Jaguar I-Pace Insurance Cost [2023 Rates + Comparisons]

Is the Jaguar I-Pace expensive to insure? We compare insurance rates for the I-Pace HSE EV400 to see how it compares to the rest of the small luxury SUV market.

Start a Free QuoteCompare Jaguar I-Pace car insurance quotes and save on your next policy.

  • Jaguar I-Pace car insurance costs an average of $2,194 per year on average, or about $183 per month for a policy with full coverage.
  • When compared to other small luxury SUVs, the 2023 Jaguar I-Pace is one of the more expensive small luxury SUVs to insure, costing $285 more per year on average.
  • I-Pace insurance rates range from $2,194 to $2,194 annually for an average driver, depending on trim level.

How much does Jaguar I-Pace insurance cost?

Jaguar I-Pace car insurance averages around $2,194 annually for full coverage, or around $183 monthly. Expect to pay approximately $285 more annually to insure a Jaguar I-Pace compared to the average rate for small luxury SUVs, and $509 more per year than the $1,685 average for all vehicles.

Depending on the trim level being insured, monthly car insurance cost for a 2023 Jaguar I-Pace ranges from $183 to $183, with the base HSE EV400 model being cheapest and the HSE EV400 model costing the most to insure.

The following chart displays the average car insurance cost for a 2023 I-Pace using different risk profiles and driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jaguar I-Pace with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jaguar I-Pace trim levels.Data last updated on December 30, 2022
Jaguar I-Pace Insurance Cost Summary
2023 Jaguar I-Pace Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,006$417
Safe Driver Age 20$4,384$365
At-fault Accidents Age 40$3,074$256
Low Deductibles Age 40$2,954$246
Safe Driver Age 30$2,336$195
Safe Driver Age 40$2,194$183
Safe Driver Age 50$1,996$166
Safe Driver Age 60$1,962$164
Discount Rate Age 40$1,822$152
High Deductibles Age 40$1,806$151

The next table shows average car insurance rates for the Jaguar I-Pace for the 2019 to 2023 model years. Average full coverage rates are included for drivers aged 20 to 60.

Jaguar I-Pace Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Jaguar I-Pace$4,384$2,194$1,962
2022 Jaguar I-Pace$4,270$2,134$1,912
2021 Jaguar I-Pace$4,050$2,024$1,812
2020 Jaguar I-Pace$3,992$1,990$1,784
2019 Jaguar I-Pace$4,014$2,000$1,790

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Jaguar I-Pace Insurance Rates by Model Year

How does I-Pace insurance cost compare?

When compared to the top-selling vehicles in the small luxury SUV segment, insurance for a Jaguar I-Pace costs $204 more per year than the Audi Q5, $118 more than the BMW X3, $722 more than the Acura RDX, and $388 more than the Volvo XC60.

The Jaguar I-Pace ranks 36th out of 37 total comparison vehicles in the 2023 small luxury SUV category. The I-Pace costs an average of $2,194 per year for insurance, while the class median rate is $1,909 annually, a difference of $285 per year.

The chart below shows how well average I-Pace insurance rates compare to the top 10 selling small luxury SUVs in the United States. An additional table is included following the chart that details the average auto insurance cost for all 37 models in the 2023 small luxury SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jaguar I-Pace, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jaguar I-Pace trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Jaguar I-Pace vs Top 10 Small Luxury SUVs
Jaguar I-Pace Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,472-$722
2Cadillac XT4$1,592-$602
3Volvo XC40$1,622-$572
4Lexus UX 250h$1,650-$544
5Mercedes-Benz GLA250$1,712-$482
6Mercedes-Benz GLB 250$1,718-$476
7Lexus NX 250$1,740-$454
8Lexus NX 350h$1,760-$434
9Lexus NX 350$1,770-$424
10Lincoln Corsair$1,772-$422
11Lexus NX 450h$1,776-$418
12BMW X1$1,788-$406
13Alfa Romeo Tonale$1,790-$404
14Mercedes-Benz GLC300$1,798-$396
15Lexus RZ 450e$1,802-$392
16Volvo XC60$1,806-$388
17Audi Q3$1,820-$374
18Land Rover Evoque$1,828-$366
19Volvo C40$1,846-$348
20Infiniti QX55$1,908-$286
21Mercedes-Benz GLA35 AMG$1,914-$280
22Genesis GV70$1,944-$250
23Mercedes-Benz EQB 300$1,954-$240
24Genesis GV60$1,958-$236
25Mercedes-Benz GLA45 AMG$1,968-$226
26Alfa Romeo Stelvio$1,978-$216
27Audi Q5$1,990-$204
28Land Rover Range Rover Velar$1,996-$198
29Mercedes-Benz EQB 350$2,000-$194
30BMW X4$2,038-$156
31Land Rover Defender$2,044-$150
32Jaguar F-Pace$2,054-$140
33Audi Q4$2,066-$128
34Porsche Macan$2,070-$124
35BMW X3$2,076-$118
36Jaguar I-Pace$2,194--
37Aston Martin DBX$3,424$1,230

Some additional rates and information for I-Pace insurance include:

  • Rates trend downward as age increases. The difference in insurance cost on a 2023 I-Pace between a 40-year-old driver ($2,194 per year) and a 20-year-old driver ($4,384 per year) is $2,190, or a savings of 66.6%.
  • A good driving record pays dividends. To get the lowest-priced I-Pace insurance rates, it pays to avoid traffic citations. In fact, just a few blemishes on your motor vehicle report have the consequences of increasing rates as much as $572 per year. Serious misdemeanors such as driving under the influence or reckless driving could raise rates by an additional $2,022 or more.
  • Negligent driving raises insurance rates. Having multiple accidents could cost you more, potentially by an additional $3,074 per year for a 20-year-old driver and even $684 per year for a 50-year-old driver.
  • Driver gender influences rates. For a 2023 Jaguar I-Pace, a 20-year-old male driver pays an average price of $4,384 per year, while a 20-year-old female pays $3,222, a difference of $1,162 per year. Women get significantly cheaper rates. But by age 50, the rate for males is $1,996 and the female rate is $1,956, a difference of only $40.
  • I-Pace insurance is expensive for high-risk drivers. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $3,398 or more per year.