Genesis G90 Insurance Rates for 2022

How does insurance for the Genesis G90 compare to other luxury sedans? We compare rates from the 3.3T Premium up to the 5.0 Ultimate to find out how prices compare.

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How much does Genesis G90 car insurance cost?

Genesis G90 car insurance averages around $2,070 a year for full coverage, or around $173 a month. Drivers can expect to pay around $322 less each year for Genesis G90 insurance when compared to the average rate for all large luxury cars, and $519 more per year than the $1,551 all-vehicle national average.

The chart below displays average 2022 Genesis G90 car insurance rates using variations of risk profiles and driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Genesis G90 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Genesis G90 trim levels.Data last updated on April 20, 2022
Genesis G90 Insurance Cost Summary
Genesis G90 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,736$395
Safe Driver Age 20$4,146$346
At-fault Accidents Age 40$2,910$243
Low Deductibles Age 40$2,784$232
Safe Driver Age 30$2,204$184
Safe Driver Age 40$2,070$173
Safe Driver Age 50$1,884$157
Safe Driver Age 60$1,854$155
Discount Rate Age 40$1,722$144
High Deductibles Age 40$1,708$142

The table below shows the average cost to insure the 2017 through 2022 model years for full coverage. Rates are shown for both annual and semi-annual policy terms, plus a monthly dollar amount that can be used for bugeting purposes.

Genesis G90 Insurance Cost for 2017-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 Genesis G90$2,070$1,035$173
2021 Genesis G90$2,140$1,070$178
2020 Genesis G90$2,096$1,048$175
2019 Genesis G90$1,982$991$165
2018 Genesis G90$1,986$993$166
2017 Genesis G90$1,918$959$160

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 2, 2022
Genesis G90 Insurance Rates by Model Year

Some other noteworthy rates and possible discounts pertaining to G90 auto insurance include:

  • Car insurance is cheaper with higher deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $362 per year for a 40-year-old driver and $718 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $380 per year for a 40-year-old driver and $758 per year for a 20-year-old driver.
  • Policy discounts save money. Discounts may be available if the insureds are loyal customers, insure multiple vehicles on the same policy, drive a vehicle with safety or anti-theft features, drive low annual mileage, are senior citizens, or many other policy discounts which could save the average driver as much as $348 per year.
  • High-risk drivers pay a lot more for insurance. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could raise rates by $3,224 or more per year.
  • Teenage drivers are expensive to insure. Average rates for full coverage G90 insurance costs $7,236 per year for a 16-year-old driver, $6,840 per year for a 17-year-old driver, and $6,420 per year for a 18-year-old driver.
  • Obey driving laws to save money. To get the cheapest G90 insurance rates, don’t be an idiot behind the wheel. In fact, just a couple traffic tickets can raise the price of a policy by as much as $546 per year.
  • Save money due to your profession. The vast majority of auto insurance providers offer policy discounts for being employed in professions like doctors, nurses, scientists, members of the military, architects, and other occupations. Qualifying for an occupational discount may save between $62 and $158 on your annual premium, depending on the level of coverage purchased.

What is the cheapest G90 to insure?

The cheapest Genesis G90 insurance can be found on the base 3.3T trim (MSRP of $73,950) costing $1,880 per year and the 3.3T AWD trim (MSRP of $76,450) costing an average of $1,926.

The $80,200 5.0 AWD trim is the most expensive to insure, costing an average of $368 more per year than the cheapest 3.3T model.

The next table displays average car insurance rates for each available package and trim level for the 2022 Genesis G90.

2022 Genesis G90 Insurance Cost by Trim Level
Genesis G90 Trim Level Annual Policy 6-month Policy Per Month
3.3T$1,880$940$157
3.3T AWD$1,926$963$161
5.0$2,238$1,119$187
5.0 AWD$2,248$1,124$187

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Genesis G90, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 2, 2022
Genesis G90 Insurance Cost by Trim Level

How does G90 insurance rank for affordability?

The Genesis G90 ranks #5 out of 25 total vehicles in the 2022 large luxury car segment for insurance affordability. The G90 costs an average of $2,070 per year for insurance and the class median rate is $2,392 per year, a difference of $322 per year.

When G90 insurance rates are compared to other popular large luxury cars, insurance for a Genesis G90 costs $294 more per year than the Audi A5, $450 less than the BMW 740i, $564 less than the Porsche Panamera, and $220 less than the Infiniti Q60.

The table below shows how average G90 auto insurance rates compare to all 25 vehicles in the full-size luxury sedan class.

Insurance Cost Comparison: Genesis G90 vs Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,776-$294
2Volvo S90$1,960-$110
3Lexus LS 500$2,034-$36
4Mercedes-Benz AMG E53$2,068-$2
5Genesis G90$2,070--
6Mercedes-Benz AMG GT43$2,116$46
7Lexus LS 500h$2,178$108
8BMW 840i$2,190$120
9BMW 745e$2,230$160
10Mercedes-Benz EQS 450$2,282$212
11Infiniti Q60$2,290$220
12Mercedes-Benz S500$2,318$248
13Audi RS 7$2,324$254
14Mercedes-Benz EQS 580$2,342$272
15BMW M850i$2,496$426
16Mercedes-Benz S580$2,500$430
17BMW 740i$2,520$450
18Audi S8$2,558$488
19BMW 750i$2,580$510
20Audi A8$2,588$518
21Porsche Panamera$2,634$564
22Mercedes-Benz S560$2,750$680
23BMW Alpina B8$2,886$816
24BMW M760i$2,978$908
25Mercedes-Benz Maybach S580$3,132$1,062

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on April 2, 2022
Insurance Cost Comparison: Genesis G90 vs Large Luxury Cars