How Much Does Ford Flex Car Insurance Cost?

How much are Ford Flex car insurance rates? We did our comparison magic on trims from the SE to the Limited EcoBoost to see how insurance rates stacked up against the competition.

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  • Ford Flex insurance costs an average of $1,496 per year, or around $125 per month for full coverage.
  • Flex insurance cost ranges from $1,420 to $1,558 annually on average, depending on trim level.
  • The 2019 Ford Flex ranks 11th out of 24 vehicles for insurance affordability when compared to other midsize SUVs

How much does Ford Flex car insurance cost?

Ford Flex insurance averages around $1,496 yearly, or about $125 monthly. With the average midsize SUV costing $1,527 a year to insure, the Ford Flex compares favorably, being $31 cheaper.

Average monthly payments to insure a 2019 Ford Flex for full coverage cost from $118 per month on the Flex SE 2WD model to $130 per month on the Limited Ecoboost AWD Turbo model.

The chart below details car insurance cost for a 2019 Ford Flex using different driver ages and policy limits.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2019 model year Ford Flex with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Ford Flex trim levels.Data last updated on January 23, 2023
Ford Flex Insurance Cost Summary
Ford Flex Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,410$284
Safe Driver Age 20$2,984$249
At-fault Accidents Age 40$2,128$177
Low Deductibles Age 40$1,902$159
Safe Driver Age 30$1,564$130
Safe Driver Age 40$1,496$125
Safe Driver Age 50$1,364$114
Safe Driver Age 60$1,338$112
High Deductibles Age 40$1,286$107
Discount Rate Age 40$1,242$104

In the chart above, 2019 Ford Flex car insurance rates range from a discount rate for a 40-year-old driver of $1,242 to the high-risk average rate for a 30-year-old driver of $3,410 per year.

Not shown in the chart are rates for teenage drivers.  A 16-year-old male driver with a clean driving record would pay around $5,546 while a 16-year-old female would pay about $4,890. At age 17, males would pay around $5,140 and females $4,592.

Is Ford Flex insurance cheap?

The cheapest trim level of Ford Flex to insure is the SE 2WD at around $1,420 per year. The second cheapest trim is the SEL 2WD at $1,466 per year, and the third cheapest trim to insure is the SEL AWD, also at $1,466 per year.

The highest cost models of Ford Flex to insure are the Limited Ecoboost AWD Turbo at $1,558 and the Limited AWD at $1,558 per year. Those models will cost an extra $138 per year over the cheapest SE 2WD model.

The table below displays average car insurance rates, including a monthly budget estimate, for each Ford Flex package and trim level.

2019 Ford Flex Insurance Cost by Trim Level
Ford Flex Trim Level Annual Policy 6-month Policy Per Month
SE 2WD$1,420$710$118
SEL 2WD$1,466$733$122
SEL AWD$1,466$733$122
Limited 2WD$1,510$755$126
Limited AWD$1,558$779$130
Limited Ecoboost AWD Turbo$1,558$779$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Ford Flex, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Ford Flex Insurance Cost by Trim Level

How does Flex insurance rank?

The Ford Flex ranks 11th out of 24 total vehicles in the 2019 midsize SUV segment. The Flex costs an average of $1,496 per year for full coverage insurance and the segment average is $1,527 annually, a difference of only $31 per year.

When compared directly to the top-selling other midsize SUVs, Ford Flex car insurance costs $148 less per year than the Jeep Grand Cherokee, $94 less than the Toyota Highlander, $40 more than the Honda Pilot, and $176 less than the Jeep Cherokee.

The chart below shows how insurance cost for a Ford Flex compares to the top-selling midsize SUVs for the 2019 model year. Additionally, you can find a more comprehensive table after the chart displaying insurance cost comparisons and rankings for all 24 models in the midsize SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2019 model year Ford Flex, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Ford Flex trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Ford Flex vs Top 10 Midsize SUVs Insurance Cost Comparison
Ford Flex Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Volkswagen Atlas$1,368-$128
2Subaru Outback$1,394-$102
3Ford Edge$1,404-$92
4Chevrolet Traverse$1,410-$86
5Toyota 4Runner$1,420-$76
6Honda Pilot$1,456-$40
7Subaru Ascent$1,458-$38
8Nissan Murano$1,466-$30
9Mazda CX-9$1,486-$10
10Ford Explorer$1,490-$6
11Ford Flex$1,496--
12Honda Passport$1,510$14
13Chevrolet Blazer$1,524$28
14Kia Sorento$1,540$44
15Dodge Journey$1,544$48
16GMC Acadia$1,562$66
17Toyota Highlander$1,590$94
18Dodge Durango$1,598$102
19Hyundai Santa Fe$1,602$106
20Buick Enclave$1,618$122
21Nissan Pathfinder$1,638$142
22Jeep Grand Cherokee$1,644$148
23Jeep Cherokee$1,672$176
24Jeep Wrangler$1,750$254

How much will older Flex models save on insurance?

Driving a 2013 Flex in place of a 2019 model year could save an average of $440 each year. Older models have a lower replacement cost value, which results in lower insurance costs.

The data table below shows average Ford Flex car insurance rates for the 2013 to 2019 model years and different driver ages. Insurance cost ranges from the best rate of $946 for a 60-year-old driver rated on a 2013 Ford Flex to the highest rate of $2,984 for a 20-year-old driving a 2019 Ford Flex.

Ford Flex Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2019 Ford Flex$2,984$1,496$1,338
2018 Ford Flex$2,960$1,476$1,328
2017 Ford Flex$2,830$1,416$1,270
2016 Ford Flex$2,532$1,272$1,142
2015 Ford Flex$2,542$1,286$1,152
2014 Ford Flex$2,306$1,162$1,046
2013 Ford Flex$2,088$1,056$946

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Ford Flex Insurance Cost by Model Year

At some point with older models, vehicle owners will have to decide when to remove comprehensive and/or collision coverage from the insurance policy. As vehicles get older and lose value from depreciation, the extra cost of physical damage coverage is more than the benefits provided by having it. Removing full coverage on an older Ford Flex could potentially save $726 per year, depending on the policy deductibles and the age of the rated driver.