- Jaguar I-Pace car insurance costs an average of $2,194 per year on average, or about $183 per month for a policy with full coverage.
- When compared to other small luxury SUVs, the 2023 Jaguar I-Pace is one of the more expensive small luxury SUVs to insure, costing $285 more per year on average.
- I-Pace insurance rates range from $2,194 to $2,194 annually for an average driver, depending on trim level.
How much does Jaguar I-Pace insurance cost?
Jaguar I-Pace car insurance averages around $2,194 annually for full coverage, or around $183 monthly. Expect to pay approximately $285 more annually to insure a Jaguar I-Pace compared to the average rate for small luxury SUVs, and $509 more per year than the $1,685 average for all vehicles.
Depending on the trim level being insured, monthly car insurance cost for a 2023 Jaguar I-Pace ranges from $183 to $183, with the base HSE EV400 model being cheapest and the HSE EV400 model costing the most to insure.
The following chart displays the average car insurance cost for a 2023 I-Pace using different risk profiles and driver ages.
The next table shows average car insurance rates for the Jaguar I-Pace for the 2019 to 2023 model years. Average full coverage rates are included for drivers aged 20 to 60.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Jaguar I-Pace | $4,384 | $2,194 | $1,962 |
| 2022 Jaguar I-Pace | $4,270 | $2,134 | $1,912 |
| 2021 Jaguar I-Pace | $4,050 | $2,024 | $1,812 |
| 2020 Jaguar I-Pace | $3,992 | $1,990 | $1,784 |
| 2019 Jaguar I-Pace | $4,014 | $2,000 | $1,790 |
How does I-Pace insurance cost compare?
When compared to the top-selling vehicles in the small luxury SUV segment, insurance for a Jaguar I-Pace costs $204 more per year than the Audi Q5, $118 more than the BMW X3, $722 more than the Acura RDX, and $388 more than the Volvo XC60.
The Jaguar I-Pace ranks 36th out of 37 total comparison vehicles in the 2023 small luxury SUV category. The I-Pace costs an average of $2,194 per year for insurance, while the class median rate is $1,909 annually, a difference of $285 per year.
The chart below shows how well average I-Pace insurance rates compare to the top 10 selling small luxury SUVs in the United States. An additional table is included following the chart that details the average auto insurance cost for all 37 models in the 2023 small luxury SUV category.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,472 | -$722 |
| 2 | Cadillac XT4 | $1,592 | -$602 |
| 3 | Volvo XC40 | $1,622 | -$572 |
| 4 | Lexus UX 250h | $1,650 | -$544 |
| 5 | Mercedes-Benz GLA250 | $1,712 | -$482 |
| 6 | Mercedes-Benz GLB 250 | $1,718 | -$476 |
| 7 | Lexus NX 250 | $1,740 | -$454 |
| 8 | Lexus NX 350h | $1,760 | -$434 |
| 9 | Lexus NX 350 | $1,770 | -$424 |
| 10 | Lincoln Corsair | $1,772 | -$422 |
| 11 | Lexus NX 450h | $1,776 | -$418 |
| 12 | BMW X1 | $1,788 | -$406 |
| 13 | Alfa Romeo Tonale | $1,790 | -$404 |
| 14 | Mercedes-Benz GLC300 | $1,798 | -$396 |
| 15 | Lexus RZ 450e | $1,802 | -$392 |
| 16 | Volvo XC60 | $1,806 | -$388 |
| 17 | Audi Q3 | $1,820 | -$374 |
| 18 | Land Rover Evoque | $1,828 | -$366 |
| 19 | Volvo C40 | $1,846 | -$348 |
| 20 | Infiniti QX55 | $1,908 | -$286 |
| 21 | Mercedes-Benz GLA35 AMG | $1,914 | -$280 |
| 22 | Genesis GV70 | $1,944 | -$250 |
| 23 | Mercedes-Benz EQB 300 | $1,954 | -$240 |
| 24 | Genesis GV60 | $1,958 | -$236 |
| 25 | Mercedes-Benz GLA45 AMG | $1,968 | -$226 |
| 26 | Alfa Romeo Stelvio | $1,978 | -$216 |
| 27 | Audi Q5 | $1,990 | -$204 |
| 28 | Land Rover Range Rover Velar | $1,996 | -$198 |
| 29 | Mercedes-Benz EQB 350 | $2,000 | -$194 |
| 30 | BMW X4 | $2,038 | -$156 |
| 31 | Land Rover Defender | $2,044 | -$150 |
| 32 | Jaguar F-Pace | $2,054 | -$140 |
| 33 | Audi Q4 | $2,066 | -$128 |
| 34 | Porsche Macan | $2,070 | -$124 |
| 35 | BMW X3 | $2,076 | -$118 |
| 36 | Jaguar I-Pace | $2,194 | -- |
| 37 | Aston Martin DBX | $3,424 | $1,230 |
Some additional rates and information for I-Pace insurance include:
- Rates trend downward as age increases. The difference in insurance cost on a 2023 I-Pace between a 40-year-old driver ($2,194 per year) and a 20-year-old driver ($4,384 per year) is $2,190, or a savings of 66.6%.
- A good driving record pays dividends. To get the lowest-priced I-Pace insurance rates, it pays to avoid traffic citations. In fact, just a few blemishes on your motor vehicle report have the consequences of increasing rates as much as $572 per year. Serious misdemeanors such as driving under the influence or reckless driving could raise rates by an additional $2,022 or more.
- Negligent driving raises insurance rates. Having multiple accidents could cost you more, potentially by an additional $3,074 per year for a 20-year-old driver and even $684 per year for a 50-year-old driver.
- Driver gender influences rates. For a 2023 Jaguar I-Pace, a 20-year-old male driver pays an average price of $4,384 per year, while a 20-year-old female pays $3,222, a difference of $1,162 per year. Women get significantly cheaper rates. But by age 50, the rate for males is $1,996 and the female rate is $1,956, a difference of only $40.
- I-Pace insurance is expensive for high-risk drivers. For a 20-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations can cause a rate increase of $3,398 or more per year.
