- Lexus GS 200T car insurance rates average $1,846 per year (about $154 per month) for full coverage.
- GS 200T insurance cost ranges from $1,810 to $1,882 per year for the average driver, depending on trim level.
- As one of the more expensive 2017 compact luxury cars to insure, the Lexus GS 200T costs $213 more per year on average to insure when compared to the rest of the class.
How much does Lexus GS 200T insurance cost?
Ranked 26th out of 26 vehicles in the 2017 small luxury car class, average Lexus GS 200T insurance cost is $1,846 annually for full coverage, or around $154 monthly. With the average small luxury car costing $1,633 a year to insure, the Lexus GS 200T would cost around $213 or more every 12 months.
The price summary chart below demonstrates how GS 200T insurance rates adjust with a variety of driver ages and the policy deductibles. Prices range from the cheapest rate of $1,296 per year for a 60-year-old driver with high physical damage deductibles to the highest rate of $4,350 per year for a driver age 20 with deductibles of $250.
The rate table below breaks down average insurance rates for a Lexus GS 200T for the 2016-2017 model years and a range of rated drivers.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2017 Lexus GS 200T | $3,738 | $1,846 | $1,532 |
2016 Lexus GS 200T | $3,552 | $1,756 | $1,458 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus GS 200T trim levels for each model year. Updated February 23, 2024
The table below displays average insurance rates for annual and 6-month policy terms, plus a monthly budget figure, for the 2017 Lexus GS 200T base and F-Sport trim levels.
2017 Lexus GS 200T Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Sedan | $1,810 | $151 |
F-Sport Sedan | $1,882 | $157 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
Is Lexus GS 200T insurance expensive?
When compared to the best-selling models in the 2017 small luxury car category, insurance prices for a Lexus GS 200T cost $328 more per year than the BMW 330i, $196 more than the Mercedes-Benz C300, and $322 more than the Volvo S60.
The Lexus GS 200T ranks 26th out of 26 total vehicles in the small luxury car category for most affordable insurance cost. The GS 200T costs an estimated $1,846 per year for full coverage insurance, while the class average insurance cost is $1,633 per year, a difference of $213 per year.
The chart below shows how insurance cost for a Lexus GS 200T compares to popular models like the Acura TLX, Audi A4, and the Lexus IS 350. In addition to the chart, we also included a table after the chart that displays rates for the entire 26 vehicle compact luxury car segment for 2017.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Acura TLX | $1,462 | -$384 |
2 | BMW 230i | $1,498 | -$348 |
3 | BMW 330i | $1,518 | -$328 |
4 | Volvo S60 | $1,524 | -$322 |
5 | BMW 320i | $1,530 | -$316 |
6 | Audi S3 | $1,532 | -$314 |
7 | Alfa Romeo Giulia | $1,560 | -$286 |
8 | BMW 328d | $1,562 | -$284 |
9 | BMW 330xi | $1,582 | -$264 |
10 | Lexus RC 350 | $1,598 | -$248 |
11 | BMW 330e | $1,602 | -$244 |
12 | BMW i3 | $1,614 | -$232 |
13 | BMW 328xi | $1,626 | -$220 |
14 | Mercedes-Benz C300 | $1,650 | -$196 |
15 | Cadillac ATS | $1,656 | -$190 |
16 | Mercedes-Benz B250E | $1,666 | -$180 |
17 | BMW M240i | $1,670 | -$176 |
18 | Lexus IS 350 | $1,674 | -$172 |
19 | Audi A4 | $1,674 | -$172 |
20 | Mercedes-Benz AMG SLC43 | $1,680 | -$166 |
21 | Lexus RC 200T | $1,686 | -$160 |
22 | Lexus IS 200T | $1,692 | -$154 |
23 | Audi RS 3 | $1,754 | -$92 |
24 | Lexus CT 200H | $1,778 | -$68 |
25 | BMW 340i | $1,826 | -$20 |
26 | Lexus GS 200T | $1,846 | -- |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2017 model year. Updated February 23, 2024