- Cadillac CT5 insurance costs an average of $1,948 per year for a full coverage policy.
- The cheapest trim level of Cadillac CT5 to insure is the Luxury Sedan at $1,774 per year.
- Out of 38 models in the midsize luxury car segment, the CT5 ranks first for car insurance cost.
How much does Cadillac CT5 car insurance cost?
Ranked first out of 38 vehicles in the midsize luxury car class, Cadillac CT5 insurance rates average $1,948 a year, or $162 a month. With the average midsize luxury car costing $2,302 a year to insure, the Cadillac CT5 could save around $354 or more each year.
The chart below displays average 2023 Cadillac CT5 car insurance rates using a variety of different risk scenarios.
The data below illustrates average full coverage auto insurance policy costs for a Cadillac CT5 for the 2020 to 2023 model years.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Cadillac CT5 | $3,858 | $1,948 | $1,738 |
| 2022 Cadillac CT5 | $3,862 | $1,944 | $1,736 |
| 2021 Cadillac CT5 | $3,838 | $1,928 | $1,720 |
| 2020 Cadillac CT5 | $3,788 | $1,900 | $1,696 |
The table below shows the estimated yearly and semi-annual policy costs, in addition to a monthly budget estimate, for each Cadillac CT5 model and trim level.
| Cadillac CT5 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Luxury Sedan | $1,774 | $887 | $148 |
| Luxury Sedan AWD | $1,818 | $909 | $152 |
| Premium Luxury Sedan | $1,870 | $935 | $156 |
| Sport Sedan | $1,892 | $946 | $158 |
| Premium Luxury AWD | $1,906 | $953 | $159 |
| Sport AWD | $1,926 | $963 | $161 |
| V Series Sedan | $2,002 | $1,001 | $167 |
| V Series Sedan AWD | $2,030 | $1,015 | $169 |
| V Series Blackwing | $2,324 | $1,162 | $194 |
How do CT5 insurance rates rank?
The Cadillac CT5 ranks first out of 38 total vehicles in the midsize luxury car segment for car insurance affordability. The CT5 costs an estimated $1,948 per year to insure for full coverage and the category average cost is $2,302 per year, a difference of $354 per year.
When rates are compared to random models in the midsize luxury car segment, auto insurance rates for a Cadillac CT5 cost $4 less per year than the Lexus ES 350, $232 less than the BMW 530i, and $578 less than the Infiniti Q50.
The next table shows how well the CT5 fares against the top-selling midsize luxury cars in the U.S. like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Cadillac CT5 | $1,948 | -- |
| 2 | Lexus ES 350 | $1,952 | $4 |
| 3 | Lexus ES 250 | $1,966 | $18 |
| 4 | Lexus RC 300 | $1,970 | $22 |
| 5 | Mercedes-Benz AMG CLA35 | $1,974 | $26 |
| 6 | Audi A3 | $1,980 | $32 |
| 7 | Mercedes-Benz AMG CLA45 | $2,018 | $70 |
| 8 | Mercedes-Benz CLA250 | $2,032 | $84 |
| 9 | Lexus IS 300 | $2,040 | $92 |
| 10 | Jaguar XF | $2,042 | $94 |
| 11 | Audi S4 | $2,084 | $136 |
| 12 | BMW i4 | $2,096 | $148 |
| 13 | Mercedes-Benz E350 | $2,110 | $162 |
| 14 | Lexus ES 300h | $2,138 | $190 |
| 15 | BMW 530i | $2,180 | $232 |
| 16 | Audi A6 | $2,222 | $274 |
| 17 | Audi S5 | $2,226 | $278 |
| 18 | BMW 540i | $2,230 | $282 |
| 19 | BMW 430i | $2,266 | $318 |
| 20 | Lexus IS 500 | $2,272 | $324 |
| 21 | Mercedes-Benz E450 | $2,292 | $344 |
| 22 | Genesis G80 | $2,298 | $350 |
| 23 | Mercedes-Benz CLS450 | $2,358 | $410 |
| 24 | Mercedes-Benz EQE 350 | $2,374 | $426 |
| 25 | Audi RS 5 | $2,380 | $432 |
| 26 | BMW 530e | $2,396 | $448 |
| 27 | Audi S6 | $2,416 | $468 |
| 28 | Mercedes-Benz AMG C43 | $2,420 | $472 |
| 29 | BMW M440i | $2,424 | $476 |
| 30 | Mercedes-Benz EQE 500 | $2,428 | $480 |
| 31 | Audi A7 | $2,522 | $574 |
| 32 | Infiniti Q50 | $2,526 | $578 |
| 33 | Lexus LC 500h | $2,710 | $762 |
| 34 | BMW M550i | $2,714 | $766 |
| 35 | Tesla Model S | $2,778 | $830 |
| 36 | Audi S7 | $2,796 | $848 |
| 37 | BMW M5 | $2,876 | $928 |
| 38 | BMW M8 | $3,034 | $1,086 |
