Best Jaguar I-Pace Insurance Rates and Comparisons for 2023

Is the Jaguar I-Pace expensive to insure? We compare insurance rates for the I-Pace HSE EV400 to see how it compares to the rest of the small luxury SUV market.

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  • Jaguar I-Pace car insurance costs an average of $2,252 per year on average, or about $188 per month for a policy with full coverage.
  • When compared to other small luxury SUVs, the 2023 Jaguar I-Pace is one of the more expensive small luxury SUVs to insure, costing $292 more per year on average.
  • I-Pace insurance rates range from $2,252 to $2,252 annually for an average driver, depending on trim level.

How much does Jaguar I-Pace insurance cost?

Jaguar I-Pace car insurance averages around $2,252 annually for full coverage, or around $188 monthly. Expect to pay approximately $292 more annually to insure a Jaguar I-Pace compared to the average rate for small luxury SUVs, and $524 more per year than the $1,728 average for all vehicles.

Depending on the trim level being insured, monthly car insurance cost for a 2023 Jaguar I-Pace ranges from $188 to $188, with the base HSE EV400 model being cheapest and the HSE EV400 model costing the most to insure.

The following chart displays the average car insurance cost for a 2023 I-Pace using different risk profiles and driver ages.

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Chart Data Details: Average rates are for a 2023 model year Jaguar I-Pace with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Jaguar I-Pace trim levels.Data last updated on August 12, 2023
Jaguar I-Pace Insurance Cost Summary
2023 Jaguar I-Pace Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,140$428
Safe Driver Age 20$4,500$375
At-fault Accidents Age 40$3,156$263
Low Deductibles Age 40$3,032$253
Safe Driver Age 30$2,398$200
Safe Driver Age 40$2,252$188
Safe Driver Age 50$2,048$171
Safe Driver Age 60$2,014$168
Discount Rate Age 40$1,872$156
High Deductibles Age 40$1,854$155

The next table shows average car insurance rates for the Jaguar I-Pace for the 2019 to 2023 model years. Average full coverage rates are included for drivers aged 20 to 60.

Jaguar I-Pace Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Jaguar I-Pace$4,500$2,252$2,014
2022 Jaguar I-Pace$4,382$2,190$1,958
2021 Jaguar I-Pace$4,160$2,076$1,858
2020 Jaguar I-Pace$4,098$2,044$1,830
2019 Jaguar I-Pace$4,122$2,054$1,838

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Jaguar I-Pace Insurance Rates by Model Year

How does I-Pace insurance cost compare?

When compared to the top-selling vehicles in the small luxury SUV segment, insurance for a Jaguar I-Pace costs $210 more per year than the Audi Q5, $120 more than the BMW X3, $744 more than the Acura RDX, and $400 more than the Volvo XC60.

The Jaguar I-Pace ranks 36th out of 37 total comparison vehicles in the 2023 small luxury SUV category. The I-Pace costs an average of $2,252 per year for insurance, while the class median rate is $1,960 annually, a difference of $292 per year.

The chart below shows how well average I-Pace insurance rates compare to the top 10 selling small luxury SUVs in the United States. An additional table is included following the chart that details the average auto insurance cost for all 37 models in the 2023 small luxury SUV category.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Jaguar I-Pace, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Jaguar I-Pace trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Jaguar I-Pace vs Top 10 Small Luxury SUVs
Jaguar I-Pace Insurance Cost Compared to All Small Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Acura RDX$1,508-$744
2Cadillac XT4$1,634-$618
3Volvo XC40$1,664-$588
4Lexus UX 250h$1,694-$558
5Mercedes-Benz GLA250$1,756-$496
6Mercedes-Benz GLB 250$1,762-$490
7Lexus NX 250$1,786-$466
8Lexus NX 350h$1,806-$446
9Lexus NX 350$1,818-$434
10Lincoln Corsair$1,820-$432
11Lexus NX 450h$1,826-$426
12BMW X1$1,838-$414
13Alfa Romeo Tonale$1,842-$410
14Mercedes-Benz GLC300$1,844-$408
15Lexus RZ 450e$1,848-$404
16Volvo XC60$1,852-$400
17Audi Q3$1,868-$384
18Land Rover Evoque$1,878-$374
19Volvo C40$1,894-$358
20Infiniti QX55$1,958-$294
21Mercedes-Benz GLA35 AMG$1,964-$288
22Genesis GV70$1,998-$254
23Mercedes-Benz EQB 300$2,008-$244
24Genesis GV60$2,010-$242
25Mercedes-Benz GLA45 AMG$2,020-$232
26Alfa Romeo Stelvio$2,028-$224
27Audi Q5$2,042-$210
28Land Rover Range Rover Velar$2,050-$202
29Mercedes-Benz EQB 350$2,052-$200
30BMW X4$2,092-$160
31Land Rover Defender$2,098-$154
32Jaguar F-Pace$2,106-$146
33Audi Q4$2,120-$132
34Porsche Macan$2,122-$130
35BMW X3$2,132-$120
36Jaguar I-Pace$2,252--
37Aston Martin DBX$3,514$1,262

Some additional rates and information for I-Pace insurance include:

  • Rates trend downward as age increases. The difference in insurance cost on a 2023 I-Pace between a 40-year-old driver ($2,252 per year) and a 20-year-old driver ($4,500 per year) is $2,248, or a savings of 66.6%.
  • A good driving record pays dividends. To get the lowest-priced I-Pace insurance rates, it pays to avoid traffic citations. In fact, just a few blemishes on your motor vehicle report have the consequences of increasing rates as much as $586 per year. Serious misdemeanors such as driving under the influence or reckless driving could raise rates by an additional $2,074 or more.
  • Negligent driving raises insurance rates. Having multiple accidents could cost you more, potentially by an additional $3,156 per year for a 20-year-old driver and even $698 per year for a 50-year-old driver.
  • Driver gender influences rates. For a 2023 Jaguar I-Pace, a 20-year-old male driver pays an average price of $4,500 per year, while a 20-year-old female pays $3,310, a difference of $1,190 per year. Women get significantly cheaper rates. But by age 50, the rate for males is $2,048 and the female rate is $2,008, a difference of only $40.
  • I-Pace insurance is expensive for high-risk drivers. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $3,488 or more per year.