Audi S8 Car Insurance Rates for 2023

How much are Audi S8 car insurance rates? We break down rates for the S8 to see how insurance costs rank when compared to the large luxury car segment.

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  • Audi S8 car insurance costs $2,676 per year (about $223 per month) for a full coverage policy, but can vary based on the vehicle trim level.
  • Ranked 32nd out of 36 large luxury cars, insurance cost for the Audi S8 costs $447 more per year than the average cost for the segment.

How much does Audi S8 car insurance cost?

Ranked 32nd out of 36 vehicles in the large luxury car class, Audi S8 car insurance averages $2,676 annually, or $223 monthly.

With the average large luxury car costing $2,229 a year to insure, the Audi S8 could cost around $447 or more on an annual basis.

The cost summary chart below demonstrates how 2018 Audi S8 car insurance cost can change based on driver age group and the selected policy deductibles. Prices range from $1,970 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles to the highest rate of $6,358 per year for a driver age 20 with low policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2018 Audi S8 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Audi S8 trim levels.Data last updated on May 5, 2023
Audi S8 Car Insurance Rates
2018 Audi S8 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$4,422$369
$500$5,362$447
$250$6,358$530
30$1,000$2,332$194
$500$2,850$238
$250$3,392$283
40$1,000$2,202$184
$500$2,676$223
$250$3,172$264
50$1,000$2,004$167
$500$2,434$203
$250$2,880$240
60$1,000$1,970$164
$500$2,392$199
$250$2,832$236

The data table below breaks down average Audi S8 car insurance rates for the 2013 to 2018 model years.

Audi S8 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Audi S8$5,776$2,902$2,588
2022 Audi S8$5,544$2,784$2,482
2018 Audi S8$5,362$2,676$2,392
2017 Audi S8$5,100$2,548$2,276
2016 Audi S8$4,664$2,338$2,090
2015 Audi S8$4,504$2,252$2,012
2014 Audi S8$4,310$2,154$1,926
2013 Audi S8$3,880$1,930$1,728

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Audi S8 Insurance Cost by Model Year

How well do Audi S8 insurance prices rank?

The Audi S8 ranks 32nd out of 36 comparison vehicles in the 2018 large luxury car category for most affordable auto insurance rates. The S8 costs an average of $2,676 per year for insurance, while the class average rate is $2,229 per year, a difference of $447 per year.

When average rates are compared to other large luxury cars, insurance prices for an Audi S8 cost $996 more per year than the Audi A5, $418 more than the BMW 740i, and $968 more than the Cadillac XTS.

The next chart shows how the average car insurance rate for an Audi S8 compares to the top 10 most popular large luxury cars like the Cadillac CT6, Lincoln Continental, and the Porsche Panamera. A more complete table is added after the chart breaking down insurance rates for all 36 models in the 2018 large luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2018 model year Audi S8, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Audi S8 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Audi S8 vs Top 10 Large Luxury Cars Insurance Rate Comparison
Audi S8 Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Lincoln Continental$1,558-$1,118
2Cadillac CTS$1,610-$1,066
3Audi A5$1,680-$996
4Cadillac XTS$1,708-$968
5Cadillac CT6$1,726-$950
6Volvo S90$1,794-$882
7Lexus LS 500$1,862-$814
8Infiniti Q70$1,868-$808
9Acura RLX$1,898-$778
10Lexus LS 500H$1,936-$740
11Mercedes-Benz CLS550$1,974-$702
12Lexus GS 450$2,000-$676
13Infiniti Q60$2,040-$636
14Mercedes-Benz C63 AMG$2,070-$606
15Cadillac CTS-V$2,124-$552
16Mercedes-Benz S450$2,146-$530
17Jaguar XJ$2,154-$522
18Genesis G90$2,160-$516
19BMW 740e$2,244-$432
20BMW 740i$2,258-$418
21Mercedes-Benz S560$2,264-$412
22BMW 650i$2,270-$406
23Audi RS 7$2,356-$320
24Mercedes-Benz E63 AMG$2,420-$256
25Mercedes-Benz CLS63 AMG$2,438-$238
26BMW 750i$2,442-$234
27Maserati Ghibli$2,450-$226
28Porsche Panamera$2,492-$184
29Audi A8$2,522-$154
30BMW Alpina B6$2,588-$88
31Maserati Quattroporte$2,594-$82
32Audi S8$2,676--
33Mercedes-Benz AMG$2,694$18
34Mercedes-Benz AMG S63$2,746$70
35BMW M760i$2,934$258
36Mercedes-Benz S65 AMG$3,536$860