- BMW 330e insurance costs an average of $1,642 per year for a full coverage policy, but can vary a lot based on the policy limits.
- The base 330e Sedan trim level is the cheapest to insure at around $1,624 per year. The most expensive to insure is the xDrive Sedan at $1,660 per year.
- Ranked #5 out of 19 other models in the 2022 compact luxury car class, insurance rates for the BMW 330e cost $88 less per year than the average cost for the segment.
How much does BMW 330e insurance cost?
Ranked #5 out of 19 vehicles in the small luxury car class, BMW 330e insurance rates average $1,642 annually for full coverage, or about $137 monthly. With the average small luxury car costing $1,730 a year to insure, the BMW 330e is about $88 cheaper than the average.
The following chart illustrates how 330e car insurance prices can change with modifications to the rated driver and policy deductibles.
The table below shows the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each BMW 330e trim level for the 2022 model year.
| BMW 330e Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Sedan | $1,624 | $812 | $135 |
| xDrive Sedan | $1,660 | $830 | $138 |
The next table breaks down average BMW 330e full coverage insurance policy costs for the 2016-2022 model years.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2022 BMW 330e | $1,642 | $821 | $137 |
| 2018 BMW 330e | $1,574 | $787 | $131 |
| 2017 BMW 330e | $1,490 | $745 | $124 |
| 2016 BMW 330e | $1,542 | $771 | $129 |
Does BMW 330e insurance cost more than similar models?
When compared to other compact luxury models, insurance rates for a BMW 330e average $30 more per year than the BMW 330i, $172 less than the Mercedes-Benz C300, and $22 more than the Acura TLX.
The BMW 330e ranks #5 out of 19 total vehicles in the 2022 small luxury car class for most affordable car insurance rates. The 330e costs an average of $1,642 per year to insure, while the class average price is $1,730 per year, a difference of $88 per year.
The table displayed below shows how average BMW 330e car insurance cost compares to the rest of the segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz A220 | $1,500 | -$142 |
| 2 | BMW 330i | $1,612 | -$30 |
| 3 | Acura TLX | $1,620 | -$22 |
| 4 | Volvo S60 | $1,638 | -$4 |
| 5 | BMW 330e | $1,642 | -- |
| 6 | BMW 228i | $1,652 | $10 |
| 7 | BMW 230i | $1,664 | $22 |
| 8 | Alfa Romeo Giulia | $1,692 | $50 |
| 9 | Cadillac CT4 | $1,694 | $52 |
| 10 | Lexus RC 350 | $1,698 | $56 |
| 11 | Genesis G70 | $1,720 | $78 |
| 12 | Audi A4 | $1,766 | $124 |
| 13 | Audi S3 | $1,772 | $130 |
| 14 | Mercedes-Benz C300 | $1,814 | $172 |
| 15 | BMW M235i | $1,852 | $210 |
| 16 | Audi RS 3 | $1,856 | $214 |
| 17 | BMW M240i | $1,884 | $242 |
| 18 | Lexus IS 350 | $1,898 | $256 |
| 19 | BMW M340i | $1,902 | $260 |
