- Jaguar E-Pace car insurance costs $1,564 per year on average, or around $130 per month for full coverage.
- The E-Pace is one of the cheaper midsize luxury SUVs to insure, costing $279 less per year on average as compared to the rest of the vehicles in the segment.
- The base E-Pace AWD trim level is the cheapest to insure at around $1,502 per year. The most expensive trim is the 300 Sport AWD at $1,626 per year.
How much does Jaguar E-Pace insurance cost?
Average Jaguar E-Pace insurance costs $1,564 yearly for full coverage, or about $130 a month. Liability/medical (or PIP) coverage costs approximately $436 a year, collision insurance costs about $720, and the remaining comprehensive is an estimated $408.
The following chart illustrates how average E-Pace car insurance rates change based on the age of the rated driver and policy deductibles. The rate values vary from as low as $1,170 per year for a 60-year-old driver with high physical damage deductibles to the highest rate of $3,620 annually for a 20-year-old driver with low physical damage deductibles.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
Is E-Pace insurance expensive?
The Jaguar E-Pace ranks #2 out of 36 total vehicles in the midsize luxury SUV category. The E-Pace costs an average of $1,564 per year for full coverage insurance, while the category median cost is $1,843 annually, a difference of $279 per year.
When compared to the top-selling other midsize luxury SUVs, car insurance for a Jaguar E-Pace costs $6 less per year than the Lexus RX 350, $374 less than the BMW X5, $14 less than the Acura MDX, and $64 more than the Cadillac XT5.
The chart below shows how insurance cost for a 2022 E-Pace compares to other best-selling midsize luxury SUVs in America. Insurance affordability rankings for all 36 vehicles in the 2022 model year segment are included in the table below the chart.
|3||Lexus RX 350||$1,570||$6|
|6||Lexus RX 450h||$1,608||$44|
|8||Lexus RX 350L||$1,628||$64|
|11||Land Rover Discovery||$1,660||$96|
|12||Land Rover Discovery Sport||$1,662||$98|
|13||Lexus RX 450hL||$1,676||$112|
|16||Mercedes-Benz AMG GLB35||$1,740||$176|
|18||Lexus GX 460||$1,766||$202|
|22||Mercedes-Benz AMG GLC43||$1,846||$282|
|27||Land Rover Range Rover Sport||$2,020||$456|
|29||Tesla Model X||$2,064||$500|
|32||Mercedes-Benz AMG GLE53||$2,150||$586|
|34||Mercedes-Benz AMG GLE63||$2,292||$728|
|36||Audi RS 6||$2,390||$826|
What is the cheapest E-Pace to insure?
The cheapest Jaguar E-Pace to insure is the $41,800 base AWD trim at $1,502 per year, or about $125 per month. The most expensive model to insure is the $51,000 300 Sport AWD model, costing an average of $124 more per year.
The table below details the average annual and 6-month auto insurance policy costs, in addition to a monthly amount for budgeting, for each 2022 Jaguar E-Pace package and trim.
|Jaguar E-Pace Trim Level||Annual Policy||6-month Policy||Per Month|
|300 Sport AWD||$1,626||$813||$136|
A few additional observations regarding the cost of insurance for a Jaguar E-Pace include:
- A good driving record means cheaper rates. In order to get the cheapest E-Pace insurance rates, it pays to follow traffic laws. Not surprisingly, just one or two minor lapses of judgement on your driving record have the potential to increase the cost of a policy by as much as $402 per year. Being convicted of a serious infraction like driving under the influence of drugs or alcohol could raise rates by an additional $1,418 or more.
- Be a careful driver and save. Being the cause of frequent accidents will raise rates, potentially up to $2,156 per year for a 20-year-old driver and even as much as $456 per year for a 60-year-old driver.
- Qualify for discounts to save money. Discounts may be available if the insured drivers are homeowners, work in certain occupations, drive a vehicle with safety or anti-theft features, take a defensive driving course, or many other discounts which could save the average driver as much as $264 per year on the cost of insuring an E-Pace.
- Getting older pays dividends in cheaper insurance. The difference in insurance cost on an E-Pace between a 40-year-old driver ($1,564 per year) and a 20-year-old driver ($3,094 per year) is $1,530, or a savings of 49.5%.
- High-risk E-Pace insurance is expensive. For a 30-year-old driver, having too many accidents or violations increases the cost by $1,876 or more per year.
- The higher the deductibles, the lower the cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $256 per year for a 40-year-old driver and $498 per year for a 20-year-old driver.
- Low deductibles makes insurance more expensive. Decreasing your deductibles from $500 to $250 could cost an additional $266 per year for a 40-year-old driver and $526 per year for a 20-year-old driver.