Cadillac CT4 Car Insurance Cost for 2023

• Cadillac CT4 car insurance rates average $1,842 per year (about $154 per month) for full coverage.
• The cheapest Cadillac CT4 insurance is on the Luxury Sedan trim level at an average of $1,684 per year. The CT4 V Series Blackwing is the most expensive to insure at $2,038 per year.
• Out of 19 other small luxury cars for the 2023 model year, the CT4 ranks fourth for car insurance affordability.

How much does Cadillac CT4 insurance cost?

Ranked fourth out of 19 vehicles in the compact luxury car segment, Cadillac CT4 insurance rates average $1,842 a year, or about $154 on a monthly basis.

Average monthly payments to insure a 2023 CT4 cost from $140 per month on the CT4 Luxury Sedan model to $170 per month on the V Series Blackwing model.

With the average small luxury car costing $1,942 a year to insure, the Cadillac CT4 could save an estimated $100 or more on an annual basis.

The rate summary chart below details how average CT4 auto insurance rates can change with differences in driver age and insurance policy deductibles. The rate estimates range from the cheapest policy rate of $1,372 per year for a driver age 60 with high policy deductibles to the highest price of $4,270 per year for a driver age 20 with a $250 policy deductible.

The rate table below details the estimated annual and semi-annual policy costs, plus a monthly budget figure, for each Cadillac CT4 model trim level.

The next table illustrates average Cadillac CT4 car insurance cost for the 2020-2023 model years and for different driver ages.

Is Cadillac CT4 insurance expensive?

The Cadillac CT4 ranks fourth out of 19 total comparison vehicles in the small luxury car class for most affordable car insurance rates. The CT4 costs an average of $1,842 per year for an auto insurance policy with full coverage, while the class median cost is $1,942 annually, a difference of $100 per year.

When compared directly to the best-selling models in the small luxury car category, insurance rates for a Cadillac CT4 cost $50 more per year than the BMW 330i, $106 less than the Mercedes-Benz C300, and $128 less than the Volvo S60.

The table displayed below shows how well the CT4 fares against the top 10 best-selling small luxury cars like the Acura TLX, Audi A4, and the Genesis G70.