- Drivers can expect to pay on average around $2,070 per year, $1,035 for a 6-month policy, or about $173 per month for full coverage insurance on a Genesis G90, depending on the trim level.
- The cheapest model of Genesis G90 to insure is the 3.3T at around $1,880 per year, or about $157 per month.
- When compared to the entire 2022 large luxury car segment, the G90 ranks very well at #5 out of 25 total comparison vehicles.
How much does Genesis G90 car insurance cost?
Genesis G90 car insurance averages around $2,070 a year for full coverage, or around $173 a month. Drivers can expect to pay around $322 less each year for Genesis G90 insurance when compared to the average rate for all large luxury cars, and $519 more per year than the $1,551 all-vehicle national average.
The chart below displays average 2022 Genesis G90 car insurance rates using variations of risk profiles and driver ages.
The table below shows the average cost to insure the 2017 through 2022 model years for full coverage. Rates are shown for both annual and semi-annual policy terms, plus a monthly dollar amount that can be used for bugeting purposes.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2022 Genesis G90 | $2,070 | $1,035 | $173 |
| 2021 Genesis G90 | $2,140 | $1,070 | $178 |
| 2020 Genesis G90 | $2,096 | $1,048 | $175 |
| 2019 Genesis G90 | $1,982 | $991 | $165 |
| 2018 Genesis G90 | $1,986 | $993 | $166 |
| 2017 Genesis G90 | $1,918 | $959 | $160 |
Some other noteworthy rates and possible discounts pertaining to G90 auto insurance include:
- Car insurance is cheaper with higher deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $362 per year for a 40-year-old driver and $718 per year for a 20-year-old driver.
- Low deductibles increase auto insurance cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $380 per year for a 40-year-old driver and $758 per year for a 20-year-old driver.
- Policy discounts save money. Discounts may be available if the insureds are loyal customers, insure multiple vehicles on the same policy, drive a vehicle with safety or anti-theft features, drive low annual mileage, are senior citizens, or many other policy discounts which could save the average driver as much as $348 per year.
- High-risk drivers pay a lot more for insurance. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could raise rates by $3,224 or more per year.
- Teenage drivers are expensive to insure. Average rates for full coverage G90 insurance costs $7,236 per year for a 16-year-old driver, $6,840 per year for a 17-year-old driver, and $6,420 per year for a 18-year-old driver.
- Obey driving laws to save money. To get the cheapest G90 insurance rates, don’t be an idiot behind the wheel. In fact, just a couple traffic tickets can raise the price of a policy by as much as $546 per year.
- Save money due to your profession. The vast majority of auto insurance providers offer policy discounts for being employed in professions like doctors, nurses, scientists, members of the military, architects, and other occupations. Qualifying for an occupational discount may save between $62 and $158 on your annual premium, depending on the level of coverage purchased.
What is the cheapest G90 to insure?
The cheapest Genesis G90 insurance can be found on the base 3.3T trim (MSRP of $73,950) costing $1,880 per year and the 3.3T AWD trim (MSRP of $76,450) costing an average of $1,926.
The $80,200 5.0 AWD trim is the most expensive to insure, costing an average of $368 more per year than the cheapest 3.3T model.
The next table displays average car insurance rates for each available package and trim level for the 2022 Genesis G90.
| Genesis G90 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| 3.3T | $1,880 | $940 | $157 |
| 3.3T AWD | $1,926 | $963 | $161 |
| 5.0 | $2,238 | $1,119 | $187 |
| 5.0 AWD | $2,248 | $1,124 | $187 |
How does G90 insurance rank for affordability?
The Genesis G90 ranks #5 out of 25 total vehicles in the 2022 large luxury car segment for insurance affordability. The G90 costs an average of $2,070 per year for insurance and the class median rate is $2,392 per year, a difference of $322 per year.
When G90 insurance rates are compared to other popular large luxury cars, insurance for a Genesis G90 costs $294 more per year than the Audi A5, $450 less than the BMW 740i, $564 less than the Porsche Panamera, and $220 less than the Infiniti Q60.
The table below shows how average G90 auto insurance rates compare to all 25 vehicles in the full-size luxury sedan class.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Audi A5 | $1,776 | -$294 |
| 2 | Volvo S90 | $1,960 | -$110 |
| 3 | Lexus LS 500 | $2,034 | -$36 |
| 4 | Mercedes-Benz AMG E53 | $2,068 | -$2 |
| 5 | Genesis G90 | $2,070 | -- |
| 6 | Mercedes-Benz AMG GT43 | $2,116 | $46 |
| 7 | Lexus LS 500h | $2,178 | $108 |
| 8 | BMW 840i | $2,190 | $120 |
| 9 | BMW 745e | $2,230 | $160 |
| 10 | Mercedes-Benz EQS 450 | $2,282 | $212 |
| 11 | Infiniti Q60 | $2,290 | $220 |
| 12 | Mercedes-Benz S500 | $2,318 | $248 |
| 13 | Audi RS 7 | $2,324 | $254 |
| 14 | Mercedes-Benz EQS 580 | $2,342 | $272 |
| 15 | BMW M850i | $2,496 | $426 |
| 16 | Mercedes-Benz S580 | $2,500 | $430 |
| 17 | BMW 740i | $2,520 | $450 |
| 18 | Audi S8 | $2,558 | $488 |
| 19 | BMW 750i | $2,580 | $510 |
| 20 | Audi A8 | $2,588 | $518 |
| 21 | Porsche Panamera | $2,634 | $564 |
| 22 | Mercedes-Benz S560 | $2,750 | $680 |
| 23 | BMW Alpina B8 | $2,886 | $816 |
| 24 | BMW M760i | $2,978 | $908 |
| 25 | Mercedes-Benz Maybach S580 | $3,132 | $1,062 |
