BMW 330e Insurance Cost for 2022

How much does car insurance for a BMW 330e cost? We break down car insurance rates for the base 330e Sedan and the xDrive Sedan to see how insurance costs rank against all other small luxury cars.

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  • BMW 330e insurance costs an average of $1,630 per year for a full coverage policy, but can vary a lot based on the policy limits.
  • The base 330e Sedan trim level is the cheapest to insure at around $1,612 per year. The most expensive to insure is the xDrive Sedan at $1,646 per year.
  • Ranked #5 out of 19 other models in the 2022 compact luxury car class, insurance rates for the BMW 330e cost $87 less per year than the average cost for the segment.

How much does BMW 330e insurance cost?

Ranked #5 out of 19 vehicles in the small luxury car class, BMW 330e insurance rates average $1,630 annually for full coverage, or about $136 monthly. With the average small luxury car costing $1,717 a year to insure, the BMW 330e is about $87 cheaper than the average.

The following chart illustrates how 330e car insurance prices can change with modifications to the rated driver and policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 BMW 330e with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all BMW 330e trim levels.Data last updated on April 14, 2022
BMW 330e Car Insurance Rates
BMW 330e Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,704$225
$500$3,232$269
$250$3,790$316
30$1,000$1,432$119
$500$1,728$144
$250$2,038$170
40$1,000$1,358$113
$500$1,630$136
$250$1,912$159
50$1,000$1,240$103
$500$1,484$124
$250$1,738$145
60$1,000$1,218$102
$500$1,458$122
$250$1,708$142

The table below shows the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each BMW 330e trim level for the 2022 model year.

2022 BMW 330e Insurance Cost by Trim Level
BMW 330e Trim Level Annual Policy 6-month Policy Per Month
Sedan$1,612$806$134
xDrive Sedan$1,646$823$137

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 BMW 330e, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 19, 2022
BMW 330e Insurance Cost by Trim Level

The next table breaks down average BMW 330e full coverage insurance policy costs for the 2016-2022 model years.

BMW 330e Insurance Cost for 2016-2022 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2022 BMW 330e$1,630$815$136
2018 BMW 330e$1,560$780$130
2017 BMW 330e$1,474$737$123
2016 BMW 330e$1,534$767$128

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 19, 2022
BMW 330e Insurance Cost by Model Year

Does BMW 330e insurance cost more than similar models?

When compared to other compact luxury models, insurance rates for a BMW 330e average $32 more per year than the BMW 330i, $172 less than the Mercedes-Benz C300, and $22 more than the Acura TLX.

The BMW 330e ranks #5 out of 19 total vehicles in the 2022 small luxury car class for most affordable car insurance rates. The 330e costs an average of $1,630 per year to insure, while the class average price is $1,717 per year, a difference of $87 per year.

The table displayed below shows how average BMW 330e car insurance cost compares to the rest of the segment.

Insurance Cost Comparison: BMW 330e vs Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,486-$144
2BMW 330i$1,598-$32
3Acura TLX$1,608-$22
4Volvo S60$1,624-$6
5BMW 330e$1,630--
6BMW 228i$1,640$10
7BMW 230i$1,650$20
8Alfa Romeo Giulia$1,678$48
9Cadillac CT4$1,682$52
10Lexus RC 350$1,686$56
11Genesis G70$1,708$78
12Audi A4$1,752$122
13Audi S3$1,756$126
14Mercedes-Benz C300$1,802$172
15BMW M235i$1,838$208
16Audi RS 3$1,844$214
17BMW M240i$1,872$242
18Lexus IS 350$1,884$254
19BMW M340i$1,890$260

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 8, 2022
Insurance Cost Comparison: BMW 330e vs Small Luxury Cars