Mini Countryman Car Insurance [2022 Rates + Rankings]

How much does Mini Cooper Countryman insurance cost? We compare rates from the base model up to the All4 and Iconic trims to see how prices rank against other compact SUVs and crossovers.

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How much is Mini Cooper Countryman car insurance?

Mini Countryman insurance costs around $1,582 annually, or about $132 each month. With the average small SUV costing $1,426 a year to insure, the Cooper Countryman would cost around $156 or more annually.

The following chart shows average annual 2022 Mini Cooper Countryman car insurance cost using variations of driver age and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mini Cooper Countryman with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mini Cooper Countryman trim levels.Data last updated on November 17, 2022
Mini Cooper Countryman Insurance Cost Summary
Mini Cooper Countryman Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,586$299
Safe Driver Age 20$3,144$262
At-fault Accidents Age 40$2,232$186
Low Deductibles Age 40$2,054$171
Safe Driver Age 30$1,670$139
Safe Driver Age 40$1,582$132
Safe Driver Age 50$1,442$120
Safe Driver Age 60$1,414$118
High Deductibles Age 40$1,340$112
Discount Rate Age 40$1,314$110

What is the cheapest Mini Countryman insurance?

The cheapest Mini Countryman car insurance is on the 2WD at an estimated $1,482 per year. The next cheapest model is the All4 at $1,528 per year, and the third cheapest trim to insure is the S at $1,538 per year.

The most expensive trim levels of Mini Countryman to insure are the John Cooper Works at $1,674 and the SE All4 at $1,668 per year. Those will cost an extra $192 and $186 per year, respectively, over the lowest cost base 2WD model.

The rate table below breaks down average annual and semi-annual Mini Cooper Countryman car insurance policy cost, plus a monthly budget estimate, for each trim level available for the 2022 model year.

2022 Mini Cooper Countryman Insurance Cost by Trim Level
Mini Cooper Countryman Trim Level Annual Policy 6-month Policy Per Month
2WD$1,482$741$124
All4$1,528$764$127
S$1,538$769$128
S All4$1,576$788$131
Boardwalk Edition$1,616$808$135
SE All4$1,668$834$139
John Cooper Works$1,674$837$140

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mini Cooper Countryman, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 17, 2022
Mini Cooper Countryman Insurance Cost by Trim Level

How does Countryman car insurance cost rank?

The Mini Cooper Countryman ranks #41 out of 46 total comparison vehicles in the small SUV class. The Cooper Countryman costs an average of $1,582 per year to insure and the class median average cost is $1,426 annually, a difference of $156 per year.

When compared to other small SUVs, insurance for a Mini Cooper Countryman costs $142 more per year than the Toyota RAV4, $246 more than the Honda CR-V, $158 more than the Chevrolet Equinox, and $90 more than the Nissan Rogue.

The table below shows how average 2022 Mini Cooper Countryman car insurance rates compare to the entire small SUV and crossover segment, also showing the difference between each vehicle’s insurance cost and the Countryman.

Insurance Cost Comparison: Mini Cooper Countryman vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$424
2Nissan Kicks$1,190-$392
3Chevrolet Trailblazer$1,196-$386
4Subaru Crosstrek$1,224-$358
5Toyota C-HR$1,254-$328
6Buick Encore$1,260-$322
7Nissan Rogue Sport$1,272-$310
8Hyundai Venue$1,294-$288
9Buick Envision$1,298-$284
10Kia Seltos$1,300-$282
11Toyota Corolla Cross$1,310-$272
12Hyundai Kona$1,318-$264
13Subaru Forester$1,320-$262
14Volkswagen Tiguan$1,324-$258
15Honda CR-V$1,336-$246
16Mazda CX-30$1,350-$232
17Honda HR-V$1,370-$212
18Ford Ecosport$1,380-$202
19Chevrolet Trax$1,398-$184
20GMC Terrain$1,404-$178
21Mitsubishi Eclipse Cross$1,408-$174
22Hyundai Tucson$1,416-$166
23Chevrolet Bolt$1,420-$162
24Chevrolet Equinox$1,424-$158
25Volkswagen Taos$1,428-$154
26Fiat 500X$1,434-$148
27Toyota RAV4$1,440-$142
28Kia Soul$1,442-$140
29Mazda MX-30$1,472-$110
30Jeep Compass$1,478-$104
31Kia Niro$1,480-$102
32Nissan Rogue$1,492-$90
33Ford Escape$1,498-$84
34Hyundai Ioniq 5$1,514-$68
35Mini Cooper Clubman$1,516-$66
36Jeep Renegade$1,518-$64
37Kia Sportage$1,524-$58
38Ford Bronco$1,532-$50
39Volkswagen ID4$1,554-$28
40Mini Cooper$1,564-$18
41Mini Cooper Countryman$1,582--
42Mitsubishi Outlander$1,640$58
43Mitsubishi Mirage$1,658$76
44Ford Mustang Mach-E$1,726$144
45Hyundai Nexo$1,744$162
46Jeep Wrangler$1,746$164

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 17, 2022
Insurance Cost Comparison: Mini Cooper Countryman vs Small SUVs

How much does insurance cost on a used Countryman?

Opting to insure an older Mini Cooper Countryman could cut your insurance cost by as much as $520 per year or more. A 2013 model costs an average of $1,062 per year to insure, while a new 2022 model costs $1,582.

The following data table shows average Mini Cooper Countryman insurance rates for different model years and driver age groups. Average insurance cost ranges from the best rate of $956 for a 60-year-old driver rated on a 2013 Mini Cooper Countryman to a maximum value of $3,144 for a 20-year-old driver rated on a 2022 model year.

Mini Cooper Countryman Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Mini Cooper Countryman$3,144$1,582$1,414
2021 Mini Cooper Countryman$2,924$1,472$1,316
2020 Mini Cooper Countryman$2,868$1,444$1,292
2019 Mini Cooper Countryman$2,650$1,336$1,194
2018 Mini Cooper Countryman$2,614$1,308$1,172
2017 Mini Cooper Countryman$2,458$1,226$1,102
2016 Mini Cooper Countryman$2,178$1,100$984
2015 Mini Cooper Countryman$2,410$1,206$1,082
2014 Mini Cooper Countryman$1,958$990$890
2013 Mini Cooper Countryman$2,132$1,062$956

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 17, 2022
Mini Cooper Countryman Insurance Cost by Model Year

Eventually, as your Countryman gets some miles on it, you will have to decide when to remove physical damage coverage from the policy. As any vehicle gets older, at some point the cost of comprehensive and collision coverage outweighs the benefit due to lower vehicle value.

Eliminating comprehensive and collision coverage on an older Mini Cooper Countryman could save $608 a year, depending on the level of physical damage deductibles and the age of the driver.