Mini Countryman Car Insurance Rates and 2023 Rankings

Are car insurance rates for a Mini Cooper Countryman cheap?

We calculated prices from the S model to the SE All4 trim to look at how insurance for a Cooper Countryman sizes up to the entire 2023 small SUV segment.

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How much is Mini Cooper Countryman car insurance?

Mini Countryman insurance costs around $1,860 annually, or about $155 each month. With the average small SUV costing $1,649 a year to insure, the Cooper Countryman would cost around $211 or more annually.

The following chart shows average annual 2023 Mini Cooper Countryman car insurance cost using variations of driver age and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mini Cooper Countryman with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mini Cooper Countryman trim levels.Data last updated on August 12, 2023
Mini Cooper Countryman Insurance Cost Summary
2023 Mini Cooper Countryman Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,210$351
Safe Driver Age 20$3,690$308
At-fault Accidents Age 40$2,620$218
Low Deductibles Age 40$2,422$202
Safe Driver Age 30$1,958$163
Safe Driver Age 40$1,860$155
Safe Driver Age 50$1,694$141
Safe Driver Age 60$1,660$138
High Deductibles Age 40$1,570$131
Discount Rate Age 40$1,544$129

What is the cheapest Mini Countryman insurance?

The cheapest Mini Countryman car insurance is on the S at an estimated $1,758 per year. The next cheapest model is the S All4 at $1,810 per year, and the third cheapest trim to insure is the John Cooper Works ALL4 at $1,930 per year.

The most expensive trim levels of Mini Countryman to insure are the SE All4 at $1,946 and the John Cooper Works ALL4 at $1,930 per year. Those will cost an extra $188 and $172 per year, respectively, over the lowest cost base S model.

The rate table below breaks down average annual and semi-annual Mini Cooper Countryman car insurance policy cost, plus a monthly budget estimate, for each trim level available for the 2023 model year.

2023 Mini Cooper Countryman Insurance Cost by Trim Level
Mini Cooper Countryman Trim Level Annual Policy Six-Month Policy Per Month
S$1,758$879$147
S All4$1,810$905$151
John Cooper Works ALL4$1,930$965$161
SE All4$1,946$973$162

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mini Cooper Countryman, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mini Cooper Countryman Insurance Cost by Trim Level

How does Countryman car insurance cost rank?

The Mini Cooper Countryman ranks 40th out of 47 total comparison vehicles in the small SUV class. The Cooper Countryman costs an average of $1,860 per year to insure and the class median average cost is $1,649 annually, a difference of $211 per year.

When compared to other small SUVs, insurance for a Mini Cooper Countryman costs $184 more per year than the Toyota RAV4, $326 more than the Honda CR-V, $230 more than the Chevrolet Equinox, and $194 more than the Nissan Rogue.

The table below shows how average 2023 Mini Cooper Countryman car insurance rates compare to the entire small SUV and crossover segment, also showing the difference between each vehicle’s insurance cost and the Countryman.

Insurance Cost Comparison: Mini Cooper Countryman vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$490
2Subaru Crosstrek$1,380-$480
3Nissan Kicks$1,386-$474
4Nissan Rogue Sport$1,412-$448
5Mazda CX-5$1,422-$438
6Buick Encore$1,442-$418
7Buick Envision$1,446-$414
8Kia Seltos$1,466-$394
9Hyundai Venue$1,478-$382
10Honda HR-V$1,508-$352
11Hyundai Kona$1,518-$342
12Subaru Forester$1,526-$334
13Honda CR-V$1,534-$326
14Mazda CX-30$1,538-$322
15Chevrolet Trax$1,558-$302
16Volkswagen Tiguan$1,572-$288
17Ford Bronco Sport$1,576-$284
18Fiat 500X$1,606-$254
19GMC Terrain$1,608-$252
20Kia Soul$1,614-$246
21Mitsubishi Eclipse Cross$1,616-$244
22Chevrolet Equinox$1,630-$230
23Toyota Corolla Cross$1,634-$226
24Volkswagen Taos$1,640-$220
25Mazda CX-50$1,652-$208
26Hyundai Tucson$1,656-$204
27Ford Escape$1,660-$200
28Nissan Rogue$1,666-$194
29Toyota RAV4$1,676-$184
30Mazda MX-30$1,680-$180
31Kia Niro$1,682-$178
32Mini Cooper$1,690-$170
33Jeep Compass$1,700-$160
34Mini Cooper Clubman$1,720-$140
35Jeep Renegade$1,746-$114
36Chevrolet Bolt$1,756-$104
37Toyota bz4X$1,758-$102
38Kia Sportage$1,810-$50
39Hyundai Ioniq 5$1,814-$46
40Mini Cooper Countryman$1,860--
41Mitsubishi Mirage$1,868$8
42Mitsubishi Outlander$1,872$12
43Volkswagen ID4$1,880$20
44Kia EV6$1,920$60
45Dodge Hornet$1,922$62
46Hyundai Nexo$1,990$130
47Ford Mustang Mach-E$2,048$188

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Mini Cooper Countryman vs Small SUVs

How much does insurance cost on a used Countryman?

Opting to insure an older Mini Cooper Countryman could cut your insurance cost by as much as $692 per year or more. A 2013 model costs an average of $1,168 per year to insure, while a new 2023 model costs $1,860.

The following data table shows average Mini Cooper Countryman insurance rates for different model years and driver age groups. Average insurance cost ranges from the best rate of $1,054 for a 60-year-old driver rated on a 2013 Mini Cooper Countryman to a maximum value of $3,690 for a 20-year-old driver rated on a 2023 model year.

Mini Cooper Countryman Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mini Cooper Countryman$3,690$1,860$1,660
2022 Mini Cooper Countryman$3,506$1,766$1,578
2021 Mini Cooper Countryman$3,276$1,644$1,472
2020 Mini Cooper Countryman$3,234$1,622$1,452
2019 Mini Cooper Countryman$2,952$1,486$1,330
2018 Mini Cooper Countryman$2,912$1,450$1,302
2017 Mini Cooper Countryman$2,696$1,346$1,210
2016 Mini Cooper Countryman$2,398$1,212$1,086
2015 Mini Cooper Countryman$2,624$1,316$1,178
2014 Mini Cooper Countryman$2,134$1,078$968
2013 Mini Cooper Countryman$2,346$1,168$1,054

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mini Cooper Countryman Insurance Cost by Model Year

Eventually, as your Countryman gets some miles on it, you will have to decide when to remove physical damage coverage from the policy. As any vehicle gets older, at some point the cost of comprehensive and collision coverage outweighs the benefit due to lower vehicle value.

Eliminating comprehensive and collision coverage on an older Mini Cooper Countryman could save $656 a year, depending on the level of physical damage deductibles and the age of the driver.