Jaguar Car Insurance Cost for 2022

How much does Jaguar insurance cost? We break down average cost for all Jag models like the F-TYPE, E-PACE, XE and more to see which have the cheapest car insurance rates.

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Jaguar has a rich history dating back to 1922, when it was originally founded as the Swallow Sidecar Company to create motorcycle sidecars in England.

Today, Jaguar is the luxury vehicle brand of Jaguar Land Rover, producing models like the compact E-Pace SUV, the F-Type convertible, and the I-Pace electric SUV.

How much will will it cost to insure a Jaguar? We break down average rates for models in production since 2013 and compare Jaguar’s overall average rate to other luxury automobile brands like BMW, Lexus, and Mercedes-Benz.

How much does Jaguar car insurance cost?

Jaguar car insurance rates range from $1,564 a year for a Jaguar E-Pace up to $2,304 per year for the Jaguar F-Type. Average car insurance cost for a 2022 Jaguar is $1,975 per year, which is 26% more than the U.S. national average car insurance cost of $1,567.

The table below shows average car insurance cost for Jaguar models in production since the 2013 model year. Discontinued models have the last produced model year noted beside the model name.

Average Insurance Cost for Jaguar Vehicles
Model Annual Cost Monthly Cost
Jaguar E-Pace$1,564$130
Jaguar F-Pace$2,026$169
Jaguar F-Type$2,304$192
Jaguar I-Pace$1,974$165
Jaguar XE (2020 and prior)$1,628$136
Jaguar XF$2,006$167
Jaguar XJ (2019 and prior)$2,088$174
Jaguar XJ Super (2017 and prior)$2,186$182
Jaguar XK (2015 and prior)$1,782$149
Jaguar XKR (2015 and prior)$1,948$162

Is Jaguar insurance expensive?

As mentioned before, the cost to insure a Jaguar is definitely higher than the average car in America: $408 more per year on average to be exact.

As a luxury brand, it makes sense to compare Jaguar to other luxury competitors. Insurance for a Jaguar costs on average 5.5% less per year than Audi, 6.6% less than BMW, 18.5% more than Volvo, and 7.1% less per year than Mercedes-Benz.

The chart below compares average Jaguar insurance rates to other luxury competitors. Jaguar rates are indicated by the first orange bar, which other luxury brands are shown alphabetically in blue.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Jaguar, Alfa Romeo, Aston Martin, Audi, BMW, Mercedes-Benz, Porsche, and Volvo vehicles for the 2022 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on July 12, 2022
Jaguar Car Insurance Cost vs. Top Luxury Competitors

Even though Jag insurance is considerably more than the average vehicle, when compared to more suitable competition rates could actually be considered reasonable. Only Alfa Romeo and Volvo have cheaper average rates than Jaguar in the comparison chart above.

To get a feel for how Jaguar insurance compares across all the popular U.S. automotive brands, the table below adds in non-luxury manufactures like Ford and Chevy as well as Asian brands like Kia, Honda, Toyota, Lexus, and Infiniti.

The first row of the table shows the average Jaguar car insurance cost per year of $1,975. Each comparison brand shows its respective average cost plus the difference when compared to Jaguar.

If the difference value is green in color, that comparison brand has cheaper average car insurance cost than Jaguar. If the value is red in color, then Jaguar rates are cheaper than the comparison brand.

Jaguar Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Jaguar$1,975--
Acura$1,772-$203
Audi$2,089$114
BMW$2,115$140
Cadillac$1,664-$311
Chevrolet$1,549-$426
Dodge$2,025$50
Ford$1,548-$427
Genesis$1,841-$134
GMC$1,649-$326
Honda$1,464-$511
Hyundai$1,538-$437
Infiniti$1,938-$37
Jeep$1,683-$292
Kia$1,522-$453
Lexus$1,826-$149
Lincoln$1,720-$255
Mazda$1,409-$566
Mercedes-Benz$2,127$152
Mitsubishi$1,625-$350
Nissan$1,621-$354
Subaru$1,463-$512
Tesla$1,976$1
Toyota$1,552-$423
Volkswagen$1,491-$484
Volvo$1,667-$308

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2022 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Jaguar insurance. Green indicates the brand is cheaper to insure on average than Jaguar and red indicates the brand costs more to insure on average than Jaguar.Data last updated on July 12, 2022
Jaguar Car Insurance Cost vs. Popular Automotive Brands

When compared to non-luxury automakers, it’s pretty obvious that you’ll pay more to insure a Jaguar.

This stands to reason, however, as the average MSRP for a Jaguar is considerably higher than most non-luxury cars and SUVs. Higher purchase price doesn’t always translate to higher car insurance rates, but when you’re talking about paying over $100,000 for a Jaguar F-Type R convertible, it does.

What is the cheapest Jaguar car insurance?

The Jaguar E-Pace is the cheapest Jag to insure at an average cost of $1,564 per year. With a purchase price that ranges from $41,800 to $51,000, it is also the cheapest Jaguar to buy.

Ranking in second place, the $69,900 Jaguar I-Pace costs an average of $1,974 per year to insure for full coverage.

The rest of the top five cheapest Jags to insure are the Jaguar XF, Jaguar F-Pace, and Jaguar F-Type. The list below details annual and monthly average car insurance cost for each model, plus the vehicle segment each belongs to.

Top five cheapest Jaguar models to insure for 2022

  1. Jaguar E-Pace – (midsize luxury SUV) $1,564 per year or $130 per month
  2. Jaguar I-Pace – (small luxury SUV) $1,974 per year or $165 per month
  3. Jaguar XF – (midsize luxury car) $2,006 per year or $167 per month
  4. Jaguar F-Pace – (small luxury SUV) $2,026 per year or $169 per month
  5. Jaguar F-Type – (sports car) $2,304 per year or $192 per month