- Mitsubishi Mirage insurance cost averages $1,868 per year, or around $156 per month for full coverage.
- Mirage insurance cost ranges from $1,832 to $1,904 annually for the average driver, depending on trim level.
- When compared to the entire small SUV segment, the Mirage falls near the bottom of the pack at 41st out of 47 total comparison vehicles.
How much does Mitsubishi Mirage car insurance cost?
Insurance on a 2023 Mitsubishi Mirage costs an average of $1,868 per year for full coverage. Average monthly cost ranges from $153 to $159, depending on the trim level.
When total policy cost is separated into it’s individual coverages, comprehensive (or other-than-collision) coverage costs an estimated $422 a year, collision coverage costs about $686, and the remaining liability and medical (or PIP) coverage will cost an estimated $760.
The chart below shows average car insurance rates on a 2023 Mitsubishi Mirage using a variety of different risk scenarios.
The table below breaks down average annual and 6-month car insurance policy costs for the Mitsubishi Mirage, with a monthly amount for budgeting purposes. Car insurance rates range from $1,128 per year for a 2014 model to the highest price of $1,868 per year on a 2023 Mirage.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Mitsubishi Mirage | $1,868 | $934 | $156 |
| 2022 Mitsubishi Mirage | $1,850 | $925 | $154 |
| 2021 Mitsubishi Mirage | $1,720 | $860 | $143 |
| 2020 Mitsubishi Mirage | $1,696 | $848 | $141 |
| 2019 Mitsubishi Mirage | $1,564 | $782 | $130 |
| 2018 Mitsubishi Mirage | $1,528 | $764 | $127 |
| 2017 Mitsubishi Mirage | $1,462 | $731 | $122 |
| 2015 Mitsubishi Mirage | $1,202 | $601 | $100 |
| 2014 Mitsubishi Mirage | $1,128 | $564 | $94 |
What is the cheapest Mitsubishi Mirage insurance?
The cheapest Mitsubishi Mirage insurance is on the base ES trim (MSRP of $16,245) costing $1,832 per year and the LE trim (MSRP of $16,845) costing an average of $1,858.
The $18,145 SE trim is the most expensive to insure, costing an average of $72 more per year than the cheapest ES model.
The next table displays average annual and semi-annual Mitsubishi Mirage car insurance rates, in addition to a monthly insurance rate, for each 2023 model year trim level.
| Mitsubishi Mirage Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| ES | $1,832 | $916 | $153 |
| LE | $1,858 | $929 | $155 |
| BE | $1,880 | $940 | $157 |
| SE | $1,904 | $952 | $159 |
How does Mirage insurance compare?
When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Mirage costs $192 more per year than the Toyota RAV4, $334 more than the Honda CR-V, $238 more than the Chevrolet Equinox, and $202 more than the Nissan Rogue.
The Mitsubishi Mirage ranks 41st out of 47 total vehicles in the small SUV category. The Mirage costs an estimated $1,868 per year for full coverage insurance and the class median average cost is $1,649 per year, a difference of $219 per year.
While technically more of a car than an SUV, hatchbacks generally get put into our SUV category for comparison sakes. If Mirage auto insurance cost was compared within the compact car segment instead, it would fall towards the middle of that class. We do, however, rank the Mirage G4 in the small car insurance cost comparison.
The chart below shows how well average Mirage insurance rates compare to the top 10 selling small SUVs and crossovers. The full class comparison table is included after the chart displaying insurance cost for every vehicle in the small SUV segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,370 | -$498 |
| 2 | Subaru Crosstrek | $1,380 | -$488 |
| 3 | Nissan Kicks | $1,386 | -$482 |
| 4 | Nissan Rogue Sport | $1,412 | -$456 |
| 5 | Mazda CX-5 | $1,422 | -$446 |
| 6 | Buick Encore | $1,442 | -$426 |
| 7 | Buick Envision | $1,446 | -$422 |
| 8 | Kia Seltos | $1,466 | -$402 |
| 9 | Hyundai Venue | $1,478 | -$390 |
| 10 | Honda HR-V | $1,508 | -$360 |
| 11 | Hyundai Kona | $1,518 | -$350 |
| 12 | Subaru Forester | $1,526 | -$342 |
| 13 | Honda CR-V | $1,534 | -$334 |
| 14 | Mazda CX-30 | $1,538 | -$330 |
| 15 | Chevrolet Trax | $1,558 | -$310 |
| 16 | Volkswagen Tiguan | $1,572 | -$296 |
| 17 | Ford Bronco Sport | $1,576 | -$292 |
| 18 | Fiat 500X | $1,606 | -$262 |
| 19 | GMC Terrain | $1,608 | -$260 |
| 20 | Kia Soul | $1,614 | -$254 |
| 21 | Mitsubishi Eclipse Cross | $1,616 | -$252 |
| 22 | Chevrolet Equinox | $1,630 | -$238 |
| 23 | Toyota Corolla Cross | $1,634 | -$234 |
| 24 | Volkswagen Taos | $1,640 | -$228 |
| 25 | Mazda CX-50 | $1,652 | -$216 |
| 26 | Hyundai Tucson | $1,656 | -$212 |
| 27 | Ford Escape | $1,660 | -$208 |
| 28 | Nissan Rogue | $1,666 | -$202 |
| 29 | Toyota RAV4 | $1,676 | -$192 |
| 30 | Mazda MX-30 | $1,680 | -$188 |
| 31 | Kia Niro | $1,682 | -$186 |
| 32 | Mini Cooper | $1,690 | -$178 |
| 33 | Jeep Compass | $1,700 | -$168 |
| 34 | Mini Cooper Clubman | $1,720 | -$148 |
| 35 | Jeep Renegade | $1,746 | -$122 |
| 36 | Chevrolet Bolt | $1,756 | -$112 |
| 37 | Toyota bz4X | $1,758 | -$110 |
| 38 | Kia Sportage | $1,810 | -$58 |
| 39 | Hyundai Ioniq 5 | $1,814 | -$54 |
| 40 | Mini Cooper Countryman | $1,860 | -$8 |
| 41 | Mitsubishi Mirage | $1,868 | -- |
| 42 | Mitsubishi Outlander | $1,872 | $4 |
| 43 | Volkswagen ID4 | $1,880 | $12 |
| 44 | Kia EV6 | $1,920 | $52 |
| 45 | Dodge Hornet | $1,922 | $54 |
| 46 | Hyundai Nexo | $1,990 | $122 |
| 47 | Ford Mustang Mach-E | $2,048 | $180 |
Additional Rates and Information
Some additional insurance rates and possible policy discounts include:
- Insuring teenagers can be very expensive. Average rates for full coverage Mirage insurance costs $6,904 per year for a 16-year-old driver, $6,384 per year for a 17-year-old driver, and $5,934 per year for an 18-year-old driver.
- The higher deductible you choose, the lower the policy cost. Increasing your deductibles from $500 to $1,000 could save around $252 per year for a 40-year-old driver and $486 per year for a 20-year-old driver.
- Decreasing deductibles costs more money. Lowering your policy deductibles from $500 to $250 could cost an additional $264 per year for a 40-year-old driver and $510 per year for a 20-year-old driver.
- Qualify for policy discounts to save money. Discounts may be available if the insureds are military or federal employees, insure their home and car with the same company, are claim-free, work in certain occupations, are senior citizens, or many other policy discounts which could save the average driver as much as $320 per year.
- Tickets and violations can cost a lot. If you want to get the most economical Mirage insurance rates, it’s necessary to not be aggressive behind the wheel. In fact, just a couple bleminshes on your motor vehicle report have the consequences of increasing Mirage insurance rates as much as $492 per year. Serious convictions such as reckless driving could raise rates by an additional $1,718 or more.
- Get a discount from your employment. Just about all auto insurance providers offer policy discounts for having a job in professions like firefighters, college professors, members of the military, architects, accountants, and other occupations. By earning this discount, you could save between $56 and $183 on your annual Mirage insurance cost, depending on the level of coverage purchased.
