Volkswagen CC Insurance: 2025 Rates, Insights, Comparisons

How much does Volkswagen CC insurance cost? We break down rates for the Sport and R-Line Executive Coupes to see how prices rank against the competition.

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  • Volkswagen CC insurance costs an average of $1,926 per year, $963 for a 6-month policy, or $161 per month, for the 2017 model.
  • When compared to other large cars, the Volkswagen CC is one of the cheaper large cars to insure, costing $15 less per year on average.
  • The cheapest VW CC insurance can be found on the Sport Coupe trim level at an average of $1,900 per year.
  • The R-Line Executive Coupe is the most expensive to insure at $1,952 per year.

How much does Volkswagen CC insurance cost?

Car insurance rates for the Volkswagen CC cost an average of $1,926 per year, or around $161 a month.

When broken down by coverage, comprehensive coverage is around $460 a year, liability/medical (or PIP) coverage costs approximately $686, and the remaining collision insurance is around $780.

The following chart demonstrates average car insurance cost on a 2017 Volkswagen CC using a variety of different risk scenarios.

Average 2017 Volkswagen CC insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2017 Volkswagen CC insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2017 model year Volkswagen CC with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Volkswagen CC trim levels.

2017 Volkswagen CC Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,412$368
Safe Driver Age 20$3,862$322
At-fault Accidents Age 40$2,732$228
Low Deductibles Age 40$2,470$206
Safe Driver Age 30$2,044$170
Safe Driver Age 40$1,926$161
Safe Driver Age 50$1,712$143
High Deductibles Age 40$1,644$137
Safe Driver Age 60$1,602$134
Discount Rate Age 40$1,596$133

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2017 Volkswagen CC trim levels. Updated June 26, 2025

How does VW CC insurance cost rank?

The Volkswagen CC ranks sixth out of 10 total vehicles in the large car category. The CC costs an average of $1,926 per year for insurance and the segment average rate is $1,941 per year, a difference of $15 per year.

When rates are compared to popular vehicles in the large car segment, insurance for a Volkswagen CC costs $346 less per year than the Dodge Charger, $6 less than the Chevrolet Impala, $104 less than the Nissan Maxima, and $80 less than the Chrysler 300.

The table below shows how well Volkswagen CC car insurance rates compare to the best-selling large cars like the Dodge Charger, Chevrolet Impala, and the Chrysler 300.

Volkswagen CC Insurance Cost vs. the Competition
Rank Make and Model Annual Premium Difference
1Toyota Avalon$1,806-$120
2Kia Cadenza$1,818-$108
3Chevrolet SS$1,836-$90
4Ford Taurus$1,874-$52
5Hyundai Azera$1,910-$16
6Volkswagen CC$1,926--
7Chevrolet Impala$1,932$6
8Chrysler 300$2,006$80
9Nissan Maxima$2,030$104
10Dodge Charger$2,272$346

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated June 26, 2025

At $1,926 per year, insurance cost for a 2017 Volkswagen CC ranks sixth out of 10 models in the large car segment
At $1,926 per year, insurance cost for a 2017 Volkswagen CC ranks sixth out of 10 models in the large car segment

What is the cheapest Volkswagen CC insurance?

The cheapest trim level of Volkswagen CC to insure is the Sport Coupe at $1,900 per year, or about $158 per month. The second cheapest model is the R-Line Executive Coupe at an average cost of $1,952 per year, or about $163 per month.

The rate table below shows average annual and semi-annual car insurance costs for each Volkswagen CC package and trim level.

2017 Volkswagen CC Insurance Rates by Trim Level
2017 Volkswagen CC Trim Level Annual Premium Cost Per Month
Sport Coupe$1,900$158
R-Line Executive Coupe$1,952$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2017 Volkswagen CC ranging from the Sport Coupe model at $1,900 per year to the R-Line Executive Coupe model at $1,952
Insurance cost by trim level for a 2017 Volkswagen CC ranging from the Sport Coupe model at $1,900 per year to the R-Line Executive Coupe model at $1,952

Some other observations concerning the cost of insurance for a CC include:

  • High-risk drivers pay much more for CC insurance. For a 20-year-old driver, having too many driving record violations or accidents can potentially increase rates by $3,018 or more per year.
  • Driving violations increase insurance rates. If you want the most budget-friendly VW CC insurance rates, it pays to be a good, safe driver. Not surprisingly, just one or two minor traffic citations have the consequences of raising insurance policy cost by up to $512 per year. Serious convictions like DWI and leaving the scene of an accident could raise rates by an additional $1,782 or more.
  • Increase physical damage deductibles to save money. Increasing your deductibles from $500 to $1,000 could save around $282 per year for a 40-year-old driver and $542 per year for a 20-year-old driver.
  • The lower the deductibles, the higher the cost. Cutting your deductibles from $500 to $250 could cost an additional $292 per year for a 40-year-old driver and $576 per year for a 20-year-old driver.
  • Policyholder gender affects insurance cost. For 2017 Volkswagen CC insurance, a 20-year-old male will have an average rate of $3,862 per year, while a 20-year-old woman pays around $2,784, a difference of $1,078 per year. The females get the cheaper rate by far. But by age 50, male driver rates are $1,712 and the cost for women is $1,664, a difference of only $48.
  • Great credit can mean great car insurance rates. An excellent credit score of 800+ could save  $302 per year compared to a lower credit score of 670-739. Conversely, a weaker credit score below 579 could cost around $351 more per year.
  • Qualify for policy discounts to lower insurance cost. Discounts may be available if the policyholders insure their home and car with the same company, are accident-free, insure multiple vehicles on the same policy, are loyal customers, or many other policy discounts which could save the average driver as much as $330 per year on their insurance cost.
  • The cost to insure teenage drivers is high. Average rates for full coverage CC insurance costs $6,933 per year for a 16-year-old driver, $6,682 per year for a 17-year-old driver, and $5,919 per year for an 18-year-old driver.