- Average Jaguar XKR insurance cost is $2,010 per year, or $168 per month for full coverage.
- The Jaguar XKR is one of the more expensive 2015 midsize luxury cars to insure, costing $273 more per year on average when compared to other midsize luxury cars.
- With an insurance cost range of $350, the cheapest XKR trim level to insure is the Convertible at around $1,866 per year, and the most expensive trim being the S Coupe at $2,216 annually.
How much does Jaguar XKR insurance cost?
Jaguar XKR car insurance rates average $2,010 yearly for a full-coverage policy, which is equal to about $168 a month. Collision coverage costs around $1,040 a year, liability/medical (or PIP) coverage is around $466, and the remaining comprehensive coverage is an estimated $504.
The next price chart details how average Jaguar XKR insurance costs can vary with different ages of driver and $250, $500, and $1,000 deductibles.
The next table shows average annual and 6-month car insurance policy rates, in addition to a monthly budget estimate, for each trim level available for the 2015 Jaguar XKR.
2015 Jaguar XKR Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Convertible | $1,866 | $156 |
Dynamic Convertible | $1,904 | $159 |
Coupe | $1,962 | $164 |
Dynamic Coupe | $2,000 | $167 |
S Convertible | $2,108 | $176 |
S Coupe | $2,216 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
The rate table below shows average Jaguar XKR insurance cost for the 2009 to 2015 model years and different driver age groups.
Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
---|---|---|---|
2015 Jaguar XKR | $4,062 | $2,010 | $1,660 |
2014 Jaguar XKR | $3,958 | $2,000 | $1,650 |
2013 Jaguar XKR | $3,692 | $1,864 | $1,538 |
2012 Jaguar XKR | $3,618 | $1,827 | $1,507 |
2011 Jaguar XKR | $3,546 | $1,790 | $1,477 |
2010 Jaguar XKR | $3,475 | $1,754 | $1,448 |
2009 Jaguar XKR | $3,405 | $1,719 | $1,419 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Jaguar XKR trim levels for each model year. Updated February 23, 2024
Additional rates and insights
Some additional points to make regarding the cost of Jaguar XKR insurance include:
- Improve your credit to save money. Having an over-800 credit score could save $316 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit history could cost as much as $366 more per year.
- High-risk insurance is expensive. For a 20-year-old driver, having too many driving record violations or accidents could raise rates by $3,162 or more per year.
- As age goes up, auto insurance cost goes down. The difference in insurance cost for a Jaguar XKR between a 60-year-old driver ($1,660 per year) and a 30-year-old driver ($2,152 per year) is $492, or a savings of 25.8%.
- Jaguar XKR insurance rates for teens are expensive. Average rates for full coverage Jaguar XKR insurance costs $7,066 per year for a 16-year-old driver, $6,896 per year for a 17-year-old driver, $6,270 per year for an 18-year-old driver, and $5,670 per year for a 19-year-old driver.
- Don’t be a careless driver. Too frequent at-fault accidents can raise rates, possibly up to $958 per year for a 30-year-old driver and even as much as $572 per year for a 50-year-old driver.
- Policy discounts mean cheaper XKR insurance. Discounts may be available if the insured drivers insure multiple vehicles on the same policy, are senior citizens, drive a vehicle with safety or anti-theft features, are claim-free, or many other policy discounts which could save the average driver as much as $342 per year on their insurance cost.
How does Jaguar XKR car insurance cost compare?
When average rates are compared to other popular midsize luxury cars, car insurance cost for a Jaguar XKR is $670 more per year than the Lexus ES 350, $334 more than the Infiniti Q50, and $610 more than the Lincoln MKZ.
The Jaguar XKR ranks 46th out of 54 total vehicles in the midsize luxury car segment for car insurance affordability. The XKR costs an average of $2,010 per year for an auto insurance policy with full coverage, while the category median cost is $1,737 annually, a difference of $273 per year.
The chart below shows how average Jaguar XKR car insurance rates compare to the top 10 best-selling midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. A more comprehensive data table is included after the chart that details average car insurance prices for the entire 54 vehicle midsize luxury car segment for the 2015 model year.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Lexus ES 350 | $1,340 | -$670 |
2 | Acura ILX | $1,346 | -$664 |
3 | Audi A3 | $1,380 | -$630 |
4 | Infiniti Q40 | $1,382 | -$628 |
5 | Volvo S80 | $1,388 | -$622 |
6 | Lincoln MKZ | $1,400 | -$610 |
7 | Mercedes-Benz SLK55 AMG | $1,412 | -$598 |
8 | Mercedes-Benz CLA250 | $1,468 | -$542 |
9 | Mercedes-Benz CLA45 AMG | $1,496 | -$514 |
10 | BMW 528xi | $1,498 | -$512 |
11 | BMW 428xi | $1,526 | -$484 |
12 | Audi A6 | $1,560 | -$450 |
13 | Audi S4 | $1,562 | -$448 |
14 | Mercedes-Benz C400 | $1,566 | -$444 |
15 | BMW 528i | $1,576 | -$434 |
16 | Lexus ES 300H | $1,578 | -$432 |
17 | Mercedes-Benz E350 | $1,578 | -$432 |
18 | Mercedes-Benz C350 | $1,592 | -$418 |
19 | Audi S5 | $1,602 | -$408 |
20 | BMW 435xi | $1,620 | -$390 |
21 | BMW 428i | $1,622 | -$388 |
22 | Mercedes-Benz SL400 | $1,632 | -$378 |
23 | Hyundai Genesis | $1,646 | -$364 |
24 | Infiniti Q50 | $1,676 | -$334 |
25 | BMW 550i | $1,696 | -$314 |
26 | BMW Activehybrid 5 | $1,698 | -$312 |
27 | Mercedes-Benz E550 | $1,700 | -$310 |
28 | Mercedes-Benz E400 | $1,710 | -$300 |
29 | BMW 435i | $1,714 | -$296 |
30 | Audi RS 5 | $1,730 | -$280 |
31 | BMW 550xi | $1,734 | -$276 |
32 | Jaguar XF | $1,752 | -$258 |
33 | Mercedes-Benz E250 | $1,754 | -$256 |
34 | BMW 535d | $1,764 | -$246 |
35 | Lexus GS 350 | $1,766 | -$244 |
36 | BMW 535xi | $1,780 | -$230 |
37 | BMW 535i | $1,782 | -$228 |
38 | Mercedes-Benz CLS400 | $1,788 | -$222 |
39 | Mercedes-Benz SL550 | $1,814 | -$196 |
40 | Jaguar XK | $1,842 | -$168 |
41 | BMW 640xi | $1,854 | -$156 |
42 | Audi A7 | $1,858 | -$152 |
43 | Audi S6 | $1,880 | -$130 |
44 | BMW 640i | $1,906 | -$104 |
45 | BMW 650xi | $1,940 | -$70 |
46 | Jaguar XKR | $2,010 | -- |
47 | Mercedes-Benz S550E | $2,024 | $14 |
48 | BMW M5 | $2,036 | $26 |
49 | Mercedes-Benz SL63 AMG | $2,092 | $82 |
50 | Tesla Model S | $2,102 | $92 |
51 | BMW M6 | $2,102 | $92 |
52 | Audi S7 | $2,116 | $106 |
53 | Mercedes-Benz SLS AMG | $2,682 | $672 |
54 | Mercedes-Benz SL65 AMG | $2,724 | $714 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2015 model year. Updated February 23, 2024