Genesis G90 Insurance Rates for 2023

Is car insurance for a Genesis G90 affordable?

From the 3.5T AWD model to the higher cost 3.5T E-Supercharged AWD trim, we looked at insurance rates for the 2023 G90 to find out how rate quotes rank against the entire large luxury car segment.

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How much does Genesis G90 car insurance cost?

Genesis G90 car insurance averages around $2,330 a year for full coverage, or around $194 a month. Drivers can expect to pay around $394 less each year for Genesis G90 insurance when compared to the average rate for all large luxury cars, and $645 more per year than the $1,685 all-vehicle national average.

The chart below displays average 2023 Genesis G90 car insurance rates using variations of risk profiles and driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Genesis G90 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Genesis G90 trim levels.Data last updated on January 23, 2023
Genesis G90 Insurance Cost Summary
2023 Genesis G90 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,332$444
Safe Driver Age 20$4,670$389
At-fault Accidents Age 40$3,276$273
Low Deductibles Age 40$3,134$261
Safe Driver Age 30$2,480$207
Safe Driver Age 40$2,330$194
Safe Driver Age 50$2,124$177
Safe Driver Age 60$2,086$174
Discount Rate Age 40$1,936$161
High Deductibles Age 40$1,920$160

The table below shows the average cost to insure the 2017 through 2023 model years for full coverage. Rates are shown for both annual and semi-annual policy terms, plus a monthly dollar amount that can be used for bugeting purposes.

Genesis G90 Insurance Cost for 2017-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 Genesis G90$2,330$1,165$194
2022 Genesis G90$2,258$1,129$188
2021 Genesis G90$2,348$1,174$196
2020 Genesis G90$2,312$1,156$193
2019 Genesis G90$2,160$1,080$180
2018 Genesis G90$2,160$1,080$180
2017 Genesis G90$2,054$1,027$171

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Genesis G90 Insurance Rates by Model Year

Some other noteworthy rates and possible discounts pertaining to G90 auto insurance include:

  • Car insurance is cheaper with higher deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $410 per year for a 40-year-old driver and $810 per year for a 20-year-old driver.
  • Low deductibles increase auto insurance cost. Dropping your physical damage deductibles from $500 to $250 could cost an additional $428 per year for a 40-year-old driver and $856 per year for a 20-year-old driver.
  • Policy discounts save money. Discounts may be available if the insureds are loyal customers, insure multiple vehicles on the same policy, drive a vehicle with safety or anti-theft features, drive low annual mileage, are senior citizens, or many other policy discounts which could save the average driver as much as $394 per year.
  • High-risk drivers pay a lot more for insurance. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could raise rates by $3,626 or more per year.
  • Teenage drivers are expensive to insure. Average rates for full coverage G90 insurance costs $8,142 per year for a 16-year-old driver, $7,698 per year for a 17-year-old driver, and $7,222 per year for an 18-year-old driver.
  • Obey driving laws to save money. To get the cheapest G90 insurance rates, don’t be an idiot behind the wheel. In fact, just a couple traffic tickets can raise the price of a policy by as much as $614 per year.
  • Save money due to your profession. The vast majority of auto insurance providers offer policy discounts for being employed in professions like doctors, nurses, scientists, members of the military, architects, and other occupations. Qualifying for an occupational discount may save between $70 and $178 on your annual premium, depending on the level of coverage purchased.

What is the cheapest G90 to insure?

The cheapest Genesis G90 insurance can be found on the base 3.5T AWD trim (MSRP of $88,400) costing $2,158 per year and the 3.5T E-Supercharged AWD trim (MSRP of $98,700) costing an average of $2,506.

The $98,700 3.5T E-Supercharged AWD trim is the most expensive to insure, costing an average of $348 more per year than the cheapest 3.5T AWD model.

The next table displays average car insurance rates for each available package and trim level for the 2023 Genesis G90.

2023 Genesis G90 Insurance Cost by Trim Level
Genesis G90 Trim Level Annual Policy Six-Month Policy Per Month
3.5T AWD$2,158$1,079$180
3.5T E-Supercharged AWD$2,506$1,253$209

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Genesis G90, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Genesis G90 Insurance Cost by Trim Level

How does G90 insurance rank for affordability?

The Genesis G90 ranks fifth out of 26 total vehicles in the 2023 large luxury car segment for insurance affordability. The G90 costs an average of $2,330 per year for insurance and the class median rate is $2,724 per year, a difference of $394 per year.

When G90 insurance rates are compared to other popular large luxury cars, insurance for a Genesis G90 costs $350 more per year than the Audi A5, $466 less than the BMW 740i, $616 less than the Porsche Panamera, and $254 less than the Infiniti Q60.

The table below shows how average G90 auto insurance rates compare to all 26 vehicles in the full-size luxury sedan class.

Insurance Cost Comparison: Genesis G90 vs Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,980-$350
2Volvo S90$2,230-$100
3Lexus LS 500$2,304-$26
4Mercedes-Benz AMG E53$2,318-$12
5Genesis G90$2,330--
6BMW i7$2,346$16
7Mercedes-Benz AMG GT43$2,368$38
8Lexus LS 500h$2,446$116
9BMW 840i$2,514$184
10Mercedes-Benz EQS 450$2,570$240
11Infiniti Q60$2,584$254
12Mercedes-Benz S500$2,598$268
13Audi RS 7$2,654$324
14Mercedes-Benz EQS 580$2,666$336
15BMW 740i$2,796$466
16BMW M850i$2,832$502
17Mercedes-Benz AMG EQS$2,852$522
18Audi A8$2,886$556
19Audi S8$2,902$572
20Porsche Panamera$2,946$616
21BMW 760i$2,978$648
22Mercedes-Benz S580$3,046$716
23BMW Alpina B8$3,234$904
24BMW M760i$3,336$1,006
25Mercedes-Benz Maybach S580$3,436$1,106
26Mercedes-Benz Maybach S680$3,666$1,336

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Genesis G90 vs Large Luxury Cars