Exploring Audi S8 Car Insurance Costs: Ultimate Rate Breakdown

How much are Audi S8 car insurance rates? We break down rates for the S8 to see how insurance costs rank when compared to the large luxury car segment.

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  • Audi S8 car insurance costs $2,710 per year (about $226 per month) for a full coverage policy, but can vary based on the vehicle trim level.
  • Ranked 32nd out of 36 large luxury cars, insurance cost for the Audi S8 costs $455 more per year than the average cost for the segment.

How much does Audi S8 car insurance cost?

Ranked 32nd out of 36 vehicles in the large luxury car class, Audi S8 car insurance averages $2,710 annually, or $226 monthly.

With the average large luxury car costing $2,255 a year to insure, the Audi S8 could cost around $455 or more on an annual basis.

The cost summary chart below demonstrates how 2018 Audi S8 car insurance cost can change based on driver age group and the selected policy deductibles. Prices range from $1,836 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles to the highest rate of $6,498 per year for a driver age 20 with low policy deductibles.

Figure 1: Average 2018 Audi S8 car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

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Data Methodology: Average premiums are based on a 2018 model year Audi S8. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Audi S8 Car Insurance Rates
2018 Audi S8 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,512$376
$500$5,476$456
$250$6,498$542
30-Year-Old$1,000$2,380$198
$500$2,910$243
$250$3,462$289
40-Year-Old$1,000$2,224$185
$500$2,710$226
$250$3,220$268
50-Year-Old$1,000$1,960$163
$500$2,380$198
$250$2,818$235
60-Year-Old$1,000$1,836$153
$500$2,230$186
$250$2,640$220

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2018 Audi S8. Updated February 23, 2024

The data table below breaks down average Audi S8 car insurance rates for the 2013 to 2018 model years.

Audi S8 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Audi S8$6,302$3,140$2,580
2023 Audi S8$6,116$3,044$2,502
2022 Audi S8$5,890$2,928$2,406
2018 Audi S8$5,476$2,710$2,230
2017 Audi S8$5,232$2,592$2,136
2016 Audi S8$4,632$2,314$1,902
2015 Audi S8$4,500$2,228$1,840
2014 Audi S8$4,354$2,156$1,782
2013 Audi S8$3,910$1,926$1,594

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi S8 trim levels for each model year. Updated February 22, 2024

Audi S8 Insurance Cost by Model Year

How well do Audi S8 insurance prices rank?

The Audi S8 ranks 32nd out of 36 comparison vehicles in the 2018 large luxury car category for most affordable auto insurance rates. The S8 costs an average of $2,710 per year for insurance, while the class average rate is $2,255 per year, a difference of $455 per year.

When average rates are compared to other large luxury cars, insurance prices for an Audi S8 cost $1,018 more per year than the Audi A5, $422 more than the BMW 740i, and $984 more than the Cadillac XTS.

The next chart shows how the average car insurance rate for an Audi S8 compares to the top 10 most popular large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A more complete table is added after the chart breaking down insurance rates for all 36 models in the 2018 large luxury car class.

Figure 2: Average 2018 Audi S8 car insurance premium compared to other large luxury car models. Rates updated on February 22, 2024.

Data Methodology: Average rates are for a 2018 model year Audi S8. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi S8 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi S8 vs Top 10 Large Luxury Cars Insurance Rate Comparison
Audi S8 Insurance Cost Compared to All Large Luxury Cars
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,578-$1,132
2Cadillac CTS$1,630-$1,080
3Audi A5$1,692-$1,018
4Cadillac XTS$1,726-$984
5Cadillac CT6$1,748-$962
6Volvo S90$1,812-$898
7Lexus LS 500$1,880-$830
8Infiniti Q70$1,884-$826
9Acura RLX$1,914-$796
10Lexus LS 500H$1,950-$760
11Mercedes-Benz CLS550$1,998-$712
12Lexus GS 450$2,016-$694
13Infiniti Q60$2,054-$656
14Mercedes-Benz C63 AMG$2,094-$616
15Cadillac CTS-V$2,150-$560
16Mercedes-Benz S450$2,174-$536
17Genesis G90$2,180-$530
18Jaguar XJ$2,182-$528
19BMW 740e$2,272-$438
20BMW 740i$2,288-$422
21Mercedes-Benz S560$2,294-$416
22BMW 650i$2,298-$412
23Audi RS 7$2,382-$328
24Mercedes-Benz E63 AMG$2,448-$262
25Mercedes-Benz CLS63 AMG$2,468-$242
26Maserati Ghibli$2,474-$236
27BMW 750i$2,476-$234
28Porsche Panamera$2,526-$184
29Audi A8$2,550-$160
30BMW Alpina B6$2,620-$90
31Maserati Quattroporte$2,632-$78
32Audi S8$2,710--
33Mercedes-Benz AMG$2,732$22
34Mercedes-Benz AMG S63$2,786$76
35BMW M760i$2,972$262
36Mercedes-Benz S65 AMG$3,590$880

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2018 model year. Updated February 22, 2024