Cadillac CT5 Car Insurance Cost for 2023

We compared rate quotes for the cheapest Luxury Sedan trim up to the top tier V Series Blackwing model to see how insurance on a CT5 ranks against the entire 2023 midsize luxury car segment.

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  • Cadillac CT5 insurance costs an average of $1,898 per year for a full coverage policy.
  • The cheapest trim level of Cadillac CT5 to insure is the Luxury Sedan at $1,728 per year.
  • Out of 38 models in the midsize luxury car segment, the CT5 ranks first for car insurance cost.

How much does Cadillac CT5 car insurance cost?

Ranked first out of 38 vehicles in the midsize luxury car class, Cadillac CT5 insurance rates average $1,898 a year, or $158 a month. With the average midsize luxury car costing $2,242 a year to insure, the Cadillac CT5 could save around $344 or more each year.

The chart below displays average 2023 Cadillac CT5 car insurance rates using a variety of different risk scenarios.

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Chart Data Details: Average rates are for a 2023 model year Cadillac CT5 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Cadillac CT5 trim levels.Data last updated on March 2, 2023
Cadillac CT5 Car Insurance Rates
2023 Cadillac CT5 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,288$357
Safe Driver Age 20$3,758$313
At-fault Accidents Age 40$2,664$222
Low Deductibles Age 40$2,482$207
Safe Driver Age 30$2,004$167
Safe Driver Age 40$1,898$158
Safe Driver Age 50$1,726$144
Safe Driver Age 60$1,692$141
High Deductibles Age 40$1,594$133
Discount Rate Age 40$1,576$131

The data below illustrates average full coverage auto insurance policy costs for a Cadillac CT5 for the 2020 to 2023 model years.

Cadillac CT5 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Cadillac CT5$3,758$1,898$1,692
2022 Cadillac CT5$3,762$1,892$1,690
2021 Cadillac CT5$3,738$1,878$1,676
2020 Cadillac CT5$3,690$1,850$1,654

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Cadillac CT5 Insurance Cost by Model Year

The table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Cadillac CT5 model and trim level.

2023 Cadillac CT5 Insurance Cost by Trim Level
Cadillac CT5 Trim Level Annual Policy Six-Month Policy Per Month
Luxury Sedan$1,728$864$144
Luxury Sedan AWD$1,770$885$148
Premium Luxury Sedan$1,820$910$152
Sport Sedan$1,842$921$154
Premium Luxury AWD$1,856$928$155
Sport AWD$1,874$937$156
V Series Sedan$1,948$974$162
V Series Sedan AWD$1,976$988$165
V Series Blackwing$2,264$1,132$189

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Cadillac CT5, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 2, 2023
Cadillac CT5 Insurance Cost by Trim Level

How do CT5 insurance rates rank?

The Cadillac CT5 ranks first out of 38 total vehicles in the midsize luxury car segment for car insurance affordability. The CT5 costs an estimated $1,898 per year to insure for full coverage and the category average cost is $2,242 per year, a difference of $344 per year.

When rates are compared to random models in the midsize luxury car segment, auto insurance rates for a Cadillac CT5 cost $4 less per year than the Lexus ES 350, $224 less than the BMW 530i, and $560 less than the Infiniti Q50.

The next table shows how well the CT5 fares against the top-selling midsize luxury cars in the U.S. like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.

Insurance Cost Comparison: Cadillac CT5 vs Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898--
2Lexus ES 350$1,902$4
3Lexus ES 250$1,914$16
4Lexus RC 300$1,920$22
5Mercedes-Benz AMG CLA35$1,924$26
6Audi A3$1,928$30
7Mercedes-Benz AMG CLA45$1,968$70
8Mercedes-Benz CLA250$1,978$80
9Lexus IS 300$1,986$88
10Jaguar XF$1,988$90
11Audi S4$2,030$132
12BMW i4$2,040$142
13Mercedes-Benz E350$2,054$156
14Lexus ES 300h$2,082$184
15BMW 530i$2,122$224
16Audi A6$2,164$266
17Audi S5$2,166$268
18BMW 540i$2,170$272
19BMW 430i$2,206$308
20Lexus IS 500$2,212$314
21Mercedes-Benz E450$2,232$334
22Genesis G80$2,238$340
23Mercedes-Benz CLS450$2,296$398
24Mercedes-Benz EQE 350$2,312$414
25Audi RS 5$2,318$420
26BMW 530e$2,330$432
27Audi S6$2,354$456
28Mercedes-Benz AMG C43$2,358$460
29BMW M440i$2,362$464
30Mercedes-Benz EQE 500$2,364$466
31Audi A7$2,456$558
32Infiniti Q50$2,458$560
33Lexus LC 500h$2,640$742
34BMW M550i$2,644$746
35Tesla Model S$2,704$806
36Audi S7$2,720$822
37BMW M5$2,800$902
38BMW M8$2,954$1,056

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on March 2, 2023
Insurance Cost Comparison: Cadillac CT5 vs Midsize Luxury Cars