BMW 330e Insurance Cost for 2023

How much does car insurance for a BMW 330e cost? We break down car insurance rates for the base 330e Sedan and the xDrive Sedan to see how insurance costs rank against all other small luxury cars.

Start a Free QuoteCompare BMW 330e car insurance quotes and save on your next policy.

  • BMW 330e insurance costs an average of $1,910 per year for a full coverage policy, but can vary a lot based on the policy limits.
  • The base 330e Sedan trim level is the cheapest to insure at around $1,890 per year. The most expensive to insure is the xDrive Sedan at $1,928 per year.
  • Ranked sixth out of 19 other models in the 2023 compact luxury car class, insurance rates for the BMW 330e cost $32 less per year than the average cost for the segment.

How much does BMW 330e insurance cost?

Ranked sixth out of 19 vehicles in the small luxury car class, BMW 330e insurance rates average $1,910 annually for full coverage, or about $159 monthly. With the average small luxury car costing $1,942 a year to insure, the BMW 330e is about $32 cheaper than the average.

The following chart illustrates how 330e car insurance prices can change with modifications to the rated driver and policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 BMW 330e with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all BMW 330e trim levels.Data last updated on December 30, 2022
BMW 330e Car Insurance Rates
2023 BMW 330e Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,200$267
$500$3,794$316
$250$4,420$368
30$1,000$1,684$140
$500$2,014$168
$250$2,360$197
40$1,000$1,604$134
$500$1,910$159
$250$2,228$186
50$1,000$1,462$122
$500$1,738$145
$250$2,024$169
60$1,000$1,434$120
$500$1,706$142
$250$1,986$166

The table below shows the estimated yearly and 6-month policy costs, plus a monthly insurance rate, for each BMW 330e trim level for the 2023 model year.

2023 BMW 330e Insurance Cost by Trim Level
BMW 330e Trim Level Annual Policy Six-Month Policy Per Month
Sedan$1,890$945$158
xDrive Sedan$1,928$964$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 BMW 330e, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
BMW 330e Insurance Cost by Trim Level

The next table breaks down average BMW 330e full coverage insurance policy costs for the 2016-2022 model years.

BMW 330e Insurance Cost for 2016-2023 Models
Model Year and Vehicle Annual Rate 6-month Rate Monthly Rate
2023 BMW 330e$1,910$955$159
2022 BMW 330e$1,778$889$148
2018 BMW 330e$1,696$848$141
2017 BMW 330e$1,586$793$132
2016 BMW 330e$1,664$832$139

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
BMW 330e Insurance Cost by Model Year

Does BMW 330e insurance cost more than similar models?

When compared to other compact luxury models, insurance rates for a BMW 330e average $118 more per year than the BMW 330i, $38 less than the Mercedes-Benz C300, and $88 more than the Acura TLX.

The BMW 330e ranks sixth out of 19 total vehicles in the 2023 small luxury car class for most affordable car insurance rates. The 330e costs an average of $1,910 per year to insure, while the class average price is $1,942 per year, a difference of $32 per year.

The table displayed below shows how average BMW 330e car insurance cost compares to the rest of the segment.

Insurance Cost Comparison: BMW 330e vs Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura Integra$1,584-$326
2BMW 330i$1,792-$118
3Acura TLX$1,822-$88
4Cadillac CT4$1,842-$68
5Genesis G70$1,880-$30
6BMW 330e$1,910--
7BMW 228i$1,920$10
8BMW 230i$1,932$22
9Mercedes-Benz C300$1,948$38
10Audi A4$1,954$44
11Lexus RC 350$1,956$46
12Audi S3$1,968$58
13Volvo S60$1,970$60
14Alfa Romeo Giulia$1,992$82
15BMW M235i$1,996$86
16Lexus IS 350$2,028$118
17Audi RS 3$2,106$196
18BMW M240i$2,146$236
19BMW M340i$2,156$246

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: BMW 330e vs Small Luxury Cars