Saving on Jaguar F-Type Insurance: Factors That Affect Costs

Is insurance for a Jaguar F-Type expensive?

From the P450 Coupe model to the P575 AWD Convertible trim level, we compared average insurance cost for a F-Type to find out how rate quotes rank when compared to similar sports cars.

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  • Drivers can expect to pay on average around $2,994 per year, $1,497 for a 6-month policy, or $250 per month for full coverage Jaguar F-Type insurance, depending on the trim level.
  • Out of 23 vehicles in the sports car segment, the F-Type ranks 18th for insurance affordability.
  • With an insurance cost range of $492, the cheapest F-Type trim level to insure is the P450 Coupe at around $2,754 per year, and the most expensive trim being the P575 AWD Convertible at $3,246 annually.

How much does Jaguar F-Type car insurance cost?

Jaguar F-Type car insurance costs on average $2,994 a year, or around $250 on a monthly basis. Expect to pay around $383 more annually to insure a Jaguar F-Type compared to similar vehicles, and $1,111 more per year than the $1,883 average for all vehicles.

The following chart details average car insurance cost for a 2024 Jaguar F-Type rated for different driver ages and risk profiles.

Figure 1: Average 2024 Jaguar F-Type insurance premiums for different driver ages and risk scenarios. Rates updated on February 26, 2024.

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Data Methodology: Average rates are for a 2024 model year Jaguar F-Type with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jaguar F-Type trim levels.

Jaguar F-Type Insurance Cost Summary
2024 Jaguar F-Type Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,940$578
Safe Driver Age 20$6,118$510
At-fault Accidents Age 40$4,202$350
Low Deductibles Age 40$4,148$346
Safe Driver Age 30$3,226$269
Safe Driver Age 40$2,994$250
Safe Driver Age 50$2,610$218
Discount Rate Age 40$2,484$207
Safe Driver Age 60$2,456$205
High Deductibles Age 40$2,414$201

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Jaguar F-Type trim levels. Updated February 26, 2024

Where does Jaguar F-Type insurance cost rank?

The Jaguar F-Type ranks 18th out of 23 comparison vehicles in the sports car category. The F-Type costs an average of $2,994 per year to insure for full coverage and the category median rate is $2,611 per year, a difference of $383 per year.

When compared to popular vehicles in the sports car segment, insurance for a Jaguar F-Type costs $366 more per year than the Chevrolet Corvette, $666 less per year than the Mercedes-Benz SL 55, and $1,240 more per year than the Mazda MX-5 Miata.

The table below shows how average Jaguar F-Type car insurance cost compares to other sports cars, and also ranks all models for insurance affordability.

Insurance Cost Comparison: Jaguar F-Type vs Sports Cars
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,754-$1,240
2Toyota GR86$1,998-$996
3Ford Mustang$2,086-$908
4BMW Z4$2,096-$898
5Subaru WRX$2,130-$864
6Toyota GR Supra$2,132-$862
7BMW M2$2,196-$798
8Nissan Z$2,200-$794
9Lexus RC F$2,244-$750
10Subaru BRZ$2,272-$722
11BMW M3$2,398-$596
12Porsche 718$2,444-$550
13Chevrolet Camaro$2,468-$526
14Chevrolet Corvette$2,628-$366
15Porsche 911$2,720-$274
16BMW M4$2,832-$162
17Lexus LC 500$2,846-$148
18Jaguar F-Type$2,994--
19Mercedes-Benz AMG GT53$3,142$148
20Porsche Taycan$3,214$220
21Mercedes-Benz SL 55$3,660$666
22Nissan GT-R$3,694$700
23Mercedes-Benz SL 63$3,898$904

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024

Insurance Cost Comparison: Jaguar F-Type vs Sports Cars

What is the cheapest Jaguar F-Type car insurance?

The cheapest model of Jaguar F-Type to insure is the P450 Coupe at $2,754 per year, or about $230 per month. The second cheapest trim is the P450 Convertible at $2,790 per year, and the third cheapest trim level to insure is the P450 AWD Coupe at $2,958 per year.

For more equipped F-Type trim levels, the three most expensive F-Type models to insure are the Jaguar F-Type P450 AWD Convertible, the P575 AWD Coupe, and the P575 AWD Convertible trim levels at an estimated $2,988,  $3,230, and $3,246 per year, respectively.

The table below displays average car insurance cost for the F-Type, including a monthly budget estimate, for each package and trim level.

2024 Jaguar F-Type Insurance Rates by Trim Level
2024 Jaguar F-Type Trim Level Annual Premium Cost Per Month
P450 Coupe$2,754$230
P450 Convertible$2,790$233
P450 AWD Coupe$2,958$247
P450 AWD Convertible$2,988$249
P575 AWD Coupe$3,230$269
P575 AWD Convertible$3,246$271

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Jaguar F-Type Insurance Cost by Trim Level

A few additional observations and concepts to keep in mind when shopping for F-Type coverage include:

  • Policyholder gender affects insurance cost. For a 2024 Jaguar F-Type, a 20-year-old male driver will have an average rate of $6,118 per year, while a 20-year-old woman pays an estimated $4,318, a difference of $1,800 per year. The females get the cheaper rate by far. But by age 50, male rates are $2,610 and the rate for females is $2,564, a difference of only $46.
  • Get better rates due to your employer. The large majority of auto insurance companies offer discounts for specific occupations like emergency medical technicians, members of the military, architects, college professors, accountants, and other occupations. By earning this discount, you could potentially save between $90 and $185 on your annual car insurance cost, depending on the coverage levels.
  • Earn discounts to save money. Discounts may be available if the policyholders insure their home and car with the same company, insure multiple vehicles on the same policy, choose electronic billing, are loyal customers, are claim-free, or many other discounts which could save the average driver as much as $510 per year.
  • As you get older, rates tend to drop. The difference in insurance cost between a 40-year-old driver ($2,994 per year) and a 20-year-old driver ($6,118 per year) is $3,124, or a savings of 68.6%.
  • Teenagers are the most expensive age group to insure. Average rates for full coverage F-Type insurance costs $10,415 per year for a 16-year-old driver, $10,263 per year for a 17-year-old driver, and $9,515 per year for an 18-year-old driver.