Jaguar Car Insurance Cost for 2023

How much does Jaguar insurance cost? We break down average cost for all Jag models like the F-TYPE, E-PACE, XE and more to see which have the cheapest car insurance rates.

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Jaguar has a rich history dating back to 1922, when it was originally founded as the Swallow Sidecar Company to create motorcycle sidecars in England.

Today, Jaguar is the luxury vehicle brand of Jaguar Land Rover, producing models like the compact E-Pace SUV, the F-Type convertible, and the I-Pace electric SUV.

How much will will it cost to insure a Jaguar? We break down average rates for models in production since 2013 and compare Jaguar’s overall average rate to other luxury automobile brands like BMW, Lexus, and Mercedes-Benz.

How much does Jaguar car insurance cost?

Jaguar car insurance rates range from $1,856 a year for a Jaguar E-Pace up to $2,600 per year for the Jaguar F-Type. Average car insurance cost for a 2023 Jaguar is $2,171 per year, which is 22.7% more than the U.S. national average car insurance cost of $1,728.

The table below shows average car insurance cost for Jaguar models in production since the 2013 model year. Discontinued models have the last produced model year noted beside the model name.

Average Insurance Cost for Jaguar Vehicles
Model Annual Cost Monthly Cost
Jaguar E-Pace$1,856$155
Jaguar F-Pace$2,106$176
Jaguar F-Type$2,600$217
Jaguar I-Pace$2,252$188
Jaguar XE 2020 and prior model years$1,834$153
Jaguar XF$2,042$170
Jaguar XJ 2019 and prior model years$2,308$192
Jaguar XJ Super 2017 and prior model years$2,384$199
Jaguar XK 2015 and prior model years$1,920$160
Jaguar XKR 2015 and prior model years$2,078$173

Is Jaguar insurance expensive?

As mentioned before, the cost to insure a Jaguar is definitely higher than the average car in America: $443 more per year on average to be exact.

As a luxury brand, it makes sense to compare Jaguar to other luxury competitors. Insurance for a Jaguar costs on average 7.2% less per year than Audi, 11.3% less than BMW, 11.9% more than Volvo, and 13.3% less per year than Mercedes-Benz.

The chart below compares average Jaguar insurance rates to other luxury competitors. Jaguar rates are indicated by the first orange bar, which other luxury brands are shown alphabetically in blue.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Jaguar, Alfa Romeo, Aston Martin, Audi, BMW, Mercedes-Benz, Porsche, and Volvo vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Jaguar Car Insurance Cost vs. Top Luxury Competitors

Even though Jag insurance is considerably more than the average vehicle, when compared to more suitable competition rates could actually be considered reasonable. Only Alfa Romeo and Volvo have cheaper average rates than Jaguar in the comparison chart above.

To get a feel for how Jaguar insurance compares across all the popular U.S. automotive brands, the table below adds in non-luxury manufactures like Ford and Chevy as well as Asian brands like Kia, Honda, Toyota, Lexus, and Infiniti.

The first row of the table shows the average Jaguar car insurance cost per year of $2,171. Each comparison brand shows its respective average cost plus the difference when compared to Jaguar.

If the difference value is green in color, that comparison brand has cheaper average car insurance cost than Jaguar. If the value is red in color, then Jaguar rates are cheaper than the comparison brand.

Jaguar Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2023 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Jaguar insurance. Green indicates the brand is cheaper to insure on average than Jaguar and red indicates the brand costs more to insure on average than Jaguar.Data last updated on August 12, 2023
Jaguar Car Insurance Cost vs. Popular Automotive Brands

When compared to non-luxury automakers, it’s pretty obvious that you’ll pay more to insure a Jaguar.

This stands to reason, however, as the average MSRP for a Jaguar is considerably higher than most non-luxury cars and SUVs. Higher purchase price doesn’t always translate to higher car insurance rates, but when you’re talking about paying over $100,000 for a Jaguar F-Type R convertible, it does.

What is the cheapest Jaguar car insurance?

The Jaguar E-Pace is the cheapest Jag to insure at an average cost of $1,856 per year. With a purchase price that ranges from $48,000 to $48,000, it is also the cheapest Jaguar to buy.

Ranking in second place, the $47,000 Jaguar XF costs an average of $2,042 per year to insure for full coverage.

The rest of the top five cheapest Jags to insure are the Jaguar F-Pace, Jaguar I-Pace, and Jaguar F-Type. The list below details annual and monthly average car insurance cost for each model, plus the vehicle segment each belongs to.

Top five cheapest Jaguar models to insure for 2023

  1. Jaguar E-Pace – (midsize luxury SUV) $1,856 per year or $155 per month
  2. Jaguar XF – (midsize luxury car) $2,042 per year or $170 per month
  3. Jaguar F-Pace – (small luxury SUV) $2,106 per year or $176 per month
  4. Jaguar I-Pace – (small luxury SUV) $2,252 per year or $188 per month
  5. Jaguar F-Type – (sports car) $2,600 per year or $217 per month