Mini Countryman Car Insurance [2023 Rates + Rankings]

Are car insurance rates for a Mini Cooper Countryman cheap?

We calculated prices from the S model to the SE All4 trim to look at how insurance for a Cooper Countryman sizes up to the entire 2023 small SUV segment.

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How much is Mini Cooper Countryman car insurance?

Mini Countryman insurance costs around $1,812 annually, or about $151 each month. With the average small SUV costing $1,606 a year to insure, the Cooper Countryman would cost around $206 or more annually.

The following chart shows average annual 2023 Mini Cooper Countryman car insurance cost using variations of driver age and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mini Cooper Countryman with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mini Cooper Countryman trim levels.Data last updated on December 29, 2022
Mini Cooper Countryman Insurance Cost Summary
2023 Mini Cooper Countryman Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,102$342
Safe Driver Age 20$3,594$300
At-fault Accidents Age 40$2,550$213
Low Deductibles Age 40$2,358$197
Safe Driver Age 30$1,908$159
Safe Driver Age 40$1,812$151
Safe Driver Age 50$1,650$138
Safe Driver Age 60$1,618$135
High Deductibles Age 40$1,530$128
Discount Rate Age 40$1,504$125

What is the cheapest Mini Countryman insurance?

The cheapest Mini Countryman car insurance is on the S at an estimated $1,710 per year. The next cheapest model is the S All4 at $1,762 per year, and the third cheapest trim to insure is the John Cooper Works ALL4 at $1,878 per year.

The most expensive trim levels of Mini Countryman to insure are the SE All4 at $1,894 and the John Cooper Works ALL4 at $1,878 per year. Those will cost an extra $184 and $168 per year, respectively, over the lowest cost base S model.

The rate table below breaks down average annual and semi-annual Mini Cooper Countryman car insurance policy cost, plus a monthly budget estimate, for each trim level available for the 2023 model year.

2023 Mini Cooper Countryman Insurance Cost by Trim Level
Mini Cooper Countryman Trim Level Annual Policy Six-Month Policy Per Month
S$1,710$855$143
S All4$1,762$881$147
John Cooper Works ALL4$1,878$939$157
SE All4$1,894$947$158

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mini Cooper Countryman, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Mini Cooper Countryman Insurance Cost by Trim Level

How does Countryman car insurance cost rank?

The Mini Cooper Countryman ranks 40th out of 47 total comparison vehicles in the small SUV class. The Cooper Countryman costs an average of $1,812 per year to insure and the class median average cost is $1,606 annually, a difference of $206 per year.

When compared to other small SUVs, insurance for a Mini Cooper Countryman costs $178 more per year than the Toyota RAV4, $316 more than the Honda CR-V, $224 more than the Chevrolet Equinox, and $190 more than the Nissan Rogue.

The table below shows how average 2023 Mini Cooper Countryman car insurance rates compare to the entire small SUV and crossover segment, also showing the difference between each vehicle’s insurance cost and the Countryman.

Insurance Cost Comparison: Mini Cooper Countryman vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$478
2Subaru Crosstrek$1,346-$466
3Nissan Kicks$1,354-$458
4Nissan Rogue Sport$1,378-$434
5Mazda CX-5$1,386-$426
6Buick Encore$1,406-$406
7Buick Envision$1,410-$402
8Kia Seltos$1,430-$382
9Hyundai Venue$1,440-$372
10Honda HR-V$1,464-$348
11Hyundai Kona$1,480-$332
12Subaru Forester$1,486-$326
13Honda CR-V$1,496-$316
14Mazda CX-30$1,498-$314
15Chevrolet Trax$1,514-$298
16Volkswagen Tiguan$1,532-$280
17Ford Bronco Sport$1,536-$276
18Fiat 500X$1,564-$248
19GMC Terrain$1,566-$246
20Kia Soul$1,568-$244
21Mitsubishi Eclipse Cross$1,572-$240
22Chevrolet Equinox$1,588-$224
23Toyota Corolla Cross$1,592-$220
24Volkswagen Taos$1,600-$212
25Mazda CX-50$1,610-$202
26Hyundai Tucson$1,614-$198
27Ford Escape$1,616-$196
28Nissan Rogue$1,622-$190
29Toyota RAV4$1,634-$178
30Mazda MX-30$1,636-$176
31Kia Niro$1,638-$174
32Mini Cooper$1,648-$164
33Jeep Compass$1,652-$160
34Mini Cooper Clubman$1,674-$138
35Jeep Renegade$1,698-$114
36Chevrolet Bolt$1,710-$102
37Toyota bz4X$1,716-$96
38Kia Sportage$1,760-$52
39Hyundai Ioniq 5$1,764-$48
40Mini Cooper Countryman$1,812--
41Mitsubishi Mirage$1,818$6
42Mitsubishi Outlander$1,820$8
43Volkswagen ID4$1,832$20
44Kia EV6$1,870$58
45Dodge Hornet$1,872$60
46Hyundai Nexo$1,938$126
47Ford Mustang Mach-E$1,996$184

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Mini Cooper Countryman vs Small SUVs

How much does insurance cost on a used Countryman?

Opting to insure an older Mini Cooper Countryman could cut your insurance cost by as much as $670 per year or more. A 2013 model costs an average of $1,142 per year to insure, while a new 2023 model costs $1,812.

The following data table shows average Mini Cooper Countryman insurance rates for different model years and driver age groups. Average insurance cost ranges from the best rate of $1,028 for a 60-year-old driver rated on a 2013 Mini Cooper Countryman to a maximum value of $3,594 for a 20-year-old driver rated on a 2023 model year.

Mini Cooper Countryman Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mini Cooper Countryman$3,594$1,812$1,618
2022 Mini Cooper Countryman$3,418$1,720$1,538
2021 Mini Cooper Countryman$3,190$1,602$1,436
2020 Mini Cooper Countryman$3,148$1,580$1,416
2019 Mini Cooper Countryman$2,874$1,448$1,296
2018 Mini Cooper Countryman$2,834$1,414$1,270
2017 Mini Cooper Countryman$2,624$1,312$1,180
2016 Mini Cooper Countryman$2,338$1,182$1,058
2015 Mini Cooper Countryman$2,554$1,282$1,148
2014 Mini Cooper Countryman$2,080$1,052$946
2013 Mini Cooper Countryman$2,284$1,142$1,028

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Mini Cooper Countryman Insurance Cost by Model Year

Eventually, as your Countryman gets some miles on it, you will have to decide when to remove physical damage coverage from the policy. As any vehicle gets older, at some point the cost of comprehensive and collision coverage outweighs the benefit due to lower vehicle value.

Eliminating comprehensive and collision coverage on an older Mini Cooper Countryman could save $642 a year, depending on the level of physical damage deductibles and the age of the driver.