $18,145 SE trim is the most expensive to insure, costing an average of $72 more per year than the cheapest ES model.

The next table displays average annual and semi-annual Mitsubishi Mirage car insurance rates, in addition to a monthly insurance rate, for each 2023 model year trim level.

2023 Mitsubishi Mirage Insurance Cost by Trim Level
Mitsubishi Mirage Trim Level Annual Policy Six-Month Policy Per Month
ES$1,832$916$153
LE$1,858$929$155
BE$1,880$940$157
SE$1,904$952$159

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mitsubishi Mirage, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mitsubishi Mirage Insurance Cost by Trim Level

How does Mirage insurance compare?

When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Mirage costs $192 more per year than the Toyota RAV4, $334 more than the Honda CR-V, $238 more than the Chevrolet Equinox, and $202 more than the Nissan Rogue.

The Mitsubishi Mirage ranks 41st out of 47 total vehicles in the small SUV category. The Mirage costs an estimated $1,868 per year for full coverage insurance and the class median average cost is $1,649 per year, a difference of $219 per year.

While technically more of a car than an SUV, hatchbacks generally get put into our SUV category for comparison sakes. If Mirage auto insurance cost was compared within the compact car segment instead, it would fall towards the middle of that class. We do, however, rank the Mirage G4 in the small car insurance cost comparison.

The chart below shows how well average Mirage insurance rates compare to the top 10 selling small SUVs and crossovers. The full class comparison table is included after the chart displaying insurance cost for every vehicle in the small SUV segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mitsubishi Mirage, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mitsubishi Mirage trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mitsubishi Mirage vs Top 10 Small SUVs Insurance Cost Comparison
Mitsubishi Mirage Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$498
2Subaru Crosstrek$1,380-$488
3Nissan Kicks$1,386-$482
4Nissan Rogue Sport$1,412-$456
5Mazda CX-5$1,422-$446
6Buick Encore$1,442-$426
7Buick Envision$1,446-$422
8Kia Seltos$1,466-$402
9Hyundai Venue$1,478-$390
10Honda HR-V$1,508-$360
11Hyundai Kona$1,518-$350
12Subaru Forester$1,526-$342
13Honda CR-V$1,534-$334
14Mazda CX-30$1,538-$330
15Chevrolet Trax$1,558-$310
16Volkswagen Tiguan$1,572-$296
17Ford Bronco Sport$1,576-$292
18Fiat 500X$1,606-$262
19GMC Terrain$1,608-$260
20Kia Soul$1,614-$254
21Mitsubishi Eclipse Cross$1,616-$252
22Chevrolet Equinox$1,630-$238
23Toyota Corolla Cross$1,634-$234
24Volkswagen Taos$1,640-$228
25Mazda CX-50$1,652-$216
26Hyundai Tucson$1,656-$212
27Ford Escape$1,660-$208
28Nissan Rogue$1,666-$202
29Toyota RAV4$1,676-$192
30Mazda MX-30$1,680-$188
31Kia Niro$1,682-$186
32Mini Cooper$1,690-$178
33Jeep Compass$1,700-$168
34Mini Cooper Clubman$1,720-$148
35Jeep Renegade$1,746-$122
36Chevrolet Bolt$1,756-$112
37Toyota bz4X$1,758-$110
38Kia Sportage$1,810-$58
39Hyundai Ioniq 5$1,814-$54
40Mini Cooper Countryman$1,860-$8
41Mitsubishi Mirage$1,868--
42Mitsubishi Outlander$1,872$4
43Volkswagen ID4$1,880$12
44Kia EV6$1,920$52
45Dodge Hornet$1,922$54
46Hyundai Nexo$1,990$122
47Ford Mustang Mach-E$2,048$180

Additional Rates and Information

Some additional insurance rates and possible policy discounts include:

  • Insuring teenagers can be very expensive. Average rates for full coverage Mirage insurance costs $6,904 per year for a 16-year-old driver, $6,384 per year for a 17-year-old driver, and $5,934 per year for an 18-year-old driver.
  • The higher deductible you choose, the lower the policy cost. Increasing your deductibles from $500 to $1,000 could save around $252 per year for a 40-year-old driver and $486 per year for a 20-year-old driver.
  • Decreasing deductibles costs more money. Lowering your policy deductibles from $500 to $250 could cost an additional $264 per year for a 40-year-old driver and $510 per year for a 20-year-old driver.
  • Qualify for policy discounts to save money. Discounts may be available if the insureds are military or federal employees, insure their home and car with the same company, are claim-free, work in certain occupations, are senior citizens, or many other policy discounts which could save the average driver as much as $320 per year.
  • Tickets and violations can cost a lot. If you want to get the most economical Mirage insurance rates, it’s necessary to not be aggressive behind the wheel. In fact, just a couple bleminshes on your motor vehicle report have the consequences of increasing Mirage insurance rates as much as $492 per year. Serious convictions such as reckless driving could raise rates by an additional $1,718 or more.
  • Get a discount from your employment. Just about all auto insurance providers offer policy discounts for having a job in professions like firefighters, college professors, members of the military, architects, accountants, and other occupations. By earning this discount, you could save between $56 and $183 on your annual Mirage insurance cost, depending on the level of coverage purchased.