Cadillac CT5 Car Insurance Cost for 2022

How much does car insurance for a Cadillac CT5 cost? We compare rates from the base CT5 Luxury Sedan up to the Sport Premium AWD trim to discover how prices compare to the rest of the midsize luxury car class.

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  • Cadillac CT5 insurance costs an average of $1,744 per year for a full coverage policy.
  • The cheapest trim level of Cadillac CT5 to insure is the Luxury Sedan at $1,578 per year.
  • Out of 38 models in the midsize luxury car segment, the CT5 ranks #5 for car insurance cost.

How much does Cadillac CT5 car insurance cost?

Ranked #5 out of 38 vehicles in the midsize luxury car class, Cadillac CT5 insurance rates average $1,744 a year, or $145 a month. With the average midsize luxury car costing $2,018 a year to insure, the Cadillac CT5 could save around $274 or more each year.

The chart below displays average 2022 Cadillac CT5 car insurance rates using a variety of different risk scenarios.

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Chart Data Details: Average rates are for a 2022 model year Cadillac CT5 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Cadillac CT5 trim levels.Data last updated on August 5, 2022
Cadillac CT5 Car Insurance Rates
Cadillac CT5 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,954$330
Safe Driver Age 20$3,464$289
At-fault Accidents Age 40$2,452$204
Low Deductibles Age 40$2,288$191
Safe Driver Age 30$1,846$154
Safe Driver Age 40$1,744$145
Safe Driver Age 50$1,586$132
Safe Driver Age 60$1,558$130
High Deductibles Age 40$1,464$122
Discount Rate Age 40$1,448$121

The data below illustrates average full coverage auto insurance policy costs for a Cadillac CT5 for the 2020 to 2021 model years.

Cadillac CT5 Insurance Cost for 2020-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,464$1,846$1,744$1,586$1,558
2021$3,426$1,816$1,720$1,566$1,536
2020$3,360$1,780$1,686$1,534$1,508

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 5, 2022
Cadillac CT5 Insurance Cost by Model Year

The table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Cadillac CT5 model and trim level.

2022 Cadillac CT5 Insurance Cost by Trim Level
Cadillac CT5 Trim Level Annual Policy 6-month Policy Per Month
Luxury Sedan$1,578$789$132
Luxury Sedan AWD$1,630$815$136
Premium Luxury Sedan$1,668$834$139
Sport Sedan$1,688$844$141
Premium Luxury AWD$1,720$860$143
Sport AWD$1,728$864$144
V Series Sedan$1,802$901$150
V Series Sedan AWD$1,830$915$153
V Series Blackwing$2,050$1,025$171

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Cadillac CT5, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 5, 2022
Cadillac CT5 Insurance Cost by Trim Level

How do CT5 insurance rates rank?

The Cadillac CT5 ranks #5 out of 38 total vehicles in the midsize luxury car segment for car insurance affordability. The CT5 costs an estimated $1,744 per year to insure for full coverage and the category average cost is $2,018 per year, a difference of $274 per year.

When rates are compared to random models in the midsize luxury car segment, auto insurance rates for a Cadillac CT5 cost $50 less per year than the Lexus ES 350, $146 less than the BMW 530i, and $480 less than the Infiniti Q50.

The next table shows how well the CT5 fares against the top-selling midsize luxury cars in the U.S. like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.

Insurance Cost Comparison: Cadillac CT5 vs Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,404-$340
2Lexus RC 300$1,690-$54
3Mercedes-Benz AMG CLA35$1,732-$12
4BMW i4$1,740-$4
5Cadillac CT5$1,744--
6Audi A3$1,762$18
7Mercedes-Benz AMG CLA45$1,770$26
8Mercedes-Benz CLA250$1,782$38
9Lexus ES 250$1,784$40
10Lexus IS 300$1,786$42
11Lexus ES 350$1,794$50
12Genesis G80$1,832$88
13Audi S5$1,854$110
14BMW 530i$1,890$146
15Lexus ES 300h$1,896$152
16Mercedes-Benz E350$1,908$164
17BMW 530e$1,926$182
18BMW 540i$1,930$186
19Audi S4$1,938$194
20BMW M440i$1,940$196
21Mercedes-Benz E450$1,948$204
22Audi A6$2,000$256
23Jaguar XF$2,006$262
24Lexus IS 500$2,028$284
25BMW 430i$2,050$306
26Mercedes-Benz CLS450$2,064$320
27Audi RS 5$2,166$422
28Mercedes-Benz AMG C43$2,186$442
29Audi S6$2,198$454
30Infiniti Q50$2,224$480
31Mercedes-Benz AMG C63$2,254$510
32BMW M550i$2,340$596
33Audi A7$2,394$650
34Tesla Model S$2,434$690
35Lexus LC 500h$2,464$720
36Audi S7$2,590$846
37BMW M8$2,606$862
38BMW M5$2,636$892

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 5, 2022
Insurance Cost Comparison: Cadillac CT5 vs Midsize Luxury Cars