Cadillac CT4 Car Insurance Cost for 2022

How much does CT4 insurance cost? We compare car insurance rates from the base CT4 Luxury Sedan to the high-end V Series Sedan trim level to see how insurance cost measures up to the rest of the small luxury car class.

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  • Cadillac CT4 car insurance rates average $1,694 per year (about $141 per month) for full coverage.
  • The cheapest Cadillac CT4 insurance is on the Luxury Sedan trim level at an average of $1,562 per year. The CT4 V Series Blackwing is the most expensive to insure at $1,856 per year.
  • Out of 19 other small luxury cars for the 2022 model year, the CT4 ranks #9 for car insurance affordability.

How much does Cadillac CT4 insurance cost?

Ranked #9 out of 19 vehicles in the compact luxury car segment, Cadillac CT4 insurance rates average $1,694 a year, or about $141 on a monthly basis.

Average monthly payments to insure a 2022 CT4 cost from $130 per month on the CT4 Luxury Sedan model to $155 per month on the V Series Blackwing model.

With the average small luxury car costing $1,730 a year to insure, the Cadillac CT4 could save an estimated $36 or more on an annual basis.

The rate summary chart below details how average CT4 auto insurance rates can change with differences in driver age and insurance policy deductibles. The rate estimates range from the cheapest policy rate of $1,276 per year for a driver age 60 with high policy deductibles to the highest price of $3,924 per year for a driver age 20 with a $250 policy deductible.

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Chart Data Details: Chart shows average insurance cost for a 2022 Cadillac CT4 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Cadillac CT4 trim levels.Data last updated on August 29, 2022
Cadillac CT4 Car Insurance Rates
Cadillac CT4 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,848$237
$500$3,372$281
$250$3,924$327
30$1,000$1,496$125
$500$1,788$149
$250$2,094$175
40$1,000$1,424$119
$500$1,694$141
$250$1,972$164
50$1,000$1,300$108
$500$1,540$128
$250$1,794$150
60$1,000$1,276$106
$500$1,512$126
$250$1,762$147

The rate table below details the estimated annual and semi-annual policy costs, plus a monthly budget figure, for each Cadillac CT4 model trim level.

2022 Cadillac CT4 Insurance Cost by Trim Level
Cadillac CT4 Trim Level Annual Policy 6-month Policy Per Month
Luxury Sedan$1,562$781$130
Luxury AWD$1,608$804$134
Premium Luxury Sedan$1,646$823$137
Sport Sedan$1,664$832$139
Premium Luxury AWD$1,692$846$141
Sport AWD$1,696$848$141
V Series Sedan$1,744$872$145
V Series AWD$1,772$886$148
V Series Blackwing$1,856$928$155

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Table Data Details: Average rates are for a 2022 Cadillac CT4, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 29, 2022
Cadillac CT4 Insurance Cost by Trim Level

The next table illustrates average Cadillac CT4 car insurance cost for the 2020-2021 model years and for different driver ages.

Cadillac CT4 Insurance Cost for 2020-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,372$1,788$1,694$1,540$1,512
2021$3,214$1,700$1,612$1,470$1,444
2020$3,156$1,668$1,582$1,442$1,416

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 29, 2022
Cadillac CT4 Insurance Cost by Model Year

Is Cadillac CT4 insurance expensive?

The Cadillac CT4 ranks #9 out of 19 total comparison vehicles in the small luxury car class for most affordable car insurance rates. The CT4 costs an average of $1,694 per year for an auto insurance policy with full coverage, while the class median cost is $1,730 annually, a difference of $36 per year.

When compared directly to the best-selling models in the small luxury car category, insurance rates for a Cadillac CT4 cost $82 more per year than the BMW 330i, $120 less than the Mercedes-Benz C300, and $56 more than the Volvo S60.

The table displayed below shows how well the CT4 fares against the top 10 best-selling small luxury cars like the Acura TLX, Audi A4, and the Genesis G70.

Insurance Cost Comparison: Cadillac CT4 vs Small Luxury Cars
Rank Make/Model Insurance Cost Difference
1Mercedes-Benz A220$1,500-$194
2BMW 330i$1,612-$82
3Acura TLX$1,620-$74
4Volvo S60$1,638-$56
5BMW 330e$1,642-$52
6BMW 228i$1,652-$42
7BMW 230i$1,664-$30
8Alfa Romeo Giulia$1,692-$2
9Cadillac CT4$1,694--
10Lexus RC 350$1,698$4
11Genesis G70$1,720$26
12Audi A4$1,766$72
13Audi S3$1,772$78
14Mercedes-Benz C300$1,814$120
15BMW M235i$1,852$158
16Audi RS 3$1,856$162
17BMW M240i$1,884$190
18Lexus IS 350$1,898$204
19BMW M340i$1,902$208

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 29, 2022
Insurance Cost Comparison: Cadillac CT4 vs Small Luxury Cars