Cadillac Car Insurance Cost for 2023

What does average Cadillac car insurance cost? We break down rates from the ATS to the XTS to find out which models have cheap Cadillac insurance.

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  • Cadillac car insurance cost for 2023 models ranges from $1,592 per year for a Cadillac XT4 up to $2,444 per year for the Cadillac Escalade.
  • Compared to other luxury brands, average car insurance rates for a Cadillac are 26% cheaper than Mercedes-Benz, 24% cheaper than BMW, and 19.9% cheaper than Audi.
  • Average car insurance cost per month for Cadillac ranges from $133 to $204, depending on the model.

How much does Cadillac insurance cost?

Average car insurance cost for 2023 Cadillac models ranges from $1,592 per year for the Cadillac XT4 to $2,444 per year for the Cadillac Escalade. This is the equivalent of $133 to $204 per month.

The average cost per year when averaged for all Cadillac models is $1,861. Models that are closest to the average price are the Cadillac XT6, Cadillac CT4, and Cadillac CT5. Annual insurance cost for those three models is $1,716, $1,842, and $1,898, respectively.

When compared to the average car insurance rate for all vehicles in the U.S. of $1,685, Cadillac insurance costs $176 more per year than the national average rate.

The table below shows average Cadillac insurance rates broken out by model. Models no longer in production are indicated with the last year produced in parentheses.

Average Insurance Cost for Cadillac Vehicles
Model Annual Cost Monthly Cost
Cadillac ATS 2019 and prior model years$1,784$149
Cadillac CT4$1,842$154
Cadillac CT5$1,898$158
Cadillac CT6 2020 and prior model years$1,968$164
Cadillac CTS 2019 and prior model years$1,666$139
Cadillac CTS-V 2019 and prior model years$2,192$183
Cadillac ELR 2016 and prior model years$1,718$143
Cadillac Escalade$2,444$204
Cadillac SRX 2016 and prior model years$1,484$124
Cadillac XT4$1,592$133
Cadillac XT5$1,676$140
Cadillac XT6$1,716$143
Cadillac XTS 2019 and prior model years$1,778$148

Is Cadillac insurance expensive?

When compared to other luxury brands, Cadillac car insurance costs $151 less per year on average than Lexus, $265 less than Infiniti, $412 less than Audi, and $555 less than Mercedes-Benz.

We compared Cadillac insurance rates to seven other luxury brands to see how they compared. The results are shown in the chart below.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Cadillac, Acura, Audi, BMW, Infiniti, Lexus, Mercedes-Benz, and Volvo vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Cadillac Car Insurance Cost vs. Top Luxury Competitors

Out of the brands compared in the chart above, Volvo has the most similar rates to Cadillac.

The rest of the brands have more variation. For example, average Cadillac insurance rates are 19.9% cheaper per year than Audi, 24% cheaper than BMW, 7.8% cheaper than Lexus, and 26% cheaper than Mercedes-Benz.

The next table includes both luxury and non-luxury automotive brands to give a broader comparison to Cadillac rates. If the value in the difference column is red, the comparison brand is more expensive on average than Cadillac. If the value is green, the brand is cheaper overall than Cadillac.

Cadillac Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Cadillac$1,861--
Acura$1,980$119
Audi$2,273$412
BMW$2,368$507
Chevrolet$1,751-$110
Dodge$2,273$412
Ford$1,778-$83
Genesis$2,048$187
GMC$1,831-$30
Honda$1,612-$249
Hyundai$1,722-$139
Infiniti$2,126$265
Jaguar$2,116$255
Jeep$1,912$51
Kia$1,712-$149
Land Rover$2,145$284
Lexus$2,012$151
Lincoln$1,926$65
Mazda$1,596-$265
Mercedes-Benz$2,416$555
Mitsubishi$1,785-$76
Nissan$1,729-$132
Subaru$1,619-$242
Tesla$2,166$305
Toyota$1,783-$78
Volkswagen$1,646-$215
Volvo$1,879$18

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2023 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Cadillac insurance. Green indicates the brand is cheaper to insure on average than Cadillac and red indicates the brand costs more to insure on average than Cadillac.Data last updated on May 5, 2023
Cadillac Car Insurance Cost vs. Popular Automotive Brands

Despite being a luxury brand, Cadillac car insurance rates really to compare fairly well to some non-luxury brands.

Average Cadillac insurance rates are only 4.6% more expensive per year than Ford, 6.1% more expensive than Chevy, 14.3% more expensive than Honda, and 4.3% more expensive than Toyota.

What is the cheapest Cadillac insurance?

The cheapest Cadillac to insure is the Cadillac XT4, which is a small luxury SUV. It costs an average of $1,592 per year to insure. The second cheapest Cadillac to insure is the Cadillac XT5 with an average cost of $1,676 per year.

Rounding out the top five cheapest Cadillac vehicles to insure are the Cadillac XT6, Cadillac CT4, and Cadillac CT5. Average rates for all five models are shown below.

Top five cheapest Cadillacs to insure for 2023

  1. Cadillac XT4 – (small luxury SUV) Average yearly rate of $1,592 or $133 per month
  2. Cadillac XT5 – (midsize luxury SUV) Average yearly rate of $1,676 or $140 per month
  3. Cadillac XT6 – (midsize luxury SUV) Average yearly rate of $1,716 or $143 per month
  4. Cadillac CT4 – (small luxury car) Average yearly rate of $1,842 or $154 per month
  5. Cadillac CT5 – (midsize luxury car) Average yearly rate of $1,898 or $158 per month