Buick Cascada Insurance Cost for 2025: Why are Rates so High?

How much does Buick Cascada car insurance cost? We compared rates from the base convertible up to the Sport Touring model to see how prices compared to other midsize cars.

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  • Buick Cascada insurance costs an average of $1,778 per year or around $148 per month, depending on the trim level.
  • The 2019 Buick Cascada ranks second out of 16 vehicles in the midsize car class for insurance affordability.
  • The cheapest Cascada to insure is the base convertible at an average cost of $1,616 per year. The most expensive is the Sport Touring Convertible at $2,048 annually.

How much does Buick Cascada car insurance cost?

Buick Cascada insurance costs on average $1,778 a year for full coverage, or $148 on a monthly basis. Expect to pay about $242 less per year to insure a Buick Cascada compared to the average rate for other midsize cars, and $498 less per year than the overall national average of $2,276.

Depending on the trim level being insured, average monthly car insurance cost for a 2019 Buick Cascada ranges from $135 to $171, with the Convertible being cheapest and the Sport Touring Convertible costing the most to insure.

The chart below demonstrates average car insurance rates for a 2019 Buick Cascada with a variety of policy scenarios.

Average 2019 Buick Cascada insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2019 Buick Cascada insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2019 model year Buick Cascada with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Buick Cascada trim levels.

2019 Buick Cascada Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,052$338
Safe Driver Age 20$3,542$295
At-fault Accidents Age 40$2,506$209
Low Deductibles Age 40$2,304$192
Safe Driver Age 30$1,894$158
Safe Driver Age 40$1,778$148
Safe Driver Age 50$1,580$132
High Deductibles Age 40$1,504$125
Discount Rate Age 40$1,482$124
Safe Driver Age 60$1,478$123

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2019 Buick Cascada trim levels. Updated October 24, 2025

How do Cascada insurance rates rank?

The Buick Cascada ranks second out of 16 total vehicles in the 2019 midsize car category. The Cascada costs an average of $1,778 per year to insure for full coverage, while the class median rate is $2,020 annually, a difference of $242 per year.

When compared to other midsize cars, Buick Cascada insurance costs $180 less per year than the Toyota Camry, $262 less than the Honda Accord, $310 less than the Nissan Altima, and $336 less than the Tesla Model 3.

The chart below shows how average Buick Cascada car insurance rates compare to the best-selling midsize cars in the U.S. Below the chart, an expanded table is included that ranks insurance affordability for the entire 2019 midsize car segment.

Average 2019 Buick Cascada car insurance premium compared to other midsize car models.
Figure 2: Average 2019 Buick Cascada car insurance premium compared to other midsize car models. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2019 model year Buick Cascada. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Buick Cascada trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Buick Cascada Insurance Cost Compared to All Midsize Cars
Rank Make and Model Annual Premium Difference
1Honda Insight$1,702-$76
2Buick Cascada$1,778--
3Buick Regal$1,912$134
4Subaru Legacy$1,932$154
5Kia Optima$1,954$176
6Toyota Camry$1,958$180
7Volkswagen Passat$1,970$192
8Buick LaCrosse$2,026$248
9Chevrolet Malibu$2,028$250
10Honda Accord$2,040$262
11Nissan Altima$2,088$310
12Hyundai Sonata$2,108$330
13Tesla Model 3$2,114$336
14Ford Fusion$2,150$372
15Volkswagen Arteon$2,224$446
16Kia Stinger$2,334$556

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2019 model year. Updated October 24, 2025

What is the cheapest Buick Cascada insurance?

With Buick Cascada car insurance cost ranging from $1,616 to $2,048 annually for an average driver, the cheapest model to insure is the base level convertible. The next cheapest model to insure is the Premium Convertible at $1,676 per year. The most expensive Cascada model to insure is the Sport Touring Convertible at around $2,048 per year.

The rate table below shows average annual, 6-month, and monthly car insurance costs for each Buick Cascada trim level.

2019 Buick Cascada Insurance Rates by Trim Level
2019 Buick Cascada Trim Level Annual Premium Cost Per Month
Convertible$1,616$135
Premium Convertible$1,676$140
Sport Touring Convertible$2,048$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2019 Buick Cascada ranging from the Convertible model at $1,616 per year to the Sport Touring Convertible model at $2,048
Insurance cost by trim level for a 2019 Buick Cascada ranging from the Convertible model at $1,616 per year to the Sport Touring Convertible model at $2,048

Below are some additional insights and possible discounts to watch for when shopping for Buick Cascada insurance.

  • Get cheaper rates because of your employment. Just about all auto insurance companies offer discounts for having a job in professions like the military, police officers and law enforcement, nurses, high school and elementary teachers, architects, and other occupations. If your job can earn you this discount, you could potentially save between $53 and $207 on your car insurance bill, depending on the policy coverages.
  • Younger drivers pay higher rates. The difference in insurance rates for a Cascada between a 40-year-old driver ($1,778 per year) and a 20-year-old driver ($3,542 per year) is $1,764, or a savings of 66.3%.
  • High-risk Cascada insurance is expensive. For a 30-year-old driver, having a high frequency of accidents or violations increases the cost by $2,158 or more per year.
  • Citations and violations increase rates. If you want the most budget-friendly Cascada insurance rates, it’s necessary to obey traffic laws. As a matter of fact, just one or two minor lapses of judgement on your driving record have the ramification of increasing policy rates as much as $464 per year. Major violations like hit-and-run could raise rates by an additional $1,624 or more.
  • Careless drivers pay higher rates. Multiple at-fault accidents raise rates, possibly up to $2,498 per year for a 20-year-old driver and as much as $426 per year for a 60-year-old driver.
  • Polish up your credit rating for lower rates. Having excellent credit of 800+ may save $279 per year when compared to a lower credit score of 670-739. Conversely, a subpar credit rating could cost up to $324 more per year.
  • Find cheaper rates by qualifying for discounts. Discounts may be available if the insureds are good students, are claim-free, are accident-free, belong to certain professional organizations, or many other discounts which could save the average driver as much as $296 per year on Buick Cascada insurance.