Cadillac CT4 Car Insurance Cost for 2023

Are car insurance rates expensive for a Cadillac CT4?

We surveyed average insurance rates up to the top tier V Series Blackwing model to discover how insurance on the CT4 measures up to the rest of the 2023 small luxury car segment.

Start QuoteCompare CT4 car insurance rates and save on your next policy.

  • Cadillac CT4 car insurance rates average $1,842 per year (about $154 per month) for full coverage.
  • The cheapest Cadillac CT4 insurance is on the Luxury Sedan trim level at an average of $1,684 per year. The CT4 V Series Blackwing is the most expensive to insure at $2,038 per year.
  • Out of 19 other small luxury cars for the 2023 model year, the CT4 ranks fourth for car insurance affordability.

How much does Cadillac CT4 insurance cost?

Ranked fourth out of 19 vehicles in the compact luxury car segment, Cadillac CT4 insurance rates average $1,842 a year, or about $154 on a monthly basis.

Average monthly payments to insure a 2023 CT4 cost from $140 per month on the CT4 Luxury Sedan model to $170 per month on the V Series Blackwing model.

With the average small luxury car costing $1,942 a year to insure, the Cadillac CT4 could save an estimated $100 or more on an annual basis.

The rate summary chart below details how average CT4 auto insurance rates can change with differences in driver age and insurance policy deductibles. The rate estimates range from the cheapest policy rate of $1,372 per year for a driver age 60 with high policy deductibles to the highest price of $4,270 per year for a driver age 20 with a $250 policy deductible.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Cadillac CT4 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Cadillac CT4 trim levels.Data last updated on December 30, 2022
Cadillac CT4 Car Insurance Rates
Cadillac CT4 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,042$254
$500$3,638$303
$250$4,270$356
30$1,000$1,616$135
$500$1,954$163
$250$2,304$192
40$1,000$1,532$128
$500$1,842$154
$250$2,164$180
50$1,000$1,398$117
$500$1,676$140
$250$1,966$164
60$1,000$1,372$114
$500$1,644$137
$250$1,928$161

The rate table below details the estimated annual and semi-annual policy costs, plus a monthly budget figure, for each Cadillac CT4 model trim level.

2023 Cadillac CT4 Insurance Cost by Trim Level
Cadillac CT4 Trim Level Annual Policy 6-month Policy Per Month
Luxury Sedan$1,684$842$140
Luxury AWD$1,726$863$144
Sport Sedan$1,798$899$150
Sport AWD$1,828$914$152
Premium Luxury Sedan$1,856$928$155
Premium Luxury AWD$1,882$941$157
V Series Sedan$1,884$942$157
V Series AWD$1,888$944$157
V Series Blackwing$2,038$1,019$170

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Cadillac CT4, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 29, 2022
Cadillac CT4 Insurance Cost by Trim Level

The next table illustrates average Cadillac CT4 car insurance cost for the 2020-2023 model years and for different driver ages.

Cadillac CT4 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Cadillac CT4$3,638$1,842$1,644
2022 Cadillac CT4$3,664$1,836$1,642
2021 Cadillac CT4$3,512$1,762$1,574
2020 Cadillac CT4$3,466$1,736$1,552

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Cadillac CT4 Insurance Cost by Model Year

Is Cadillac CT4 insurance expensive?

The Cadillac CT4 ranks fourth out of 19 total comparison vehicles in the small luxury car class for most affordable car insurance rates. The CT4 costs an average of $1,842 per year for an auto insurance policy with full coverage, while the class median cost is $1,942 annually, a difference of $100 per year.

When compared directly to the best-selling models in the small luxury car category, insurance rates for a Cadillac CT4 cost $50 more per year than the BMW 330i, $106 less than the Mercedes-Benz C300, and $128 less than the Volvo S60.

The table displayed below shows how well the CT4 fares against the top 10 best-selling small luxury cars like the Acura TLX, Audi A4, and the Genesis G70.

Insurance Cost Comparison: Cadillac CT4 vs Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura Integra$1,584-$258
2BMW 330i$1,792-$50
3Acura TLX$1,822-$20
4Cadillac CT4$1,842--
5Genesis G70$1,880$38
6BMW 330e$1,910$68
7BMW 228i$1,920$78
8BMW 230i$1,932$90
9Mercedes-Benz C300$1,948$106
10Audi A4$1,954$112
11Lexus RC 350$1,956$114
12Audi S3$1,968$126
13Volvo S60$1,970$128
14Alfa Romeo Giulia$1,992$150
15BMW M235i$1,996$154
16Lexus IS 350$2,028$186
17Audi RS 3$2,106$264
18BMW M240i$2,146$304
19BMW M340i$2,156$314

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Cadillac CT4 vs Small Luxury Cars