BMW 335xi Insurance Rates: 2025 Cost and Comparisons

• BMW 335xi car insurance costs an average of $1,884 per year, or around $157 per month, for full coverage.
• The BMW 335xi is one of the cheaper small luxury cars to insure, costing $33 less per year on average when compared to other small luxury cars.
• Both the 335xi Gran Turismo Coupe and xDrive Sedan trim levels cost an average of $1,874 per year to insure.

How much does BMW 335xi insurance cost?

Ranked ninth out of 26 vehicles in the 2016 small luxury car class, BMW 335xi car insurance cost averages $1,884 yearly, or $157 if paid each month.

With the average small luxury car costing $1,917 a year to insure, the BMW 335xi could save $33 or more each year, depending on policy limits.

The chart below shows how average BMW 335xi car insurance prices change based on driver age group and the policy deductibles chosen.

The rate values shown range from the cheapest policy cost of $1,326 per year for a driver age 60 with $1,000 comprehensive and collision deductibles to the more expensive rate of $4,414 per year for a driver age 20 with $250 deductibles.

The data table below illustrates average car insurance policy premiums for a BMW 335xi for the 2013 to 2016 model years and for different driver ages.

The rate table below shows average annual and 6-month full coverage policy costs, plus a monthly budget figure, for the 2016 BMW 335xi Gran Turismo Coupe and xDrive Sedan trim levels.

Some additional observations concerning 335xi insurance cost include:

• Avoid tickets to save money. To get the cheapest possible 335xi insurance rates, it pays to avoid traffic citations. As a matter of fact, just one or two moving violations could result in increasing insurance rates by as much as $502 per year.
• Raising deductibles results in a cheaper policy. Jacking up your deductibles from $500 to $1,000 could save around $298 per year for a 40-year-old driver and $580 per year for a 20-year-old driver.
• Low deductibles will increase rates. Dropping your physical damage deductibles from $500 to $250 could cost an additional $308 per year for a 40-year-old driver and $614 per year for a 20-year-old driver.
• Save money due to your choice of occupation. Most car insurance companies offer policy discounts for specific occupations like architects, engineers, accountants, lawyers, police officers and law enforcement, high school and elementary teachers, and others. By qualifying for this profession discount, you could potentially save between $57 and $175 on your annual 335xi insurance premium, subject to the policy coverages selected.
• BMW 335xi insurance rates for teenagers are high. Average rates for full coverage 335xi insurance costs $6,739 per year for a 16-year-old driver, $6,526 per year for a 17-year-old driver, $5,843 per year for an 18-year-old driver, and $5,320 per year for a 19-year-old driver.
• Research policy discounts to lower the cost. Discounts may be available if the policyholders are military or federal employees, are homeowners, are claim-free, belong to certain professional organizations, drive a vehicle with safety or anti-theft features, or many other policy discounts which could save the average driver as much as $320 per year on the cost of insuring a 335xi.
• More mature drivers get better rates than young drivers. The difference in insurance rates for a BMW 335xi between a 50-year-old driver ($1,670 per year) and a 20-year-old driver ($3,800 per year) is $2,130, or a savings of 77.9%.

BMW 335xi insurance cost vs. the competition

When average rates are compared to other models in the 2016 small luxury car segment, auto insurance rates for a BMW 335xi cost $98 less per year than the Mercedes-Benz C300, $118 more than the Volvo S60, and $84 more than the Acura TLX.

The BMW 335xi ranks ninth out of 26 total vehicles in the small luxury car class for most affordable car insurance rates. The 335xi costs an estimated $1,884 per year to insure, while the category average insurance cost is $1,917 per year, a difference of $33 per year.

The chart displayed below shows how well 335xi insurance rates fare against the best-selling small luxury cars in the United States like the Audi A4, Lexus IS 350, and the BMW i3. We also added a more comprehensive rate table after the chart that ranks insurance rate comparisons for the entire 2016 compact luxury car category.