- Jaguar E-Pace car insurance costs $1,808 per year on average, or around $151 per month for full coverage.
- The E-Pace is one of the cheaper midsize luxury SUVs to insure, costing $242 less per year on average as compared to the rest of the vehicles in the segment.
- The base E-Pace SE trim level is the cheapest to insure at around $1,808 per year. The most expensive trim is the SE at $1,808 per year.
How much does Jaguar E-Pace insurance cost?
Average Jaguar E-Pace insurance costs $1,808 yearly for full coverage, or about $151 a month. Liability/medical (or PIP) coverage costs approximately $484 a year, collision insurance costs about $862, and the remaining comprehensive is an estimated $462.
The following chart illustrates how average E-Pace car insurance rates change based on the age of the rated driver and policy deductibles. The rate values vary from as low as $1,352 per year for a 60-year-old driver with high physical damage deductibles to the highest rate of $4,212 annually for a 20-year-old driver with low physical damage deductibles.
Is E-Pace insurance expensive?
The Jaguar E-Pace ranks ninth out of 37 total vehicles in the midsize luxury SUV category. The E-Pace costs an average of $1,808 per year for full coverage insurance, while the category median cost is $2,050 annually, a difference of $242 per year.
When compared to the top-selling other midsize luxury SUVs, car insurance for a Jaguar E-Pace costs $230 more per year than the Lexus RX 350, $422 less than the BMW X5, $52 more than the Acura MDX, and $132 more than the Cadillac XT5.
The chart below shows how insurance cost for a 2023 E-Pace compares to other best-selling midsize luxury SUVs in America. Insurance affordability rankings for all 37 vehicles in the 2023 model year segment are included in the table below the chart.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Lexus RX 350 | $1,578 | -$230 |
| 2 | Infiniti QX50 | $1,632 | -$176 |
| 3 | Cadillac XT5 | $1,676 | -$132 |
| 4 | Cadillac XT6 | $1,716 | -$92 |
| 5 | Acura MDX | $1,756 | -$52 |
| 6 | Lincoln Nautilus | $1,786 | -$22 |
| 7 | Lexus RX 350L | $1,804 | -$4 |
| 8 | Land Rover Discovery Sport | $1,806 | -$2 |
| 9 | Jaguar E-Pace | $1,808 | -- |
| 10 | Volvo V90 | $1,838 | $30 |
| 11 | Lexus RX 450h | $1,858 | $50 |
| 12 | Lexus GX 460 | $1,880 | $72 |
| 13 | Lexus RX 450hL | $1,890 | $82 |
| 14 | Volvo V60 | $1,896 | $88 |
| 15 | Mercedes-Benz AMG GLB35 | $1,934 | $126 |
| 16 | Genesis GV80 | $1,936 | $128 |
| 17 | Audi SQ5 | $1,940 | $132 |
| 18 | Lincoln Aviator | $1,958 | $150 |
| 19 | Infiniti QX60 | $1,974 | $166 |
| 20 | Mercedes-Benz GLE450 | $1,990 | $182 |
| 21 | Mercedes-Benz GLE350 | $2,014 | $206 |
| 22 | Land Rover Discovery | $2,022 | $214 |
| 23 | Mercedes-Benz AMG GLC43 | $2,056 | $248 |
| 24 | Audi Q7 | $2,104 | $296 |
| 25 | Audi e-tron | $2,174 | $366 |
| 26 | Tesla Model X | $2,184 | $376 |
| 27 | Mercedes-Benz AMG GLE53 | $2,190 | $382 |
| 28 | BMW X5 | $2,230 | $422 |
| 29 | Audi Q8 | $2,238 | $430 |
| 30 | Land Rover Range Rover Sport | $2,254 | $446 |
| 31 | Audi SQ7 | $2,362 | $554 |
| 32 | BMW iX | $2,396 | $588 |
| 33 | BMW X6 | $2,442 | $634 |
| 34 | Porsche Cayenne | $2,462 | $654 |
| 35 | Mercedes-Benz AMG GLE63 | $2,582 | $774 |
| 36 | Audi RS 6 | $2,624 | $816 |
| 37 | BMW XM | $2,872 | $1,064 |
A few additional observations regarding the cost of insurance for a Jaguar E-Pace include:
- A good driving record means cheaper rates. In order to get the cheapest E-Pace insurance rates, it pays to follow traffic laws. Not surprisingly, just one or two minor lapses of judgement on your driving record have the potential to increase the cost of a policy by as much as $470 per year. Being convicted of a serious infraction like driving under the influence of drugs or alcohol could raise rates by an additional $1,652 or more.
- Be a careful driver and save. Being the cause of frequent accidents will raise rates, potentially up to $2,514 per year for a 20-year-old driver and even as much as $534 per year for a 60-year-old driver.
- Qualify for discounts to save money. Discounts may be available if the insured drivers are homeowners, work in certain occupations, drive a vehicle with safety or anti-theft features, take a defensive driving course, or many other discounts which could save the average driver as much as $304 per year on the cost of insuring an E-Pace.
- Getting older pays dividends in cheaper insurance. The difference in insurance cost on an E-Pace between a 40-year-old driver ($1,808 per year) and a 20-year-old driver ($3,592 per year) is $1,784, or a savings of 49.7%.
- High-risk E-Pace insurance is expensive. For a 30-year-old driver, having too many accidents or violations increases the cost by $2,186 or more per year.
- The higher the deductibles, the lower the cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Low deductibles makes insurance more expensive. Decreasing your deductibles from $500 to $250 could cost an additional $314 per year for a 40-year-old driver and $620 per year for a 20-year-old driver.
